Centre County PA
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Centre County PA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Centre County PA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,923
Total Mortgage Loan Application Amount $1,163,821,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $31,240,000
Average Applicant Income $67,000
Highest Applicant Income $1,968,000

Mortgage Company List for Lending in Centre County PA for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 788 $ 109,709,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 62,020,896,000 521 $ 40,250,000
NITTANY BANK
2541 EAST COLLEGE AVENUE
STATE COLLEGE, PA 16801
* $ 247,470,000 520 $ 73,991,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 448 $ 44,412,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 396 $ 53,550,000
CITIZENS BANK OF PENNSYLVANIA
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 26,738,196,000 358 $ 26,535,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 268 $ 34,375,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 5,407,582,000 258 $ 25,698,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 257 $ 31,686,000
OMEGA BANK NA
PO BOX 298
STATE COLLEGE, PA 16804
* $ 1,120,887,000 230 $ 18,863,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 206 $ 29,555,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 513,404,000 201 $ 23,499,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 191 $ 20,998,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 49,199,485,000 190 $ 16,597,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 49,199,485,000 189 $ 26,006,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 170 $ 21,556,000
RELIANCE SAVINGS BANK
1119 12TH ST
ALTOONA, PA 16601
* $ 254,928,000 167 $ 21,618,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 146 $ 14,788,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 130 $ 16,967,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 43,610,071,000 126 $ 12,431,000
PENN STATE
1937 N. ATHERTON STREET
STATE COLLEGE, PA 16803
* $ 76,764,000 119 $ 7,151,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 119 $ 18,566,000
AMERISERV FINANCIAL BANK
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 1,142,422,000 110 $ 14,194,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 106 $ 14,099,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 101 $ 11,107,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 101 $ 13,894,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 2,136,799,000 89 $ 3,976,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 88 $ 11,072,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 85 $ 9,703,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 84 $ 3,653,000
THE JUNIATA VALLEY BANK
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 384,519,000 84 $ 13,434,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 83 $ 8,148,000
WAYPOINT FINANCIAL CORP
PO BOX 1711
HARRISBURG, PA 17105
* $ 5,300,366,000 82 $ 16,332,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 81 $ 8,689,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 80 $ 10,017,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 76 $ 8,219,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 75 $ 8,691,000
COUNTY NB
1 SOUTH SECOND STREET
CLEARFIELD, PA 16830
* $ 685,937,000 66 $ 3,803,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 66 $ 7,335,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 62 $ 34,116,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 61 $ 5,536,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 61 $ 6,576,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 59 $ 7,636,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 57 $ 6,357,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 57 $ 6,207,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 55 $ 7,898,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 55 $ 4,473,000
KISH VALLEY NATIONAL BANK
4255 EAST MAIN ST PO BOX 917
BELLEVILLE, PA 17004
* $ 348,962,000 48 $ 8,454,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 48 $ 4,611,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 44 $ 1,574,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 44 $ 5,111,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 43 $ 3,790,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 40 $ 5,853,000
SPE
650 SCIENCE PARK ROAD
STATE COLLEGE, PA 16803
* $ 43,330,000 40 $ 2,931,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 40 $ 4,141,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 39 $ 4,327,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 38 $ 4,797,000
WELLS FARGO FIN'L PENNSYLVANIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 38 $ 3,227,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 37 $ 4,428,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 36 $ 5,922,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 35 $ 1,368,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 35 $ 4,742,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 35 $ 1,868,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 34 $ 5,208,000
CENTRAL FEDERAL MORTGAGE CO
2801 4TH AVE S, 1ST FLOOR, MAC X9902-01R
MINNEAPOLIS, MN 55408
* $ 10,000,000 34 $ 5,514,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 32 $ 3,714,000
CITIZENS MORTGAGE CORP.
