Clinton County, IL Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,524 mortgage applications in Clinton County, IL totaling $199.1 million, up 18% from 2014. The average application was for $130,000, and applicants reported an average income of $69,000. 59% of applications resulted in an originated loan and 13% were denied. The most active lender was First County Bank, with 282 applications, followed by JPMorgan Chase Bank, NA and Germantown Trust & Savings Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,524
Total Mortgage Loan Application Amount $199,071,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $69,000
Highest Applicant Income $1,800,000

Mortgage Company List for Lending in Clinton County, IL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 410,851,000 282 $ 42,930,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 97 $ 13,619,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 347,849,000 95 $ 11,345,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 75 $ 6,145,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 54 $ 10,204,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 333,038,000 53 $ 7,485,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,683,325,000 47 $ 7,367,000
The First National Bank in Carlyle
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 144,227,000 36 $ 2,874,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 36 $ 5,265,000
Farmers State Bank of Hoffman
100 W 4TH STREET
HOFFMAN, IL 62250
* $ 139,581,000 34 $ 2,768,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 74,865,000 33 $ 2,724,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,850,940,000 26 $ 3,070,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 25 $ 1,775,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 698,391,000 23 $ 2,283,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,040,111,000 23 $ 2,954,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 21 $ 3,343,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 20 $ 3,318,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 20 $ 2,958,000
Tempo Bank
28 W BROADWAY, P.O. BOX 59
TRENTON, IL 62293
* $ 91,706,000 20 $ 2,007,000
First FSB of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 98,074,000 19 $ 2,004,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,600,032,000 16 $ 1,977,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 336,375,000 14 $ 1,436,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 12 $ 1,394,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,790,595,000 11 $ 845,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 11 $ 1,708,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 1,197,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 10 $ 1,221,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 267,495,000 10 $ 1,164,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 10 $ 1,544,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 963,122,000 9 $ 1,180,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 9 $ 1,236,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 307,691,000 9 $ 1,017,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 9 $ 1,720,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 813,990,000 9 $ 1,129,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 1,105,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 8 $ 1,028,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 179,441,000 7 $ 973,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 622,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 7 $ 867,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 1,049,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 6 $ 1,068,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 6 $ 902,000
D.W. Brown Mortgage Corp.
2205B SOUTH STATE ROUTE 157
EDWARDSVILLE, IL 62025
* $ 10,000,000 6 $ 1,210,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 6 $ 760,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 6 $ 1,204,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 5 $ 200,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 5 $ 602,000
The First National Bank
432 W GALLATIN
VANDALIA, IL 62471
* $ 311,810,000 5 $ 733,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 5 $ 481,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 291,766,000 5 $ 764,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 5 $ 698,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 479,526,000 5 $ 460,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 5 $ 521,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD
EDWARDSVILLE, IL 62025
* $ 607,442,000 4 $ 1,259,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 279,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 4 $ 535,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 4 $ 557,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 4 $ 484,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 666,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 584,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 4 $ 403,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 4 $ 457,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 4 $ 565,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 4 $ 522,000
Community Partners Savings Bank
301 W MAIN ST
SALEM, IL 62881
* $ 153,757,000 4 $ 201,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,984,055,000 3 $ 59,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 3 $ 676,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 3 $ 39,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 3 $ 335,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 290,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 346,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 276,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 660,993,000 3 $ 132,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 3 $ 438,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 3 $ 383,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 295,627,000 3 $ 235,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 595,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 3 $ 33,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 854,981,000 3 $ 540,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 502,000
Genfed Financial Credit Union
2492 WEDGEWOOD DR SUITE G
AKRON, OH 44312
* $ 222,233,000 3 $ 271,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 2 $ 372,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 316,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 2 $ 266,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,448,393,000 2 $ 203,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 351,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 2 $ 255,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 254,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 279,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 257,000
