Cherokee County, KS Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 620 mortgage applications in Cherokee County, KS totaling $70.6 million, down 21% from 2021. The average application was for $113,000, and applicants reported an average income of $71,000. 53% of applications resulted in an originated loan and 16% were denied. The most active lender was Flat Branch Mortgage, Inc., with 129 applications, followed by Arvest Bank and PennyMac Loan Services LLC.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 620
Total Mortgage Loan Application Amount $70,590,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $645,000
Average Applicant Income $71,000
Highest Applicant Income $349,000

Mortgage Company List for Lending in Cherokee County, KS for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 129 $ 15,135,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 40 $ 3,830,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 26 $ 3,220,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 36,515,611,000 25 $ 1,895,000
Southwest Missouri Bank
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ 1,102,317,000 20 $ 1,860,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 20 $ 2,850,000
Labette Bank
PO BOX 497 319 4TH
ALTAMONT, KS 67330
* $ 512,464,000 19 $ 1,465,000
Community Bank and Trust
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 415,896,000 17 $ 1,055,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 15 $ 1,305,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 13 $ 1,765,000
People's Bank of Seneca
PO BOX 500
SENECA, MO 64865
* $ 340,718,000 13 $ 1,405,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 11 $ 2,215,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 11 $ 1,095,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 10 $ 1,110,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 10 $ 1,460,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 9 $ 1,445,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 9 $ 1,445,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 8 $ 350,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 545,000
Guaranty Bank

ANKENY, IA 50023
* $ 882,885,000 7 $ 465,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 1,912,044,000 7 $ 905,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 2,049,696,000 6 $ 570,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 810,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 710,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 560,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 6 $ 630,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 5 $ 655,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 7,852,003,000 5 $ 985,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 455,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 4 $ 200,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 450,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 450,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 4 $ 1,170,000
Gnbank, N.A.
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ 959,277,000 4 $ 150,000
Golden Plains Credit Union
1714 EAST KANSAS AVENUE
GARDEN CITY, KS 67846
* $ 831,399,000 4 $ 210,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 4 $ 340,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 4 $ 490,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 3 $ 585,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 3 $ 455,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 335,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 3 $ 785,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 3 $ 525,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 325,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 355,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 3 $ 225,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 255,000
Tbk Bank, SSB
12700 PARK CENTRAL DRIVE STE #1700
DALLAS, TX 75251
* $ 5,942,945,000 2 $ 110,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 5,141,072,000 2 $ 150,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 2 $ 340,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 160,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,455,015,000 2 $ 350,000
Blucurrent Credit Union
1770 W SUNSET
SPRINGFIELD, MO 65810
* $ 274,235,000 2 $ 110,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 1,284,662,000 2 $ 90,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 2 $ 210,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 2 $ 270,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 24,685,744,000 2 $ 150,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 140,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 100,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 349,214,000 2 $ 270,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 55,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 1 $ 215,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 45,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 115,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 85,000
Bank of St. Elizabeth
215 MAIN STREET, PO BOX 8
SAINT ELIZABETH, MO 65075
* $ 215,383,000 1 $ 355,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 1,325,979,000 1 $ 165,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 335,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 75,000
Citizens Bank of Kansas
300 N MAIN ST
KINGMAN, KS 67068
* $ 487,853,000 1 $ 75,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 185,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 115,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 105,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 65,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 7,187,889,000 1 $ 45,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 65,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 155,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ -1,000 1 $ 245,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 245,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ 2,611,509,000 1 $ 165,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 4,129,644,000 1 $ 185,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 425,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 1 $ 25,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 1 $ 95,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 85,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 55,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 115,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 135,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 25,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 95,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 25,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,293,726,000 1 $ 245,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 1 $ 35,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 1,855,749,000 1 $ 145,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 645,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 175,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 115,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 205,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 911,427,000 1 $ 15,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 2,490,527,000 1 $ 245,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 125,000

The tables below break down 2022 mortgage applications in Cherokee County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cherokee County, KS in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 357 $45,245,000 $126,000 $645,000 $65,000 $247,000
Cash-out Refinancing 86 $10,060,000 $116,000 $465,000 $80,000 $349,000
Refinancing 85 $9,935,000 $116,000 $545,000 $79,000 $210,000
Other Purpose 45 $2,885,000 $64,000 $605,000 $87,000 $332,000
Home Improvement 40 $2,010,000 $50,000 $245,000 $72,000 $237,000
Not Applicable 7 $455,000 $65,000 $105,000 $21,000 $21,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 441 $49,925,000 $113,000 $645,000 $72,000 $349,000
Not applicable 79 $9,265,000 $117,000 $335,000 $28,000 $36,000
Not Provided 54 $6,230,000 $115,000 $545,000 $71,000 $245,000
American Indian or Alaskan Native 25 $2,615,000 $104,000 $425,000 $67,000 $191,000
Hispanic 17 $1,825,000 $107,000 $335,000 $63,000 $165,000
Black or African American 2 $540,000 $270,000 $285,000 $63,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $0 $0
Asian 1 $95,000 $95,000 $95,000 $41,000 $41,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 377 $41,225,000 $109,000 $645,000 $78,000 $349,000
FHA-insured (Federal Housing Administration) 126 $15,700,000 $124,000 $345,000 $66,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 85 $8,975,000 $105,000 $245,000 $46,000 $116,000
VA-guaranteed (Veterans Administration) 32 $4,690,000 $146,000 $425,000 $68,000 $193,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 329 $38,975,000 $118,000 $645,000 $73,000 $349,000
Application Denied By Financial Institution 100 $9,570,000 $95,000 $605,000 $73,000 $332,000
Loan Purchased By The Institution 80 $10,220,000 $127,000 $425,000 $70,000 $169,000
Application Withdrawn By Applicant 59 $6,765,000 $114,000 $435,000 $64,000 $237,000
File Closed For Incompleteness 34 $3,320,000 $97,000 $195,000 $71,000 $225,000
Application Approved But Not Accepted 18 $1,740,000 $96,000 $235,000 $61,000 $198,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 498 $59,070,000 $118,000 $645,000 $71,000 $349,000
Debt-To-Income Ratio 42 $4,980,000 $118,000 $605,000 $67,000 $195,000
Credit History 35 $2,495,000 $71,000 $255,000 $70,000 $155,000
Collateral 16 $1,750,000 $109,000 $475,000 $74,000 $168,000
Other 12 $720,000 $60,000 $125,000 $83,000 $332,000
Unverifiable Information 6 $750,000 $125,000 $235,000 $69,000 $102,000
Credit Application Incomplete 6 $410,000 $68,000 $105,000 $128,000 $245,000
Insufficient Cash (Downpayment, Closing Cost) 3 $375,000 $125,000 $145,000 $63,000 $103,000
Employment History 2 $40,000 $20,000 $35,000 $60,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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