Clarion County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Unlock detailed Clarion County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,206 |
| Total Mortgage Loan Application Amount | $98,180,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $715,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 224 | $ 18,588,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 6,719,063,000 | 156 | $ 11,066,000 |
| S&T BANK 800 PHILADELPHIA STREET PO BOX 190 INDIANA, PA 15701 |
* | $ 3,380,616,000 | 140 | $ 10,302,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 127 | $ 10,923,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 57 | $ 6,018,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 43 | $ 4,192,000 |
| CITIFINANCIAL SERVICES INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 39 | $ 1,495,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 35 | $ 2,810,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 23 | $ 2,012,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 22 | $ 1,805,000 |
| WELLS FARGO FIN'L PENNSYLVANIA 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 21 | $ 1,673,000 |
| UNITED BANK INC 5TH & AVERY/UNITED SQUARE PARKERSBURG, WV 26102 |
* | $ 4,255,983,000 | 18 | $ 178,000 |
| FIRST NATIONAL BANK OF PA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 5,911,677,000 | 14 | $ 951,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 13 | $ 1,151,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 13 | $ 1,369,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 15,898,003,000 | 12 | $ 608,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 12 | $ 1,329,000 |
| CITIZENS BANK OF PENNSYLVANIA 1701 JOHN F. KENNEDY BOULEVARD PHILADELPHIA, PA 19103 |
* | $ 39,643,178,000 | 10 | $ 423,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 9 | $ 480,000 |
| NEXTIER BANK, NA 245 PITTSBURGH ROAD BUTLER, PA 16001 |
* | $ 492,394,000 | 9 | $ 471,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 8 | $ 607,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 8 | $ 632,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 8 | $ 1,583,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 8 | $ 1,222,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 18,878,056,000 | 6 | $ 592,000 |
| PENNSYLVANIA STATE EMPLOYEES CREDIT UNION PO BOX 67013 HARRISBURG, PA 17106 |
* | $ 2,958,520,000 | 6 | $ 305,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 6 | $ 745,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 6 | $ 471,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 6 | $ 641,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 5 | $ 41,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 5 | $ 322,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 4 | $ 467,000 |
| FIRST COMMONWEALTH BANK PO BOX 400 INDIANA, PA 15701 |
* | $ 5,821,495,000 | 4 | $ 188,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 7,406,877,000 | 4 | $ 231,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 128,863,082,000 | 4 | $ 285,000 |
| AGCHOICE FARM CREDIT ACA 300 WINDING CREEK BLVD MECHANICSBURG, PA 17050 |
* | $ 12,000,000 | 4 | $ 273,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 3 | $ 342,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 286,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 3 | $ 437,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 54,098,791,000 | 3 | $ 90,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 124,782,289,000 | 3 | $ 325,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 3 | $ 183,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 3 | $ 443,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 266,672,000 | 3 | $ 185,000 |
| WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 56,294,475,000 | 3 | $ 434,000 |
| GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 403,955,000 | 2 | $ 187,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 2 | $ 120,000 |
| DOLLAR BANK, FSB #3 GATEWAY CENTER PITTSBURGH, PA 15222 |
* | $ 5,385,936,000 | 2 | $ 192,000 |
| FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,139,265,000 | 2 | $ 260,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 1,770,082,000 | 2 | $ 92,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 653,269,000,000 | 2 | $ 99,000 |
| FIRSTMERIT BANK NA III CASCADE PLAZA - CAS46 AKRON, OH 44308 |
* | $ 10,388,448,000 | 2 | $ 79,000 |
| AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 2 | $ 272,000 |
| PNC REVERSE MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 2 | $ 299,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 2 | $ 124,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 61,450,273,000 | 2 | $ 247,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 64,072,546,000 | 2 | $ 214,000 |
| SUSQUEHANNA BANK 1570 MANHEIM PIKE PO BOX 3300 LANCASTER, PA 17601 |
* | $ 6,595,205,000 | 2 | $ 211,000 |
| GATEWAY FUNDING DMS, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 2 | $ 176,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 161,000 |
| HOWARD HANNA FINANCIAL SERVICES, INC. 1000 GAMMA DRIVE PITTSBURGH, PA 15238 |
* | $ 10,000,000 | 2 | $ 230,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 2 | $ 137,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 241,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 2 | $ 285,000 |
| ALLEGHENY MORTGAGE CORP OAK PARK MALL, 2001 LINCOLN WAY WHITE OAK, PA 15131 |
* | $ 10,000,000 | 1 | $ 83,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 111,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ 60,000,000 | 1 | $ 131,000 |
| OCMBC, INC. 19000 MACARTHUR BLVD, SUITE 200 GLENDALE, CA 92612 |
* | $ 40,000,000 | 1 | $ 162,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 86,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 147,000 |
| PREMIUM CAPITAL FUNDING LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 1 | $ 85,000 |
| MOREQUITY,INC. (NV) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 1 | $ 285,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 1 | $ 109,000 |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION PO BOX 1176 EDGEWOOD, MD 21001 |
* | $ 620,526,000 | 1 | $ 25,000 |
| FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION 3501 MAIN STREET WEIRTON, WV 26062 |
* | $ 267,320,000 | 1 | $ 68,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 99,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 45,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 56,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 166,000 |
| SECURITY ATLANTIC WHOLESALE 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 1 | $ 125,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 109,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 1 | $ 100,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 1 | $ 54,000 |
| CITI RESIDENTIAL LENDING INC. 153 EAST 53RD ST, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,121,487,000 | 1 | $ 123,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 125,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 2,489,439,000 | 1 | $ 5,000 |
| FARMERS & MERCHANTS BANK OF WE 222 MARKET STREET, P O BOX 958 KITTANNING, PA 16201 |
* | $ 351,688,000 | 1 | $ 60,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 77,748,330,000 | 1 | $ 63,000 |
| AMERICAN HOME BANK 3840 HEMPLAND ROAD MOUNTVILLE, PA 17554 |
* | $ 266,050,000 | 1 | $ 175,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,251,715,000,000 | 1 | $ 52,000 |
| MARS NATIONAL BANK P O BOX 927 MARS, PA 16046 |
* | $ 284,316,000 | 1 | $ 158,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 36,725,591,000 | 1 | $ 100,000 |
| MARION CENTER BANK 1271 INDIAN SPRINGS RD INDIANA, PA 15701 |
* | $ 220,743,000 | 1 | $ 70,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 127,698,351,000 | 1 | $ 122,000 |
| MERCER COUNTY STATE BANK 3279 S MAIN STREET SANDY LAKE, PA 16145 |
* | $ 252,927,000 | 1 | $ 43,000 |
| ALLEGHENY VALLEY BANK OF PITTSBURGH 5137 BUTLER ST PITTSBURGH, PA 15201 |
* | $ 373,108,000 | 1 | $ 200,000 |
| CHARLEROI FEDERAL SAVINGS BANK 101 MCKEAN AVE CHARLEROI, PA 15022 |