10 TRIPPS LANE
RIVERSIDE, RI 02915
* $ 3,623,074,000 32 $ 4,420,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 31 $ 1,638,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 31 $ 3,004,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 5,106,174,000 31 $ 2,055,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 29 $ 3,282,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 27 $ 3,672,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 24 $ 4,254,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 24 $ 3,427,000
UVANTAGE HOME LENDING SERVICES
2300 E LINCOLN HWY STE 609
LANGHORNE, PA 19047
* $ 10,000,000 24 $ 2,648,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 23 $ 2,032,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 23 $ 2,987,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 23 $ 2,704,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 46,276,022,000 21 $ 689,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 21 $ 2,602,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 21 $ 2,581,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 21 $ 2,604,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 20 $ 588,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 20 $ 1,772,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 19 $ 2,994,000
MIFFLINBURG BANK AND TRUST COMPANY
250 E. CHESTNUT STREET, PO BOX 186
MIFFLINBURG, PA 17844
* $ 269,817,000 18 $ 1,176,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 61,258,857,000 18 $ 4,085,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 17 $ 734,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 17 $ 1,761,000
AGCHOICE FARM CREDIT, ACA
900 BENT CREEK BOULEVARD
MECHANICSBURG, PA 17050
* $ 1,032,007,000 16 $ 5,833,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 282,755,000 14 $ 1,325,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 515,335,000 14 $ 1,335,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 14 $ 2,303,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 13 $ 1,066,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 13 $ 1,704,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 12 $ 1,229,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ 10,000,000 12 $ 1,325,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 12 $ 1,621,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 19,145,012,000 12 $ 1,853,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,333,614,000 12 $ 1,605,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 12 $ 609,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 11 $ 1,277,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,596,863,000 11 $ 1,974,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 11 $ 1,332,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 11 $ 1,090,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 11 $ 1,130,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 2,201,807,000 11 $ 342,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 10 $ 888,000
IRWIN UNION BANK
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,655,913,000 10 $ 645,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 10 $ 2,133,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 9 $ 999,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 9 $ 890,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 9 $ 1,440,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 353,541,000,000 9 $ 1,561,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 9 $ 1,154,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 24,659,500,000 8 $ 620,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 8 $ 918,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 1,184,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 7 $ 1,048,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 192,265,000,000 7 $ 487,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 373,438,000 7 $ 169,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 67,584,376,000 7 $ 1,104,000
SOUTH COUNTY BANK
2 VENTURE, SUITE 120
IRVINE, CA 92618
* $ 109,715,000 7 $ 530,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 7 $ 841,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 128,534,000 6 $ 1,047,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 16,980,253,000 6 $ 182,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,241,100,000 6 $ 609,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 6 $ 829,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 6 $ 897,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 6 $ 370,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,793,383,000 6 $ 619,000
LIBERTY MORTGAGE CORPORATION
2713 FOREST HILLS RD
WILSON, NC 27893
* $ 43,553,752,000 6 $ 554,000
MEMBERS 1ST FEDERAL CREDIT UNION
5000 LOUISE DRIVE
MECHANICSBURG, PA 17055
* $ 858,730,000 6 $ 295,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 5 $ 563,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 414,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 5 $ 830,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 5 $ 620,000
FIRST INDIANA BANK
135 NORTH PENNSYLVANIA
INDIANAPOLIS, IN 46204
* $ 2,178,163,000 5 $ 618,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 5 $ 511,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 5 $ 705,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 5 $ 479,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,028,176,000 5 $ 600,000
POLICE & FIRE
901 ARCH STREET
PHILADELPHIA, PA 19107
* $ 1,692,023,000 5 $ 434,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 5 $ 892,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,690,967,000 4 $ 283,000
1ST SUMMIT BANK
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ 340,050,000 4 $ 459,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 4 $ 140,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 523,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 4 $ 441,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 206,104,000 4 $ 180,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 4 $ 440,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 4 $ 675,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 3 $ 552,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 443,000
MERCANTILE MORTGAGE CORP.
2 HOPKINS PLAZA, SUITE 900
BALTIMORE, MD 21201
* $ 13,695,472,000 3 $ 420,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 3 $ 521,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 125,000
FLEXPOINT FUNDING CORPORATION
30 EXECUTIVE PARK SUITE 200
IRVINE, CA 92614
* $ 26,612,275,000 3 $ 370,000
FIRST CONTINENTAL MORTGAGE
155 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 10,000,000 3 $ 504,000
FIRST AMERICAN MORTGAGE, INC,.
