Clay County, FL Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 11,790 mortgage applications in Clay County, FL totaling $2.2 billion, down 1% from 2012. The average application was for $186,000, and applicants reported an average income of $69,000. 51% of applications resulted in an originated loan and 17% were denied. The most active lender was Wells Fargo Bank NA, with 1,814 applications, followed by Vystar Credit Union and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 11,790
Total Mortgage Loan Application Amount $2,199,624,000
Average Mortgage Loan Application Amount $186,000
Highest Mortgage Loan Application Amount $97,429,000
Average Applicant Income $69,000
Highest Applicant Income $3,833,000

Mortgage Company List for Lending in Clay County, FL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 1,814 $ 277,174,000
Vystar Credit Union
4949 BLANDING BLVD
JACKSONVILLE, FL 32202
* $ 4,695,290,000 1,143 $ 133,271,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 647 $ 96,246,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 578 $ 89,101,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 530 $ 88,100,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 377 $ 60,408,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 324 $ 46,010,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 282 $ 97,436,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 277 $ 47,758,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 239 $ 39,149,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 216 $ 38,681,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 213 $ 31,086,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 210 $ 41,719,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 184 $ 29,576,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 949,559,000 177 $ 30,883,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 170 $ 30,220,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 140 $ 27,853,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 135 $ 18,903,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 132 $ 23,084,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 129 $ 22,663,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 119 $ 21,054,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 111 $ 19,032,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 108 $ 16,096,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 69,076,722,000 108 $ 18,684,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 102 $ 17,544,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 94 $ 17,078,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 93 $ 15,555,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 89 $ 6,496,000
Community First Credit Union of Florida
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 1,193,202,000 87 $ 12,243,000
First Equity Mortgage Inc
211 GRANDVIEW DRIVE, SUITE 102
FT MITCHELL, KY 41017
* $ 31,000,000 86 $ 24,206,000
Watson Mortgage Corp.
6206 ATLANTIC BLVD, STE. 1
JACKSONVILLE, FL 32257
* $ 10,000,000 84 $ 11,367,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 83 $ 7,254,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 78 $ 14,202,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 68 $ 4,783,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 65 $ 14,084,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 59 $ 9,324,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 56 $ 21,404,000
Homeamerican Mortgage Corporat
4350 S MONACO ST SUITE 200
DENVER, CO 80237
* $ 31,000,000 53 $ 11,593,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 50 $ 7,618,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 49 $ 9,363,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 46 $ 8,295,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 43 $ 5,850,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 43 $ 7,079,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 41 $ 6,391,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,474,447,000 36 $ 6,689,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 35 $ 6,014,000
Standard Pacific Mortgage
15360 BARRANCA PKWY
IRVINE, CA 92618
* $ 10,000,000 35 $ 9,148,000
Taylor Morrison Home Funding, LLC
495 NORTH KELLER ROAD SUITE 550
MAITLAND, FL 32751
* $ 10,000,000 34 $ 6,605,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 33 $ 3,720,000
Mattamy Home Funding LLC
495 NORTH KELLER ROAD SUITE 550A
MAITLAND, FL 32751
* $ 10,000,000 31 $ 4,139,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 29 $ 4,857,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 29 $ 4,786,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 29 $ 4,914,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 29 $ 2,895,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 203,985,615,000 26 $ 10,800,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 26 $ 4,683,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 26 $ 4,538,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 25 $ 2,779,000
Radifi Federal Credit Union
PO BOX 2357
JACKSONVILLE, FL 32232
* $ 311,739,000 24 $ 1,574,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,016,309,000 23 $ 3,555,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 22 $ 3,446,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 20 $ 3,275,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 20 $ 3,082,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 18 $ 306,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 18 $ 3,170,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 18 $ 3,436,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ 31,000,000 18 $ 3,245,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 17 $ 2,552,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 17 $ 2,732,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 17 $ 3,714,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 16 $ 2,362,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 16 $ 2,240,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 16 $ 2,636,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 15 $ 2,695,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 15 $ 2,377,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 14 $ 1,740,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 14 $ 2,663,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 14 $ 2,541,000
121 Financial
701 RIVERSIDE PARK PLACE
JACKSONVILLE, FL 32204
* $ 428,810,000 14 $ 944,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 14 $ 2,292,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 14 $ 2,230,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 14 $ 1,891,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 13 $ 2,059,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 13 $ 1,949,000
Coastline Home Mortgage
8011 PHILIPS HWY
JACKSONVILLE, FL 32207
* $ 121,703,000 13 $ 2,273,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 12 $ 2,259,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 12 $ 2,947,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 12 $ 1,649,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 12 $ 1,686,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 12 $ 1,958,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 12 $ 2,307,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 11 $ 2,053,000
Florida Credit Union
PO BOX 5549
GAINESVILLE, FL 32627
* $ 492,383,000 11 $ 743,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 11 $ 324,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 10 $ 2,065,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 10 $ 1,826,000
Merchants and Southern Bank
2040 NW 67TH PLACE
GAINESVILLE, FL 32653
* $ 432,816,000 10 $ 1,049,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ 10,000,000 10 $ 1,133,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 10 $ 1,573,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 10 $ 1,411,000
Campus USA Credit Union
14007 NW 1ST RD
NEWBERRY, FL 32669
* $ 1,104,462,000 10 $ 870,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 10 $ 1,687,000
Alarion Bank
2510 SE MARICAMP ROAD
OCALA, FL 34471
