Cheboygan County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Cheboygan County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,331
Total Mortgage Loan Application Amount $258,065,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $121,000
Highest Applicant Income $2,524,000

Mortgage Company List for Lending in Cheboygan County MI for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 86 $ 14,860,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 56 $ 8,870,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 55 $ 7,985,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 53 $ 12,725,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 45 $ 6,615,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 33 $ 5,215,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 32 $ 5,920,000
MERCANTILE BANK
310 LEONARD ST NW
GRAND RAPIDS, MI 49504
* $ 3,614,957,000 29 $ 9,785,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 1,316,588,000 29 $ 4,115,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 28 $ 4,910,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 6,863,398,000 27 $ 7,395,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 26 $ 5,460,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 22 $ 2,520,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 22 $ 7,540,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 21 $ 3,355,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 19 $ 5,585,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 19 $ 3,595,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 19 $ 2,825,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 18 $ 5,070,000
COMMUNITY FINANCIAL CREDIT UNION
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 1,013,236,000 17 $ 2,535,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 16 $ 2,700,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 15 $ 2,945,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 15 $ 3,885,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 13 $ 2,125,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 12 $ 2,520,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 11 $ 3,255,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 10 $ 1,940,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 10 $ 2,110,000
FRANKENMUTH CREDIT UNION
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 740,859,000 10 $ 2,530,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 9 $ 1,275,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 8 $ 1,830,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 8 $ 2,070,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 8 $ 1,370,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 8 $ 1,100,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FENTON, MI 48507
* $ -1,000 8 $ 1,040,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 7 $ 975,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 7 $ 945,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 7 $ 1,775,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 460,693,000 7 $ 1,685,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 7 $ 1,085,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 73,336,000,000 6 $ 1,330,000
DOW CREDIT UNION
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,766,990,000 6 $ 780,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,730,630,000 6 $ 1,160,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,563,694,000 6 $ 1,250,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 6 $ 1,080,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 6 $ 1,470,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 6 $ 840,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 6 $ 890,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 5 $ 1,295,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 5 $ 735,000
STAUNTON FINANCIAL, INC.
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48075
* $ -1,000 5 $ 1,165,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 885,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 4,172,729,000 5 $ 1,345,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 5 $ 325,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 4 $ 680,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 4,903,176,000 4 $ 690,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 4 $ 930,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 4 $ 830,000
MICHIGAN SCHOOLS AND GOVERNMENT
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 2,370,725,000 4 $ 950,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 580,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 4 $ 790,000
HFG HOLDINGS, LLC
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48084
* $ -1,000 4 $ 480,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 20,311,535,000 4 $ 810,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ -1,000 4 $ 670,000
NICOLET NATIONAL BANK
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 3,570,443,000 4 $ 710,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 3 $ 855,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 315,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 3 $ 575,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 405,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 3 $ 315,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 3 $ 405,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 3 $ 645,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 3 $ 1,285,000
CONSUMERS CREDIT UNION
PO BOX 525
KALAMAZOO, MI 49077
* $ 1,242,456,000 3 $ 605,000
THUMB BANK AND TRUST
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 274,254,000 3 $ 1,245,000
1ST STATE FINANCIAL, LTD.
PO BOX 1468
SAGINAW, MI 48605
* $ 323,664,000 3 $ 675,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 3 $ 355,000
MICHIGAN EDUCATIONAL
9200 HAGGERTY ROAD
PLYMOUTH, MI 48170
* $ -1,000 3 $ 395,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 3 $ 285,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 405,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 3 $ 595,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 3 $ 425,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 3 $ 1,035,000
THE ANDERSON FINANCIAL GROUP, INC.
2421 N ASHLAND
CHICAGO, IL 60614
* $ -1,000 2 $ 330,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 860,000
UNIVERSITY LENDING GROUP, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 2 $ 540,000
PFCU
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 577,218,000 2 $ 780,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 400,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 320,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 2 $ 250,000
LEVEL ONE BANK
32991 HAMILTON COURT
FARMINGTON HILLS, MI 48334
* $ 1,582,399,000 2 $ 250,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 5,236,417,000 2 $ 170,000
THE STATE BANK
175 N LEROY ST
FENTON, MI 48430
* $ 1,033,895,000 2 $ 630,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 2 $ 330,000
CHOICEONE BANK
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 673,946,000 2 $ 280,000
SPECIALIZED LOAN SERVICING LLC
6200 S QUEBEC ST
WILMINGTON, DE 80111
* $ -1,000 2 $ 520,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 2 $ 430,000
DORT FINANCIAL CREDIT UNION
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 1,005,502,000 2 $ 480,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 2 $ 290,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 220,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 160,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 2 $ 220,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 260,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 2 $ 460,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 292,682,000 2 $ 550,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 600,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 2 $ 340,000
