Jefferson County, KS Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 822 mortgage applications in Jefferson County, KS totaling $107.1 million, down 14% from 2016. The average application was for $130,000, and applicants reported an average income of $308,000. 59% of applications resulted in an originated loan and 13% were denied. The most active lender was Denison State Bank, with 45 applications, followed by Azura Credit Union and Landmark National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 822
Total Mortgage Loan Application Amount $107,142,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $603,000
Average Applicant Income $308,000
Highest Applicant Income $194,000,000

Mortgage Company List for Lending in Jefferson County, KS for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ 316,595,000 45 $ 5,684,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ 472,738,000 43 $ 4,126,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 909,392,000 36 $ 4,930,000
First State Bank & Trust
PO BOX 219
TONGANOXIE, KS 66086
* $ 260,380,000 30 $ 3,024,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 29 $ 3,012,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 28 $ 3,736,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 311,532,000 25 $ 2,836,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 327,171,000 23 $ 1,906,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 21 $ 3,008,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,163,042,000 18 $ 2,494,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 18 $ 2,849,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 767,826,000 17 $ 1,991,000
Mutual Savings Association, Fsa
100 S 4TH STREET
LEAVENWORTH, KS 66048
* $ 194,017,000 16 $ 1,913,000
Exchange Bank & Trust
PO BOX 189
ATCHISON, KS 66002
* $ 419,043,000 16 $ 1,484,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 13 $ 1,543,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 11 $ 1,494,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 1,761,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 397,420,000 10 $ 1,112,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 10 $ 1,331,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 10 $ 1,497,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ 134,174,000 9 $ 1,332,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 2,191,786,000 9 $ 1,118,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 8 $ 1,406,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ 59,798,000 8 $ 1,098,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,219,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 7 $ 895,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 7 $ 1,216,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 936,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 7 $ 757,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 7 $ 958,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 7 $ 944,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 670,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,183,000
Silver Lake Bank
201 NW US HWY 24 P O BOX 8330
TOPEKA, KS 66608
* $ 255,861,000 7 $ 984,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 6 $ 628,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 6 $ 865,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 6 $ 629,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 884,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 362,957,000 5 $ 829,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,529,171,000 5 $ 547,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 5 $ 393,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 751,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 626,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,000,620,000 4 $ 639,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 484,000
Community National Bank
210 MAIN ST
SENECA, KS 66538
* $ 418,065,000 4 $ 833,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 4 $ 514,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 482,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 533,000
Gnbank, National Association
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ 649,218,000 4 $ 547,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 628,000
The Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ 71,824,000 4 $ 656,000
Capital City Bank
3710 SW TOPEKA BLVD
TOPEKA, KS 66609
* $ 440,526,000 3 $ 254,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 3 $ 471,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 903,681,000 3 $ 148,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,688,730,000 3 $ 565,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 3 $ 498,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,394,975,000 3 $ 692,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 483,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 3 $ 273,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,074,980,000 3 $ 338,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 3 $ 552,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ -1,000 2 $ 230,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 2 $ 210,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 409,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 280,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 2 $ 324,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 660,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 2 $ 207,000
United Bank & Trust
823 BROADWAY
MARYSVILLE, KS 66508
* $ 602,564,000 2 $ 223,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 2 $ 286,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 2 $ 464,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 2 $ 186,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 164,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 4,556,051,000 2 $ 179,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,789,402,000 2 $ 344,000
Peoples National Bank
5175 N ACADEMY BLVD
COLORADO SPRINGS, CO 80918
* $ 415,360,000 2 $ 320,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 1,269,573,000 2 $ 384,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 1,573,889,000 2 $ 444,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 151,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 2 $ 215,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 2 $ 410,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 2 $ 155,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 2 $ 289,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 261,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 203,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 2 $ 130,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,881,666,000 2 $ 413,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 231,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 184,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 705,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 351,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 2 $ 268,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 2 $ 70,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 2 $ 512,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 2 $ 485,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 316,000
Bank of the Flint Hills
806 W 5TH ST, PO BOX 226
WAMEGO, KS 66547
* $ 181,798,000 1 $ 200,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 1 $ 15,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 1 $ 222,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ -1,000 1 $ 125,000
Visionbank
3031 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 138,245,000 1 $ 140,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 1 $ 95,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 165,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 730,651,000 1 $ 80,000
Landmark Bank
PO BOX 1867
COLUMBIA, MO 65201
* $ 2,567,353,000 1 $ 207,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 1 $ 114,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 185,000
Origin Bank