* $ 277,577,000 10 $ 1,384,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 9 $ 1,266,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 9 $ 1,732,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,341,219,000 9 $ 1,349,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 9 $ 1,824,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 9 $ 1,471,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ 10,000,000 9 $ 1,649,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 1,539,430,000 9 $ 1,392,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 8 $ 1,272,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 8 $ 1,365,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 8 $ 1,770,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 666,737,000 8 $ 1,904,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 8 $ 1,692,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 7 $ 881,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 7 $ 1,309,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 7 $ 1,742,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 7 $ 1,382,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 7 $ 1,185,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ 1,400,000,000 7 $ 1,180,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 7 $ 1,253,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 7 $ 1,373,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 7 $ 1,784,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 7 $ 945,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 6 $ 1,030,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 6 $ 901,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 6 $ 871,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 6 $ 896,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 6 $ 1,413,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 6 $ 1,508,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 5 $ 457,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 5 $ 43,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 5 $ 1,072,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 5 $ 1,329,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 5 $ 1,285,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 831,270,000 5 $ 921,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 5 $ 432,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 5 $ 1,068,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 5 $ 574,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 5 $ 884,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 5 $ 1,278,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 5 $ 986,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 5 $ 897,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 140,392,000 4 $ 819,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,612,890,000 4 $ 296,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 4 $ 626,000
United Mortgage Corp
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 4 $ 819,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 4 $ 793,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 4 $ 626,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 4 $ 338,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 552,370,000 4 $ 621,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 4 $ 758,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 4 $ 708,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 4 $ 672,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 768,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 4 $ 849,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,482,504,000 4 $ 490,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 4 $ 568,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 4 $ 742,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 338,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 3 $ 282,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 465,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 5,613,789,000 3 $ 359,000
Suncoast Credit Union
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 5,199,706,000 3 $ 443,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,736,022,000 3 $ 583,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 3 $ 661,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 3 $ 374,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 3 $ 399,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,376,094,000 3 $ 594,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 3 $ 446,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 3 $ 426,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 289,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 3 $ 941,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 3 $ 455,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 555,000
Atlantic Coast Bank
505 HAINES AVE
WAYCROSS, GA 31501
* $ 773,940,000 3 $ 47,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 3 $ 723,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 3 $ 1,103,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 389,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 3 $ 540,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 3 $ 372,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 3 $ 253,123,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 3 $ 341,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 3 $ 701,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 13,199,987,000 2 $ 173,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 268,686,000 2 $ 444,000
First State Bank
221 HARRISON ST
UNION CITY, TN 38261
* $ 1,739,370,000 2 $ 186,000
Grow Financial Federal Credit Union
9927 DELANEY LAKE DRIVE
TAMPA, FL 33647
* $ 1,843,515,000 2 $ 532,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 2 $ 541,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 2 $ 483,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 152,337,000 2 $ 369,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,425,077,000 2 $ 311,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 2 $ 227,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 2 $ 277,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 2 $ 319,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,209,458,000 2 $ 131,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 2 $ 464,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ 40,000,000 2 $ 296,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 2 $ 374,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 527,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 33,878,000 2 $ 501,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 2 $ 469,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 2 $ 327,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 2 $ 279,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 358,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 2 $ 441,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 2 $ 107,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ 401,167,000 2 $ 202,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 2 $ 237,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 5,130,184,000 2 $ 131,000
American Enterprise Bank of Fl
10611 DEERWOOD PARK BLVD
JACKSNOVILLE, FL 32256
* $ 187,390,000 2 $ 304,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 2 $ 372,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 148,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 2 $ 420,000
Mortgage Lenders Investment Tr
1400 INTERNATIONAL PARKWAY SOUTH SUITE 1000 LAKE MARY
LAKE MARY, FL 32746
* $ 2,578,000 2 $ 337,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 2 $ 514,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 1 $ 225,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 152,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 88,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 1 $ 157,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 126,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 90,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ 56,337,000 1 $ 168,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 137,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ 10,000,000 1 $ 157,000
Centerline Mortgage Partners I
100 CHURCH ST. 15TH FLOOR
NEW YORK, NY 10007
* $ 495,813,000 1 $ 15,000,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,678,270,000 1 $ 208,000
Farmers & Merchants Bank
200 E. WASHINGTON STREET
MONTICELLO, FL 32344
* $ 422,304,000 1 $ 125,000
First National Bank of Stlouis
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,424,983,000 1 $ 395,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 543,088,000 1 $ 105,000
