Unlock detailed Ford County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 432 |
| Total Mortgage Loan Application Amount | $39,243,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $1,239,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $1,646,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 5,382,961,000 | 52 | $ 6,022,000 |
| BANK OF GIBSON CITY 804 S. SANGAMON AVE., PO BOX 311 GIBSON CITY, IL 60936 |
* | $ 77,495,000 | 35 | $ 2,591,000 |
| COMMUNITY BANC MORTGAGE CORPORATION 301 N MAIN SPRINGFIELD, IL 62629 |
* | $ -1,000 | 32 | $ 3,231,000 |
| FARMERS-MERCHANTS NATIONAL BANK OF PAXTON 101 N. TAFT ST. PAXTON, IL 60957 |
* | $ 115,239,000 | 19 | $ 740,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 17 | $ 1,954,000 |
| STATE BANK OF LINCOLN 508 BROADWAY STREET LINCOLN, IL 62656 |
* | $ 343,749,000 | 17 | $ 1,523,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 283,019,000 | 13 | $ 1,217,000 |
| VERMILION VALLEY BANK 4 E PEORIA PO BOX 128 PIPER CITY, IL 60959 |
* | $ 123,968,000 | 12 | $ 772,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 11 | $ 1,008,000 |
| UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION 2201 S FIRST ST CHAMPAIGN, IL 61820 |
* | $ 319,534,000 | 11 | $ 431,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ -1,000 | 11 | $ 996,000 |
| PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 170,002,000 | 10 | $ 1,159,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 9 | $ 842,000 |
| FIRST STATE BANK OF FORREST 133 E. KRACK ST. FORREST, IL 61741 |
* | $ 172,993,000 | 8 | $ 280,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 18,252,081,000 | 8 | $ 632,000 |
| INB, NATIONAL ASSOCIATION 322 E. CAPITOL SPRINGFIELD, IL 62701 |
* | $ 865,623,000 | 7 | $ 689,000 |
| THE GIFFORD STATE BANK PO BOX 400 GIFFORD, IL 61847 |
* | $ 166,573,000 | 6 | $ 299,000 |
| CREDIT UNION 1 200 E CHAMPAIGN AVENUE RANTOUL, IL 61866 |
* | $ 789,470,000 | 6 | $ 98,000 |
| FIRST NATIONAL BANK IN PAXTON 106 N. MARKET ST. PAXTON, IL 60957 |
* | $ 81,826,000 | 5 | $ 259,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 5 | $ 520,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 355,999,734,000 | 5 | $ 572,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 4 | $ 477,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 4 | $ 751,000 |
| HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 2,968,666,000 | 4 | $ 419,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 181,659,000 | 4 | $ 432,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 4 | $ 332,000 |
| STATE BANK OF GRAYMONT 204 MAIN STREET LIVINGSTON, IL 61743 |
* | $ 212,742,000 | 4 | $ 279,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 229,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 252,204,000 | 3 | $ 44,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 608,667,000 | 3 | $ 456,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 2 | $ 62,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 3,230,875,000 | 2 | $ 124,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,982,691,000 | 2 | $ 190,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 191,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 91,146,995,000 | 2 | $ 140,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 2 | $ 155,000 |
| CITIZENS EQUITY FIRST 5401 W DIRKSEN PKWY PEORIA, IL 61607 |
* | $ 5,614,191,000 | 2 | $ 168,000 |
| FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 11,254,182,000 | 2 | $ 7,000 |
| BANCORP OF RANTOUL, INC. 201 E CHAMPAIGN AVE RANTOUL, IL 61866 |
* | $ -1,000 | 2 | $ 167,000 |
| FEDERATED BANK 107 N. CHESTNUT ONARGA, IL 60955 |
* | $ 81,759,000 | 2 | $ 288,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,349,581,000,000 | 2 | $ 103,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 227,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 2 | $ 301,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 25,529,171,000 | 2 | $ 1,317,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 2 | $ 340,000 |
| THE FISHER NATIONAL BANK 1710 S NEIL ST SUITE 3 FISHER, IL 61820 |
* | $ 114,893,000 | 2 | $ 118,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 2 | $ 137,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 90,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,854,481,000 | 2 | $ 6,000 |
| MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 3,306,991,000 | 2 | $ 90,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 2 | $ 16,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 2 | $ 177,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 2 | $ 375,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 2 | $ 367,000 |
| CIBM BANK 2913 KIRBY AVE CHAMPAIGN, IL 61821 |
* | $ 652,287,000 | 1 | $ 55,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 1,422,581,000 | 1 | $ 100,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 93,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 1 | $ 158,000 |
| CREDIT UNION 1 CREDIT UNION 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 992,212,000 | 1 | $ 3,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 72,000 |
| TOWNSTONE FINANACIAL, INC. 1141 W RANDOLPH CHICAGO, IL 60607 |
