Cerro Gordo County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Cerro Gordo County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 861
Total Mortgage Loan Application Amount $147,365,000
Average Mortgage Loan Application Amount $171,000
Highest Mortgage Loan Application Amount $9,975,000
Average Applicant Income $88,000
Highest Applicant Income $983,000

Mortgage Company List for Lending in Cerro Gordo County IA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 122 $ 15,320,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 88 $ 10,490,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,046,473,000 65 $ 7,485,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 30 $ 4,500,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 28 $ 4,940,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 25 $ 5,595,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 23 $ 4,435,000
MANUFACTURERS BANK & TRUST COMPANY
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 690,030,000 22 $ 5,760,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 21 $ 3,715,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 17 $ 3,395,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 13 $ 1,945,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 12 $ 1,640,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,432,330,000 12 $ 2,200,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 10 $ 660,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 10 $ 880,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 9 $ 1,335,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 9 $ 1,675,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 8 $ 1,020,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 8 $ 1,030,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 7 $ 1,125,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 7 $ 515,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
REINBECK, IA 50613
* $ 1,479,040,000 7 $ 1,585,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 7 $ 1,275,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 7 $ 755,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 6 $ 1,820,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 1,040,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 6 $ 620,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 6 $ 880,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 5 $ 1,155,000
FARMERS STATE BANK
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,371,634,000 5 $ 765,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 2,697,669,000 5 $ 405,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 5 $ 475,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 5 $ 735,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 4 $ 360,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,442,452,000 4 $ 420,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 910,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 4 $ 190,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,278,779,000 4 $ 850,000
AIM CREDIT UNION
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 165,623,000 4 $ 830,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 4 $ 1,560,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 4 $ 510,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 1,605,000
FIDELITY BANK & TRUST
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 1,658,656,000 3 $ 115,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 3 $ 665,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 3 $ 605,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,820,664,000 3 $ 425,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 495,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 3 $ 855,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,758,051,000 3 $ 425,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 420,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 2 $ 100,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 2 $ 480,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 658,020,000 2 $ 150,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 300,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 520,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 400,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,965,700,000 2 $ 900,000
BANK MIDWEST
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 1,234,147,000 2 $ 340,000
FIDELITY BANK
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 76,273,000 2 $ 310,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 2 $ 310,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 390,000
HOMETOWN BANK
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 523,774,000 2 $ 810,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 2 $ 140,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,023,480,000 2 $ 270,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 2 $ 320,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 2 $ 240,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 300,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 6,001,858,000 2 $ 640,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 50,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,041,605,000 2 $ 490,000
OHNWARD BANK & TRUST
332 1ST AVE W
CASCADE, IA 52033
* $ 387,426,000 2 $ 210,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 250,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 2 $ 250,000
GREEN BELT BANK & TRUST
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ 590,985,000 2 $ 230,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 1 $ 15,000
TEACHERS FEDERAL CREDIT UNION
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 85,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 1 $ 225,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 1 $ 175,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 3,390,640,000 1 $ 125,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 3,383,892,000 1 $ 85,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 255,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 1 $ 275,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 1 $ 55,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 698,469,000 1 $ 335,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 85,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 105,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 285,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 2,889,083,000 1 $ 105,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 175,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 1 $ 145,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 155,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 155,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 255,000