Sun National Bank
226 LANDIS AVE.
VINELAND, NJ 08360
* $ 3,219,391,000 1 $ 144,000
Publix Employees Federal Credit Union
3005 NEW TAMPA HWY
LAKELAND, FL 33802
* $ 712,279,000 1 $ 107,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 636,087,000 1 $ 218,000
Fairwinds Credit Union
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ 1,664,613,000 1 $ 295,000
Tropical Financial Credit Union
3050 CORPORATE WAY
MIRAMAR, FL 33025
* $ 546,865,000 1 $ 126,000
Hunt Mortgage Capital, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ 495,813,000 1 $ 11,000,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 188,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ 10,000,000 1 $ 215,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 1 $ 208,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 611,267,000 1 $ 284,000
National Bank of Commerce
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 692,905,000 1 $ 60,000
Seaside National Bank & Trust
201 S ORANGE AVE, STE 1350
ORLANDO, FL 32801
* $ 813,272,000 1 $ 350,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 436,335,000 1 $ 249,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 1 $ 179,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ 0 1 $ 85,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 81,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 127,000
Fidelity Funding Mortgage Corp.
255 SOUTH MAITLAND AVENUE
MAITLAND, FL 32751
* $ 10,000,000 1 $ 423,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 1 $ 315,000
First Savings Mortgage Corporation
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ 10,000,000 1 $ 131,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 134,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 25,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 351,778,000 1 $ 98,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ 10,000,000 1 $ 151,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 91,008,000 1 $ 231,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,595,673,000 1 $ 54,000
Duval Federal Credit Union
500 MCDUFF AVE S
JACKSONVILLE, FL 32254
* $ 53,451,000 1 $ 81,000
Beach Community Mortgage Services, Inc.
11 NE RACETRACK RD SUITE A
FORT WALTON BEACH, FL 32547
* $ 334,537,000 1 $ 295,000
Gsb Mortgage, Inc.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ 249,973,000 1 $ 138,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 757,844,000 1 $ 25,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 962,277,000 1 $ 417,000
First Southern Bank
900 FEDERAL HIGHWAY, SUITE 300
BOCA RATON, FL 33432
* $ 1,007,696,000 1 $ 800,000
Central Credit Union of Florida
6200 NORTH W STREET
PENSACOLA, FL 32505
* $ 124,462,000 1 $ 39,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,395,672,000 1 $ 268,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,284,185,000 1 $ 50,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 150,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 1 $ 48,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 248,000
The Lending Company
6910 E CHAUNCEY LN STE 220
PHOENIX, AZ 85054
* $ 40,000,000 1 $ 258,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 163,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 1 $ 135,000
The Mortgage Company
7343 S ALTON WAY STE 150
CENTENNIAL, CO 80112
* $ 5,768,000 1 $ 189,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 1 $ 146,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 133,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 6,618,162,000 1 $ 537,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 1 $ 1,427,000
Arvest Bank

TULSA, OK 74103
* $ 13,199,987,000 1 $ 120,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 9,716,802,000 1 $ 123,000
General Electric Employees Federal Credit Union
265 SUB WAY
265 SUB WAY, CT 06461
* $ 159,594,000 1 $ 410,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 5,144,058,000 1 $ 90,000
Novartis Federal Credit Union
124 S RIDGEDALE AVE
EAST HANOVER, NJ 07936
