Green Lake County, WI Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 868 mortgage applications in Green Lake County, WI totaling $186.0 million, down 33% from 2021. The average application was for $214,000, and applicants reported an average income of $130,000. 63% of applications resulted in an originated loan and 13% were denied. The most active lender was Fortifi Bank, with 69 applications, followed by Summit Credit Union and National Exchange Bank and Trust.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 868
Total Mortgage Loan Application Amount $185,990,000
Average Mortgage Loan Application Amount $214,000
Highest Mortgage Loan Application Amount $5,045,000
Average Applicant Income $130,000
Highest Applicant Income $4,041,000

Mortgage Company List for Lending in Green Lake County, WI for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ 602,553,000 69 $ 9,725,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 4,830,582,000 53 $ 6,025,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 2,669,145,000 52 $ 7,130,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 50 $ 12,530,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 1,230,747,000 50 $ 10,400,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 31 $ 12,065,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 25 $ 4,075,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,046,374,000 23 $ 2,265,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 4,925,306,000 21 $ 2,665,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 1,473,594,000 19 $ 1,985,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 15 $ 4,155,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 14 $ 2,130,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 5,849,777,000 13 $ 1,565,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 12 $ 2,640,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 12 $ 1,770,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 12 $ 1,320,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 12 $ 2,100,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 4,833,920,000 11 $ 925,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 11 $ 1,515,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 10 $ 2,780,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 9 $ 1,675,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 9 $ 1,405,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 9 $ 5,325,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 9 $ 1,395,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 8 $ 1,000,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 1,380,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 7,686,307,000 8 $ 1,370,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,940,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 1,315,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 7 $ 805,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 7 $ 2,765,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 6 $ 520,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 6 $ 740,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 6 $ 1,250,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,000,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 6 $ 780,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 6,049,532,000 5 $ 4,775,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 2,587,926,000 5 $ 1,355,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 2,937,545,000 5 $ 2,155,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 1,300,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 4 $ 640,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ 178,578,000 4 $ 680,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 4 $ 1,210,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 440,000
Hometown Bank
80 SHEBOYGAN ST
FOND DU LAC, WI 54935
* $ 657,686,000 4 $ 670,000
Fox Valley Savings Bank
51 EAST FIRST STREET
FOND DU LAC, WI 54935
* $ 414,508,000 3 $ 645,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 345,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 3 $ 555,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 3 $ 1,805,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 3 $ 305,000
Farmers & Merchants Union Bank
159 W JAMES ST PO BOX 226
COLUMBUS, WI 53925
* $ 449,783,000 3 $ 495,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 1,575,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 48,488,487,000 3 $ 5,665,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 3 $ 465,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 835,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 3 $ 1,585,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ 2,452,637,000 3 $ 505,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 595,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 3 $ 425,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 785,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,553,593,000 3 $ 965,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 405,000
Htlf Bank
1800 LARIMER ST STE 100
DENVER, CO 80202
* $ 2,696,695,000 3 $ 1,665,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 495,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 735,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 225,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 605,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 2,209,339,000 3 $ 365,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 2,634,030,000 2 $ 120,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 430,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 360,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 420,502,000,000 2 $ 1,900,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 2 $ 230,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 500,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ 1,478,406,000 2 $ 650,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 6,111,597,000 2 $ 110,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 2 $ 2,080,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 410,000
Winnebago Community Credit Union
567 E SNELL RD
OSHKOSH, WI 54901
* $ 156,593,000 2 $ 280,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 870,500,000 2 $ 190,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 710,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 2 $ 430,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 2 $ 490,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 2 $ 180,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 310,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 280,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 145,000
First Community Bank
202 MERCHANT ROW
MILTON, WI 53563
* $ 142,972,000 1 $ 625,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 1,639,292,000 1 $ 415,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 115,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ 399,175,000 1 $ 105,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 185,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 2,730,710,000 1 $ 995,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 331,935,000 1 $ 255,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 1 $ 295,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 235,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ 427,678,000 1 $ 35,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 26,812,859,000 1 $ 105,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,072,223,000 1 $ 55,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 335,000
United Home Loans, Inc.
1023 BURLINGTON AVE
WESTERN SPRINGS, IL 60558
* $ -1,000 1 $ 345,000
Prospera Credit Union
4830 N BALLARD RD
APPLETON, WI 54913
* $ 347,617,000 1 $ 45,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 205,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ 957,618,000 1 $ 375,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 165,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 115,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 1 $ 115,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 125,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 145,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 737,465,000 1 $ 555,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 225,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 105,000
Fond Du Lac Credit Union
91 N PIONEER RD
FOND DU LAC, WI 54935
* $ 82,804,000 1 $ 85,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 3,979,767,000 1 $ 55,000
One Community Bank
733 N MAIN ST
OREGON, WI 53575
* $ 1,614,121,000 1 $ 5,045,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 65,000
Grandbridge Real Estate Capital LLC
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ -1,000 1 $ 495,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 1 $ 325,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 235,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 1 $ 165,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 165,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 105,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ 432,669,000 1 $ 505,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ 357,442,000 1 $ 155,000
Badger Bank
220 GRANT ST/PO BOX 26
FORT ATKINSON, WI 53538
* $ 182,527,000 1 $ 235,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 185,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 125,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 175,000
Chicago Financial Services, Inc.
