Hancock County, ME Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 2,466 mortgage applications in Hancock County, ME totaling $474.2 million, down 4% from 2012. The average application was for $192,000, and applicants reported an average income of $113,000. 58% of applications resulted in an originated loan and 20% were denied. The most active lender was The Camden National Bank, with 245 applications, followed by Bar Harbor Bank & Trust and Machias Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,466
Total Mortgage Loan Application Amount $474,197,000
Average Mortgage Loan Application Amount $192,000
Highest Mortgage Loan Application Amount $20,423,000
Average Applicant Income $113,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Hancock County, ME for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 2,525,375,000 245 $ 38,523,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 1,301,758,000 202 $ 39,665,000
Machias Savings Bank
4 CENTER STREET
MACHIAS, ME 04654
* $ 963,128,000 192 $ 33,014,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 177 $ 39,942,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 2,871,725,000 133 $ 17,335,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ 10,000,000 109 $ 15,810,000
Maine Savings Federal Credit Union
PO BOX 347
HAMPDEN, ME 04444
* $ 253,946,000 98 $ 15,977,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 203,985,615,000 88 $ 12,858,000
Seaboard Federal Credit Union
PO BOX G, 177 MAIN STREET
BUCKSPORT, ME 04416
* $ 106,520,000 82 $ 4,153,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 79 $ 20,877,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 56 $ 8,840,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 54 $ 13,288,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 52 $ 19,981,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 48 $ 10,285,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 46 $ 5,704,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 44 $ 7,339,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 30 $ 5,232,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 29 $ 5,563,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 29 $ 4,998,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 30,087,088,000 27 $ 6,043,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 26 $ 4,184,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 26 $ 5,705,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 22 $ 3,788,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 211,506,000 19 $ 2,889,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 19 $ 2,841,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 19 $ 4,095,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 16 $ 3,535,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 15 $ 2,647,000
Merrimack Mortgage Company, in
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 15 $ 2,879,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 14 $ 2,332,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 697,955,000 14 $ 1,919,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 12 $ 2,213,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 12 $ 2,952,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 11 $ 1,891,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 11 $ 2,433,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 11 $ 1,823,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,789,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 575,678,000 10 $ 1,339,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 271,967,000 8 $ 897,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 1,206,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 1,117,000
Mortgage Master
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 7 $ 1,734,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 7 $ 1,955,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 7 $ 1,170,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 6 $ 1,430,000
Brewer Federal Credit Union
229 DIRIGO DR
BREWER, ME 04412
* $ 46,798,000 5 $ 219,000
Reliant Mortgage Company, LLC
100 CUMMINGS CENTER SUITE 303 C
BEVERLY, MA 01915
* $ 10,000,000 5 $ 1,254,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 841,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 5 $ 711,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 5 $ 592,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 4 $ 3,219,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 4 $ 981,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 4 $ 1,037,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 4 $ 1,186,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 607,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 459,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 584,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 1,124,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 511,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 4 $ 553,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 4 $ 897,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 273,007,000 3 $ 120,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 3 $ 902,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 952,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 3 $ 619,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 3 $ 614,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 600,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 3 $ 478,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 375,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 754,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 3 $ 444,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ 306,000,000 3 $ 620,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 3 $ 852,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 3 $ 642,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 3 $ 960,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,590,320,000 2 $ 337,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 359,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 2 $ 483,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 2 $ 5,298,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 2 $ 357,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 2 $ 241,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 585,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 357,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 2 $ 279,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 2 $ 360,000
The Bank of Maine
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 785,715,000 2 $ 387,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 2 $ 430,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 292,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 550,000
United Mortgage Corp
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 2 $ 419,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 489,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 2 $ 270,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 587,570,000 2 $ 487,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 543,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 611,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 9,228,605,000 2 $ 994,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,376,094,000 2 $ 565,000
