Cloud County KS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Unlock detailed Cloud County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 175 |
| Total Mortgage Loan Application Amount | $12,543,000 |
| Average Mortgage Loan Application Amount | $71,000 |
| Highest Mortgage Loan Application Amount | $280,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $226,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE BENNINGTON STATE BANK 2130 SOUTH OHIO, P.O. BOX 1280 SALINA, KS 67402 |
* | $ 483,124,000 | 38 | $ 2,895,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 845,160,000 | 18 | $ 1,022,000 |
| UNITED BANK & TRUST 823 BROADWAY MARYSVILLE, KS 66508 |
* | $ 559,788,000 | 16 | $ 969,000 |
| THE CITIZENS NATIONAL BANK 417 COMMERCIAL, P.O. BOX 309 GREENLEAF, KS 66943 |
* | $ 169,793,000 | 14 | $ 859,000 |
| THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS 1015 KAW VALLEY PARK CIRCLE WAMEGO, KS 66547 |
* | $ 153,712,000 | 12 | $ 1,097,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 9 | $ 820,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ 10,000,000 | 6 | $ 477,000 |
| COMMUNITY NATIONAL BANK & TRUST 14 N LINCOLN CHANUTE, KS 66720 |
* | $ 838,887,000 | 6 | $ 128,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 328,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 4 | $ 311,000 |
| GNBANK, NATIONAL ASSOCIATION 100 E FOREST (PO BOX 67) GIRARD, KS 66743 |
* | $ 561,138,000 | 3 | $ 169,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 3 | $ 302,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 3 | $ 281,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 3 | $ 317,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 439,528,000 | 3 | $ 241,000 |
| UMB BANK, NATIONAL ASSOCIATION 1010 GRAND BLVD KANSAS CITY, MO 64106 |
* | $ 16,642,506,000 | 2 | $ 149,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 2 | $ 102,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 1 | $ 66,000 |
| COCA-COLA CREDIT UNION ONE COCA-COLA PLAZA NW ATLANTA, GA 30313 |
* | $ 163,134,000 | 1 | $ 10,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 26,795,278,000 | 1 | $ 65,000 |
| CITIZENS BANK OF KANSAS 300 N MAIN ST KINGMAN, KS 67068 |
* | $ 225,066,000 | 1 | $ 30,000 |
| THE DENISON STATE BANK 421 NEW YORK AVENUE HOLTON, KS 66436 |
* | $ 293,343,000 | 1 | $ 45,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 36,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 80,000 |
| FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 340,728,000 | 1 | $ 207,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,161,463,000 | 1 | $ 205,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 986,791,000 | 1 | $ 84,000 |
| FIRST PERSONAL BANK 14701 S RAVINIA AVE ORLAND PARK, IL 60462 |
* | $ 165,791,000 | 1 | $ 47,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 204,003,000 | 1 | $ 10,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 1 | $ 83,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 1 | $ 76,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 1 | $ 107,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 144,000 |
| WAHOO STATE BANK PO BOX 188 WAHOO, NE 68066 |
* | $ 68,981,000 | 1 | $ 66,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 309,999,678,000 | 1 | $ 104,000 |
| GOLDEN PLAINS CREDIT UNION 1714 EAST KANSAS AVENUE GARDEN CITY, KS 67846 |
* | $ 418,554,000 | 1 | $ 19,000 |
| SUNFLOWER BANK, NATIONAL ASSOCIATION 3025 CORTLAND CIRCLE - PO BOX 800 DALLAS, TX 67401 |
* | $ 1,675,841,000 | 1 | $ 3,000 |
| STATE BANK OF DOWNS 7887 E. BELLEVIEW AVE #100 ENGLEWOOD, CO 80111 |
* | $ 79,099,000 | 1 | $ 28,000 |
| MERITRUST FEDERAL CREDIT UNION 8710 E 32ND ST NORTH WICHITA, KS 67226 |
* | $ 923,559,000 | 1 | $ 50,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Cloud County KS in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 106 | $7,702,000 | $72,000 | $280,000 | $58,000 | $226,000 |
| Refinancing | 52 | $4,315,000 | $82,000 | $230,000 | $52,000 | $124,000 |
| Home Improvement | 17 | $526,000 | $30,000 | $173,000 | $51,000 | $127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 151 | $10,996,000 | $72,000 | $280,000 | $57,000 | $226,000 |
| Not Provided | 11 | $610,000 | $55,000 | $151,000 | $75,000 | $173,000 |
| Not applicable | 8 | $571,000 | $71,000 | $173,000 | $11,000 | $94,000 |
| Hispanic | 3 | $135,000 | $45,000 | $75,000 | $29,000 | $35,000 |
| Black or African American | 2 | $231,000 | $115,000 | $116,000 | $37,000 | $37,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 113 | $7,339,000 | $64,000 | $280,000 | $61,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $1,959,000 | $72,000 | $148,000 | $45,000 | $84,000 |
| FHA-insured (Federal Housing Administration) | 18 | $1,445,000 | $80,000 | $154,000 | $39,000 | $111,000 |
| VA-guaranteed (Veterans Administration) | 17 | $1,800,000 | $105,000 | $210,000 | $53,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 118 | $8,002,000 | $67,000 | $280,000 | $57,000 | $173,000 |
| Application Denied By Financial Institution | 26 | $2,008,000 | $77,000 | $198,000 | $53,000 | $226,000 |
| Application Withdrawn By Applicant | 15 | $999,000 | $66,000 | $207,000 | $50,000 | $126,000 |
| Loan Purchased By The Institution | 10 | $950,000 | $95,000 | $154,000 | $54,000 | $111,000 |
| Application Approved But Not Accepted | 5 | $379,000 | $75,000 | $148,000 | $55,000 | $76,000 |
| File Closed For Incompleteness | 1 | $205,000 | $205,000 | $205,000 | $38,000 | $38,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $176,000 | $58,000 | $100,000 | $42,000 | $55,000 |
| Collateral | 3 | $288,000 | $96,000 | $144,000 | $35,000 | $38,000 |
| Other | 3 | $231,000 | $77,000 | $84,000 | $50,000 | $71,000 |
| Debt-To-Income Ratio | 2 | $103,000 | $51,000 | $73,000 | $85,000 | $114,000 |
| Unverifiable Information | 1 | $84,000 | $84,000 | $84,000 | $36,000 | $36,000 |
| Credit Application Incomplete | 1 | $106,000 | $106,000 | $106,000 | $226,000 | $226,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.