Dutchess County, NY Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 7,801 mortgage applications in Dutchess County, NY totaling $1.8 billion, up 12% from 2014. The average application was for $233,000, and applicants reported an average income of $104,000. 51% of applications resulted in an originated loan and 20% were denied. The most active lender was Hudson Valley Credit Union, with 1,011 applications, followed by Wells Fargo Bank NA and Teg Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,801
Total Mortgage Loan Application Amount $1,818,754,000
Average Mortgage Loan Application Amount $233,000
Highest Mortgage Loan Application Amount $52,000,000
Average Applicant Income $104,000
Highest Applicant Income $5,571,000

Mortgage Company List for Lending in Dutchess County, NY for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 4,044,417,000 1,011 $ 182,064,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 753 $ 166,829,000
Teg Federal Credit Union
1 COMMERCE ST.
POUGHKEEPSIE, NY 12603
* $ 211,639,000 304 $ 56,709,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 271 $ 72,647,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 266 $ 55,933,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 248 $ 59,842,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 242 $ 56,759,000
Rhinebeck Bank
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 650,982,000 172 $ 28,415,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 171 $ 30,884,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 161 $ 37,196,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 147 $ 36,388,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 118 $ 29,275,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 760,058,000 118 $ 29,142,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 794,424,000 116 $ 17,091,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 91,782,513,000 114 $ 32,667,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 112 $ 31,333,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 109 $ 20,623,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 93 $ 21,126,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 88 $ 21,833,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 855,422,000 88 $ 23,393,000
Bridgeway Federal Credit Union
21 BURNETT BLVD, STE 2
POUGHKEEPSIE, NY 12603
* $ 78,440,000 84 $ 4,471,000
Toll Brothers Mortgage Company

FORT WASHINGTON, PA 19034
* $ 10,000,000 83 $ 25,489,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 80 $ 18,094,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 75 $ 18,133,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 72 $ 16,800,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 230,280,000,000 71 $ 9,449,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 68 $ 14,567,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 63 $ 14,924,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 62 $ 18,908,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 59 $ 12,994,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,643,460,000 59 $ 14,182,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 58 $ 14,509,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 57 $ 11,075,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 55 $ 13,293,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 54 $ 16,597,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 48 $ 10,267,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 45 $ 10,703,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 38,494,804,000 44 $ 9,572,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,967,941,000 44 $ 2,192,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 40 $ 9,099,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 38 $ 11,153,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 37 $ 6,723,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 36 $ 8,825,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 33 $ 8,561,000
Bank of Millbrook
PO BOX AF, 3263 FRANKLIN AVENUE
MILLBROOK, NY 12545
* $ 211,741,000 33 $ 9,772,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 178,676,927,000 32 $ 7,827,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 301,414,000 29 $ 5,988,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 28 $ 5,685,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 27 $ 4,923,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 26 $ 6,064,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 25 $ 6,654,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 24 $ 6,226,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 24 $ 4,492,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ 80,581,000 22 $ 3,955,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 21 $ 5,371,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 35,755,742,000 21 $ 3,450,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 21 $ 731,000
Pcsb Bank
2651 STRANG BLVD., SUITE 100, P.O. BOX 712
YORKTOWN HEIGHTS, NY 10598
* $ 991,048,000 20 $ 4,069,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 19 $ 4,382,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 22,513,012,000 19 $ 3,650,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 19 $ 3,832,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 18 $ 874,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 17 $ 4,429,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 17 $ 4,072,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 16 $ 1,299,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 711,589,000 16 $ 2,695,000
Wallkill Valley Federal Savings & Loan Association
23 WALLKILL AVENUE
WALLKILL, NY 12589
* $ 172,169,000 15 $ 4,697,000
Mahopac Bank
1442 RT 22
BREWSTER, NY 10509
* $ 1,048,508,000 14 $ 4,835,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 13 $ 2,440,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 13 $ 3,733,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 12 $ 3,574,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 12 $ 2,199,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 12 $ 561,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 12 $ 3,428,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 11 $ 2,565,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 11 $ 2,566,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 454,725,000 11 $ 2,385,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 11 $ 2,730,000
