Genesee County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Genesee County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,532 |
| Total Mortgage Loan Application Amount | $162,255,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $9,575,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $1,500,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 95,920,564,000 | 138 | $ 8,795,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 3,065,109,000 | 125 | $ 9,369,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 5,015,805,000 | 122 | $ 6,806,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 119 | $ 13,799,000 |
| THE BANK OF CASTILE 90 MAIN ST BATAVIA, NY 14020 |
* | $ 1,171,198,000 | 85 | $ 8,091,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ 16,241,000 | 84 | $ 10,678,000 |
| FIRST NIAGARA BANK 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 38,494,804,000 | 78 | $ 7,291,000 |
| ALDEN STATE BANK 13216 BROADWAY ALDEN, NY 14004 |
* | $ 270,608,000 | 65 | $ 5,396,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 49 | $ 7,795,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 91,782,513,000 | 29 | $ 2,479,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 27 | $ 2,500,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 24 | $ 2,261,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 23 | $ 2,368,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 20 | $ 2,439,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 19 | $ 821,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 19 | $ 2,048,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 18 | $ 1,994,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 17 | $ 1,990,000 |
| MB FINANCIAL BANK, NATIONAL ASSOCIATION 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 9,910,776,000 | 17 | $ 1,928,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,781,238,000 | 16 | $ 1,152,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 15 | $ 2,413,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 102,971,333,000 | 13 | $ 519,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 12 | $ 1,756,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ 4,520,676,000 | 12 | $ 1,630,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 11 | $ 971,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 415,140,000 | 11 | $ 2,675,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 10 | $ 1,446,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 9 | $ 953,000 |
| BANK OF AKRON 46 MAIN STREET AKRON, NY 14001 |
* | $ 268,150,000 | 8 | $ 678,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,761,042,000 | 8 | $ 354,000 |
| RELIANT COMMUNITY FEDERAL CREDIT UNION 10 BENTON PLACE SODUS, NY 14551 |
* | $ 375,237,000 | 8 | $ 43,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE CANANDAIGUA, NY 14534 |
* | $ 1,540,588,000 | 7 | $ 734,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 255,011,219,000 | 7 | $ 398,000 |
| FAIRPORT SAVINGS BANK 45 S. MAIN STREET FAIRPORT, NY 14450 |
* | $ 242,947,000 | 7 | $ 969,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 7 | $ 619,000 |
| NOTHNAGLE HOME SECURITIES CORP 217 WEST MAIN STREET, SUITE 200 ROCHESTER, NY 14614 |
* | $ 10,000,000 | 7 | $ 686,000 |
| FFC MORTGAGE CORP. 155 CORPORATE WOODS SUITE 320 ROCHESTER, NY 14623 |
* | $ 7,464,553,000 | 7 | $ 549,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 7 | $ 943,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 6 | $ 582,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 6 | $ 490,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 6 | $ 667,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET BUFFALO, NY 14086 |
* | $ 10,000,000 | 6 | $ 1,054,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 6 | $ 874,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 6 | $ 747,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 5 | $ 511,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 451,471,000 | 5 | $ 64,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 5 | $ 681,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ 10,000,000 | 4 | $ 483,000 |
| FAMILY FIRST OF NY 2520 BROWNCROFT BLVD ROCHESTER, NY 14625 |
* | $ 156,693,000 | 4 | $ 455,000 |
| XCEED FINANCIAL 888 N. NASH ST EL SEGUNDO, CA 90245 |
* | $ 932,414,000 | 4 | $ 301,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 743,666,000 | 4 | $ 439,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 4 | $ 237,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 7,726,299,000 | 4 | $ 179,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 2,092,417,000 | 4 | $ 264,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 4 | $ 451,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 4 | $ 432,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 7,800,433,000 | 4 | $ 9,818,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,519,923,000 | 4 | $ 127,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 178,676,927,000 | 4 | $ 439,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,356,442,000,000 | 3 | $ 125,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 3 | $ 141,000 |
| ADVANTAGE FEDERAL CREDIT UNION 1975 BUFFALO RD. ROCHESTER, NY 14624 |
* | $ 229,229,000 | 3 | $ 25,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 3 | $ 186,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 3 | $ 142,000 |
| FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 9,779,461,000 | 3 | $ 387,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 3 | $ 485,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 3 | $ 383,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 3 | $ 630,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 393,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ 10,000,000 | 3 | $ 426,000 |
| ST. PIUS X CHURCH FCU 2998 CHILI AVENUE ROCHESTER, NY 14624 |
* | $ 65,461,000 | 2 | $ 107,000 |
| PITTSFORD FEDERAL CREDIT UNION 20 TOBEY VILLAGE RD, PO BOX 346 PITTSFORD, NY 14534 |
