Gulf County, FL Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 629 mortgage applications in Gulf County, FL totaling $101.9 million, up 4% from 2010. The average application was for $161,000, and applicants reported an average income of $104,000. 38% of applications resulted in an originated loan and 24% were denied. The most active lender was Vision Bank, with 78 applications, followed by Wells Fargo Bank NA and Tyndall Federal Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Florida.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 629
Total Mortgage Loan Application Amount $101,864,000
Average Mortgage Loan Application Amount $161,000
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $104,000
Highest Applicant Income $1,281,000

Mortgage Company List for Lending in Gulf County, FL for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vision Bank
16901 PANAMA CITY BEACH PARKWAY
PANAMA CITY BEACH, FL 32413
* $ 809,014,000 78 $ 13,403,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 61 $ 11,235,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,061,721,000 60 $ 6,029,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 46 $ 8,622,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 35 $ 5,755,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 34 $ 5,933,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 28 $ 1,916,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 3,745,802,000 27 $ 4,531,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,595,709,000 23 $ 4,365,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 12 $ 2,046,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 11 $ 568,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 10 $ 1,285,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 8 $ 1,874,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 8 $ 1,011,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 7 $ 1,133,000
First Federal of Charleston
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 7 $ 397,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 1,190,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 6 $ 1,418,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 5,975,926,000 5 $ 358,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 727,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 638,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 900,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 793,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 4 $ 820,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 865,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,425,755,000 3 $ 514,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 1,581,160,000 3 $ 171,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 3 $ 426,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 3 $ 698,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 368,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 933,501,000 3 $ 483,000
Superior Bank
17 N 20TH STREET
BIRMINGHAM, AL 35203
* $ 3,010,027,000 3 $ 1,175,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 3 $ 389,000
Bay Credit Union
601 HWY 231
PANAMA CITY, FL 32405
* $ 63,767,000 3 $ 212,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 241,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 2 $ 324,000
Mortgageamerica, Inc.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 2 $ 317,000
Peoplessouth Bank
203 W CRAWFORD ST
COLQUITT, GA 39837
* $ 557,936,000 2 $ 664,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 1,942,629,000 2 $ 708,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 2 $ 610,000
Community Bank of the South
3016 ATLANTA ROAD
SMYRNA, GA 30080
* $ 360,241,000 2 $ 257,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 727,307,000 2 $ 535,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 427,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 2 $ 347,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 2 $ 280,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 254,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 2 $ 412,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 1,135,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 223,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 2 $ 362,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 2 $ 6,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 374,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 375,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 332,000
Homeland Lending Inc
2612 N ADAMS ST
PLANT CITY, FL 33563
* $ 10,000,000 2 $ 234,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 93,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 202,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 121,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 127,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 129,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ 1,087,148,000 1 $ 375,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 228,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 98,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 210,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 104,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 27,908,468,000 1 $ 146,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 155,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 148,000
Sterling National Bank
98 CUTTERMILL ROAD
GREAT NECK, NY 11021
* $ 2,319,040,000 1 $ 274,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 167,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 385,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 280,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 1 $ 106,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 260,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,516,509,000 1 $ 84,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 1 $ 252,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 1 $ 311,000
First Avenue National Bank
910 SW 1ST AVENUE
OCALA, FL 34471
* $ 107,451,000 1 $ 29,000
Axiom Bank
258 SOUTHHALL LANE, STE 400
MAITLAND, FL 32751
* $ 565,948,000 1 $ 417,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 10,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 72,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 916,922,000 1 $ 2,000
Citizens Community Bank
120 W. MAIN STREET
HAHIRA, GA 31632
* $ 115,405,000 1 $ 115,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,291,724,000 1 $ 253,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 147,000
Bay Bank & Trust Co.
