Itasca County, MN Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,853 mortgage applications in Itasca County, MN totaling $265.4 million, down 7% from 2016. The average application was for $143,000, and applicants reported an average income of $82,000. 57% of applications resulted in an originated loan and 14% were denied. The most active lender was Affinity Plus Federal Credit Union, with 284 applications, followed by Wells Fargo Bank NA and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,853
Total Mortgage Loan Application Amount $265,418,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $4,300,000
Average Applicant Income $82,000
Highest Applicant Income $7,328,000

Mortgage Company List for Lending in Itasca County, MN for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,919,185,000 284 $ 23,176,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 206 $ 32,982,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 135 $ 19,131,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 328,148,000 93 $ 12,959,000
American Bank of the North
117 CENTRAL AVENUE
NASHWAUK, MN 55769
* $ 566,756,000 72 $ 8,518,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 64 $ 11,145,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 56 $ 8,201,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ 477,650,000 54 $ 9,673,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 52 $ 7,539,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 51 $ 7,344,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 33 $ 6,603,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 30 $ 4,876,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 27 $ 4,199,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 630,208,000 24 $ 2,298,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 24 $ 3,939,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 24 $ 3,856,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 22 $ 3,915,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 20 $ 2,770,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 20 $ 3,352,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 18 $ 2,160,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 18 $ 2,506,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 13 $ 2,082,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 13 $ 2,094,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 12 $ 1,703,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 11 $ 1,834,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 11 $ 1,378,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 11,496,234,000 10 $ 1,245,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 10 $ 1,581,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,422,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 8 $ 1,051,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 8 $ 1,341,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,610,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 8 $ 1,479,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 7 $ 698,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 29,070,880,000 7 $ 2,263,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 7 $ 1,690,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 7 $ 996,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,435,339,000 6 $ 1,649,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 4,181,458,000 6 $ 914,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 6 $ 858,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 6 $ 826,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 6 $ 1,000,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 219,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ -1,000 6 $ 945,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 5 $ 140,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 5 $ 798,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 515,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 5 $ 739,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 538,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 242,333,000 5 $ 926,000
Security State Bank of Hibbing
701 E HOWARD ST, PO BOX 279
HIBBING, MN 55746
* $ 132,632,000 5 $ 538,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 301,057,000 4 $ 405,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 692,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 794,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,717,614,000 4 $ 573,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 4 $ 531,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 439,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 547,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 350,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,916,063,000 3 $ 324,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 454,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 3 $ 588,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 3 $ 443,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 3 $ 437,000
Miners Nb of Eveleth
401 GRANT AVE
EVELETH, MN 55734
* $ 63,695,000 3 $ 307,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 3 $ 396,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 3 $ 264,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 3 $ 541,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 306,339,000 3 $ 370,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 313,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ 308,180,000 3 $ 323,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 191,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 3 $ 312,000
Great River Federal CU
1532 W ST GERMAIN STREET
ST CLOUD, MN 56301
* $ 168,586,000 2 $ 136,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 280,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 893,890,000 2 $ 66,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 585,996,000 2 $ 151,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 175,003,000 2 $ 85,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ -1,000 2 $ 255,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 584,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 2 $ 694,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 521,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,070,486,000 2 $ 281,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 266,713,000 2 $ 297,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 2 $ 316,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 470,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 311,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 288,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 5,294,501,000 2 $ 387,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 304,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 2 $ 357,000
Trustone Home Mortgage, LLC
14601 27TH AVE N SUITE 103
PLYMOUTH, MN 55447
* $ -1,000 2 $ 212,000
Pine River State Bank
PO BOX 67, 103 MILL STREET S
PINE RIVER, MN 56474
* $ 116,715,000 2 $ 179,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,163,952,000 2 $ 165,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 308,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 2 $ 323,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,048,652,000 2 $ 506,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 2 $ 178,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 2 $ 351,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 409,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 2 $ 239,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 2 $ 364,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 271,000
Hometown Bank
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 263,903,000 1 $ 272,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 117,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 708,184,000 1 $ 250,000
Border Bank
133 MAIN STREET N
GREENBUSH, MN 56726
* $ 476,482,000 1 $ 65,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 178,000
Kensington Bank
11 NORTH CENTRAL AVE
KENSINGTON, MN 56343
* $ 157,689,000 1 $ 69,000
Citizens State Bank Norwood Young America
409 FAXON ROAD, PO BOX 789
NORWOOD YOUNG AMERICA, MN 55368
* $ 82,092,000 1 $ 89,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ 155,158,000 1 $ 424,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 432,500,000 1 $ 114,000
National Bank of Commerce
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 1,947,903,000 1 $ 265,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 231,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 146,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 193,618,000 1 $ 100,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 21,455,203,000 1 $ 142,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 65,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 681,169,000 1 $ 280,000