* | $ 369,311,000 | 1 | $ 355,000 |
| BANKUNITED, FSB 7815 NW 148TH STREET MIAMI LAKES, FL 33016 |
* | $ 14,415,594,000 | 1 | $ 130,000 |
| AMERICAN HERITAGE FCU 2060 RED LION RD PHILADELPHIA, PA 19115 |
* | $ 646,551,000 | 1 | $ 94,000 |
| RIVERFRONT FEDERAL CREDIT UNION 430 S 4TH ST WYOMISSING, PA 19602 |
* | $ 123,260,000 | 1 | $ 61,000 |
| MEMBERS 1ST 5000 LOUISE DRIVE ENOLA, PA 17055 |
* | $ 1,415,928,000 | 1 | $ 10,000 |
| SEVEN SEVENTEEN CREDIT UNION 3181 LARCHMONT AVE. WARREN, OH 44483 |
* | $ 687,988,000 | 1 | $ 40,000 |
| ARMCO CREDIT UNION PO BOX 1589 BUTLER, PA 16003 |
* | $ 171,810,000 | 1 | $ 22,000 |
| EASTERN FINANCIAL FCU 8045 N WICKHAM RD MELBOURNE, FL 32940 |
* | $ 1,832,050,000 | 1 | $ 20,000 |
| CU FACTORY BUILT LENDING, LP 6061 IH-10 WEST SAN ANTONIO, TX 78201 |
* | $ 1,761,607,000 | 1 | $ 42,000 |
| MORTGAGE NETWORK, INC. 99 CONIFER HILL DR DANVERS, MA 01923 |
* | $ 3,700,000 | 1 | $ 129,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 1 | $ 11,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 79,977,597,000 | 1 | $ 73,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Clarion County PA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 740 | $67,095,000 | $90,000 | $440,000 | $59,000 | $570,000 |
| Home Purchase | 276 | $23,141,000 | $83,000 | $600,000 | $64,000 | $715,000 |
| Home Improvement | 190 | $7,944,000 | $41,000 | $200,000 | $54,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,054 | $85,032,000 | $80,000 | $600,000 | $60,000 | $715,000 |
| Not Provided | 107 | $8,714,000 | $81,000 | $250,000 | $64,000 | $552,000 |
| Not applicable | 24 | $2,544,000 | $106,000 | $275,000 | $16,000 | $79,000 |
| Hispanic | 8 | $789,000 | $98,000 | $228,000 | $77,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $418,000 | $104,000 | $200,000 | $60,000 | $143,000 |
| American Indian or Alaskan Native | 4 | $288,000 | $72,000 | $100,000 | $44,000 | $59,000 |
| Black or African American | 4 | $260,000 | $65,000 | $105,000 | $67,000 | $86,000 |
| Asian | 1 | $135,000 | $135,000 | $135,000 | $64,000 | $64,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,023 | $80,335,000 | $78,000 | $600,000 | $62,000 | $715,000 |
| FHA-insured (Federal Housing Administration) | 159 | $15,547,000 | $97,000 | $276,000 | $47,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,516,000 | $89,000 | $134,000 | $35,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 7 | $782,000 | $111,000 | $228,000 | $39,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 474 | $36,762,000 | $77,000 | $600,000 | $66,000 | $715,000 |
| Application Denied By Financial Institution | 448 | $37,111,000 | $82,000 | $400,000 | $54,000 | $570,000 |
| Application Withdrawn By Applicant | 125 | $11,295,000 | $90,000 | $328,000 | $63,000 | $383,000 |
| Application Approved But Not Accepted | 74 | $5,194,000 | $70,000 | $206,000 | $59,000 | $217,000 |
| Loan Purchased By The Institution | 56 | $5,770,000 | $103,000 | $276,000 | $38,000 | $223,000 |
| File Closed For Incompleteness | 28 | $1,949,000 | $69,000 | $219,000 | $58,000 | $102,000 |
| Preapproval Denied by Financial Institution | 1 | $99,000 | $99,000 | $99,000 | $23,000 | $23,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 56 | $3,592,000 | $64,000 | $279,000 | $46,000 | $156,000 |
| Collateral | 39 | $3,768,000 | $96,000 | $266,000 | $55,000 | $120,000 |
| Debt-To-Income Ratio | 34 | $3,498,000 | $102,000 | $400,000 | $46,000 | $290,000 |
| Other | 16 | $1,032,000 | $64,000 | $143,000 | $64,000 | $328,000 |
| Unverifiable Information | 6 | $454,000 | $75,000 | $136,000 | $39,000 | $60,000 |
| Credit Application Incomplete | 6 | $584,000 | $97,000 | $200,000 | $56,000 | $101,000 |
| Employment History | 5 | $228,000 | $45,000 | $98,000 | $35,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $214,000 | $42,000 | $80,000 | $32,000 | $57,000 |
| Mortgage Insurance Denied | 1 | $130,000 | $130,000 | $130,000 | $120,000 | $120,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.