Hometown Bank of the Hudson VA
12 MAIN ST.
WALDEN, NY 12586
* $ 124,979,000 11 $ 2,417,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 11 $ 1,717,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 11 $ 4,485,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 11 $ 3,523,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 10 $ 2,799,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ 7,907,000 10 $ 1,833,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 10 $ 2,774,000
Sawyer Savings Bank
PO BOX 420
SAUGERTIES, NY 12477
* $ 201,064,000 10 $ 2,265,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 10 $ 2,271,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 10 $ 2,737,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 10 $ 2,274,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 9 $ 2,420,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,036,491,000 9 $ 2,309,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 9 $ 2,673,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 9 $ 1,923,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 9 $ 1,537,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 9 $ 143,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 9 $ 1,656,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 8 $ 2,285,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ 10,000,000 8 $ 1,762,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 8 $ 1,933,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 80,472,892,000 8 $ 1,765,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 8 $ 2,228,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 2,096,410,000 8 $ 1,463,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 7 $ 2,254,000
Hudson River Financial Federal Credit Union
3563 MOHEGAN AVENUE
MOHEGAN LAKE, NY 10547
* $ 44,930,000 7 $ 1,413,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 7 $ 1,759,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 18,782,324,000 7 $ 14,662,000
Sterling National Bank
400 RELLA BLVD.
MONTEBELLO, NY 10901
* $ 2,967,471,000 7 $ 1,628,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 7 $ 937,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 7 $ 1,756,000
Silvermine Ventures LLC
800 WESTCHESTER AVE
RYE BROOK, NY 10573
* $ 6,661,534,000 6 $ 1,724,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 6 $ 1,044,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 6 $ 3,125,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 423,867,000 6 $ 416,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 44,281,869,000 6 $ 1,606,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 6 $ 1,543,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 6 $ 1,506,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 411,216,000 6 $ 445,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ 10,000,000 5 $ 792,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 939,235,000 5 $ 1,045,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ 10,000,000 5 $ 1,320,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 5 $ 1,206,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 5 $ 1,267,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 111,278,000,000 5 $ 2,659,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 5 $ 1,821,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,209,258,000 5 $ 173,000
Putnam County National Bank
PO BOX 10
CARMEL, NY 10512
* $ 160,023,000 5 $ 1,495,000
Mcs Mortgage Bankers, Inc.
20 OAK STREET
PATCHOGUE, NY 11772
* $ 4,785,307,000 5 $ 1,494,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 5 $ 1,066,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 5 $ 937,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 51,703,000 5 $ 805,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 5 $ 1,137,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 4 $ 1,191,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 4 $ 848,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 4 $ 962,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 48,353,330,000 4 $ 4,156,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,727,490,000 4 $ 222,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 4 $ 1,201,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 853,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 5,477,328,000 4 $ 2,687,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ 10,000,000 4 $ 1,100,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 4,190,314,000 4 $ 663,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 870,523,000 4 $ 854,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 4 $ 965,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 4 $ 792,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 4 $ 804,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 3 $ 517,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 124,628,000 3 $ 612,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 76,205,000 3 $ 585,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 117,266,000 3 $ 917,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 309,761,000 3 $ 619,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 278,402,000 3 $ 169,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 1,075,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,599,798,000 3 $ 690,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 5,831,677,000 3 $ 1,154,000
Hudson City Savings Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 36,565,446,000 3 $ 1,073,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 81,661,915,000 3 $ 127,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 718,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 3 $ 371,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 613,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ 10,000,000 3 $ 534,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 3 $ 62,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 7,726,299,000 3 $ 199,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,107,751,000 2 $ 220,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,458,381,000 2 $ 436,000