* $ 130,865,000 1 $ 417,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 1,226,397,000 1 $ 50,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 185,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 13,058,734,000 1 $ 45,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 1 $ 260,000
Space Coast Credit Union
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 3,010,395,000 1 $ 205,000
1st Credit Union of Gainesvill
412 EAST UNIVERSITY AVENUE
GAINESVILLE, FL 32601
* $ 45,687,000 1 $ 130,000
Powernet Credit Union
5619 HARNEY RD
TAMPA, FL 33610
* $ 71,405,000 1 $ 80,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 1 $ 99,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 208,464,000 1 $ 95,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 279,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 158,000
First Federal Savings and Loan
PO BOX 636
OLATHE, KS 66051
* $ 64,689,000 1 $ 212,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 1,887,739,000 1 $ 10,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 5,707,401,000 1 $ 98,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,754,705,000 1 $ 35,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,084,821,000 1 $ 264,000

The tables below break down 2013 mortgage applications in Clay County, FL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clay County, FL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,696 $1,263,814,000 $188,000 $97,429,000 $68,000 $1,320,000
Home Purchase 4,625 $911,908,000 $197,000 $83,249,000 $70,000 $3,833,000
Home Improvement 469 $23,902,000 $50,000 $3,711,000 $82,000 $2,002,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,822 $1,206,681,000 $154,000 $4,000,000 $74,000 $3,833,000
Not Provided 1,153 $193,213,000 $167,000 $1,000,000 $74,000 $727,000
Black or African American 904 $157,984,000 $174,000 $1,069,000 $64,000 $622,000
Not applicable 878 $481,217,000 $548,000 $97,429,000 $26,000 $314,000
Hispanic 681 $104,028,000 $152,000 $537,000 $61,000 $690,000
Asian 266 $43,297,000 $162,000 $557,000 $96,000 $1,140,000
Native Hawaiian or Other Pacific Islander 44 $7,358,000 $167,000 $386,000 $83,000 $264,000
American Indian or Alaskan Native 42 $5,846,000 $139,000 $332,000 $73,000 $218,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,569 $1,041,316,000 $158,000 $18,150,000 $86,000 $3,833,000
VA-guaranteed (Veterans Administration) 2,784 $535,623,000 $192,000 $882,000 $53,000 $1,140,000
FHA-insured (Federal Housing Administration) 2,051 $565,081,000 $275,000 $97,429,000 $43,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 386 $57,604,000 $149,000 $297,000 $46,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,006 $972,663,000 $161,000 $12,000,000 $74,000 $1,422,000
Application Denied By Financial Institution 2,061 $320,543,000 $155,000 $15,000,000 $70,000 $3,833,000
Loan Purchased By The Institution 1,686 $537,531,000 $318,000 $97,429,000 $46,000 $455,000
Application Withdrawn By Applicant 1,070 $176,040,000 $164,000 $11,000,000 $75,000 $1,320,000
Application Approved But Not Accepted 552 $126,119,000 $228,000 $18,150,000 $77,000 $2,002,000
File Closed For Incompleteness 412 $66,171,000 $160,000 $800,000 $72,000 $1,064,000
Preapproval Denied by Financial Institution 2 $441,000 $220,000 $224,000 $63,000 $68,000
Preapproval Approved but not Accepted 1 $116,000 $116,000 $116,000 $40,000 $40,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 425 $55,768,000 $131,000 $6,720,000 $68,000 $1,026,000
Collateral 316 $48,506,000 $153,000 $699,000 $79,000 $422,000
Credit Application Incomplete 284 $41,726,000 $146,000 $557,000 $79,000 $900,000
Debt-To-Income Ratio 282 $42,527,000 $150,000 $510,000 $58,000 $289,000
Other 184 $34,144,000 $185,000 $5,120,000 $97,000 $3,833,000
Unverifiable Information 70 $10,241,000 $146,000 $385,000 $55,000 $203,000
Insufficient Cash (Downpayment, Closing Cost) 43 $6,285,000 $146,000 $417,000 $73,000 $228,000
Employment History 15 $1,907,000 $127,000 $184,000 $38,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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