CEDAR FALLS COMMUNITY CREDIT UNION
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ 172,020,000 1 $ 45,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 1 $ 255,000
AMERICAN FINANCE HOUSE LARIBA
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ -1,000 1 $ 505,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 135,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 370,967,000 1 $ 15,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 175,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,731,908,000 1 $ 85,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 420,502,000,000 1 $ 225,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 1 $ 75,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 345,000
FIRST BANK
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 656,644,000 1 $ 125,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 235,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 1,046,374,000 1 $ 95,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 1 $ 95,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 95,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 405,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 1 $ 275,000
MIDSTATES BANK, NATIONAL ASSOCIATION
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 650,335,000 1 $ 245,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ -1,000 1 $ 95,000
HILLS BANK AND TRUST COMPANY
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,299,556,000 1 $ 375,000
BANKORION
1114 4TH STREET
ORION, IL 61273
* $ 611,529,000 1 $ 1,705,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 2,224,529,000 1 $ 245,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 50,093,398,000 1 $ 75,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ -1,000 1 $ 95,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 35,000
FORESIGHT BANK
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ 308,678,000 1 $ 65,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,758,936,000 1 $ 95,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 185,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 262,541,000 1 $ 115,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 95,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 19,608,230,000 1 $ 1,575,000
MIDWEST HERITAGE BANK, FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 354,210,000 1 $ 355,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 55,000
CF BANK, NATIONAL ASSOCIATION
7000 N HIGH ST
WORTHINGTON, OH 43085
* $ 1,487,525,000 1 $ 175,000
VIBRANT CREDIT UNION
1900 52ND AVE
MOLINE, IL 61265
* $ 1,063,621,000 1 $ 245,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,671,091,000 1 $ 135,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 349,214,000 1 $ 165,000
FIRST NATIONAL BANK, AMES, IOWA
405 5TH ST
AMES, IA 50010
* $ 1,114,689,000 1 $ 125,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 26,774,219,000 1 $ 105,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 295,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 26,812,859,000 1 $ 175,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 1 $ 215,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 405,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 1,025,737,000 1 $ 65,000
GNB BANK
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 622,624,000 1 $ 385,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 125,000
NORTHVIEW BANK
510 MAIN
SANDSTONE, MN 55072
* $ 439,943,000 1 $ 75,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 1,566,307,000 1 $ 9,975,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 166,652,719,000 1 $ 555,000
BANKIOWA OF CEDAR RAPIDS
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 804,652,000 1 $ 1,205,000
PEOPLES BANK
205 E MAIN ST
CLIVE, IA 50107
* $ 415,716,000 1 $ 315,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 154,830,000,000 1 $ 1,175,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cerro Gordo County IA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 521 $98,945,000 $189,000 $9,975,000 $88,000 $738,000
Cash-out Refinancing 170 $26,180,000 $154,000 $1,575,000 $82,000 $721,000
Refinancing 94 $16,620,000 $176,000 $1,705,000 $101,000 $983,000
Other Purpose 43 $3,315,000 $77,000 $355,000 $89,000 $511,000
Home Improvement 32 $2,240,000 $70,000 $285,000 $90,000 $310,000
Not Applicable 1 $65,000 $65,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 658 $98,420,000 $149,000 $1,365,000 $89,000 $983,000
Not Provided 75 $13,915,000 $185,000 $1,575,000 $94,000 $721,000
Not applicable 62 $25,450,000 $410,000 $9,975,000 $114,000 $149,000
Hispanic 33 $4,485,000 $135,000 $375,000 $69,000 $213,000
Black or African American 15 $1,875,000 $125,000 $405,000 $67,000 $207,000
Asian 11 $2,535,000 $230,000 $505,000 $111,000 $433,000
American Indian or Alaskan Native 1 $105,000 $105,000 $105,000 $150,000 $150,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $57,000 $57,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 594 $104,660,000 $176,000 $9,975,000 $98,000 $983,000
FHA-insured (Federal Housing Administration) 169 $22,735,000 $134,000 $425,000 $57,000 $190,000
VA-guaranteed (Veterans Administration) 90 $19,120,000 $212,000 $555,000 $79,000 $188,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $850,000 $106,000 $175,000 $48,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 548 $102,710,000 $187,000 $9,975,000 $96,000 $983,000
Application Denied By Financial Institution 115 $14,295,000 $124,000 $865,000 $62,000 $386,000
Application Withdrawn By Applicant 98 $13,380,000 $136,000 $445,000 $79,000 $295,000
Loan Purchased By The Institution 55 $11,025,000 $200,000 $1,365,000 $114,000 $149,000
File Closed For Incompleteness 32 $3,460,000 $108,000 $345,000 $93,000 $568,000
Application Approved But Not Accepted 12 $2,390,000 $199,000 $495,000 $78,000 $140,000
Preapproval Approved but not Accepted 1 $105,000 $105,000 $105,000 $58,000 $58,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 741 $131,025,000 $176,000 $9,975,000 $93,000 $983,000
Debt-To-Income Ratio 38 $7,280,000 $191,000 $1,705,000 $45,000 $128,000
Credit History 26 $2,840,000 $109,000 $775,000 $54,000 $150,000
Collateral 20 $1,970,000 $98,000 $265,000 $82,000 $386,000
Credit Application Incomplete 16 $1,590,000 $99,000 $245,000 $75,000 $180,000
Other 11 $885,000 $80,000 $245,000 $66,000 $174,000
Unverifiable Information 7 $1,425,000 $203,000 $425,000 $94,000 $207,000
Employment History 2 $350,000 $175,000 $185,000 $59,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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