3926 PENDER DRIVE, 1ST FLOOR
FAIRFAX, VA 22030
* $ 10,000,000 3 $ 472,000
OPTEUM FINANCIAL SERVICES LLC
WEST 115 CENTURY ROAD - 3RD FLOOR
PARAMUS, NJ 07652
* $ 10,000,000 3 $ 507,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 6,057,833,000 3 $ 346,000
AMERICAN MORTGAGE EXPRESS CORP
136 GAITHER DRIVE
MOUNT LAUREL, NJ 08054
* $ 10,000,000 3 $ 435,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 294,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 3 $ 260,000
ALTOONA FIRST SAVINGS BANK
203 N. LOGAN BOULEVARD
ALTOONA, PA 16602
* $ 149,140,000 3 $ 119,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,647,612,000 3 $ 17,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 3 $ 356,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 3 $ 306,000
STATEN ISLAND BANK & T C/O ICB
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 7,445,108,000 3 $ 212,000
SIB MORTGAGE CORP.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 3 $ 212,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 2 $ 239,000
SERVICE 1ST
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 86,914,000 2 $ 179,000
BNY MELLON
500 GRANT STREET, ROOM 2850
PITTSBURGH, PA 15258
* $ 89,257,901,000 2 $ 50,000
SUMMIT MORTGAGE
510 INDEPENDENCE PARKWAY, SUITE 200
CHESAPEAKE, VA 23320
* $ 220,267,000 2 $ 136,000
THE NEW YORK MORTGAGE COMPANY
1301 AVENUE OF THE AMERICAS
NEW YORK, NY 10019
* $ 10,000,000 2 $ 276,000
PROVIDENT BANK
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 4,117,052,000 2 $ 389,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 2 $ 180,000
WNB BANK
329 PINE ST
WILLIAMSPORT, PA 17701
* $ 310,720,000 2 $ 91,000
WORLDWIDE FINANCIAL RESOURCES
50 US HIGHWAY RT 9
MORGANVILLE, NJ 07751
* $ 10,000,000 2 $ 456,000
WORTHINGTON FEDERAL BANK
3301 MEMORIAL PARKWAY SW
HUNTSVILLE, AL 35801
* $ 50,421,000 2 $ 327,000
AMERICAN FINANCIAL MORTGAGE CO
1121 BOYCE ROAD STE 1700
PITTSBURGH, PA 15241
* $ 10,000,000 2 $ 315,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 219,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 2 $ 322,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 7,223,160,000 2 $ 320,000
PENN 1ST FINANCIAL
690 STOCKTON DRIVE
EXTON, PA 19341
* $ 2,240,000,000 2 $ 299,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 273,000
PINNACLE FINANCIAL CORPORATION
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 2 $ 313,000
PLATINUM CAPITAL GROUP
17101 ARMSTRONG AVE. SUITE 200
IRVINE, CA 92614
* $ 10,000,000 2 $ 239,000
DOWNEY SAVINGS AND LOAN
3501 JAMBOREE ROAD
NEWPORT BEACH, CA 92660
* $ 11,637,674,000 2 $ 226,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 4,385,679,000 2 $ 129,000
FULTON BANK
PO BOX 4887
LANCASTER, PA 17604
* $ 4,499,471,000 2 $ 463,000
GREAT AMERICAN FEDERAL
4570 CLAIRTON BOULEVARD
PITTSBURGH, PA 15236
* $ 878,809,000 2 $ 305,000
GREATER ATLANTIC MORTGAGE CORP
8230 OLD COURTHOUSE ROAD S520
VIENNA, VA 22182
* $ 117,754,000 2 $ 179,000
CORESTAR FINANCIAL GROUP, LLC
1966 GREENSPRING DRIVE, SUITE 610
TIMONIUM, MD 21093
* $ 10,000,000 2 $ 340,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,051,000 2 $ 37,000
DOLLAR BANK, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,117,796,000 2 $ 136,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 12,620,187,000 2 $ 305,000
CHAPEL MORTGAGE
593 RANCOCAS ROAD PO BOX 550
RANCOCAS, NJ 08073
* $ 10,000,000 2 $ 238,000
