Gilchrist County FL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Gilchrist County FL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Florida.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 811
Total Mortgage Loan Application Amount $113,825,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $76,000
Highest Applicant Income $4,700,000

Mortgage Company List for Lending in Gilchrist County FL for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 95 $ 9,445,000
CAPITAL CITY BANK
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32304
* $ 2,942,070,000 59 $ 6,555,000
FLORIDA
PO BOX 5549
GAINESVILLE, FL 32627
* $ 1,110,685,000 32 $ 2,680,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 28 $ 4,910,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 28 $ 3,970,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 27 $ 2,805,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 26 $ 3,710,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 20 $ 3,620,000
CAMPUS USA CREDIT UNION
14007 NW 1ST ROAD
NEWBERRY, FL 32669
* $ 1,849,798,000 19 $ 2,795,000
DRUMMOND COMMUNITY BANK
P O BOX 1039, 1627 NORTH YOUNG BLVD.
CHIEFLAND, FL 32644
* $ 525,509,000 17 $ 2,835,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 14 $ 3,080,000
RADIANT CREDIT UNION
405 SE 2ND PLACE
GAINESVILLE, FL 32601
* $ 445,257,000 14 $ 1,190,000
LAFAYETTE STATE BANK
340 W MAIN ST
MAYO, FL 32066
* $ -1,000 13 $ 1,095,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 13 $ 1,485,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 12 $ 2,060,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 11,357,345,000 12 $ 2,300,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,705,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 11 $ 1,415,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 11 $ 1,985,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 11 $ 2,135,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 10 $ 1,980,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 10 $ 1,510,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 9 $ 1,585,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 9 $ 2,185,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 9 $ 2,095,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 8 $ 1,290,000
THE MORTGAGE FIRM, INC.
921 DOUGLAS AVENUE, SUITE 200
TALLAHASSEE, FL 32714
* $ -1,000 8 $ 1,280,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 8 $ 1,160,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ -1,000 7 $ 1,225,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 7 $ 1,095,000
SUNCOAST CREDIT UNION
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 9,292,180,000 7 $ 775,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 7 $ 1,465,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 5,133,339,000 6 $ 550,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 6 $ 720,000
VYSTAR CREDIT UNION
4949 BLANDING BLVD
JACKSONVILLE, FL 32210
* $ 8,284,204,000 6 $ 450,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 5 $ 665,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 5 $ 665,000
UNITED BANK
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 5 $ 515,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 4 $ 600,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 4 $ 400,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 4 $ 570,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 4 $ 420,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 650,000
SOUTHSTATE BANK, NATIONAL ASSOCIATION
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 12,326,862,000 4 $ 520,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 3 $ 375,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 3 $ 525,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 335,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 12,915,178,000 3 $ 235,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 465,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 302,668,929,000 3 $ 275,000
TAMPA BAY FEDERAL CREDIT UNION
PO BOX 7492
TAMPA, FL 33673
* $ 292,582,000 3 $ 235,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 485,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 3 $ 615,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 3 $ 295,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 3 $ 405,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,060,792,000 3 $ 195,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 3 $ 515,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 268,405,000 3 $ 665,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 455,000
MIDWEST MORTGAGE ASSOCIATES CORPORATION
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 3 $ 315,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 3 $ 595,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,673,422,000 3 $ 255,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ -1,000 3 $ 415,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 2 $ 310,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 190,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 410,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 2 $ 110,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 130,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 2 $ 300,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 420,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 2 $ 230,000
PARKSIDE LENDING, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 2 $ 310,000
ENTERPRISE BANK OF SOUTH CAROLINA
13497 BROXTON BRIDGE RD.
EHRHARDT, SC 29081
* $ 328,504,000 2 $ 120,000
CALCON MUTUAL MORTGAGE LLC
3131 CAMINO DEL RIO N SUITE 1680
CAMDEN, DE 92108
* $ -1,000 2 $ 370,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 2 $ 520,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 280,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 2 $ 200,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 2 $ 350,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 2 $ 110,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 140,000
INTELLILOAN, INC.
