AllMortgageDetail - Mortgage Application Details

Florida
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 719,325
Total Mortgage Loan Application Amount $144,001,480,000
Average Mortgage Loan Application Amount $200,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $93,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Florida in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 410,955 $88,972,805,000 $216,000 $84,500,000 $97,000 $9,999,000
Refinancing 258,707 $51,904,037,000 $200,000 $99,999,000 $89,000 $9,999,000
Home Improvement 49,663 $3,124,638,000 $62,000 $40,000,000 $73,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 406,542 $78,524,162,000 $193,000 $20,000,000 $107,000 $9,999,000
Hispanic 104,542 $18,788,795,000 $179,000 $84,500,000 $86,000 $9,999,000
Not Provided 68,305 $13,551,613,000 $198,000 $24,600,000 $110,000 $9,999,000
Not applicable 67,993 $21,674,093,000 $318,000 $99,999,000 $19,000 $9,999,000
Black or African American 49,904 $7,227,121,000 $144,000 $43,000,000 $63,000 $9,999,000
Asian 17,374 $3,523,651,000 $202,000 $5,750,000 $110,000 $9,999,000
American Indian or Alaskan Native 2,990 $421,604,000 $141,000 $2,500,000 $81,000 $4,959,000
Native Hawaiin or Other Pacific Islander 1,675 $290,441,000 $173,000 $2,350,000 $90,000 $4,694,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 507,393 $106,870,409,000 $210,000 $99,999,000 $111,000 $9,999,000
FHA-insured (Federal Housing Administration) 125,450 $20,001,696,000 $159,000 $39,560,000 $45,000 $3,245,000
VA-guaranteed (Veterans Administration) 74,564 $15,443,175,000 $207,000 $2,644,000 $59,000 $3,119,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11,918 $1,686,200,000 $141,000 $4,800,000 $35,000 $5,797,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 344,599 $74,991,916,000 $217,000 $99,999,000 $108,000 $9,999,000
Application Denied By Financial Institution 152,705 $24,480,074,000 $160,000 $40,000,000 $82,000 $9,999,000
Loan Purchased By The Institution 94,885 $17,417,263,000 $183,000 $31,350,000 $41,000 $9,999,000
Application Withdrawn By Applicant 76,826 $16,814,117,000 $218,000 $84,500,000 $104,000 $9,999,000
File Closed For Incompleteness 25,105 $5,334,478,000 $212,000 $30,000,000 $109,000 $9,999,000
Application Approved But Not Accepted 25,080 $4,947,404,000 $197,000 $40,000,000 $101,000 $9,440,000
Preapproval Denied by Financial Institution 71 $9,638,000 $135,000 $421,000 $55,000 $176,000
Preapproval Approved but not Accepted 54 $6,590,000 $122,000 $305,000 $50,000 $148,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32,906 $3,159,802,000 $96,000 $24,600,000 $73,000 $9,999,000
Debt-To-Income Ratio 28,269 $5,064,166,000 $179,000 $21,400,000 $66,000 $3,386,000
Collateral 17,426 $3,329,961,000 $191,000 $9,700,000 $114,000 $8,640,000