P. O. BOX 59350
PANAMA CITY, FL 32412
* $ 236,156,000 1 $ 229,000
First State Bank of Blakely
2213 S. MAIN STREET
BLAKELY, GA 39823
* $ 321,343,000 1 $ 6,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,589,933,000 1 $ 225,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 2,971,072,000 1 $ 80,000
First Florida Bank
125 MAIN STREET
DESTIN, FL 32541
* $ 162,660,000 1 $ 118,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 162,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 200,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 300,000
Grow Financial Federal Credit Union
9927 DELANEY LAKE DRIVE
TAMPA, FL 33647
* $ 1,714,212,000 1 $ 117,000
Alpine Bank & Trust Co.
1700 N ALPINE RD
ROCKFORD, IL 61107
* $ 1,008,518,000 1 $ 286,000
Banktrust
107 ST FRANCIS STREET
MOBILE, AL 36602
* $ 2,155,856,000 1 $ 225,000
Georgia B&Tc of Augusta
P O BOX 15367
AUGUSTA, GA 30919
* $ 1,431,212,000 1 $ 77,000
Planters Bank, Inc.
1312 SOUTH MAIN ST
HOPKINSVILLE, KY 42240
* $ 609,294,000 1 $ 411,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 1 $ 105,000
First State Bank
221 HARRISON ST
UNION CITY, TN 38261
* $ 1,476,966,000 1 $ 120,000
Community First Bank
5525 US HIGHWAY 10 E
ROSHOLT, WI 54482
* $ 295,864,000 1 $ 125,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 1 $ 155,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 3,880,849,000 1 $ 304,000
Community First Credit Union of Florida
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 1,092,269,000 1 $ 300,000
Central Credit Union of Florida
6200 NORTH W STREET
PENSACOLA, FL 32505
* $ 110,836,000 1 $ 142,000

The tables below break down 2011 mortgage applications in Gulf County, FL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gulf County, FL in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 339 $50,697,000 $149,000 $570,000 $97,000 $1,151,000
Refinancing 264 $49,745,000 $188,000 $850,000 $119,000 $1,281,000
Home Improvement 26 $1,422,000 $54,000 $280,000 $49,000 $176,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 475 $76,467,000 $160,000 $850,000 $116,000 $1,183,000
Not applicable 73 $12,914,000 $176,000 $700,000 $9,000 $172,000
Not Provided 47 $7,891,000 $167,000 $663,000 $140,000 $1,281,000
Black or African American 23 $3,062,000 $133,000 $455,000 $91,000 $528,000
Hispanic 8 $1,354,000 $169,000 $253,000 $143,000 $259,000
American Indian or Alaskan Native 3 $176,000 $58,000 $60,000 $38,000 $42,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 519 $85,597,000 $164,000 $850,000 $114,000 $1,281,000
FHA-insured (Federal Housing Administration) 53 $7,556,000 $142,000 $274,000 $59,000 $224,000
VA-guaranteed (Veterans Administration) 31 $6,124,000 $197,000 $482,000 $72,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $2,587,000 $99,000 $150,000 $40,000 $166,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 241 $42,484,000 $176,000 $700,000 $135,000 $1,281,000
Application Denied By Financial Institution 148 $22,736,000 $153,000 $466,000 $96,000 $1,000,000
Loan Purchased By The Institution 118 $19,223,000 $162,000 $570,000 $54,000 $331,000
Application Approved But Not Accepted 53 $5,271,000 $99,000 $417,000 $78,000 $275,000
Application Withdrawn By Applicant 51 $8,902,000 $174,000 $850,000 $132,000 $1,183,000
File Closed For Incompleteness 18 $3,248,000 $180,000 $417,000 $87,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 35 $7,494,000 $214,000 $417,000 $153,000 $516,000
Credit History 23 $2,339,000 $101,000 $466,000 $41,000 $137,000
Debt-To-Income Ratio 20 $3,205,000 $160,000 $321,000 $58,000 $154,000
Other 14 $1,907,000 $136,000 $320,000 $91,000 $222,000
Credit Application Incomplete 9 $1,706,000 $189,000 $315,000 $185,000 $1,000,000
Unverifiable Information 4 $712,000 $178,000 $228,000 $65,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 2 $577,000 $288,000 $417,000 $258,000 $367,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Florida Lender List