* | $ -1,000 | 1 | $ 180,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 30,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 1 | $ 288,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 902,051,000 | 1 | $ 154,000 |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION 582 OAKWOOD AVE LAKE FOREST, IL 60045 |
* | $ -1,000 | 1 | $ 207,000 |
| LONGVIEW BANK 102 S EAST AVE P.O.BOX 47 OGDEN, IL 61859 |
* | $ 182,028,000 | 1 | $ 47,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 1 | $ 25,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 197,206,045,000 | 1 | $ 129,000 |
| IAA CREDIT UNION 808 IAA DRIVE BLOOMINGTON, IL 61701 |
* | $ 227,546,000 | 1 | $ 43,000 |
| SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 1,092,616,000 | 1 | $ 69,000 |
| HICKORY POINT BANK AND TRUST 225 N WATER STREET DECATUR, IL 62523 |
* | $ 652,269,000 | 1 | $ 156,000 |
| GRUNDY BANK 201 LIBERTY STREET MORRIS, IL 60450 |
* | $ 269,749,000 | 1 | $ 37,000 |
| IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION 201 E CHERRY ST WATSEKA, IL 60970 |
* | $ 580,068,000 | 1 | $ 50,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 77,760,914,000 | 1 | $ 164,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 92,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 108,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 116,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 150,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 4,080,967,000 | 1 | $ 53,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 79,000 |
| MUNICIPAL TRUST AND SAVINGS BANK PO BOX 146 BOURBONNAIS, IL 60914 |
* | $ 301,949,000 | 1 | $ 35,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 1 | $ 112,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 80,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,677,490,000,000 | 1 | $ 51,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 77,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 1 | $ 240,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 1 | $ 87,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 230,000 |
| FIRST BANK & TRUST, IL 101 S CENTRAL AVE PO BOX 880 PARIS, IL 61944 |
* | $ 452,732,000 | 1 | $ 83,000 |
| CATLIN BANK 202 S SANDUSKY ST CATLIN, IL 61817 |
* | $ 54,395,000 | 1 | $ 45,000 |
| FARMERS STATE BANK OF DANFORTH 200 NORTH FRONT STREET, P.O. BOX 168 DANFORTH, IL 60930 |
* | $ 61,679,000 | 1 | $ 58,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ -1,000 | 1 | $ 28,000 |
| MEMBER FIRST MORTGAGE, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ -1,000 | 1 | $ 106,000 |
| VIBRANT CREDIT UNION 1900 52ND AVE MOLINE, IL 61265 |
* | $ 581,584,000 | 1 | $ 15,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 213 | $20,853,000 | $97,000 | $288,000 | $61,000 | $249,000 |
| Refinancing | 152 | $15,571,000 | $102,000 | $1,239,000 | $79,000 | $1,646,000 |
| Home Improvement | 67 | $2,819,000 | $42,000 | $270,000 | $65,000 | $235,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 362 | $33,050,000 | $91,000 | $1,239,000 | $73,000 | $1,646,000 |
| Not applicable | 36 | $3,156,000 | $87,000 | $231,000 | $13,000 | $169,000 |
| Not Provided | 19 | $1,849,000 | $97,000 | $230,000 | $72,000 | $170,000 |
| Hispanic | 10 | $720,000 | $72,000 | $170,000 | $75,000 | $211,000 |
| Black or African American | 2 | $135,000 | $67,000 | $100,000 | $49,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $176,000 | $176,000 | $176,000 | $105,000 | $105,000 |
| American Indian or Alaskan Native | 1 | $9,000 | $9,000 | $9,000 | $107,000 | $107,000 |
| Asian | 1 | $148,000 | $148,000 | $148,000 | $140,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 312 | $26,982,000 | $86,000 | $1,239,000 | $76,000 | $1,646,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $6,050,000 | $91,000 | $177,000 | $39,000 | $90,000 |
| FHA-insured (Federal Housing Administration) | 36 | $3,743,000 | $103,000 | $231,000 | $56,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,468,000 | $137,000 | $310,000 | $68,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 283 | $26,415,000 | $93,000 | $1,239,000 | $78,000 | $1,646,000 |
| Application Denied By Financial Institution | 69 | $4,746,000 | $68,000 | $200,000 | $52,000 | $150,000 |
| Loan Purchased By The Institution | 40 | $4,347,000 | $108,000 | $240,000 | $33,000 | $249,000 |
| Application Withdrawn By Applicant | 19 | $1,739,000 | $91,000 | $297,000 | $63,000 | $128,000 |
| Application Approved But Not Accepted | 16 | $1,537,000 | $96,000 | $310,000 | $53,000 | $113,000 |
| File Closed For Incompleteness | 5 | $459,000 | $91,000 | $173,000 | $63,000 | $113,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $1,307,000 | $56,000 | $172,000 | $55,000 | $150,000 |
| Debt-To-Income Ratio | 14 | $1,003,000 | $71,000 | $200,000 | $46,000 | $106,000 |
| Collateral | 5 | $366,000 | $73,000 | $95,000 | $66,000 | $110,000 |
| Other | 3 | $303,000 | $101,000 | $116,000 | $29,000 | $54,000 |
| Credit Application Incomplete | 2 | $185,000 | $92,000 | $97,000 | $83,000 | $126,000 |
| Employment History | 1 | $93,000 | $93,000 | $93,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $54,000 | $54,000 | $54,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.