Continental Mortgage Bankers Inc
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ 10,000,000 2 $ 369,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 238,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 32,314,043,000 2 $ 1,520,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 2 $ 686,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 2 $ 408,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 2 $ 429,000
M&T Real Estate Trust
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ 54,391,344,000 2 $ 670,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 20,938,997,000 2 $ 2,000,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 2 $ 483,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ 10,000,000 2 $ 12,523,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ 41,332,772,000 2 $ 267,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 257,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 377,710,000 2 $ 408,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,064,128,000 2 $ 59,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 91,256,000 2 $ 479,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 2 $ 701,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 2 $ 561,000
Suma Federal Credit Union
125 CORPORATE BLVD
YONKERS, NY 10701
* $ 295,804,000 2 $ 458,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ 10,000,000 1 $ 183,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 2,028,213,000 1 $ 100,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 245,738,000 1 $ 218,000
Preferred Business Xchange LLC
2701 TOWER OAKS BLVD. - PBX
ROCKVILLE, MD 20852
* $ 396,481,000 1 $ 15,000
Orange Bank and Trust Company
212 DOLSON AVENUE
MIDDLETOWN, NY 10940
* $ 715,589,000 1 $ 2,150,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 479,751,000 1 $ 324,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 67,005,000 1 $ 197,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 199,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 846,003,000 1 $ 185,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 103,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 9,378,000 1 $ 234,000
Sunnyside Federal Sla of Irvin
56 MAIN STREET
IRVINGTON, NY 10533
* $ 93,811,000 1 $ 175,000
Nrl Federal Credit Union
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 443,621,000 1 $ 272,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,664,576,000 1 $ 40,000
Greater Hudson Bank
715 ROUTE 304
BARDONIA, NY 10954
* $ 394,367,000 1 $ 425,000
Savoy Bank
600 FIFTH AVENUE, 17TH FLOOR
NEW YORK, NY 10020
* $ 122,327,000 1 $ 650,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,087,890,000 1 $ 248,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 6,795,021,000 1 $ 7,013,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,167,901,000 1 $ 180,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 156,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 16,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 1 $ 255,000
People's Alliance Federal Credit Union
125 WIRELESS BLVD
HAUPPAUGE, NY 11788
* $ 240,491,000 1 $ 270,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 161,483,000 1 $ 230,000
Union Savings Bank
226 MAIN STREET
DANBURY, CT 06810
* $ 2,234,659,000 1 $ 295,000
Quik Fund, Inc.
900 STEWART AVE SUITE 240
GARDEN CITY, NY 11530
* $ 2,338,000 1 $ 109,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 177,000
Commonfund Mortgage Corp.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 1 $ 245,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 131,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 17,365,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 125,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 295,354,000 1 $ 160,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 127,049,000 1 $ 116,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,264,351,000 1 $ 30,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 932,414,000 1 $ 285,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 1,611,301,000 1 $ 320,000
Ocean Financial FCU
45 ATLANTIC AVENUE
OCEANSIDE, NY 11572
* $ 282,723,000 1 $ 185,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 5,023,914,000 1 $ 468,000
Capital Communications Federal Credit Union
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 1,142,643,000 1 $ 248,000
Coca-Cola Federal Credit Union
ONE COCA-COLA PLAZA NW
ATLANTA, GA 30313
* $ 165,505,000 1 $ 19,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 48,481,911,000 1 $ 540,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 19,061,584,000 1 $ 4,500,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 4,849,015,000 1 $ 275,000
Eastern Savings Bank, FSB
11350 MCCORMICK ROAD, STE 200
HUNT VALLEY, MD 21031
* $ 406,091,000 1 $ 200,000
Mackinac Savings Bank FSB
280 N CONGRESS AVE
BOYNTON BEACH, FL 33426
* $ 110,050,000 1 $ 209,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 88,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ 744,000 1 $ 182,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 183,453,000 1 $ 220,000
Barings Multifamily Capital LLC
5800 TENNYSON PARKWAY, SUITE 200
PLANO, TX 75024
* $ 10,000,000 1 $ 52,000,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 109,596,957,000 1 $ 875,000
Deutsche Bank Trust Company Americas
345 PARK AVENUE, FLOOR 14
NEW YORK, NY 10154
* $ 53,547,000,000 1 $ 700,000
Astoria Bank
211 STATION ROAD
MINEOLA, NY 11501
* $ 15,566,166,000 1 $ 364,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 74,000
Ffc Mortgage Corp.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ 7,464,553,000 1 $ 280,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 192,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ 1,000,000 1 $ 350,000
Academy Mortgage Corp.
