Christian County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Christian County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 928 |
| Total Mortgage Loan Application Amount | $78,503,000 |
| Average Mortgage Loan Application Amount | $84,000 |
| Highest Mortgage Loan Application Amount | $1,770,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $425,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CNB BANK AND TRUST, N.A. 450 W. SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 788,764,000 | 117 | $ 10,043,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 83 | $ 5,846,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 118,801,412,000 | 57 | $ 3,726,000 |
| PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 367,887,000 | 43 | $ 2,753,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 38 | $ 2,527,000 |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION 582 OAKWOOD AVE LAKE FOREST, IL 60045 |
* | $ 12,837,000 | 36 | $ 3,427,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 291,766,000 | 36 | $ 3,043,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 31 | $ 2,990,000 |
| TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 497,841,000 | 28 | $ 2,918,000 |
| STATE BANK OF LINCOLN 508 BROADWAY STREET LINCOLN, IL 62656 |
* | $ 333,038,000 | 24 | $ 2,827,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 1,090,048,000 | 24 | $ 1,758,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 854,981,000 | 22 | $ 1,977,000 |
| BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 336,375,000 | 20 | $ 1,532,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 617,803,000 | 20 | $ 1,407,000 |
| THE FIRST NATIONAL BANK OF RAYMOND 403 E. BROAD ST. RAYMOND, IL 62560 |
* | $ 143,031,000 | 19 | $ 1,201,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 17 | $ 1,167,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 16 | $ 1,755,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 335,060,015,000 | 14 | $ 1,051,000 |
| HEARTLAND 2213 W WHITE OAKS DR SPRINGFIELD, IL 62704 |
* | $ 239,811,000 | 13 | $ 1,098,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 10 | $ 1,487,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 9 | $ 920,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,600,032,000 | 9 | $ 508,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 9 | $ 812,000 |
| BANK & TRUST COMPANY 401 N MADISON LITCHFIELD, IL 62056 |
* | $ 267,304,000 | 9 | $ 881,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 8 | $ 621,000 |
| DECATUR EARTHMOVER CREDIT UNION 260 W MARION AVE FORSYTH, IL 62535 |
* | $ 264,130,000 | 8 | $ 280,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 7 | $ 626,000 |
| TOWN AND COUNTRY BANK 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 497,841,000 | 7 | $ 251,000 |
| PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 711,985,000 | 7 | $ 736,000 |
| DE WITT SAVINGS BANK 302 W MAIN ST CLINTON, IL 61727 |
* | $ 98,670,000 | 6 | $ 223,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 5 | $ 318,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 5 | $ 418,000 |
| INB, NATIONAL ASSOCIATION 322 E. CAPITOL SPRINGFIELD, IL 62701 |
* | $ 682,680,000 | 5 | $ 508,000 |
| HICKORY POINT BANK & TRUST FSB 225 N WATER STREET DECATUR, IL 62523 |
* | $ 643,592,000 | 5 | $ 602,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 497,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 4 | $ 256,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 4 | $ 370,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 458,000 |
| SCOTT STATE BANK 101 W MAIN ST BETHANY, IL 62549 |
* | $ 158,053,000 | 4 | $ 306,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 166,793,000 | 4 | $ 404,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 4 | $ 444,000 |
| LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 212,821,000 | 4 | $ 334,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 3 | $ 453,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 3 | $ 35,000 |
| SECURITY BANK, S.B. 510 E. MONROE ST SPRINGFIELD, IL 62701 |
* | $ 137,275,000 | 3 | $ 159,000 |
| JACKSONVILLE SAVINGS BANK 1211 WEST MORTON AVE JACKSONVILLE, IL 62650 |
* | $ 311,888,000 | 3 | $ 267,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 3 | $ 130,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,356,442,000,000 | 3 | $ 198,000 |
| KONDAUR CAPITAL CORPORATION 333 S ANITA DR STE 400 ORANGE, CA 92868 |
* | $ 54,713,000 | 3 | $ 396,000 |
| ROCHESTER STATE BANK PO BOX 140 ROCHESTER, IL 62563 |
* | $ 87,213,000 | 3 | $ 331,000 |
| FIRST STATE BANK OF BLOOMINGTON 204 N PROSPECT AVE BLOOMINGOTN, IL 61704 |
* | $ 112,169,000 | 3 | $ 138,000 |
| INLAND BANK & TRUST 1900 W STATE ST GENEVA, IL 60134 |
* | $ 1,148,005,000 | 3 | $ 210,000 |
| DRAPER AND KRAMER MORTGAGE CORP. 1431 OPUS PLACE SUITE 200 WILMINGTON, DE 60515 |
* | $ 10,000,000 | 3 | $ 267,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ 10,000,000 | 2 | $ 345,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 335,000 |
| FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 9,314,575,000 | 2 | $ 42,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ 31,000,000 | 2 | $ 108,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 268,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 2 | $ 279,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 185,000 |
| TOP FLITE FINANCIAL, INC. 123 E GRAND RIVER AVE PLYMOUTH, MI 48895 |
* | $ 40,394,000 | 2 | $ 279,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 2 | $ 71,000 |
| AMERICAN BANK OF FREEDOM 127 WEST HUDSON WELLSVILLE, MO 63384 |
* | $ 146,069,000 | 2 | $ 221,000 |
| FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 9,779,461,000 | 2 | $ 216,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 451,471,000 | 2 | $ 26,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 2 | $ 266,000 |
| FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION 505 NORTH 24TH STREET QUINCY, IL 62301 |