CHARLES SCHWAB BANK
101 MONTGOMERY STREET 11-262
SAN FRANCISCO, CA 94104
* $ 2,729,598,000 2 $ 335,000
COMMERCE BANK
3801 PAXTON ST
HARRISBURG, PA 17111
* $ 1,051,620,000 2 $ 190,000
HOME EQUITY OF AMERICA
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 37,150,291,000 2 $ 181,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 17,275,395,000 2 $ 177,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 2 $ 307,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 258,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 2 $ 410,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 4,019,777,000 2 $ 131,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,211,122,000 2 $ 375,000
NEW CUMBERLAND FEDERAL CREDIT UNION
345 LEWISBERRY RD
NEW CUMBERLAND, PA 17070
* $ 72,378,000 1 $ 131,000
NEW TRIPOLI BANK
6748 MADISON STREET, PO BOX 468
NEW TRIPOLI, PA 18066
* $ 219,220,000 1 $ 5,000
NATIONAL PENN BANK
PO BOX 547
BOYERTOWN, PA 19512
* $ 3,462,801,000 1 $ 86,000
MORTGAGE AMERICA, INC.
1100 BERKSHIRE BLVD
WYOMISSING, PA 19610
* $ 10,000,000 1 $ 112,000
MORTGAGE CAPITAL ASSOCIATES,
11150 W. OLYMPIC BLVD., STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 310,000
MORTGAGE NOW, INC.
750 WEST RESOURCE DR. SUITE 300
BROOKLYN HEIGHTS, OH 44131
* $ 10,000,000 1 $ 232,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 287,000
MORTGAGES UNLIMITED, INC.
4720 CARLISLE PIKE, STE 300
MECHANICSBURG, PA 17050
* $ 341,000 1 $ 89,000
MIDCOUNTRY MORTGAGE CORP.
1001 LABORE INDUSTRIAL COURT SUITE E
VADNAIS HEIGHTS, MN 55110
* $ 464,081,000 1 $ 332,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 1 $ 162,000
MECHANICS COOPERATIVE BANK
308 BAY STREET
TAUNTON, MA 02780
* $ 130,091,000 1 $ 10,000
M&T REAL ESTATE TRUST
ONE M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 32,664,121,000 1 $ 458,000
INTEGRITY HOME FUNDING, LLC
197 W. SPRING VALLEY AVENUE
MAYWOOD, NJ 07607
* $ 10,000,000 1 $ 227,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 1 $ 25,000
VIST BANK
1240 BROADCASTING RD
WYOMISSING, PA 19610
* $ 600,096,000 1 $ 38,000
HAMILTON NATIONAL MORTGAGE COMPANY
1275 DRUMMERS LANE
WAYNE, PA 19087
* $ 10,000,000 1 $ 348,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 141,000
COMMUNITYBANKS
150 MARKET SQUARE
MILLERSBURG, PA 17061
* $ 1,835,717,000 1 $ 150,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,038,575,000 1 $ 81,000
CLEARVIEW FEDERAL CREDIT UNION
8805 UNIVERSITY BLVD
CORAOPOLIS, PA 15108
* $ 618,281,000 1 $ 161,000
COASTAL CAPITAL CORP
1 PLAZA ROAD
GREENVALE, NY 11548
* $ 10,000,000 1 $ 172,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,175,244,000 1 $ 79,000
COLUMBIA HOME LOANS, LLC.
C/O OCEAN FIRST BANK, 975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 1,717,409,000 1 $ 120,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 42,698,804,000 1 $ 334,000
DOLLAR MORTGAGE CORPORATION
7578 EL CAJON BOULEVARD
LA MESA, CA 91941
* $ 10,000,000 1 $ 28,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,501,212,000 1 $ 184,000
COUNTRYWIDE MTG. VENTURES, LLC
35 N. LAKE AVENUE MS 35-148
PASADENA, CA 91101
* $ 97,957,619,000 1 $ 192,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 25,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 146,000
FORWARD FINANCIAL
70 GRAY ROAD
WEST FALMOUTH, ME 04105
* $ 43,255,000 1 $ 25,000
FIRST COLUMBIA BANK & TRUST CO.