Credit Application Incomplete 11,452 $2,200,445,000 $192,000 $8,000,000 $105,000 $9,999,000
Other 9,994 $1,916,037,000 $191,000 $40,000,000 $96,000 $7,927,000
Unverifiable Information 3,615 $742,775,000 $205,000 $8,000,000 $118,000 $8,825,000
Insufficient Cash (Downpayment, Closing Cost) 3,440 $686,383,000 $199,000 $13,516,000 $107,000 $9,999,000
Employment History 1,300 $222,158,000 $170,000 $1,720,000 $70,000 $807,000
Mortgage Insurance Denied 212 $31,378,000 $148,000 $1,069,000 $81,000 $1,247,000

Mortgage Loan Application Totals in 2014 by Florida Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE CORAL-FORT MYERS, FL 29,496 $ 5,473,624,000 $ 185,000 $ 101,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 15,070 $ 3,546,361,000 $ 235,000 $ 116,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 25,280 $ 3,622,497,000 $ 143,000 $ 73,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 61,083 $ 14,211,933,000 $ 232,000 $ 100,000
GAINESVILLE, FL 7,936 $ 1,346,453,000 $ 169,000 $ 77,000
HOMOSASSA SPRINGS, FL 5,140 $ 567,927,000 $ 110,000 $ 62,000
JACKSONVILLE, FL 59,472 $ 11,187,376,000 $ 188,000 $ 81,000
LAKELAND-WINTER HAVEN, FL 21,290 $ 3,099,819,000 $ 145,000 $ 61,000
MIAMI-MIAMI BEACH-KENDALL, FL 62,657 $ 17,393,548,000 $ 277,000 $ 118,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 16,228 $ 4,906,487,000 $ 302,000 $ 171,000
NORTH PORT-SARASOTA-BRADENTON, FL 31,869 $ 6,803,749,000 $ 213,000 $ 105,000
OCALA, FL 12,221 $ 1,389,620,000 $ 113,000 $ 59,000
ORLANDO-KISSIMMEE-SANFORD, FL 87,914 $ 17,701,376,000 $ 201,000 $ 84,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 23,793 $ 3,762,952,000 $ 158,000 $ 77,000
PANAMA CITY, FL 8,978 $ 1,548,245,000 $ 172,000 $ 91,000
PENSACOLA-FERRY PASS-BRENT, FL 19,670 $ 3,048,683,000 $ 154,000 $ 72,000
PORT ST. LUCIE, FL 18,041 $ 3,017,736,000 $ 167,000 $ 83,000
PUNTA GORDA, FL 7,067 $ 1,037,692,000 $ 146,000 $ 86,000
SEBASTIAN-VERO BEACH, FL 5,420 $ 970,777,000 $ 179,000 $ 102,000
SEBRING, FL 2,726 $ 290,731,000 $ 106,000 $ 61,000
TALLAHASSEE, FL 11,427 $ 1,987,004,000 $ 173,000 $ 76,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 108,917 $ 19,346,930,000 $ 177,000 $ 82,000
THE VILLAGES, FL 5,255 $ 960,244,000 $ 182,000 $ 91,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 50,210 $ 13,064,055,000 $ 260,000 $ 130,000

Mortgage Loan Application Totals in 2014 by Florida County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Alachua 7,479 $ 1,296,207,000 $ 173,000 $ 78,000
Baker 810 $ 93,636,000 $ 115,000 $ 59,000
Bay 8,447 $ 1,447,667,000 $ 171,000 $ 88,000
Bradford 709 $ 75,479,000 $ 106,000 $ 55,000
Brevard 23,881 $ 3,773,972,000 $ 158,000 $ 77,000
Broward 61,157 $ 14,224,384,000 $ 232,000 $ 100,000
Calhoun 300 $ 27,101,000 $ 90,000 $ 61,000
Charlotte 7,079 $ 1,038,783,000 $ 146,000 $ 86,000
