Jay County IN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Jay County IN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Indiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 747
Total Mortgage Loan Application Amount $75,235,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $1,255,000
Average Applicant Income $71,000
Highest Applicant Income $2,580,000

Mortgage Company List for Lending in Jay County IN for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 15,432,095,000 127 $ 9,315,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 16,244,199,000 80 $ 6,100,000
FIRST BANK OF BERNE
222 HERTIGIAGE TR
BERNE, IN 46711
* $ 1,083,278,000 77 $ 8,675,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 48 $ 1,370,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 38 $ 5,020,000
THE FARMERS & MERCHANTS STATE BANK
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 2,608,177,000 32 $ 3,000,000
THE FARMERS STATE BANK
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 229,359,000 20 $ 2,780,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 19 $ 2,625,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 19 $ 2,005,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 18 $ 2,190,000
THREE RIVERS FEDERAL CREDIT UNION
1615 NORTHLAND BLVD
FORT WAYNE, IN 46825
* $ 1,921,674,000 11 $ 1,195,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 10 $ 650,000
CITIZENS STATE BANK OF NEW CASTLE, INDIANA
1238 BROAD ST, P.O. BOX C
NEW CASTLE, IN 47362
* $ 803,618,000 9 $ 745,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 8 $ 680,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 8 $ 2,590,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 8 $ 590,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 9,535,304,000 7 $ 1,265,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 7 $ 775,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 7 $ 1,015,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ -1,000 7 $ 845,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 920,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 6 $ 440,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 6 $ 640,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 5 $ 715,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 4 $ 500,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 310,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 4 $ 530,000
STAR FINANCIAL BANK
127 WEST BERRY ST
FORT WAYNE, IN 46835
* $ 3,092,880,000 4 $ 460,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 4 $ 650,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 4 $ 530,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 570,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 4 $ 510,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 3 $ 485,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 3 $ 445,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ -1,000 3 $ 295,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 3 $ 195,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 3 $ 385,000
MJW FINANCIAL LLC
8465 KEYSTONE CROSSING #145
INDIANAPOLIS, IN 46240
* $ -1,000 3 $ 425,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 3 $ 175,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 435,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 3 $ 305,000
SUPERIOR CREDIT UNION, INC.
4230 ELIDA RD
LIMA, OH 45807
* $ 1,487,853,000 3 $ 515,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 2 $ 280,000
INSPIRE HOME LOANS INC.
19600 FAIRCHILD ROAD, SUITE 200
WILMINGTON, DE 92612
* $ -1,000 2 $ 330,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 2 $ 250,000
PRIMETRUST FINANCIAL FEDERAL CREDIT UNION
3700 W BETHEL AVE
MUNCIE, IN 47304
* $ 209,776,000 2 $ 190,000
EVERWISE CREDIT UNION
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 4,499,550,000 2 $ 330,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 2 $ 250,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 340,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 2 $ 130,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 2 $ 70,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 2 $ 320,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 2 $ 220,000
FINANCIAL CENTER FIRST CREDIT UNION
7101 E 56TH STREET
INDIANAPOLIS, IN 46226
* $ 817,314,000 2 $ 110,000
FORUM
P.O. BOX 50738
FISHERS, IN 46250
* $ 1,880,387,000 2 $ 290,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 2 $ 190,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 270,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 2 $ 130,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 2 $ 260,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 1 $ 65,000
PROFED CREDIT UNION
1710 ST. JOE RIVER DR.
FORT WAYNE, IN 46805
* $ 641,649,000 1 $ 45,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 225,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 185,000
MIDWEST AMERICA FEDERAL CREDIT UNION
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825
* $ 799,143,000 1 $ 25,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,338,072,000 1 $ 25,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 15,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 75,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 105,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 195,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 155,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 125,000
PREMIER BANK
601 CLINTON STREET
YOUNGSTOWN, OH 43512
* $ 7,423,952,000 1 $ 365,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 305,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 95,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 1 $ 135,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 125,000
1ST SOURCE BANK
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46634
* $ 8,096,004,000 1 $ 55,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 175,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 85,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 85,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 175,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 125,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 85,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 75,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 135,000
INDIANA MEMBERS CREDIT UNION
4790 E. 96TH STREET, SUITE 120
INDIANAPOLIS, IN 46240
* $ 2,987,938,000 1 $ 15,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 1 $ 45,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 105,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 75,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 75,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 105,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Jay County IN in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 326 $38,060,000 $116,000 $635,000 $59,000 $452,000
Cash-out Refinancing 169 $16,135,000 $95,000 $1,255,000 $79,000 $2,580,000
Refinancing 135 $14,185,000 $105,000 $405,000 $79,000 $489,000
Other Purpose 88 $5,160,000 $58,000 $205,000 $88,000 $2,580,000
Home Improvement 28 $1,650,000 $58,000 $365,000 $74,000 $234,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 630 $63,170,000 $100,000 $1,255,000 $74,000 $2,580,000
Not Provided 57 $5,365,000 $94,000 $355,000 $54,000 $166,000
Not applicable 35 $4,075,000 $116,000 $305,000 $40,000 $40,000
Hispanic 17 $1,575,000 $92,000 $235,000 $42,000 $94,000
American Indian or Alaskan Native 6 $630,000 $105,000 $205,000 $59,000 $95,000
Asian 1 $385,000 $385,000 $385,000 $152,000 $152,000
Black or African American 1 $35,000 $35,000 $35,000 $12,000 $12,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 601 $58,145,000 $96,000 $1,255,000 $75,000 $2,580,000
FHA-insured (Federal Housing Administration) 88 $10,410,000 $118,000 $315,000 $56,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $3,680,000 $108,000 $295,000 $47,000 $88,000
VA-guaranteed (Veterans Administration) 24 $3,000,000 $125,000 $215,000 $54,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 458 $47,820,000 $104,000 $1,255,000 $77,000 $2,580,000
Application Denied By Financial Institution 124 $9,450,000 $76,000 $285,000 $52,000 $376,000
Application Withdrawn By Applicant 76 $8,690,000 $114,000 $465,000 $70,000 $263,000
Loan Purchased By The Institution 29 $3,665,000 $126,000 $305,000 $48,000 $76,000
File Closed For Incompleteness 28 $2,390,000 $85,000 $415,000 $63,000 $349,000
Application Approved But Not Accepted 26 $2,400,000 $92,000 $205,000 $73,000 $452,000
Preapproval Denied by Financial Institution 4 $440,000 $110,000 $215,000 $64,000 $84,000
Preapproval Approved but not Accepted 2 $380,000 $190,000 $195,000 $100,000 $107,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 593 $62,035,000 $104,000 $1,255,000 $74,000 $2,580,000
Debt-To-Income Ratio 50 $5,270,000 $105,000 $405,000 $89,000 $382,000
Credit History 42 $3,010,000 $71,000 $215,000 $62,000 $137,000
Credit Application Incomplete 18 $970,000 $53,000 $205,000 $48,000 $268,000
Collateral 17 $1,445,000 $85,000 $215,000 $44,000 $115,000
Other 17 $1,195,000 $70,000 $275,000 $38,000 $103,000
Unverifiable Information 4 $490,000 $122,000 $235,000 $50,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 4 $600,000 $150,000 $285,000 $34,000 $50,000
Employment History 2 $220,000 $110,000 $135,000 $9,000 $19,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Indiana Lender List