* | $ 834,741,000 | 2 | $ 480,000 |
| ILLINOIS STATE POLICE FEDERAL CREDIT UNION 730 ENGINEERING AVE. SPRINGFIELD, IL 62703 |
* | $ 92,786,000 | 2 | $ 42,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 2 | $ 170,000 |
| 1ST MIDAMERICA CREDIT UNION 731 E. BETHALTO DR BETHALTO, IL 62010 |
* | $ 585,922,000 | 1 | $ 70,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 400,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 91,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 5,850,940,000 | 1 | $ 60,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,790,595,000 | 1 | $ 180,000 |
| CORNERSTONE MORTGAGE, INC. 17280 NORTH OUTER 40 RD. CHESTERFIELD, MO 63005 |
* | $ 10,000,000 | 1 | $ 178,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 148,000 |
| TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 1 | $ 145,000 |
| CARROLLTON BANK P. O. BOX 232 CARROLLTON, IL 62016 |
* | $ 1,208,588,000 | 1 | $ 69,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 1 | $ 38,000 |
| WEST CENTRAL BANK 400 E BUCHANAN ASHLAND, IL 62612 |
* | $ 207,292,000 | 1 | $ 20,000 |
| FIRST COUNTY BANK 14-22 E HANOVER NEW BADEN, IL 62265 |
* | $ 410,851,000 | 1 | $ 78,000 |
| STATE BANK OF HERSCHER 10 TOBEY DR PO BOX 68 HERSCHER, IL 60941 |
* | $ 135,613,000 | 1 | $ 15,000 |
| THE FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE 120 WEST ST. LOUIS STREET NASHVILLE, IL 62263 |
* | $ 179,441,000 | 1 | $ 210,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ 1,825,398,000 | 1 | $ 154,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 78,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,107,751,000 | 1 | $ 587,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 113,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 73,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 182,489,046,000 | 1 | $ 202,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 1 | $ 76,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 1 | $ 71,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 17,796,419,000 | 1 | $ 192,000 |
| GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY ELK CITY, OK 73132 |
* | $ 636,758,000 | 1 | $ 97,000 |
| PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE 5480 CORPORATE DRIVE SUITE 240 WILMINGTON, DE 48098 |
* | $ 608,779,509,000 | 1 | $ 176,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ 10,000,000 | 1 | $ 76,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 1 | $ 92,000 |
| CELEBRITY HOME LOANS, LLC 2001 SPRING RD SUITE 100 OAK BROOK, IL 60523 |
* | $ 1,341,000 | 1 | $ 131,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 1 | $ 65,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ 50,442,000 | 1 | $ 177,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 285,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 44,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 92,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ 11,000,000 | 1 | $ 78,000 |
| PERL MORTGAGE, INC. 2936 WEST BELMONT AVE CHICAGO, IL 60618 |
* | $ 11,000,000 | 1 | $ 80,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 1 | $ 101,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 62,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,603,427,000 | 1 | $ 153,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Christian County IL in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 440 | $41,203,000 | $93,000 | $1,770,000 | $45,000 | $416,000 |
| Refinancing | 351 | $31,267,000 | $89,000 | $587,000 | $60,000 | $425,000 |
| Home Improvement | 137 | $6,033,000 | $44,000 | $411,000 | $61,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 770 | $65,042,000 | $84,000 | $1,770,000 | $60,000 | $416,000 |
| Not applicable | 113 | $9,116,000 | $80,000 | $202,000 | $3,000 | $108,000 |
| Not Provided | 32 | $3,380,000 | $105,000 | $224,000 | $46,000 | $159,000 |
| Asian | 4 | $334,000 | $83,000 | $136,000 | $237,000 | $425,000 |
| Black or African American | 3 | $238,000 | $79,000 | $111,000 | $53,000 | $65,000 |
| Hispanic | 3 | $147,000 | $49,000 | $66,000 | $59,000 | $65,000 |
| American Indian or Alaskan Native | 3 | $246,000 | $82,000 | $100,000 | $40,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 590 | $48,306,000 | $81,000 | $1,770,000 | $66,000 | $425,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 136 | $10,013,000 | $73,000 | $204,000 | $24,000 | $88,000 |
| FHA-insured (Federal Housing Administration) | 123 | $11,624,000 | $94,000 | $231,000 | $36,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 79 | $8,560,000 | $108,000 | $204,000 | $34,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 530 | $46,552,000 | $87,000 | $1,770,000 | $63,000 | $416,000 |
| Application Denied By Financial Institution | 146 | $10,248,000 | $70,000 | $285,000 | $48,000 | $250,000 |
| Loan Purchased By The Institution | 129 | $10,847,000 | $84,000 | $204,000 | $10,000 | $109,000 |
| Application Approved But Not Accepted | 56 | $3,892,000 | $69,000 | $255,000 | $60,000 | $202,000 |
| Application Withdrawn By Applicant | 51 | $5,249,000 | $102,000 | $411,000 | $73,000 | $425,000 |
| File Closed For Incompleteness | 16 | $1,715,000 | $107,000 | $157,000 | $20,000 | $86,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $1,628,000 | $42,000 | $134,000 | $52,000 | $200,000 |
| Debt-To-Income Ratio | 17 | $1,229,000 | $72,000 | $175,000 | $40,000 | $110,000 |
| Collateral | 16 | $1,624,000 | $101,000 | $285,000 | $56,000 | $115,000 |
| Other | 6 | $268,000 | $44,000 | $82,000 | $41,000 | $59,000 |
| Unverifiable Information | 2 | $196,000 | $98,000 | $101,000 | $125,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $127,000 | $63,000 | $67,000 | $46,000 | $55,000 |
| Credit Application Incomplete | 2 | $274,000 | $137,000 | $179,000 | $70,000 | $141,000 |
| Mortgage Insurance Denied | 1 | $70,000 | $70,000 | $70,000 | $44,000 | $44,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.