Hart County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Unlock detailed Hart County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 822
Total Mortgage Loan Application Amount $65,232,000
Average Mortgage Loan Application Amount $79,000
Highest Mortgage Loan Application Amount $1,650,000
Average Applicant Income $54,000
Highest Applicant Income $652,000

Mortgage Company List for Lending in Hart County KY for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,446,452,000 102 $ 5,827,000
FIRST FEDERAL SAVINGS BANK
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 870,669,000 83 $ 7,314,000
CITIZENS FIRST BANK, INC.
1805 CAMPBELL LN
BOWLING GREEN, KY 42104
* $ 346,568,000 81 $ 3,911,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 54 $ 6,260,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 48 $ 4,556,000
WEST POINT BANK
P.O. 440
RADCLIFF, KY 42784
* $ 107,482,000 38 $ 2,834,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 37 $ 2,984,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 27 $ 2,683,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,187,631,000,000 24 $ 1,633,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 102,064,000 21 $ 518,000
EDMONTON STATE BANK
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 367,714,000 18 $ 1,356,000
THE LINCOLN NATIONAL BANK OF HODGENVILLE
P.O. BOX 9, 41 LINCOLN SQUARE
HODGENVILLE, KY 42748
* $ 128,070,000 15 $ 938,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 14 $ 1,291,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 13 $ 711,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 11 $ 913,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 10 $ 2,359,000
CITIZENS UNION BANK OF SHELBYVILLE
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 764,261,000 10 $ 627,000
THE CECILIAN BANK
PO BOX 178
CECILIA, KY 42724
* $ 319,417,000 10 $ 631,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 8 $ 401,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 833,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 603,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 7 $ 657,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 7 $ 825,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 7 $ 444,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 7 $ 234,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 6 $ 284,000
WELLS FARGO FIN'L KENTUCKY INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 6 $ 481,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,024,460,000 5 $ 163,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 5 $ 507,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 630,785,000 5 $ 559,000
SELECT MORTGAGE GROUP LTD
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 5 $ 515,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 396,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 4 $ 303,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 4 $ 308,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,091,562,000 4 $ 247,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 4 $ 35,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 4 $ 375,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,892,231,000 4 $ 561,000
BANK OF BUFFALO
2375 LINCOLN FARM RD
HODGENVILLE, KY 42748
* $ 56,750,000 4 $ 239,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 137,049,763,000 3 $ 305,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 3 $ 243,000
INTEGRA BANK
PO BOX 868
EVANSVILLE, IN 47705
* $ 3,341,313,000 3 $ 144,000
THE FARMERS NATIONAL BANK OF SCOTTSVILLE
1595 VETERANS MEMORIAL HWY
SCOTTSVILLE, KY 42164
* $ 214,504,000 3 $ 191,000
KENTUCKY NEIGHBORHOOD BANK, IN
1000 N. DIXIE AVE.
ELIZABETHTOWN, KY 42701
* $ 125,351,000 3 $ 524,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 3 $ 262,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 3 $ 369,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 3 $ 424,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 2 $ 129,000
SERVICE ONE CREDIT UNION, INC.
P.O. BOX 51770
BOWLING GREEN, KY 42102
* $ 81,568,000 2 $ 131,000
FIRST RATE MORTGAGE
10400 LINN STATION RD
LOUISVILLE, KY 40223
* $ 102,272,000 2 $ 274,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 161,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 2 $ 301,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 117,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 170,829,000 2 $ 169,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 2 $ 161,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 2 $ 122,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 2 $ 33,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 2 $ 192,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 2 $ 265,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 2 $ 129,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 2 $ 665,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 160,000
ROSE LAND AND FINANCE CORP.
