Izard County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Unlock detailed Izard County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 533 |
| Total Mortgage Loan Application Amount | $82,195,000 |
| Average Mortgage Loan Application Amount | $154,000 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $6,957,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FNBC BANK 636 ASH FLAT DR ASH FLAT, AR 72513 |
* | $ 634,724,000 | 54 | $ 8,880,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 47,665,560,000 | 43 | $ 3,635,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 19 | $ 2,615,000 |
| FIRST COMMUNITY BANK 1325 HARRISON STREET BATESVILLE, AR 72501 |
* | $ 2,049,696,000 | 19 | $ 2,725,000 |
| FIRSTTRUST HOME LOANS, INC. 906 SOUTH ROCK ST. SHERIDAN, AR 72150 |
* | $ -1,000 | 18 | $ 2,870,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 17 | $ 2,625,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 14 | $ 1,420,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 13 | $ 1,615,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 26,774,219,000 | 13 | $ 1,465,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 12 | $ 2,100,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 12 | $ 3,540,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 12 | $ 1,400,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 11 | $ 1,725,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 9 | $ 1,205,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 9 | $ 1,625,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 8 | $ 1,390,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 7 | $ 1,415,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 7 | $ 1,495,000 |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12001 NORTH CENTRAL EXPRESSWAY SUITE 750 DALLAS, TX 75243 |
* | $ -1,000 | 7 | $ 1,055,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 7 | $ 1,185,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 7 | $ 515,000 |
| TJC MORTGAGE, INC. 1 PERIMETER PARK S, STE 230 S WETUMPKA, AL 35243 |
* | $ -1,000 | 6 | $ 710,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 6 | $ 1,420,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 6 | $ 730,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 6 | $ 790,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 5 | $ 755,000 |
| FIRST SECURITY BANK PO BOX 938 SEARCY, AR 72033 |
* | $ 8,218,007,000 | 5 | $ 435,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 935,000 |
| THE CITIZENS BANK 200 S THIRD ST, PO BOX 2156 BATESVILLE, AR 72503 |
* | $ 1,231,643,000 | 5 | $ 345,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 5 | $ 705,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ -1,000 | 5 | $ 1,355,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 5 | $ 615,000 |
| SIMMONS BANK 501 MAIN PINE BLUFF, AR 71601 |
* | $ 24,685,744,000 | 5 | $ 805,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 5 | $ 505,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 725,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,046,473,000 | 5 | $ 925,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 589,632,000 | 5 | $ 965,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 4 | $ 520,000 |
| ANSTAFF BANK PO BOX 1900 GREEN FOREST, AR 72638 |
* | $ 962,373,000 | 4 | $ 340,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 4 | $ 620,000 |
| BANK OZK PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 26,530,430,000 | 3 | $ 45,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 775,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 755,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 3 | $ 615,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 3 | $ 1,035,000 |
| ARKANSAS FEDERAL CREDIT UNION PO BOX 9 JACKSONVILLE, AR 72078 |
* | $ 1,730,211,000 | 3 | $ 305,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 5,072,223,000 | 3 | $ 355,000 |
| THE FARMERS & MERCHANTS BANK 708 S MAIN ST STUTTGART, AR 72160 |
* | $ 1,737,079,000 | 3 | $ 465,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 545,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 3 | $ 335,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 2 | $ 250,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 2 | $ 260,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 14,047,081,000 | 2 | $ 150,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 2 | $ 790,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 2 | $ 340,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 2 | $ 190,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 547,610,000 | 2 | $ 450,000 |
| TELCOE FEDERAL CREDIT UNION PO BOX 34200 LITTLE ROCK, AR 72203 |
* | $ 450,833,000 | 2 | $ 480,000 |
| CENTENNIAL BANK PO BOX 966 CONWAY, AR 72033 |
* | $ 18,017,667,000 | 2 | $ 450,000 |
| STONE BANK 900 S SHACKLEFORD RD #210 LITTLE ROCK, AR 72211 |
* | $ 553,701,000 | 2 | $ 280,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 390,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 2 | $ 540,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,726,840,000 | 1 | $ 105,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 796,563,000 | 1 | $ 245,000 |
| FIRST NATIONAL BANK OF EASTERN ARKANSAS 101 N WASHINGTON STREET FORREST CITY, AR 72335 |
* | $ 542,753,000 | 1 | $ 195,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 1 | $ 35,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 1 | $ 55,000 |
| UNITED COMMUNITY BANK PO BOX 398 GREENVILLE, SC 30512 |
* | $ 20,897,645,000 | 1 | $ 225,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 6,586,972,000 | 1 | $ 1,005,000 |
| TOP FLITE FINANCIAL, INC. 123 E GRAND RIVER AVE PLYMOUTH, MI 48895 |
* | $ -1,000 | 1 | $ 55,000 |
| RAYMOND JAMES BANK 710 CARILLON PARKWAY ST. PETERSBURG, FL 33716 |
* | $ 38,107,223,000 | 1 | $ 255,000 |
