Jackson County, WV Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 846 mortgage applications in Jackson County, WV totaling $105.3 million, up 1% from 2018. The average application was for $124,000, and applicants reported an average income of $76,000. 55% of applications resulted in an originated loan and 17% were denied. The most active lender was City National Bank of Wv, with 84 applications, followed by Vanderbilt Mortgage and Finance, Inc and Victorian Finance, LLC.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 846
Total Mortgage Loan Application Amount $105,270,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $76,000
Highest Applicant Income $923,000

Mortgage Company List for Lending in Jackson County, WV for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 4,835,856,000 84 $ 7,760,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 54 $ 3,520,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 47 $ 7,245,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 40 $ 3,600,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 36 $ 4,980,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 12,440,252,000 34 $ 2,760,000
United Bank VA

MORGANTOWN, WV 26505
* $ 19,247,276,000 32 $ 4,250,000
The Poca Valley Bank
PO BOX 56
WALTON, WV 25286
* $ 372,430,000 28 $ 3,810,000
Premier Bank, Inc.
601 WASHINGTON STREET
RAVENSWOOD, WV 26164
* $ 1,239,307,000 22 $ 2,200,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 21 $ 2,675,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 18 $ 2,650,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 17 $ 1,905,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 2,455,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 15 $ 2,185,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 14 $ 1,080,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 13 $ 2,055,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 12 $ 1,720,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 12 $ 1,980,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 3,986,345,000 11 $ 995,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 10 $ 1,460,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 10 $ 1,660,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 10 $ 1,060,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 9 $ 1,525,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 9 $ 1,525,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 8 $ 840,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 8 $ 1,030,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 7 $ 335,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 1,080,000
Summit Community Bank, Inc
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,192,939,000 6 $ 1,080,000
Camc Federal Credit Union
3400 MACCORKLE AVENUE SE
CHARLESTON, WV 25304
* $ 64,166,000 6 $ 450,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 6 $ 1,060,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 6 $ 530,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 6 $ 480,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 5 $ 745,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 5 $ 835,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 5 $ 395,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 80,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 4 $ 350,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 420,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 820,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 4 $ 680,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 660,000
The Farmers Bank & Savings Com
640 E MAIN ST
POMEROY, OH 45769
* $ 322,911,000 4 $ 340,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 4 $ 360,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 4 $ 610,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 4 $ 790,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 4 $ 480,000
Community Bank of Parkersburg
631 JULIANA ST
PARKERSBURG, WV 26101
* $ 244,555,000 4 $ 420,000
Ohio Valley Bank
420 THIRD AVE
GALLIPOLIS, OH 45631
* $ 1,014,990,000 3 $ 605,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 535,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 475,000
Putnam County Bank
P.O. BOX 308
HURRICANE, WV 25526
* $ 588,244,000 3 $ 635,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 805,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 425,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 3 $ 475,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 3 $ 65,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 3 $ 855,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 33,026,384,000 2 $ 140,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 520,000
Home Savings Bank
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,801,504,000 2 $ 310,000
Wv Central Federal Credit Union
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 187,214,000 2 $ 160,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 2 $ 130,000
First Neighborhood Bank
216 MARKET STREET
SPENCER, WV 25276
* $ 134,513,000 2 $ 230,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 2 $ 450,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 2 $ 440,000
Calhoun County Banks Inc
362 MAIN STREET
GRANTSVILLE, WV 26147
* $ 141,926,000 2 $ 370,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 510,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 140,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 2 $ 380,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 210,000
The State Credit Union
2200 WASHINGTON STREET, EAST,
CHARLESTON, WV 25311
* $ 68,241,000 2 $ 240,000
West Virginia Federal Credit Union
318 5TH AVENUE
SOUTH CHARLESTON, WV 25303
* $ 123,906,000 2 $ 150,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 130,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 95,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 65,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 258,778,000 1 $ 65,000
Whitesville State Bank
38609 COAL RIVER ROAD
WHITESVILLE, WV 25209
* $ 101,764,000 1 $ 75,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 285,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 265,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 125,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 215,000
Members Choice Wv Federal Credit Union
201 OHIO AVENUE
CHARLESTON, WV 25302
* $ 79,884,000 1 $ 15,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 325,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 95,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 305,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 115,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 165,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 165,000
Siwell, Inc., dba Capital Mortgage Services of Tex
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 1 $ 85,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 155,145,000 1 $ 335,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 155,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,093,760,000 1 $ 65,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 4,179,535,000 1 $ 125,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 1 $ 175,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 1 $ 195,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 225,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 65,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 495,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,220,086,000 1 $ 25,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 1 $ 255,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 215,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 205,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 175,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 35,267,496,000 1 $ 75,000

The tables below break down 2019 mortgage applications in Jackson County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson County, WV in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 434 $57,920,000 $133,000 $685,000 $69,000 $923,000
Refinancing 162 $23,800,000 $146,000 $415,000 $81,000 $339,000
Cash-out Refinancing 116 $15,910,000 $137,000 $465,000 $76,000 $382,000
Home Improvement 68 $3,270,000 $48,000 $195,000 $81,000 $274,000
Other Purpose 62 $3,870,000 $62,000 $225,000 $100,000 $432,000
Not Applicable 4 $500,000 $125,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 712 $85,860,000 $120,000 $685,000 $77,000 $923,000
Not applicable 68 $10,130,000 $148,000 $405,000 $69,000 $151,000
Not Provided 59 $8,565,000 $145,000 $345,000 $71,000 $174,000
Asian 3 $395,000 $131,000 $145,000 $64,000 $90,000
Black or African American 2 $240,000 $120,000 $125,000 $56,000 $82,000
Hispanic 2 $80,000 $40,000 $45,000 $100,000 $102,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 565 $65,255,000 $115,000 $685,000 $82,000 $923,000
FHA-insured (Federal Housing Administration) 143 $18,495,000 $129,000 $325,000 $62,000 $183,000
VA-guaranteed (Veterans Administration) 88 $15,740,000 $178,000 $495,000 $71,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $5,780,000 $115,000 $195,000 $48,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 465 $59,965,000 $128,000 $685,000 $80,000 $923,000
Application Denied By Financial Institution 142 $13,780,000 $97,000 $465,000 $68,000 $432,000
Application Withdrawn By Applicant 98 $13,100,000 $133,000 $415,000 $74,000 $432,000
Loan Purchased By The Institution 81 $12,145,000 $149,000 $405,000 $74,000 $249,000
File Closed For Incompleteness 32 $3,030,000 $94,000 $285,000 $55,000 $118,000
Application Approved But Not Accepted 27 $3,125,000 $115,000 $235,000 $73,000 $188,000
Preapproval Approved but not Accepted 1 $125,000 $125,000 $125,000 $40,000 $40,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 638 $83,150,000 $130,000 $685,000 $77,000 $730,000
Debt-To-Income Ratio 107 $12,605,000 $117,000 $415,000 $71,000 $923,000
Credit History 48 $3,700,000 $77,000 $465,000 $79,000 $432,000
Collateral 22 $2,450,000 $111,000 $305,000 $77,000 $152,000
Credit Application Incomplete 14 $1,710,000 $122,000 $285,000 $66,000 $165,000
Unverifiable Information 7 $455,000 $65,000 $115,000 $47,000 $89,000
Other 5 $445,000 $89,000 $145,000 $63,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 3 $245,000 $81,000 $155,000 $63,000 $123,000
Employment History 2 $510,000 $255,000 $405,000 $127,000 $223,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the West Virginia Lender List