* | $ 357,550,000 | 2 | $ 274,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 2 | $ 189,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 394,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 2 | $ 200,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,727,490,000 | 2 | $ 92,000 |
| STEUBEN TRUST COMPANY ONE STEUBEN SQUARE HORNELL, NY 14843 |
* | $ 474,949,000 | 2 | $ 274,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 972,551,000 | 2 | $ 50,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 1,291,549,000 | 2 | $ 171,000 |
| SAVANNAH BANK NATIONAL ASSOCIATION 1565 MAIN STREET SAVANNAH, NY 13146 |
* | $ 140,752,000 | 2 | $ 96,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 7,461,279,000 | 2 | $ 239,000 |
| M&T REALTY CAPITAL CORPORATION 701 SENECA STREET - SUITE 330N BALTIMORE, MD 14210 |
* | $ 95,920,564,000 | 2 | $ 5,675,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 1 | $ 6,000 |
| SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 80,472,892,000 | 1 | $ 184,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 17,796,419,000 | 1 | $ 126,000 |
| EVANS BANK, NATIONAL ASSOCIATION ONE GRIMSBY DRIVE ANGOLA, NY 14075 |
* | $ 840,726,000 | 1 | $ 10,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 216,602,000 | 1 | $ 130,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 5,190,392,000 | 1 | $ 160,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 806,278,000 | 1 | $ 158,000 |
| INTERSTATE HOME LOAN CENTER, INC. 40 MARCUS DRIVE SUITE 100 MELVILLE, NY 11710 |
* | $ 10,000,000 | 1 | $ 95,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 321,539,000 | 1 | $ 140,000 |
| MLD MORTGAGE INC. 30 B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 11,886,522,000 | 1 | $ 129,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 1 | $ 163,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ 10,000,000 | 1 | $ 65,000 |
| ONTARIO SHORES 2890 TRANSIT RD, PO BOX 9 NEWFANE, NY 14108 |
* | $ 61,685,000 | 1 | $ 107,000 |
| RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 1 | $ 122,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ 60,000,000 | 1 | $ 23,000 |
| VANGUARD FUNDING LLC 300 GARDEN CITY PLAZA, SUITE 170 GARDEN CITY, NY 11530 |
* | $ 2,793,000 | 1 | $ 120,000 |
| LAKE SHORE SAVINGS BANK 31 E FOURTH STREET DUNKIRK, NY 14048 |
* | $ 486,806,000 | 1 | $ 206,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 75,000 |
| BOUNDARY WATERS BANK 11800 ABERDEEN ST NE SUITE 120 BLAINE, MN 55449 |
* | $ 114,502,000 | 1 | $ 353,000 |
| BUFFALO METROPOLITAN FEDERAL CREDIT UNION 62 S ELMWOOD AVE BUFFALO, NY 14202 |
* | $ 86,909,000 | 1 | $ 160,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 63,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 244,000 |
| BENCHMARK BANK 461 BEECHER ROAD GAHANNA, OH 43230 |
* | $ 124,628,000 | 1 | $ 230,000 |
| COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 127,062,000 | 1 | $ 20,000 |
| GENESEE VALLEY 4621 MILLENNIUM DRIVE GENESEO, NY 14454 |
* | $ 66,905,000 | 1 | $ 104,000 |
| SENECA SAVINGS 35 OSWEGO ST. BALDWINSVILLE, NY 13027 |
* | $ 130,285,000 | 1 | $ 25,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,281,397,000 | 1 | $ 150,000 |
| WESTERN DIVISION FEDERAL CREDIT UNION 6750 MAIN ST WILLIAMSVILLE, NY 14221 |
* | $ 132,279,000 | 1 | $ 123,000 |
| FOUR POINTS 510 N 127TH ST OMAHA, NE 68154 |
* | $ 118,869,000 | 1 | $ 69,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 691,345,000 | 1 | $ 92,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Genesee County NY in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 734 | $100,400,000 | $136,000 | $9,575,000 | $52,000 | $416,000 |
| Refinancing | 503 | $51,497,000 | $102,000 | $400,000 | $65,000 | $1,500,000 |
| Home Improvement | 295 | $10,358,000 | $35,000 | $1,575,000 | $60,000 | $186,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,230 | $118,269,000 | $96,000 | $1,800,000 | $64,000 | $1,500,000 |
| Not applicable | 157 | $32,886,000 | $209,000 | $9,575,000 | $7,000 | $140,000 |
| Not Provided | 96 | $7,235,000 | $75,000 | $216,000 | $64,000 | $300,000 |
| Black or African American | 15 | $1,104,000 | $73,000 | $140,000 | $61,000 | $122,000 |
| Hispanic | 15 | $1,242,000 | $82,000 | $290,000 | $53,000 | $236,000 |
| American Indian or Alaskan Native | 10 | $342,000 | $34,000 | $90,000 | $42,000 | $70,000 |
| Asian | 8 | $1,054,000 | $131,000 | $464,000 | $42,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $123,000 | $123,000 | $123,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,017 | $105,198,000 | $103,000 | $9,575,000 | $64,000 | $631,000 |
| FHA-insured (Federal Housing Administration) | 343 | $35,546,000 | $103,000 | $266,000 | $47,000 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 98 | $13,979,000 | $142,000 | $350,000 | $55,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $7,532,000 | $101,000 | $166,000 | $32,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 846 | $86,867,000 | $102,000 | $4,100,000 | $64,000 | $416,000 |
| Application Denied By Financial Institution | 312 | $25,405,000 | $81,000 | $400,000 | $58,000 | $631,000 |
| Loan Purchased By The Institution | 227 | $24,991,000 | $110,000 | $353,000 | $25,000 | $165,000 |
| Application Withdrawn By Applicant | 77 | $18,572,000 | $241,000 | $9,575,000 | $58,000 | $200,000 |
| File Closed For Incompleteness | 36 | $3,086,000 | $85,000 | $200,000 | $75,000 | $150,000 |
| Application Approved But Not Accepted | 34 | $3,334,000 | $98,000 | $281,000 | $101,000 | $1,500,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $4,091,000 | $64,000 | $249,000 | $58,000 | $140,000 |
| Collateral | 43 | $4,906,000 | $114,000 | $239,000 | $72,000 | $190,000 |
| Debt-To-Income Ratio | 40 | $3,694,000 | $92,000 | $286,000 | $62,000 | $631,000 |
| Other | 18 | $1,165,000 | $64,000 | $248,000 | $54,000 | $122,000 |
| Credit Application Incomplete | 17 | $2,096,000 | $123,000 | $400,000 | $63,000 | $216,000 |
| Employment History | 3 | $107,000 | $35,000 | $81,000 | $45,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $251,000 | $83,000 | $115,000 | $44,000 | $47,000 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.