Community First Bank
3855 FORUM BOULEVARD
COLUMBIA, MO 65203
* $ 211,128,000 2 $ 341,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 2 $ 244,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,208,588,000 2 $ 485,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 141,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,482,094,000 2 $ 260,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 2 $ 357,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 2 $ 178,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 2 $ 138,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 2 $ 418,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 382,327,000 2 $ 228,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 381,573,000 2 $ 239,000
Newcastle Home Loans LLC
1700 W CORTLAND STREET, STE 203
CHICAGO, IL 60622
* $ 29,707,000 2 $ 239,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 443,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 125,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 2 $ 170,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 2 $ 402,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 2 $ 80,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 185,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 1 $ 94,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 1 $ 135,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 1 $ 96,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 112,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,286,112,000 1 $ 76,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 831,994,000 1 $ 90,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 171,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 1 $ 62,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 1 $ 171,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 1 $ 185,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 143,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 289,000
F&B Acquisition Group LLC
12412 POWERSCOURT DRIVE STE. 20
ST. LOUIS, MO 63131
* $ 11,709,000 1 $ 191,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ 10,000,000 1 $ 150,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 180,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 60,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 267,304,000 1 $ 90,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 207,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 127,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 497,841,000 1 $ 66,000
Reliance Bank
10401 CLAYTON ROAD
FRONTENAC, MO 63131
* $ 1,162,924,000 1 $ 202,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 280,000
Bank of O'fallon
901 S. LINCOLN AVE
O'FALLON, IL 62269
* $ 292,632,000 1 $ 239,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ 0 1 $ 94,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 1 $ 133,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 291,666,000 1 $ 255,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,090,048,000 1 $ 204,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 497,841,000 1 $ 72,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 100,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 1 $ 181,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 164,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,904,575,000 1 $ 263,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 92,786,000 1 $ 100,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 38,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 1 $ 207,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 112,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 124,628,000 1 $ 260,000
Bank of Belleville
215 S ILLINOIS ST
BELLEVILLE, IL 62220
* $ 124,178,000 1 $ 56,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 1 $ 77,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,012,879,000 1 $ 30,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 585,922,000 1 $ 146,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 273,398,000 1 $ 80,000
Catholic & Community Credit Un
1109 HARTMAN LANE
SHILOH, IL 62221
* $ 112,820,000 1 $ 15,000

The tables below break down 2015 mortgage applications in Clinton County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clinton County, IL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 719 $91,242,000 $126,000 $800,000 $62,000 $391,000
Refinancing 654 $93,553,000 $143,000 $655,000 $75,000 $1,800,000
Home Improvement 151 $14,276,000 $94,000 $3,000,000 $75,000 $301,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,242 $158,555,000 $127,000 $575,000 $79,000 $1,800,000
Not applicable 194 $29,891,000 $154,000 $3,000,000 $2,000 $93,000
Not Provided 62 $7,027,000 $113,000 $289,000 $64,000 $301,000
Hispanic 10 $1,076,000 $107,000 $207,000 $49,000 $168,000
Black or African American 7 $891,000 $127,000 $220,000 $82,000 $164,000
American Indian or Alaskan Native 5 $799,000 $159,000 $262,000 $116,000 $272,000
Native Hawaiian or Other Pacific Islander 3 $432,000 $144,000 $191,000 $111,000 $150,000
Asian 1 $400,000 $400,000 $400,000 $238,000 $238,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,082 $140,254,000 $129,000 $3,000,000 $80,000 $1,800,000
FHA-insured (Federal Housing Administration) 170 $21,277,000 $125,000 $267,000 $41,000 $129,000
VA-guaranteed (Veterans Administration) 143 $22,775,000 $159,000 $330,000 $47,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $14,765,000 $114,000 $232,000 $31,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 906 $118,651,000 $130,000 $3,000,000 $82,000 $1,800,000
Loan Purchased By The Institution 232 $32,494,000 $140,000 $354,000 $18,000 $158,000
Application Denied By Financial Institution 199 $23,150,000 $116,000 $400,000 $61,000 $272,000
Application Withdrawn By Applicant 128 $17,952,000 $140,000 $450,000 $76,000 $425,000
Application Approved But Not Accepted 33 $3,821,000 $115,000 $330,000 $77,000 $311,000
File Closed For Incompleteness 26 $3,003,000 $115,000 $280,000 $68,000 $260,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 45 $2,958,000 $65,000 $230,000 $63,000 $242,000
Debt-To-Income Ratio 31 $3,481,000 $112,000 $325,000 $42,000 $101,000
Collateral 23 $3,275,000 $142,000 $331,000 $82,000 $272,000
Credit Application Incomplete 9 $1,627,000 $180,000 $268,000 $48,000 $167,000
Unverifiable Information 5 $383,000 $76,000 $136,000 $85,000 $145,000
Other 3 $298,000 $99,000 $263,000 $14,000 $24,000
Insufficient Cash (Downpayment, Closing Cost) 3 $407,000 $135,000 $253,000 $20,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Illinois Lender List