Dawson County, NE Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 1,085 mortgage applications in Dawson County, NE totaling $168.4 million, up 11% from 2020. The average application was for $155,000, and applicants reported an average income of $79,000. 53% of applications resulted in an originated loan and 11% were denied. The most active lender was Citizens Bank, NA, with 81 applications, followed by Home Federal Savings and Loan and US Bank, N.A..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,085
Total Mortgage Loan Application Amount $168,415,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $6,755,000
Average Applicant Income $79,000
Highest Applicant Income $582,000

Mortgage Company List for Lending in Dawson County, NE for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 81 $ 12,345,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 292,130,000 68 $ 19,230,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 64 $ 8,120,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 63 $ 10,035,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 5,333,783,000 62 $ 9,780,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 555,366,000 55 $ 7,935,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 54 $ 5,510,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 288,563,000 43 $ 6,395,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 40 $ 6,220,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 1,151,009,000 38 $ 5,130,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,848,070,000 32 $ 3,500,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 22,555,038,000 30 $ 4,180,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 27 $ 3,205,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 26 $ 4,020,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 18 $ 2,700,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 17 $ 2,895,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 16 $ 3,670,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 15 $ 2,265,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 2,920,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 839,145,000 9 $ 1,195,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,555,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 1,040,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,600,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 7 $ 1,445,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 768,593,000 7 $ 495,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 7 $ 1,125,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 6 $ 670,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 6 $ 300,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 940,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 5 $ 925,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 947,909,000 4 $ 550,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 1,284,481,000 4 $ 430,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 590,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 92,968,547,000 4 $ 410,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 870,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 3 $ 565,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 3 $ 345,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 3 $ 245,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 385,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 375,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 245,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 307,643,000 3 $ 485,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 3 $ 175,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 315,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 2 $ 380,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 2 $ 440,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 2 $ 140,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 320,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 198,963,000 2 $ 230,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 300,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 2 $ 250,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 140,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 300,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 430,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 2 $ 370,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 2 $ 420,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 2 $ 240,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 370,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 4,583,369,000 2 $ 30,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 2 $ 390,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 280,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 150,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 297,240,000 2 $ 300,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 2 $ 250,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 270,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 2 $ 400,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 250,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 470,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 2 $ 430,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 130,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,348,222,000 2 $ 270,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 440,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 360,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 235,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,694,690,000 1 $ 155,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ 1,687,713,000 1 $ 185,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 1 $ 195,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 85,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 165,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 2,069,570,000 1 $ 85,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 405,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 608,395,000 1 $ 55,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 45,268,906,000 1 $ 75,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 305,588,000 1 $ 75,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,678,315,000 1 $ 595,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 235,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 95,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 281,717,000 1 $ 125,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 175,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,074,320,000 1 $ 175,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 125,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 175,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 95,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 356,893,000 1 $ 35,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 131,983,000 1 $ 55,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 175,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 255,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 175,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 155,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 1,875,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 613,668,000 1 $ 65,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 65,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 1 $ 145,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 1 $ 155,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 1 $ 195,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 1,875,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 175,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 95,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 1 $ 175,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 155,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 185,000

The tables below break down 2021 mortgage applications in Dawson County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dawson County, NE in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 506 $77,040,000 $152,000 $615,000 $76,000 $526,000
Refinancing 299 $51,775,000 $173,000 $6,755,000 $84,000 $456,000
Cash-out Refinancing 207 $29,615,000 $143,000 $805,000 $80,000 $420,000
Home Improvement 31 $1,555,000 $50,000 $165,000 $69,000 $200,000
Other Purpose 26 $7,220,000 $277,000 $4,905,000 $103,000 $582,000
Not Applicable 16 $1,210,000 $75,000 $215,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 640 $96,200,000 $150,000 $805,000 $84,000 $582,000
Hispanic 196 $23,410,000 $119,000 $375,000 $64,000 $420,000
Not applicable 151 $35,075,000 $232,000 $6,755,000 $121,000 $158,000
Not Provided 82 $11,430,000 $139,000 $335,000 $84,000 $365,000
Asian 6 $1,100,000 $183,000 $235,000 $80,000 $106,000
Black or African American 6 $920,000 $153,000 $235,000 $66,000 $98,000
American Indian or Alaskan Native 2 $160,000 $80,000 $135,000 $102,000 $114,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 745 $121,065,000 $162,000 $6,755,000 $87,000 $582,000
FHA-insured (Federal Housing Administration) 135 $17,815,000 $131,000 $235,000 $54,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 133 $15,895,000 $119,000 $275,000 $48,000 $88,000
VA-guaranteed (Veterans Administration) 72 $13,640,000 $189,000 $805,000 $77,000 $300,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 577 $98,475,000 $170,000 $6,755,000 $81,000 $526,000
Loan Purchased By The Institution 238 $35,290,000 $148,000 $435,000 $84,000 $287,000
Application Denied By Financial Institution 122 $13,980,000 $114,000 $405,000 $70,000 $582,000
Application Withdrawn By Applicant 86 $13,110,000 $152,000 $805,000 $78,000 $456,000
File Closed For Incompleteness 42 $5,310,000 $126,000 $335,000 $79,000 $420,000
Application Approved But Not Accepted 18 $2,110,000 $117,000 $285,000 $69,000 $143,000
Preapproval Approved but not Accepted 2 $140,000 $70,000 $85,000 $38,000 $39,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 913 $147,535,000 $161,000 $6,755,000 $81,000 $526,000
Debt-To-Income Ratio 90 $12,180,000 $135,000 $275,000 $64,000 $225,000
Credit History 35 $3,215,000 $91,000 $265,000 $75,000 $200,000
Credit Application Incomplete 17 $2,025,000 $119,000 $305,000 $59,000 $135,000
Other 11 $1,255,000 $114,000 $405,000 $99,000 $520,000
Collateral 7 $775,000 $110,000 $285,000 $148,000 $582,000
Employment History 7 $765,000 $109,000 $195,000 $34,000 $52,000
Unverifiable Information 4 $540,000 $135,000 $195,000 $55,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 1 $125,000 $125,000 $125,000 $61,000 $61,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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