Henry County, AL Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 868 mortgage applications in Henry County, AL totaling $143.1 million, down 1% from 2012. The average application was for $164,000, and applicants reported an average income of $66,000. 53% of applications resulted in an originated loan and 22% were denied. The most active lender was Wells Fargo Bank NA, with 106 applications, followed by Peoplessouth Bank and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 868
Total Mortgage Loan Application Amount $143,141,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $37,064,000
Average Applicant Income $66,000
Highest Applicant Income $1,961,000

Mortgage Company List for Lending in Henry County, AL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 106 $ 10,739,000
Peoplessouth Bank
203 W CRAWFORD ST
COLQUITT, GA 39837
* $ 509,267,000 94 $ 4,815,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 45 $ 2,567,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,016,309,000 42 $ 3,298,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 42 $ 4,650,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 38 $ 3,676,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 1,098,740,000 31 $ 2,469,000
The Headland National Bank
P.O. BOX 157
HEADLAND, AL 36345
* $ 105,675,000 31 $ 1,683,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 24 $ 3,606,000
Southern Energy Credit Union
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,305,461,000 24 $ 4,040,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 22 $ 1,796,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 20 $ 3,666,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 17 $ 1,552,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 16 $ 2,607,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 14 $ 2,163,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 2,335,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,169,063,000 13 $ 2,174,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,326,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 10 $ 1,524,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 10 $ 1,126,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 69,076,722,000 10 $ 1,761,000
Banksouth
P O BOX 1967
DOTHAN, AL 36302
* $ 179,631,000 9 $ 1,079,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 9 $ 2,050,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 836,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 7 $ 946,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 137,781,000 7 $ 1,134,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,109,770,000 7 $ 1,190,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 6 $ 989,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 6 $ 898,000
First State Bank of Blakely
2213 S. MAIN STREET
BLAKELY, GA 39823
* $ 366,303,000 6 $ 1,175,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 6 $ 686,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 887,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 2,906,246,000 5 $ 684,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 404,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 4 $ 567,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 488,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 4 $ 533,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ 10,000,000 4 $ 421,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 558,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 339,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 115,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 455,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,209,458,000 3 $ 179,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 3 $ 677,000
Ameritrust Mortgage Inc.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 369,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 416,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 550,000
Avadian Credit Union
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ 591,181,000 3 $ 596,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 3 $ 283,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 3 $ 239,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,425,077,000 2 $ 20,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 2 $ 638,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 413,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 119,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 157,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 451,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 174,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 2 $ 141,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 47,304,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 358,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 192,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 260,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 2 $ 350,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 351,778,000 1 $ 219,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 134,000
Sunsouth Bank
108 JAMESTOWN BLVD.
DOTHAN, AL 36301
* $ 169,718,000 1 $ 163,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ 133,851,000 1 $ 88,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 1 $ 146,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 249,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 186,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 131,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 162,278,000 1 $ 71,000
Ccb Community Bank
225 E THREE NOTCH STREET
ANDALUSIA, AL 36420
* $ 407,189,000 1 $ 300,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 243,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 147,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 199,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 196,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 9,716,802,000 1 $ 4,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 284,479,000 1 $ 126,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 107,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 73,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 151,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 182,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 5,130,184,000 1 $ 52,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 175,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 1 $ 155,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 3,670,975,000 1 $ 173,000
Mtc Federal Credit Union
PO BOX 1944
GREENVILLE, SC 29607
* $ 132,693,000 1 $ 87,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,230,791,000 1 $ 95,000
Planters First Bank
1620 E 16TH AVE
CORDELE, GA 31015
* $ 285,809,000 1 $ 45,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 5,707,401,000 1 $ 122,000
First National Bank of Hartford
P.O. BOX 129
HARTFORD, AL 36344
* $ 132,838,000 1 $ 58,000
Midsouth Bank, N.A.
2526 WEST MAIN STREET
DOTHAN, AL 36301
* $ 384,077,000 1 $ 56,000
Bank of Dawson
P. O. BOX 230
DAWSON, GA 39842
* $ 115,312,000 1 $ 58,000
Friend Bank
220 E LAWRENCE HARRIS HWY
SLOCOMB, AL 36375
* $ 71,157,000 1 $ 168,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 114,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 260,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 1 $ 35,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 76,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 37,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 170,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,030,878,000 1 $ 80,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 94,000

The tables below break down 2013 mortgage applications in Henry County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Henry County, AL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 527 $109,475,000 $207,000 $37,064,000 $72,000 $1,961,000
Home Purchase 275 $31,438,000 $114,000 $366,000 $57,000 $665,000
Home Improvement 66 $2,228,000 $33,000 $230,000 $60,000 $880,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 656 $76,074,000 $115,000 $688,000 $75,000 $1,961,000
Black or African American 102 $6,962,000 $68,000 $364,000 $36,000 $139,000
Not Provided 54 $5,462,000 $101,000 $366,000 $57,000 $239,000
Not applicable 46 $52,822,000 $1,148,000 $37,064,000 $15,000 $180,000
Hispanic 9 $1,635,000 $181,000 $279,000 $82,000 $147,000
Native Hawaiian or Other Pacific Islander 1 $186,000 $186,000 $186,000 $52,000 $52,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 661 $68,653,000 $103,000 $688,000 $75,000 $1,961,000
FHA-insured (Federal Housing Administration) 106 $60,312,000 $568,000 $37,064,000 $35,000 $226,000
VA-guaranteed (Veterans Administration) 58 $9,085,000 $156,000 $363,000 $55,000 $198,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $5,091,000 $118,000 $243,000 $32,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 463 $50,687,000 $109,000 $688,000 $77,000 $1,961,000
Application Denied By Financial Institution 187 $18,409,000 $98,000 $399,000 $57,000 $1,344,000
Loan Purchased By The Institution 90 $59,215,000 $657,000 $37,064,000 $35,000 $195,000
Application Withdrawn By Applicant 60 $7,061,000 $117,000 $402,000 $61,000 $239,000
Application Approved But Not Accepted 45 $5,278,000 $117,000 $405,000 $63,000 $250,000
File Closed For Incompleteness 23 $2,491,000 $108,000 $274,000 $83,000 $720,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 43 $1,969,000 $45,000 $150,000 $41,000 $120,000
Debt-To-Income Ratio 31 $3,664,000 $118,000 $399,000 $39,000 $122,000
Collateral 18 $2,259,000 $125,000 $328,000 $77,000 $425,000
Other 13 $1,229,000 $94,000 $185,000 $34,000 $89,000
Credit Application Incomplete 10 $1,254,000 $125,000 $198,000 $236,000 $1,344,000
Unverifiable Information 5 $798,000 $159,000 $256,000 $36,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 2 $258,000 $129,000 $200,000 $104,000 $186,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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