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ 224,531,000 1 $ 200,000
FIRST AMERICAN BANK OF PA
140 E MAIN ST
EVERETT, PA 15537
* $ 205,719,000 1 $ 201,000
FIRST MUTUAL CORP.
523 HOLLYWOOD AVENUE
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 273,000
PROVIDENCE MORTGAGE COMPANY
500 N HOMER
LANSING, MI 48912
* $ 10,000,000 1 $ 1,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 2,011,540,000 1 $ 55,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 2,849,645,000 1 $ 110,000
RATESTAR, INC.
4665 CORNELL ROAD, SUITE 200
CINCINNATI, OH 45241
* $ 54,815,000 1 $ 93,000
PARAGON HOME LENDING, LLC
19435 W. CAPITOL DRIVE, SUITE 201
BROOKFIELD, WI 53045
* $ 10,000,000 1 $ 246,000
PARAMOUNT MORTGAGE SERVICES, I
231 CROSSWICKS RD., SUITE 5
BORDENTOWN, NJ 08505
* $ 10,000,000 1 $ 53,000
PHILADELPHIA
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 468,405,000 1 $ 140,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
CHAMBERSBURG, PA 17201
* $ 469,105,000 1 $ 174,000
OMEGA FINANCIAL SERVICES, INC.
900 WASHINGTON AVENUE
CARNEGIE, PA 15106
* $ 10,000,000 1 $ 100,000
BAY-VANGUARD FEDERAL SAVINGS B
7114 NORTH POINT ROAD
BALTIMORE, MD 21219
* $ 88,656,000 1 $ 73,000
BMI FEDERAL CREDIT UNION
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 199,484,000 1 $ 165,000
ARLINGTON CAPITAL MORTGAGE
3260 TILLMAN DRIVE, SUITE 90
BENSALEM, PA 19020
* $ 10,000,000 1 $ 124,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 611,144,000 1 $ 200,000
AMERIFIRST H.I. FINANCE CO.
4405 SO 96TH STREET
OMAHA, NE 68127
* $ 10,000,000 1 $ 138,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 50,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 3,924,129,000 1 $ 12,000
ALL FUND MORTGAGE
8808 PACIFIC AVE.
TACOMA, WA 98444
* $ 10,000,000 1 $ 117,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 82,049,858,000 1 $ 131,000
WESTFIELD BANK F S B
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 128,111,000 1 $ 56,000
WESTMINSTER UNION BANK
117 EAST MAIN STREET
WESTMINSTER, MD 21157
* $ 862,562,000 1 $ 205,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 130,602,000 1 $ 60,000
WACHOVIA BANK OF DELAWARE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 2,419,035,000 1 $ 47,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
WAYNE, NJ 07470
* $ 9,702,284,000 1 $ 200,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 1 $ 203,000
USSCO JOHNSTOWN FEDERAL CREDIT UNION
532 OAKRIDGE DRIVE
JOHNSTOWN, PA 15904
* $ 62,710,000 1 $ 144,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 1 $ 50,000
THIRD FEDERAL BANK
3 PENNS TRAIL
NEWTOWN, PA 18940
* $ 607,224,000 1 $ 213,000
TOWER
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 1,314,591,000 1 $ 45,000
TRUMARK FINANCIAL CREDIT UNION
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 744,447,000 1 $ 54,000
THE FIRST NATIONAL BANK OF MCC
101 LINCOLN WAY WEST
MCCONNELLSBURG, PA 17233
* $ 146,595,000 1 $ 157,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 30,245,697,000 1 $ 152,000
SUNSET MORTGAGE COMPANY, L.P.