1455 W HUBBARD ST STE 200
CHICAGO, IL 60625
* $ -1,000 1 $ 105,000
Bank CMG
8020 EXCELSIOR DR STE 100
MADISON, WI 53717
* $ 535,416,000 1 $ 105,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 25,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 255,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 105,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 315,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 1 $ 275,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 175,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 155,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,278,779,000 1 $ 425,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 33,980,000,000 1 $ 1,595,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54401
* $ 1,292,601,000 1 $ 1,515,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 235,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 175,000
Community State Bank
1500 MAIN STREET
UNION GROVE, WI 53182
* $ 614,498,000 1 $ 235,000
Monona Bank
5515 MONONA DRIVE
MONONA, WI 53716
* $ 1,198,733,000 1 $ 395,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ 432,626,000 1 $ 125,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 105,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 1 $ 335,000
West Pointe Bank
1750 WITZEL AVE
OSHKOSH, WI 54902
* $ 320,391,000 1 $ 195,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 707,159,000 1 $ 45,000

The tables below break down 2022 mortgage applications in Green Lake County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Green Lake County, WI in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 413 $115,895,000 $280,000 $5,045,000 $151,000 $3,573,000
Cash-out Refinancing 177 $27,895,000 $157,000 $1,215,000 $90,000 $893,000
Refinancing 118 $25,250,000 $213,000 $2,325,000 $113,000 $825,000
Home Improvement 78 $5,350,000 $68,000 $405,000 $147,000 $4,041,000
Other Purpose 77 $10,895,000 $141,000 $1,595,000 $129,000 $1,415,000
Not Applicable 5 $705,000 $141,000 $235,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 685 $141,775,000 $206,000 $2,865,000 $134,000 $4,041,000
Not Provided 96 $20,530,000 $213,000 $1,205,000 $108,000 $662,000
Not applicable 65 $21,015,000 $323,000 $5,045,000 $295,000 $828,000
Hispanic 14 $1,590,000 $113,000 $275,000 $69,000 $140,000
American Indian or Alaskan Native 5 $545,000 $109,000 $195,000 $84,000 $176,000
Black or African American 2 $430,000 $215,000 $315,000 $76,000 $128,000
Asian 1 $105,000 $105,000 $105,000 $49,000 $49,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 721 $162,385,000 $225,000 $5,045,000 $141,000 $4,041,000
FHA-insured (Federal Housing Administration) 94 $13,640,000 $145,000 $365,000 $63,000 $138,000
VA-guaranteed (Veterans Administration) 31 $6,885,000 $222,000 $405,000 $86,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $3,080,000 $140,000 $215,000 $51,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 548 $120,310,000 $219,000 $2,865,000 $140,000 $4,041,000
Application Denied By Financial Institution 112 $19,740,000 $176,000 $2,605,000 $89,000 $1,055,000
Application Withdrawn By Applicant 82 $21,190,000 $258,000 $5,045,000 $104,000 $568,000
Loan Purchased By The Institution 56 $15,050,000 $268,000 $1,275,000 $412,000 $3,573,000
Application Approved But Not Accepted 39 $5,315,000 $136,000 $475,000 $83,000 $400,000
File Closed For Incompleteness 26 $3,390,000 $130,000 $405,000 $75,000 $212,000
Preapproval Approved but not Accepted 3 $835,000 $278,000 $505,000 $88,000 $153,000
Preapproval Denied by Financial Institution 2 $160,000 $80,000 $85,000 $52,000 $68,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 742 $163,310,000 $220,000 $5,045,000 $136,000 $4,041,000
Debt-To-Income Ratio 37 $6,095,000 $164,000 $625,000 $80,000 $388,000
Credit History 35 $5,815,000 $166,000 $2,005,000 $92,000 $818,000
Collateral 26 $3,680,000 $141,000 $335,000 $79,000 $166,000
Other 12 $3,690,000 $307,000 $2,605,000 $151,000 $1,055,000
Credit Application Incomplete 9 $2,375,000 $263,000 $555,000 $98,000 $168,000
Unverifiable Information 3 $655,000 $218,000 $355,000 $144,000 $326,000
Insufficient Cash (Downpayment, Closing Cost) 2 $190,000 $95,000 $115,000 $30,000 $60,000
Mortgage Insurance Denied 1 $155,000 $155,000 $155,000 $53,000 $53,000
Employment History 1 $25,000 $25,000 $25,000 $166,000 $166,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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