| EAGLE BANK AND TRUST COMPANY 650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120 LITTLE ROCK, AR 72211 |
* | $ 502,207,000 | 1 | $ 35,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 551,902,526,000 | 1 | $ 75,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 105,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 172,820,000,000 | 1 | $ 305,000 |
| TEXAS BANK P O BOX 1190 HENDERSON, TX 75653 |
* | $ 702,345,000 | 1 | $ 205,000 |
| FIRST FINANCIAL BANK 214 N WASHINGTON STREET EL DORADO, AR 71730 |
* | $ 1,543,558,000 | 1 | $ 105,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,041,605,000 | 1 | $ 665,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 1 | $ 155,000 |
| A+ FEDERAL CREDIT UNION 6420 US HWY 290 EAST AUSTIN, TX 78723 |
* | $ 2,415,583,000 | 1 | $ 125,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 105,000 |
| LUXURY MORTGAGE CORP. FOUR LANDMARK SQUARE SUITE 300 WILMINGTON, DE 06901 |
* | $ -1,000 | 1 | $ 185,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 445,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 115,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 162,193,000,000 | 1 | $ 15,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 165,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 155,000 |
| CITIZENS EQUITY FIRST 5401 W DIRKSEN PKWY PEORIA, IL 61607 |
* | $ 7,713,957,000 | 1 | $ 65,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 425,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 305,000 |
| FIRSTAR BANK PO BOX 308 SALLISAW, OK 74954 |
* | $ 806,427,000 | 1 | $ 495,000 |
| FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 872,778,000 | 1 | $ 115,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 788,114,000 | 1 | $ 325,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 18,959,414,000 | 1 | $ 165,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,879,005,000 | 1 | $ 195,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 3,310,189,000 | 1 | $ 55,000 |
| UNITED FEDERAL CREDIT UNION 2807 SOUTH STATE ST SAINT JOSEPH, MI 49085 |
* | $ 3,863,597,000 | 1 | $ 145,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 85,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY BELZONI, MS 39157 |
* | $ 5,187,184,000 | 1 | $ 235,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 1 | $ 105,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 1 | $ 125,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 1,025,737,000 | 1 | $ 75,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 12,464,313,000 | 1 | $ 305,000 |
| SENTE MORTGAGE, INC. 901 S MOPAC EXPY, BLD IV STE 125 WILMINGTON, DE 78746 |
* | $ -1,000 | 1 | $ 185,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 1 | $ 435,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Izard County AR in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 333 | $53,165,000 | $159,000 | $1,005,000 | $108,000 | $6,957,000 |
| Cash-out Refinancing | 84 | $13,990,000 | $166,000 | $715,000 | $67,000 | $170,000 |
| Refinancing | 74 | $12,030,000 | $162,000 | $595,000 | $149,000 | $3,121,000 |
| Other Purpose | 31 | $1,845,000 | $59,000 | $235,000 | $72,000 | $275,000 |
| Home Improvement | 10 | $1,140,000 | $114,000 | $455,000 | $72,000 | $171,000 |
| Not Applicable | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 393 | $59,855,000 | $152,000 | $715,000 | $113,000 | $6,957,000 |
| Not Provided | 71 | $9,665,000 | $136,000 | $645,000 | $71,000 | $241,000 |
| Not applicable | 49 | $9,645,000 | $196,000 | $1,005,000 | $86,000 | $184,000 |
| Hispanic | 9 | $1,165,000 | $129,000 | $175,000 | $54,000 | $92,000 |
| American Indian or Alaskan Native | 6 | $1,050,000 | $175,000 | $445,000 | $65,000 | $116,000 |
| Black or African American | 3 | $325,000 | $108,000 | $175,000 | $55,000 | $64,000 |
| Asian | 1 | $255,000 | $255,000 | $255,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $79,000 | $79,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $51,085,000 | $141,000 | $1,005,000 | $120,000 | $6,957,000 |
| VA-guaranteed (Veterans Administration) | 77 | $17,705,000 | $229,000 | $715,000 | $82,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 73 | $10,595,000 | $145,000 | $355,000 | $57,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,810,000 | $127,000 | $255,000 | $46,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 271 | $43,545,000 | $160,000 | $1,005,000 | $133,000 | $6,957,000 |
| Application Denied By Financial Institution | 98 | $11,550,000 | $117,000 | $715,000 | $61,000 | $600,000 |
| Application Withdrawn By Applicant | 80 | $13,380,000 | $167,000 | $685,000 | $80,000 | $434,000 |
| Loan Purchased By The Institution | 50 | $8,210,000 | $164,000 | $435,000 | $82,000 | $184,000 |
| File Closed For Incompleteness | 23 | $3,625,000 | $157,000 | $375,000 | $57,000 | $134,000 |
| Application Approved But Not Accepted | 9 | $1,665,000 | $185,000 | $365,000 | $83,000 | $142,000 |
| Preapproval Approved but not Accepted | 2 | $220,000 | $110,000 | $185,000 | $56,000 | $83,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 425 | $69,285,000 | $163,000 | $1,005,000 | $113,000 | $6,957,000 |
| Credit History | 43 | $4,155,000 | $96,000 | $375,000 | $50,000 | $156,000 |
| Debt-To-Income Ratio | 31 | $4,005,000 | $129,000 | $405,000 | $90,000 | $511,000 |
| Collateral | 10 | $1,010,000 | $101,000 | $365,000 | $87,000 | $177,000 |
| Other | 9 | $1,995,000 | $221,000 | $715,000 | $80,000 | $163,000 |
| Credit Application Incomplete | 6 | $660,000 | $110,000 | $175,000 | $148,000 | $600,000 |
| Unverifiable Information | 5 | $585,000 | $117,000 | $225,000 | $51,000 | $87,000 |
| Employment History | 2 | $150,000 | $75,000 | $125,000 | $24,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $350,000 | $175,000 | $315,000 | $46,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.