Garza County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Unlock detailed Garza County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 94 |
| Total Mortgage Loan Application Amount | $9,957,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $1,694,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $323,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CENTENNIAL BANK 904 AVE. O LUBBOCK, TX 79401 |
* | $ 718,310,000 | 20 | $ 1,458,000 |
| PEOPLES BANK 5820 82ND STREET LUBBOCK, TX 79424 |
* | $ 333,294,000 | 17 | $ 787,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 15 | $ 873,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 7 | $ 322,000 |
| PRIMEWEST MORTGAGE CORPORATION 7806 INDIANA AVENUE LUBBOCK, TX 79423 |
* | $ 10,000,000 | 4 | $ 426,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 26,795,278,000 | 3 | $ 325,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 3 | $ 194,000 |
| BBVA USA 15 SOUTH 20TH ST BIRMINGHAM, AL 35233 |
* | $ 71,737,435,000 | 3 | $ 1,061,000 |
| FIRST BANK & TRUST 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 628,221,000 | 2 | $ 145,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 2 | $ 600,000 |
| CITY BANK 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 2,158,336,000 | 2 | $ 105,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 70,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 1 | $ 173,000 |
| COMMUNITIES OF ABILENE FEDERAL CREDIT UNION 3661 NORTH 6TH STREET ABILENE, TX 79606 |
* | $ 122,156,000 | 1 | $ 540,000 |
| TEXAS TECH FEDERAL CREDIT UNION 4005 98TH STREET LUBBOCK, TX 79423 |
* | $ 104,714,000 | 1 | $ 83,000 |
| SOUTHWEST BANK 4800 E. 42ND STREET ODESSA, TX 79762 |
* | $ 302,820,000 | 1 | $ 480,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 238,482,903,000 | 1 | $ 35,000 |
| SOUTH TEXAS BANCSHARES, INC. PO BOX 160 SHALLOWATER, TX 79363 |
* | $ 59,207,000 | 1 | $ 33,000 |
| LUBBOCK NATIONAL BANK 4811 50TH LUBBOCK, TX 79414 |
* | $ 822,508,000 | 1 | $ 31,000 |
| BANK SNB 608 S MAIN STILLWATER, OK 74074 |
* | $ 1,966,857,000 | 1 | $ 128,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,763,439,000 | 1 | $ 68,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 1 | $ 75,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 72,000 |
| PLAINSCAPITAL BANK 2323 VICTORY AVENUE, SUITE 1400 UNIVERSITY PARK, TX 75219 |
* | $ 8,361,206,000 | 1 | $ 1,694,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 1 | $ 136,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 1 | $ 5,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Garza County TX in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 59 | $6,228,000 | $105,000 | $1,694,000 | $66,000 | $323,000 |
| Refinancing | 18 | $3,322,000 | $184,000 | $540,000 | $100,000 | $153,000 |
| Home Improvement | 17 | $407,000 | $23,000 | $100,000 | $70,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 57 | $4,801,000 | $84,000 | $540,000 | $86,000 | $323,000 |
| Hispanic | 17 | $834,000 | $49,000 | $106,000 | $65,000 | $160,000 |
| Not applicable | 12 | $2,913,000 | $242,000 | $1,694,000 | $7,000 | $85,000 |
| Not Provided | 7 | $1,353,000 | $193,000 | $540,000 | $103,000 | $161,000 |
| Black or African American | 1 | $56,000 | $56,000 | $56,000 | $52,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 78 | $8,444,000 | $108,000 | $1,694,000 | $79,000 | $323,000 |
| FHA-insured (Federal Housing Administration) | 16 | $1,513,000 | $94,000 | $206,000 | $46,000 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 47 | $5,947,000 | $126,000 | $1,694,000 | $71,000 | $200,000 |
| Application Denied By Financial Institution | 27 | $1,959,000 | $72,000 | $506,000 | $83,000 | $259,000 |
| Application Approved But Not Accepted | 9 | $1,200,000 | $133,000 | $540,000 | $95,000 | $323,000 |
| Loan Purchased By The Institution | 7 | $551,000 | $78,000 | $147,000 | $18,000 | $85,000 |
| Application Withdrawn By Applicant | 4 | $300,000 | $75,000 | $136,000 | $73,000 | $129,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $305,000 | $43,000 | $116,000 | $94,000 | $161,000 |
| Collateral | 3 | $264,000 | $88,000 | $206,000 | $92,000 | $146,000 |
| Debt-To-Income Ratio | 2 | $191,000 | $95,000 | $107,000 | $67,000 | $88,000 |
| Credit Application Incomplete | 1 | $39,000 | $39,000 | $39,000 | $112,000 | $112,000 |
| Other | 1 | $506,000 | $506,000 | $506,000 | $130,000 | $130,000 |
| Unverifiable Information | 1 | $5,000 | $5,000 | $5,000 | $26,000 | $26,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.