Green County, KY Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 246 mortgage applications in Green County, KY totaling $18.6 million, down 37% from 2013. The average application was for $75,000, and applicants reported an average income of $55,000. 47% of applications resulted in an originated loan and 29% were denied. The most active lender was Forcht Bank, N.A., with 53 applications, followed by Community Trust Bank, Inc. and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 246
Total Mortgage Loan Application Amount $18,628,000
Average Mortgage Loan Application Amount $75,000
Highest Mortgage Loan Application Amount $315,000
Average Applicant Income $55,000
Highest Applicant Income $660,000

Mortgage Company List for Lending in Green County, KY for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Forcht Bank, N.A.
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 951,283,000 53 $ 3,390,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,559,631,000 42 $ 3,478,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 19 $ 1,037,000
Abound Federal Credit Union
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 1,119,995,000 13 $ 1,174,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 11 $ 729,000
Limestone Bank, Inc.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,074,597,000 9 $ 480,000
Bank of Buffalo
2375 LINCOLN FARM RD
HODGENVILLE, KY 42748
* $ 70,447,000 9 $ 557,000
The Lincoln National Bank of Hodgenville
P.O. BOX 9, 41 LINCOLN SQUARE
HODGENVILLE, KY 42748
* $ 172,389,000 7 $ 448,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 7 $ 1,053,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 5 $ 285,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 4 $ 348,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 4 $ 251,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 4 $ 397,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 3 $ 205,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 3 $ 181,000
Edmonton State Bank
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 452,711,000 3 $ 199,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 358,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 3 $ 206,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 203,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 144,156,000 3 $ 355,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 204,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 2 $ 213,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 2 $ 159,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 176,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 168,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 2 $ 218,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 116,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 49,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 79,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 87,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 180,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 85,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 74,000
Citizens Union Bank of Shelbyville
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 523,728,000 1 $ 99,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 678,563,000 1 $ 28,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 1 $ 45,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 185,000
Kentucky Neighborhood Bank, in
1000 N. DIXIE AVE.
ELIZABETHTOWN, KY 42701
* $ 128,709,000 1 $ 53,000
Citizens First Bank, Inc.
1805 CAMPBELL LN
BOWLING GREEN, KY 42104
* $ 410,060,000 1 $ 2,000
Mortgage Suppliers, Inc.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ 1,874,000 1 $ 83,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 192,000
Service One Credit Union
P.O. BOX 51770
BOWLING GREEN, KY 42102
* $ 121,179,000 1 $ 48,000
First Southern National Bank
99 LANCASTER STREET
STANFORD, KY 40484
* $ 701,667,000 1 $ 50,000

The tables below break down 2014 mortgage applications in Green County, KY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Green County, KY in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 125 $9,073,000 $72,000 $314,000 $60,000 $660,000
Refinancing 102 $8,587,000 $84,000 $315,000 $47,000 $267,000
Home Improvement 19 $968,000 $50,000 $163,000 $57,000 $174,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 219 $15,891,000 $72,000 $315,000 $56,000 $660,000
Not Provided 11 $1,238,000 $112,000 $185,000 $59,000 $155,000
Black or African American 6 $621,000 $103,000 $180,000 $29,000 $88,000
Not applicable 5 $370,000 $74,000 $102,000 $0 $0
Hispanic 2 $171,000 $85,000 $135,000 $58,000 $87,000
American Indian or Alaskan Native 2 $157,000 $78,000 $120,000 $68,000 $71,000
Asian 1 $180,000 $180,000 $180,000 $104,000 $104,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 208 $15,406,000 $74,000 $315,000 $59,000 $660,000
FHA-insured (Federal Housing Administration) 23 $1,833,000 $79,000 $170,000 $28,000 $78,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $715,000 $71,000 $86,000 $20,000 $38,000
VA-guaranteed (Veterans Administration) 5 $674,000 $134,000 $172,000 $69,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 116 $8,653,000 $74,000 $314,000 $69,000 $660,000
Application Denied By Financial Institution 71 $5,595,000 $78,000 $315,000 $44,000 $260,000
Application Withdrawn By Applicant 27 $2,215,000 $82,000 $185,000 $44,000 $155,000
Application Approved But Not Accepted 18 $1,132,000 $62,000 $180,000 $42,000 $82,000
File Closed For Incompleteness 7 $435,000 $62,000 $86,000 $39,000 $99,000
Loan Purchased By The Institution 7 $598,000 $85,000 $126,000 $10,000 $42,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 18 $892,000 $49,000 $87,000 $33,000 $100,000
Debt-To-Income Ratio 12 $1,392,000 $116,000 $186,000 $43,000 $108,000
Other 3 $290,000 $96,000 $131,000 $73,000 $90,000
Collateral 2 $147,000 $73,000 $83,000 $27,000 $34,000
Unverifiable Information 1 $25,000 $25,000 $25,000 $229,000 $229,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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