WEST MICHIGAN CREDIT UNION
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 165,982,000 1 $ 125,000
PORTAGE COMMUNITY BANK
1311 E. MAIN ST.
RAVENNA, OH 44266
* $ 356,758,000 1 $ 335,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 405,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 833,228,000 1 $ 255,000
PRESTON HOME LOANS INC
1537 E HILL RD SUITE 100
GRAND BLANC, MI 48439
* $ -1,000 1 $ 135,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 1 $ 265,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 85,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 1 $ 335,000
ISABELLA BANK
139 E. BROADWAY
MOUNT PLEASANT, MI 48858
* $ 1,763,432,000 1 $ 325,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 205,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
LOXAHATCHEE, FL 33312
* $ -1,000 1 $ 145,000
BAY BANK
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 108,303,000 1 $ 75,000
BAYSHORE MORTGAGE FUNDING, LLC
1920 GREENSPRING DRIVE, SUITE 140
BALTIMORE, MD 21093
* $ -1,000 1 $ 115,000
LAKE HURON CREDIT UNION
1540 TITTABAWASSEE RD
SAGINAW, MI 48604
* $ 52,346,000 1 $ 215,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 155,000
COMMERCE HOME MORTGAGE, INC.
3130 CANYON PLACE
SACRAMENTO, CA 94583
* $ -1,000 1 $ 85,000
MARSHALL COMMUNITY CREDIT UNION
839 W GREEN ST
MARSHALL, MI 49068
* $ 226,939,000 1 $ 125,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,658,628,000 1 $ 485,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 455,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 235,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 125,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 1 $ 215,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 338,939,000 1 $ 705,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 1 $ 45,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 1 $ 25,000
THE EQUITABLE MORTGAGE CORPORATION
3530 SNOUFFER ROAD, STE 100
CLEVELAND, OH 43235
* $ -1,000 1 $ 135,000
UKRAINIAN SELFRELIANCE MICHIGAN FEDERAL CREDIT UNION
26791 RYAN RD
WARREN, MI 48091
* $ -1,000 1 $ 305,000
NEW ENGLAND
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,415,180,000 1 $ 515,000
CREDIT UNION ONE
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,487,658,000 1 $ 155,000
MICHIGAN FIRST CREDIT UNION
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 980,071,000 1 $ 175,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 45,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 8,528,848,000 1 $ 365,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 145,000
AUSTIN CAPITAL BANK SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 139,109,000 1 $ 85,000
PREMIER BANK
601 CLINTON STREET
YOUNGSTOWN, OH 43512
* $ 3,439,822,000 1 $ 45,000
FINANCIAL PLUS CREDIT UNION
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 569,726,000 1 $ 215,000
BLG HOLDINGS, INC.
2353 S. LINDEN RD. SUITE A
FLINT, MI 48532
* $ -1,000 1 $ 225,000
BANKVISTA
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 347,062,000 1 $ 45,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 629,553,000 1 $ 85,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 19,445,554,000 1 $ 35,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 83,036,000,000 1 $ 1,605,000
SUPERIOR NATIONAL BANK
235 QUINCY ST
HANCOCK, MI 49930
* $ -1,000 1 $ 185,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 1 $ 315,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 195,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 155,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 45,000
PUBLIC SERVICE CREDIT UNION
7665 MERRIMAN RD
ROMULUS, MI 48174
* $ 293,174,000 1 $ 15,000
ELGA CREDIT UNION
2303 S. CENTER ROAD
GRAND BLANC, MI 48519
* $ 794,126,000 1 $ 275,000
UNITED BANK OF MICHIGAN
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 695,189,000 1 $ 75,000
UNITED FEDERAL CREDIT UNION
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 2,877,075,000 1 $ 55,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 1 $ 335,000
ZEAL CREDIT UNION
17250 NEWBURGH
LIVONIA, MI 48152
* $ 613,902,000 1 $ 45,000
STAR FINANCIAL BANK
127 WEST BERRY ST
FORT WAYNE, IN 46835
* $ 2,089,468,000 1 $ 245,000
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 12,430,349,000 1 $ 655,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 313,272,000 1 $ 575,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 205,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 175,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 215,000
EATON COMMUNITY BANK
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 375,243,000 1 $ 85,000
CIBC BANK USA
120 SOUTH LASALLE
CHICAGO, IL 60603
* $ 33,588,619,000 1 $ 155,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 216,654,000,000 1 $ 1,005,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 185,000
TEAM ONE CREDIT UNION
520 HAYDEN
SAGINAW, MI 48607
* $ 569,349,000 1 $ 65,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 26,468,603,000 1 $ 1,105,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 1 $ 445,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 14,144,676,000 1 $ 405,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 115,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 844,894,000 1 $ 105,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 105,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 105,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 14,434,311,000 1 $ 75,000