241 EAST SAGINAW PO BOX 980
EAST LANSING, MI 48826
* $ 539,385,000 1 $ 21,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 1 $ 144,000
MONTICELLO BANKING COMPANY
50 NORTH MAIN STREET
MONTICELLO, KY 42633
* $ 473,071,000 1 $ 51,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 1 $ 55,000
CENTRUE BANK
606 BROADWAY
COAL CITY, IL 60416
* $ 1,360,804,000 1 $ 34,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 40,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 45,485,973,000 1 $ 20,000
WILSON & MUIR BANK & TRUST COMPANY
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 322,036,000 1 $ 70,000
FRANKLIN BANK & TRUST COMPANY
P.O. BOX 449
FRANKLIN, KY 42135
* $ 260,695,000 1 $ 97,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 1 $ 56,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 1 $ 79,000
AMERICAN BANK & TRUST COMPANY, INC.
1302 SCOTTSVILLE ROAD
BOWLING GREEN, KY 42102
* $ 182,678,000 1 $ 32,000
MEADE COUNTY BANK
PO BOX 278
BRANDENBURG, KY 40108
* $ 120,790,000 1 $ 51,000
SOUTH CENTRAL BANK OF HARDIN
2908 RING ROAD
ELIZABETHTOWN, KY 42702
* $ 53,599,000 1 $ 48,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 1 $ 44,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 10,000
BANK OF INTERNET USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 1,039,880,000 1 $ 40,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 126,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 39,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 255,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 114,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 1 $ 144,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 85,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 544,827,000 1 $ 40,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 59,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 62,000
COASTAL MORTGAGE SERVICES, INC
11230 CARMEL COMMONS BOULEVARD
CHARLOTTE, NC 28226
* $ 10,000,000 1 $ 160,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 96,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 126,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 1 $ 170,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Hart County KY in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 460 $42,492,000 $92,000 $1,650,000 $54,000 $528,000
Home Purchase 245 $18,834,000 $76,000 $381,000 $54,000 $652,000
Home Improvement 117 $3,906,000 $33,000 $187,000 $56,000 $255,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 704 $54,022,000 $76,000 $386,000 $56,000 $652,000
Not Provided 50 $5,148,000 $102,000 $549,000 $40,000 $156,000
Black or African American 35 $1,881,000 $53,000 $182,000 $50,000 $231,000
Not applicable 15 $2,646,000 $176,000 $1,650,000 $3,000 $50,000
Hispanic 14 $1,116,000 $79,000 $168,000 $40,000 $73,000
American Indian or Alaskan Native 4 $419,000 $104,000 $151,000 $85,000 $169,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 724 $56,087,000 $77,000 $1,650,000 $56,000 $652,000
FHA-insured (Federal Housing Administration) 74 $6,880,000 $92,000 $195,000 $41,000 $97,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $961,000 $64,000 $109,000 $26,000 $48,000
VA-guaranteed (Veterans Administration) 9 $1,304,000 $144,000 $278,000 $48,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 477 $35,636,000 $74,000 $1,650,000 $55,000 $652,000
Application Denied By Financial Institution 207 $17,316,000 $83,000 $386,000 $54,000 $444,000
Application Withdrawn By Applicant 65 $5,282,000 $81,000 $245,000 $52,000 $165,000
Loan Purchased By The Institution 41 $4,161,000 $101,000 $278,000 $40,000 $111,000
Application Approved But Not Accepted 17 $1,328,000 $78,000 $207,000 $43,000 $80,000
File Closed For Incompleteness 15 $1,509,000 $100,000 $549,000 $70,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $2,196,000 $57,000 $167,000 $63,000 $432,000
Debt-To-Income Ratio 25 $1,869,000 $74,000 $202,000 $43,000 $145,000
Collateral 20 $2,170,000 $108,000 $270,000 $63,000 $205,000
Other 13 $976,000 $75,000 $129,000 $47,000 $83,000
Credit Application Incomplete 6 $403,000 $67,000 $150,000 $48,000 $78,000
Employment History 3 $132,000 $44,000 $72,000 $44,000 $71,000
Unverifiable Information 2 $127,000 $63,000 $79,000 $53,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 1 $96,000 $96,000 $96,000 $28,000 $28,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Kentucky Lender List