4 PARK PLAZA SUITE 800
ORANGE, CA 92614
* $ -1,000 2 $ 380,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 70,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 2 $ 470,000
HAMILTON HOME LOANS, INC.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ -1,000 2 $ 240,000
GTE FEDERAL CREDIT UNION
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,087,848,000 2 $ 440,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 90,056,875,000 2 $ 290,000
FIRST FLORIDA CREDIT UNION
500 WEST 1ST STREET
JACKSONVILLE, FL 32203
* $ 930,360,000 2 $ 200,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 195,000
PRIME CHOICE FUNDING INC.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 305,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 738,388,000 1 $ 155,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 85,000
BRANNEN BANK
P. O. BOX 1929
INVERNESS, FL 34451
* $ 524,415,000 1 $ 265,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 123,147,670,000 1 $ 15,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 145,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 305,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 155,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 225,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 35,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 1 $ 225,000
IBERIABANK
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 1 $ 185,000
COMMUNITY BANK AND TRUST OF FLORIDA
P.O. BOX 1570
OCALA, FL 34478
* $ 738,946,000 1 $ 155,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 145,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,412,460,000 1 $ 225,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 1 $ 215,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 185,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 165,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 1 $ 145,000
ADVISORS MORTGAGE GROUP, L.L.C.
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 185,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 145,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 155,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 195,000
NEXERA HOLDING LLC
2200 POWELL STREET SUITE 340
DOVER, DE 94608
* $ -1,000 1 $ 235,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 105,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 265,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 135,000
A&D MORTGAGE LLC
1040 S. FEDERAL HWY
HOLLYWOOD, FL 33020
* $ -1,000 1 $ 285,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 1 $ 155,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 185,000
FIRST BANK RICHMOND
20 N 9TH ST
RICHMOND, IN 47374
* $ 844,978,000 1 $ 105,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 195,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 135,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 215,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 175,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 1 $ 235,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 225,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 405,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 155,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 95,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 125,000
MIDFLORIDA
3004 S FLORIDA AVE
LAKELAND, FL 33803
* $ 3,286,122,000 1 $ 225,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 35,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Gilchrist County FL in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 490 $69,690,000 $142,000 $485,000 $66,000 $502,000
Cash-out Refinancing 122 $18,870,000 $154,000 $405,000 $74,000 $172,000
Refinancing 119 $18,905,000 $158,000 $685,000 $122,000 $4,700,000
Other Purpose 41 $2,965,000 $72,000 $255,000 $72,000 $315,000
Home Improvement 30 $2,400,000 $80,000 $325,000 $93,000 $582,000
Not Applicable 9 $995,000 $110,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 653 $88,835,000 $136,000 $685,000 $77,000 $4,700,000
Not applicable 64 $9,840,000 $153,000 $395,000 $76,000 $271,000
Not Provided 55 $9,095,000 $165,000 $485,000 $79,000 $271,000
Hispanic 26 $4,270,000 $164,000 $285,000 $53,000 $125,000
Black or African American 6 $1,230,000 $205,000 $375,000 $56,000 $91,000
American Indian or Alaskan Native 5 $415,000 $83,000 $215,000 $71,000 $120,000
Asian 1 $105,000 $105,000 $105,000 $66,000 $66,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 524 $65,590,000 $125,000 $685,000 $84,000 $4,700,000
FHA-insured (Federal Housing Administration) 158 $23,350,000 $147,000 $305,000 $55,000 $150,000
VA-guaranteed (Veterans Administration) 102 $21,010,000 $205,000 $375,000 $66,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $3,875,000 $143,000 $255,000 $56,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 369 $55,185,000 $149,000 $685,000 $90,000 $4,700,000
Application Denied By Financial Institution 161 $18,395,000 $114,000 $345,000 $52,000 $275,000
Application Withdrawn By Applicant 116 $17,240,000 $148,000 $335,000 $73,000 $502,000
Loan Purchased By The Institution 86 $13,860,000 $161,000 $395,000 $70,000 $271,000
File Closed For Incompleteness 43 $5,475,000 $127,000 $315,000 $73,000 $236,000
Application Approved But Not Accepted 20 $2,200,000 $110,000 $185,000 $62,000 $153,000
Preapproval Denied by Financial Institution 16 $1,470,000 $91,000 $155,000 $48,000 $99,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 613 $91,595,000 $149,000 $685,000 $84,000 $4,700,000
Credit History 77 $7,405,000 $96,000 $305,000 $48,000 $139,000
Debt-To-Income Ratio 69 $7,875,000 $114,000 $275,000 $50,000 $120,000
Collateral 18 $2,450,000 $136,000 $345,000 $77,000 $275,000
Credit Application Incomplete 16 $1,990,000 $124,000 $255,000 $56,000 $111,000
Other 11 $1,565,000 $142,000 $235,000 $60,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 3 $535,000 $178,000 $265,000 $70,000 $125,000
Unverifiable Information 2 $190,000 $95,000 $95,000 $19,000 $38,000
Employment History 2 $220,000 $110,000 $115,000 $1,000 $3,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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