3 DICKENSON DRIVE
CHADDS FORD, PA 19317
* $ 10,000,000 1 $ 74,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 124,453,567,000 1 $ 188,000
THE BRYN MAWR TRUST COMPANY
801 LANCASTER AVE
BRYN MAWR, PA 19010
* $ 598,855,000 1 $ 516,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 153,000
CCO MORTGAGE
10 TRIPPS LANE
RIVERSIDE, RI 02915
* $ 13,985,245,000 1 $ 334,000
PENNCREST BANK
1201 12TH STREET
ALTOONA, PA 16601
* $ 116,116,000 1 $ 100,000
CAMBRIA COUNTY FEDERAL S & L
700 SECOND STREET
CRESSON, PA 16630
* $ 39,422,000 1 $ 170,000
CAPITOL FEDERAL SAVINGS
700 S. KANSAS AVE
TOPEKA, KS 66601
* $ 8,411,182,000 1 $ 475,000
SMC CAPITAL
3465 BOX HILL CORPORATE CENTER DR STE H
ABINGDON, MD 21009
* $ 10,000,000 1 $ 61,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 1 $ 535,000
SKY BANK C/O HUNTINGTON BANK
137 CLOUGH ST.
BOWLING GREEN, OH 43402
* $ 11,844,146,000 1 $ 168,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 122,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Centre County PA in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,595 $683,844,000 $122,000 $31,240,000 $67,000 $1,608,000
Home Purchase 3,211 $427,567,000 $133,000 $1,370,000 $68,000 $1,717,000
Home Improvement 1,117 $52,410,000 $46,000 $900,000 $65,000 $1,968,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,734 $875,412,000 $113,000 $5,150,000 $69,000 $1,968,000
Not Provided 1,231 $137,840,000 $111,000 $800,000 $67,000 $1,512,000
Not applicable 581 $103,845,000 $178,000 $31,240,000 $12,000 $193,000
Asian 134 $20,785,000 $155,000 $500,000 $88,000 $375,000
Black or African American 97 $9,710,000 $100,000 $280,000 $64,000 $564,000
Hispanic 91 $10,233,000 $112,000 $297,000 $78,000 $444,000
American Indian or Alaskan Native 34 $3,859,000 $113,000 $344,000 $152,000 $1,608,000
Native Hawaiian or Other Pacific Islander 21 $2,137,000 $101,000 $217,000 $62,000 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,748 $1,143,387,000 $117,000 $31,240,000 $69,000 $1,968,000
VA-guaranteed (Veterans Administration) 85 $10,830,000 $127,000 $248,000 $24,000 $91,000
FHA-insured (Federal Housing Administration) 82 $8,678,000 $105,000 $163,000 $39,000 $263,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $926,000 $115,000 $159,000 $23,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,442 $676,807,000 $124,000 $31,240,000 $77,000 $1,968,000
Application Denied By Financial Institution 1,646 $156,138,000 $94,000 $1,400,000 $59,000 $1,200,000
Application Withdrawn By Applicant 1,065 $123,284,000 $115,000 $580,000 $71,000 $1,512,000
Loan Purchased By The Institution 812 $98,228,000 $120,000 $535,000 $35,000 $358,000
Application Approved But Not Accepted 647 $69,534,000 $107,000 $698,000 $68,000 $1,200,000
File Closed For Incompleteness 311 $39,830,000 $128,000 $891,000 $88,000 $1,608,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 412 $34,038,000 $82,000 $800,000 $56,000 $601,000
Other 238 $25,965,000 $109,000 $926,000 $71,000 $1,200,000
Debt-To-Income Ratio 196 $16,854,000 $85,000 $516,000 $45,000 $520,000
Collateral 188 $19,204,000 $102,000 $469,000 $73,000 $660,000
Credit Application Incomplete 142 $17,152,000 $120,000 $451,000 $51,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 33 $6,472,000 $196,000 $1,400,000 $112,000 $510,000
Unverifiable Information 18 $1,838,000 $102,000 $212,000 $72,000 $325,000
Employment History 11 $980,000 $89,000 $232,000 $53,000 $92,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information back through 2003.

Download the Pennsylvania Lender List