The First National Bank of Elk River
812 MAIN ST.
ELK RIVER, MN 55330
* $ 268,433,000 1 $ 187,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 228,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 48,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 255,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,025,442,000 1 $ 67,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 1 $ 163,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 180,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 1 $ 137,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 177,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 1 $ 150,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 118,000
Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE
FOSSTON, MN 56542
* $ 166,675,000 1 $ 175,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 1 $ 102,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 40,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 38,000
Center National Bank
301 N. RAMSEY AVE.
LITCHFIELD, MN 55355
* $ 206,888,000 1 $ 400,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 310,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 122,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 118,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 185,540,000 1 $ 320,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 152,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 960,051,000 1 $ 133,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 820,095,000 1 $ 113,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 1 $ 150,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,593,928,000 1 $ 120,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ 1,000,000 1 $ 66,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 61,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 459,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 1 $ 35,000
Unity Bank
1180 W 4TH STREET
RUSH CITY, MN 55069
* $ 204,313,000 1 $ 105,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 219,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ 844,854,000 1 $ 250,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,101,783,000 1 $ 60,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 167,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 257,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 170,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 689,786,000 1 $ 55,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ 1,255,643,000 1 $ 250,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 629,495,000 1 $ 80,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 796,545,000 1 $ 96,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 127,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 1 $ 59,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 363,858,000 1 $ 110,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 97,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 1 $ 320,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 1,357,977,000 1 $ 69,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 114,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 514,606,000 1 $ 30,000
Sherburne State Bank
12500 SHERBURNE AVE
PO BOX 428, MN 55308
* $ 101,579,000 1 $ 60,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 1,131,750,000 1 $ 25,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,629,405,000 1 $ 259,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,952,398,000 1 $ 187,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 820,967,000 1 $ 98,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ 544,849,000 1 $ 99,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ 0 1 $ 147,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 301,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 526,875,000 1 $ 220,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,162,097,000 1 $ 232,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 234,207,000 1 $ 4,300,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 209,235,000 1 $ 101,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 1 $ 160,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 536,907,000 1 $ 92,000
Northern State Bank of Virginia
600 CHESTNUT STREET
VIRGINIA, MN 55792
* $ 66,243,000 1 $ 271,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 1 $ 247,000

The tables below break down 2017 mortgage applications in Itasca County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Itasca County, MN in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 894 $141,647,000 $158,000 $4,300,000 $73,000 $801,000
Refinancing 667 $99,240,000 $148,000 $1,073,000 $92,000 $7,328,000
Home Improvement 292 $24,531,000 $84,000 $1,575,000 $91,000 $3,864,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,483 $210,664,000 $142,000 $1,575,000 $92,000 $7,328,000
Not applicable 200 $32,466,000 $162,000 $4,300,000 $14,000 $224,000
Not Provided 129 $17,869,000 $138,000 $427,000 $87,000 $800,000
American Indian or Alaskan Native 19 $2,156,000 $113,000 $164,000 $51,000 $140,000
Hispanic 18 $2,009,000 $111,000 $288,000 $71,000 $152,000
Asian 2 $143,000 $71,000 $108,000 $93,000 $104,000
Black or African American 2 $111,000 $55,000 $63,000 $74,000 $76,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,346 $192,545,000 $143,000 $4,300,000 $99,000 $7,328,000
FHA-insured (Federal Housing Administration) 220 $29,674,000 $134,000 $280,000 $40,000 $191,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 148 $17,874,000 $120,000 $250,000 $27,000 $104,000
VA-guaranteed (Veterans Administration) 139 $25,325,000 $182,000 $459,000 $45,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,059 $151,154,000 $142,000 $1,575,000 $100,000 $7,328,000
Application Denied By Financial Institution 258 $35,719,000 $138,000 $4,300,000 $66,000 $500,000
Loan Purchased By The Institution 249 $37,275,000 $149,000 $424,000 $32,000 $606,000
Application Withdrawn By Applicant 188 $28,450,000 $151,000 $424,000 $83,000 $367,000
File Closed For Incompleteness 54 $7,295,000 $135,000 $368,000 $52,000 $218,000
Application Approved But Not Accepted 45 $5,525,000 $122,000 $417,000 $78,000 $307,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 51 $8,047,000 $157,000 $1,073,000 $99,000 $500,000
Debt-To-Income Ratio 48 $4,904,000 $102,000 $459,000 $45,000 $150,000
Credit History 44 $3,770,000 $85,000 $308,000 $65,000 $180,000
Credit Application Incomplete 14 $2,460,000 $175,000 $313,000 $84,000 $250,000
Unverifiable Information 8 $1,306,000 $163,000 $427,000 $60,000 $95,000
Other 6 $5,108,000 $851,000 $4,300,000 $68,000 $152,000
Employment History 6 $487,000 $81,000 $134,000 $40,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 5 $604,000 $120,000 $175,000 $51,000 $84,000
Mortgage Insurance Denied 1 $94,000 $94,000 $94,000 $67,000 $67,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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