ADVANTAGE ONE CREDIT UNION
23670 TELEGRAPH RD.
BROWNSTOWN CHARTER TOWNSHIP, MI 48134
* $ 149,730,000 1 $ 145,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 1 $ 135,000
THREE RIVERS FEDERAL CREDIT UNION
1615 NORTHLAND BLVD
FORT WAYNE, IN 46825
* $ 1,208,245,000 1 $ 425,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 115,000
SUNRISE FAMILY CREDIT UNION
404 SOUTH EUCLID AVENUE
BAY CITY, MI 48706
* $ 113,146,000 1 $ 185,000
TLC COMMUNITY CREDIT UNION
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 525,007,000 1 $ 305,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 105,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 135,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cheboygan County MI in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 481 $90,625,000 $188,000 $825,000 $127,000 $1,981,000
Home Purchase 454 $93,380,000 $205,000 $1,125,000 $122,000 $2,524,000
Cash-out Refinancing 288 $59,180,000 $205,000 $1,605,000 $110,000 $814,000
Other Purpose 54 $8,830,000 $163,000 $905,000 $140,000 $831,000
Home Improvement 52 $5,920,000 $113,000 $365,000 $109,000 $500,000
Not Applicable 2 $130,000 $65,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,030 $199,240,000 $193,000 $1,605,000 $118,000 $2,524,000
Not Provided 207 $43,745,000 $211,000 $1,125,000 $148,000 $1,981,000
Not applicable 49 $9,145,000 $186,000 $565,000 $27,000 $33,000
American Indian or Alaskan Native 23 $2,485,000 $108,000 $165,000 $58,000 $260,000
Hispanic 11 $1,855,000 $168,000 $485,000 $103,000 $322,000
Black or African American 5 $355,000 $71,000 $85,000 $80,000 $133,000
Native Hawaiian or Other Pacific Islander 4 $570,000 $142,000 $165,000 $56,000 $72,000
Asian 2 $670,000 $335,000 $515,000 $308,000 $546,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 999 $203,275,000 $203,000 $1,605,000 $138,000 $2,524,000
FHA-insured (Federal Housing Administration) 161 $22,135,000 $137,000 $365,000 $53,000 $173,000
VA-guaranteed (Veterans Administration) 138 $28,340,000 $205,000 $705,000 $63,000 $177,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $4,315,000 $130,000 $235,000 $45,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 796 $162,180,000 $203,000 $1,605,000 $136,000 $2,524,000
Application Denied By Financial Institution 185 $28,585,000 $154,000 $705,000 $77,000 $838,000
Application Withdrawn By Applicant 171 $32,915,000 $192,000 $1,105,000 $111,000 $1,150,000
File Closed For Incompleteness 78 $15,050,000 $192,000 $605,000 $105,000 $621,000
Loan Purchased By The Institution 54 $10,250,000 $189,000 $565,000 $136,000 $329,000
Application Approved But Not Accepted 38 $7,370,000 $193,000 $705,000 $122,000 $550,000
Preapproval Approved but not Accepted 8 $1,620,000 $202,000 $425,000 $121,000 $186,000
Preapproval Denied by Financial Institution 1 $95,000 $95,000 $95,000 $32,000 $32,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,141 $228,235,000 $200,000 $1,605,000 $129,000 $2,524,000
Credit History 53 $6,295,000 $118,000 $705,000 $72,000 $249,000
Debt-To-Income Ratio 49 $10,095,000 $206,000 $545,000 $77,000 $365,000
Collateral 42 $6,360,000 $151,000 $565,000 $69,000 $176,000
Credit Application Incomplete 27 $4,755,000 $176,000 $525,000 $95,000 $838,000
Other 9 $985,000 $109,000 $275,000 $86,000 $275,000
Unverifiable Information 5 $765,000 $153,000 $295,000 $60,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 4 $450,000 $112,000 $145,000 $144,000 $451,000
Employment History 1 $125,000 $125,000 $125,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Michigan Lender List