Citrus 5,154 $ 568,858,000 $ 110,000 $ 62,000
Clay 9,252 $ 1,463,123,000 $ 158,000 $ 66,000
Collier 16,248 $ 4,910,629,000 $ 302,000 $ 171,000
Columbia 1,861 $ 214,168,000 $ 115,000 $ 56,000
DeSoto 610 $ 59,623,000 $ 97,000 $ 53,000
Dixie 302 $ 30,708,000 $ 101,000 $ 61,000
Duval 32,567 $ 5,706,012,000 $ 175,000 $ 73,000
Escambia 11,375 $ 1,632,106,000 $ 143,000 $ 71,000
Flagler 5,173 $ 803,678,000 $ 155,000 $ 76,000
Franklin 445 $ 94,139,000 $ 211,000 $ 123,000
Gadsden 1,103 $ 119,208,000 $ 108,000 $ 53,000
Gilchrist 528 $ 58,939,000 $ 111,000 $ 50,000
Glades 201 $ 21,910,000 $ 109,000 $ 68,000
Gulf 614 $ 107,945,000 $ 175,000 $ 123,000
Hamilton 266 $ 19,737,000 $ 74,000 $ 49,000
Hardee 421 $ 32,299,000 $ 76,000 $ 48,000
Hendry 592 $ 57,191,000 $ 96,000 $ 61,000
Hernando 6,880 $ 728,888,000 $ 105,000 $ 54,000
Highlands 2,732 $ 291,672,000 $ 106,000 $ 61,000
Hillsborough 48,984 $ 9,572,753,000 $ 195,000 $ 85,000
Holmes 369 $ 33,857,000 $ 91,000 $ 64,000
Indian River 5,422 $ 971,047,000 $ 179,000 $ 102,000
Jackson 1,150 $ 99,151,000 $ 86,000 $ 57,000
Jefferson 389 $ 48,717,000 $ 125,000 $ 57,000
Lafayette 150 $ 15,009,000 $ 100,000 $ 73,000
Lake 13,966 $ 2,191,311,000 $ 156,000 $ 67,000
Lee 29,529 $ 5,478,947,000 $ 185,000 $ 101,000
Leon 8,841 $ 1,676,326,000 $ 189,000 $ 82,000
Levy 1,214 $ 121,491,000 $ 100,000 $ 52,000
Liberty 174 $ 17,683,000 $ 101,000 $ 69,000
Madison 355 $ 33,373,000 $ 94,000 $ 56,000
Manatee 14,856 $ 3,130,868,000 $ 210,000 $ 101,000
Marion 12,288 $ 1,394,446,000 $ 113,000 $ 59,000
Martin 6,138 $ 1,395,486,000 $ 227,000 $ 113,000
Miami-Dade 62,755 $ 17,413,076,000 $ 277,000 $ 118,000
Monroe 3,350 $ 1,283,639,000 $ 383,000 $ 207,000
Nassau 3,691 $ 682,251,000 $ 184,000 $ 95,000
Okaloosa 10,164 $ 1,979,544,000 $ 194,000 $ 83,000
Okeechobee 837 $ 76,631,000 $ 91,000 $ 52,000
Orange 43,141 $ 9,725,903,000 $ 225,000 $ 91,000
Osceola 14,107 $ 2,341,890,000 $ 166,000 $ 71,000
Palm Beach 50,268 $ 13,077,734,000 $ 260,000 $ 130,000
Pasco 19,514 $ 2,898,241,000 $ 148,000 $ 67,000
Pinellas 33,746 $ 6,176,594,000 $ 183,000 $ 92,000
Polk 21,348 $ 3,105,280,000 $ 145,000 $ 61,000
Putnam 1,506 $ 145,521,000 $ 96,000 $ 52,000
Santa Rosa 8,415 $ 1,427,293,000 $ 169,000 $ 73,000
Sarasota 17,067 $ 3,683,888,000 $ 215,000 $ 108,000
Seminole 16,903 $ 3,541,837,000 $ 209,000 $ 88,000
St. Johns 13,325 $ 3,261,937,000 $ 244,000 $ 109,000
St. Lucie 11,915 $ 1,654,691,000 $ 138,000 $ 68,000
Sumter 5,266 $ 961,216,000 $ 182,000 $ 91,000
Suwannee 1,010 $ 90,928,000 $ 90,000 $ 50,000
Taylor 437 $ 40,709,000 $ 93,000 $ 57,000
Union 294 $ 30,691,000 $ 104,000 $ 50,000
Volusia 20,157 $ 2,822,560,000 $ 140,000 $ 72,000
Wakulla 1,157 $ 149,986,000 $ 129,000 $ 58,000
Walton 5,186 $ 1,601,736,000 $ 308,000 $ 179,000
Washington 636 $ 64,795,000 $ 101,000 $ 60,000