105 CONKLIN STREET
FARMINGDALE, NY 11735
* $ 10,000,000 1 $ 244,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ 10,000,000 1 $ 219,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 1 $ 265,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 5,190,392,000 1 $ 1,101,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 1 $ 26,000
Mortgage Unlimited, L.L.C.
222 OUTWATER LANE SUITE 4B
GARFIELD, NJ 07026
* $ 1,069,000 1 $ 305,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 1 $ 126,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ 1,119,000 1 $ 317,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 271,000
Kwik Mortgage Corporation
1 CRAGWOOD ROAD, SUITE 103A
SOUTH PLAINFIELD, NJ 07080
* $ 2,500,000,000 1 $ 178,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 3,728,585,000 1 $ 176,000
Ridgewood Savings Bank
71-02 FOREST AVENUE
RIDGEWOOD, NY 11385
* $ 5,087,405,000 1 $ 455,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,148,005,000 1 $ 94,000
Lynx Mortgage Bank LLC
143 POST AVE
WESTBURY, NY 11590
* $ 10,000 1 $ 342,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 1 $ 360,000

The tables below break down 2015 mortgage applications in Dutchess County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dutchess County, NY in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,663 $924,940,000 $252,000 $52,000,000 $108,000 $4,890,000
Refinancing 3,478 $836,106,000 $240,000 $17,365,000 $99,000 $5,571,000
Home Improvement 660 $57,708,000 $87,000 $5,600,000 $105,000 $4,412,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,013 $1,089,612,000 $217,000 $5,600,000 $113,000 $4,890,000
Not Provided 989 $215,566,000 $217,000 $2,600,000 $124,000 $5,571,000
Not applicable 663 $273,881,000 $413,000 $52,000,000 $19,000 $2,483,000
Hispanic 480 $95,223,000 $198,000 $634,000 $86,000 $924,000
Black or African American 432 $86,539,000 $200,000 $1,040,000 $78,000 $798,000
Asian 181 $47,078,000 $260,000 $1,000,000 $145,000 $2,483,000
American Indian or Alaskan Native 31 $7,733,000 $249,000 $1,665,000 $142,000 $2,000,000
Native Hawaiian or Other Pacific Islander 12 $3,122,000 $260,000 $613,000 $159,000 $800,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,927 $1,368,070,000 $230,000 $52,000,000 $115,000 $5,571,000
FHA-insured (Federal Housing Administration) 1,431 $333,163,000 $232,000 $636,000 $64,000 $459,000
VA-guaranteed (Veterans Administration) 407 $110,345,000 $271,000 $1,034,000 $81,000 $387,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $7,176,000 $199,000 $314,000 $50,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,002 $955,089,000 $238,000 $17,365,000 $119,000 $5,571,000
Application Denied By Financial Institution 1,533 $298,106,000 $194,000 $1,750,000 $91,000 $1,388,000
Application Withdrawn By Applicant 932 $257,980,000 $276,000 $52,000,000 $117,000 $4,890,000
Loan Purchased By The Institution 819 $185,282,000 $226,000 $1,101,000 $38,000 $2,483,000
File Closed For Incompleteness 283 $66,199,000 $233,000 $1,130,000 $99,000 $924,000
Application Approved But Not Accepted 232 $56,098,000 $241,000 $1,700,000 $111,000 $2,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 248 $46,442,000 $187,000 $1,125,000 $67,000 $737,000
Credit History 228 $28,770,000 $126,000 $938,000 $81,000 $776,000
Collateral 215 $53,974,000 $251,000 $1,750,000 $132,000 $942,000
Credit Application Incomplete 143 $34,406,000 $240,000 $1,125,000 $130,000 $1,079,000
Other 119 $17,547,000 $147,000 $740,000 $99,000 $1,388,000
Insufficient Cash (Downpayment, Closing Cost) 25 $5,600,000 $224,000 $417,000 $109,000 $888,000
Unverifiable Information 24 $5,296,000 $220,000 $634,000 $103,000 $505,000
Employment History 13 $3,017,000 $232,000 $496,000 $64,000 $211,000
Mortgage Insurance Denied 3 $631,000 $210,000 $273,000 $85,000 $105,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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