Downeast Credit Union
23 THIRD AVE
BAILEYVILLE, ME 04694
* $ 97,639,000 2 $ 90,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 368,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 2 $ 402,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 153,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 220,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,010,075,000 2 $ 310,000
Katahdin Federal Credit Union
1000 CENTRAL STREET
MILLINOCKET, ME 04462
* $ 68,539,000 2 $ 129,000
Cumberland County Federal Credit Union
101 GRAY RD
FALMOUTH, ME 04105
* $ 164,892,000 1 $ 118,000
Bangor Federal Credit Union
339 HOGAN ROAD
BANGOR, ME 04401
* $ 121,546,000 1 $ 168,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 13,199,987,000 1 $ 233,000
First Merchants Bank, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 4,285,219,000 1 $ 140,000
Sebasticook Valley FCU
PO BOX 10
PITTSFIELD, ME 04967
* $ 77,794,000 1 $ 50,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 131,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 1 $ 30,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 164,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ 8,712,000 1 $ 189,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 169,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 292,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 148,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 1 $ 248,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,736,022,000 1 $ 300,000
Apex Bank
102 E MAIN ST
CAMDEN, TN 38320
* $ 250,414,000 1 $ 247,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ 3,624,368,000 1 $ 218,000
Ne Moves Mortgage, LLC
52 SECOND AVENUE, 3RD FLOOR
WALTHAM, MA 02451
* $ 10,000,000 1 $ 270,000
Department of Commerce Federal Credit Union
P.O. BOX 14720
WASHINGTON, DC 20230
* $ 299,740,000 1 $ 140,000
Penobscot County
205 MAIN ST
OLD TOWN, ME 04468
* $ 48,302,000 1 $ 43,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 794,740,000 1 $ 468,000
Royal Bk of Canada
1211 AVENUE OF THE AMERICAS
NEW YORK, NY 10036
* $ 2,440,664,000 1 $ 1,000,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 33,878,000 1 $ 173,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 350,904,000 1 $ 299,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 413,483,000 1 $ 25,000
Mechanics Savings Bank
100 MINOT AVENUE
AUBURN, ME 04210
* $ 334,823,000 1 $ 90,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 275,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 771,895,000 1 $ 220,000
Bath Savings Institution
105 FRONT STREET
BATH, ME 04530
* $ 692,461,000 1 $ 170,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 738,829,000 1 $ 157,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 129,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 322,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 399,280,000 1 $ 362,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 90,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 223,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 92,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 20,423,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 354,000
Fedchoice Federal Credit Union
10001WILLOWDALERD
LANHAM, MD 20706
* $ 318,083,000 1 $ 340,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 595,867,000 1 $ 195,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,495,066,000 1 $ 30,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,284,185,000 1 $ 291,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 25,000
Sterling National Bank
98 CUTTERMILL ROAD
GREAT NECK, NY 11021
* $ 2,708,084,000 1 $ 293,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 109,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 91,008,000 1 $ 310,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 757,844,000 1 $ 190,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 962,277,000 1 $ 193,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 267,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 200,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 16,894,270,000 1 $ 832,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 70,000
Evergreen Credit Union
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 214,654,000 1 $ 25,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 208,464,000 1 $ 159,000
Atlantic Federal Credit Union
PO BOX 188
BRUNSWICK, ME 04011
* $ 254,361,000 1 $ 128,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 14,500,067,000 1 $ 120,000

The tables below break down 2013 mortgage applications in Hancock County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hancock County, ME in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,534 $321,780,000 $209,000 $20,423,000 $114,000 $9,999,000
Home Purchase 703 $125,504,000 $178,000 $980,000 $106,000 $2,625,000
Home Improvement 229 $26,913,000 $117,000 $1,500,000 $127,000 $3,629,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,045 $353,443,000 $172,000 $3,390,000 $112,000 $9,999,000
Not Provided 224 $49,945,000 $222,000 $4,150,000 $142,000 $2,585,000
Not applicable 134 $59,735,000 $445,000 $20,423,000 $90,000 $2,625,000
Asian 19 $3,664,000 $192,000 $400,000 $159,000 $432,000
Hispanic 17 $3,082,000 $181,000 $550,000 $116,000 $325,000
American Indian or Alaskan Native 14 $1,939,000 $138,000 $315,000 $64,000 $210,000
Black or African American 10 $1,658,000 $165,000 $272,000 $66,000 $150,000
Native Hawaiian or Other Pacific Islander 3 $731,000 $243,000 $382,000 $188,000 $431,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,109 $399,081,000 $189,000 $4,150,000 $125,000 $9,999,000
FHA-insured (Federal Housing Administration) 172 $45,919,000 $266,000 $20,423,000 $38,000 $167,000
VA-guaranteed (Veterans Administration) 104 $18,211,000 $175,000 $500,000 $55,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 81 $10,986,000 $135,000 $237,000 $42,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,420 $261,661,000 $184,000 $4,150,000 $118,000 $3,750,000
Application Denied By Financial Institution 490 $81,803,000 $166,000 $1,713,000 $106,000 $9,999,000
Loan Purchased By The Institution 195 $64,513,000 $330,000 $20,423,000 $100,000 $2,625,000
Application Withdrawn By Applicant 151 $25,615,000 $169,000 $710,000 $101,000 $1,917,000
Application Approved But Not Accepted 120 $23,525,000 $196,000 $615,000 $123,000 $2,585,000
File Closed For Incompleteness 90 $17,080,000 $189,000 $957,000 $111,000 $1,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 105 $21,696,000 $206,000 $1,713,000 $124,000 $1,488,000
Credit History 81 $10,025,000 $123,000 $600,000 $86,000 $900,000
Debt-To-Income Ratio 73 $12,918,000 $176,000 $1,181,000 $54,000 $228,000
Credit Application Incomplete 52 $9,695,000 $186,000 $700,000 $308,000 $9,999,000
Other 19 $2,476,000 $130,000 $296,000 $69,000 $255,000
Employment History 9 $1,303,000 $144,000 $236,000 $57,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,035,000 $172,000 $267,000 $94,000 $305,000
Unverifiable Information 6 $1,212,000 $202,000 $600,000 $83,000 $210,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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