AllMortgageDetail - Mortgage Application Details

Bokf Na
Mortgage Loan Application
Totals and Details
for 2014

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Mortgage Company & Address Bokf Na
One West 3Rd, 5Th Fl
Tulsa, OK 74103
Federal Regulator Consumer Financial Protection Bureau (CFPB)
Years 2014  2013  2012  2011  
Total Number of Mortgage Applications 33,856
Total Mortgage Loan Application Amount $6,226,567,000
Average Mortgage Loan Application Amount $194,664
Highest Mortgage Loan Application Amount $13,676,000
Average Applicant Income $47,912
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Bokf Na in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 20,858 $4,053,554,000 $194,000 $13,676,000 $68,000 $4,178,000
Refinancing 10,462 $1,995,477,000 $190,000 $11,600,000 $76,000 $9,999,000
Home Improvement 2,536 $177,536,000 $70,000 $3,240,000 $81,000 $1,767,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,303 $2,949,238,000 $180,000 $2,711,000 $108,000 $9,999,000
Not applicable 9,646 $2,030,562,000 $210,000 $13,676,000 $0 $0
Hispanic 3,479 $421,423,000 $121,000 $1,120,000 $62,000 $1,428,000
Not Provided 1,759 $367,531,000 $208,000 $1,800,000 $114,000 $1,728,000
Asian 1,174 $254,491,000 $216,000 $1,400,000 $120,000 $1,767,000
Black or African American 850 $117,978,000 $138,000 $1,125,000 $69,000 $840,000
American Indian or Alaskan Native 592 $78,099,000 $131,000 $600,000 $82,000 $4,336,000
Native Hawaiin or Other Pacific Islander 53 $7,245,000 $136,000 $686,000 $71,000 $319,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,548 $4,612,008,000 $187,000 $13,676,000 $84,000 $9,999,000
FHA-insured (Federal Housing Administration) 5,134 $724,510,000 $141,000 $626,000 $37,000 $1,380,000
VA-guaranteed (Veterans Administration) 3,432 $794,796,000 $231,000 $1,039,000 $44,000 $489,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 742 $95,253,000 $128,000 $335,000 $30,000 $147,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,947 $2,889,152,000 $193,000 $13,676,000 $103,000 $2,782,000
Loan Purchased By The Institution 9,622 $1,917,147,000 $199,000 $999,000 $0 $0
Application Denied By Financial Institution 5,983 $730,170,000 $122,000 $2,000,000 $85,000 $4,336,000
Application Withdrawn By Applicant 1,957 $427,016,000 $218,000 $2,000,000 $123,000 $9,999,000
File Closed For Incompleteness 1,098 $224,013,000 $204,000 $2,000,000 $109,000 $3,874,000
Application Approved But Not Accepted 249 $39,069,000 $156,000 $821,000 $113,000 $3,180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,281 $245,867,000 $107,000 $2,000,000 $88,000 $4,336,000
Debt-To-Income Ratio 1,538 $209,724,000 $136,000 $1,334,000 $58,000 $621,000
Collateral 1,217 $160,884,000 $132,000 $2,000,000 $100,000 $4,178,000
Unverifiable Information 505 $44,584,000 $88,000 $604,000 $89,000 $1,100,000
Other 195 $22,969,000 $117,000 $800,000 $138,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 111 $24,281,000 $218,000 $2,000,000 $108,000 $950,000
Employment History 99 $13,548,000 $136,000 $483,000 $72,000 $390,000
Credit Application Incomplete 26 $5,009,000 $192,000 $1,330,000 $117,000 $1,109,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0