HOUSTON, TX 77024
* $ 4,051,724,000 1 $ 168,000
Citizens Federal Savings Bank
5151 S 4TH STREET TRAFFICWAY
LEAVENWORTH, KS 66048
* $ 195,420,000 1 $ 71,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 20,399,583,000 1 $ 596,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 1 $ 105,000
Bank of Blue Valley
6740 ANTIOCH
MERRIAM, KS 66204
* $ 863,544,000 1 $ 10,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,091,773,000 1 $ 59,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 239,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 98,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 94,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 310,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 175,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 1 $ 210,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ 278,635,000 1 $ 86,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 167,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 198,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 204,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 320,000
The Valley State Bank
502 N MERCHANT
BELLE PLAINE, KS 67013
* $ 120,813,000 1 $ 120,000
The Citizens National Bank
417 COMMERCIAL, P.O. BOX 309
GREENLEAF, KS 66943
* $ 173,850,000 1 $ 80,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 88,000
Alliance Bank
3001 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 106,375,000 1 $ 150,000
Bendena State Bank
933 FRIENDSHIP RD. PO BOX 147
BENDENA, KS 66008
* $ 61,466,000 1 $ 85,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 213,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 226,000
The Citizens State Bank
201 S CHRISTIAN, PO BOX 110
MOUNDRIDGE, KS 67107
* $ 434,620,000 1 $ 116,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 961,241,000 1 $ 256,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 116,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 80,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 127,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 86,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 72,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 136,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 969,397,000 1 $ 122,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,595,637,000 1 $ 206,000
Sm Federal Credit Union
PO BOX 498
MISSION, KS 66201
* $ 65,915,000 1 $ 0
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 57,000
Horizon Bank
10841 N 142ND STREET
WAVERLY, NE 68462
* $ 257,431,000 1 $ 269,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 6,000
BNC National Bank

BISMARCK, ND 58501
* $ 908,911,000 1 $ 120,000
Frontier Community Credit Unio
690 EISENHOWER ROAD
LEAVENWORTH, KS 66048
* $ 123,326,000 1 $ 49,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,938,350,000 1 $ 58,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ -1,000 1 $ 120,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 1 $ 138,000
St. Marys State Bank, the
905 E BERTRAND AVE
ST. MARYS, KS 66536
* $ 97,207,000 1 $ 35,000

The tables below break down 2017 mortgage applications in Jefferson County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jefferson County, KS in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 413 $55,791,000 $135,000 $409,000 $70,000 $560,000
Refinancing 335 $45,547,000 $135,000 $603,000 $648,000 $194,000,000
Home Improvement 74 $5,804,000 $78,000 $364,000 $90,000 $509,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 660 $84,481,000 $128,000 $603,000 $372,000 $194,000,000
Not Provided 73 $10,411,000 $142,000 $409,000 $76,000 $496,000
Not applicable 68 $9,065,000 $133,000 $310,000 $6,000 $94,000
Hispanic 8 $1,128,000 $141,000 $249,000 $65,000 $104,000
American Indian or Alaskan Native 7 $1,042,000 $148,000 $320,000 $98,000 $183,000
Black or African American 5 $790,000 $158,000 $200,000 $69,000 $113,000
Native Hawaiian or Other Pacific Islander 1 $225,000 $225,000 $225,000 $108,000 $108,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 554 $69,833,000 $126,000 $603,000 $433,000 $194,000,000
FHA-insured (Federal Housing Administration) 122 $15,922,000 $130,000 $276,000 $46,000 $129,000
VA-guaranteed (Veterans Administration) 101 $16,853,000 $166,000 $403,000 $55,000 $152,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $4,534,000 $100,000 $194,000 $38,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 481 $62,860,000 $130,000 $603,000 $484,000 $194,000,000
Application Denied By Financial Institution 107 $11,884,000 $111,000 $596,000 $62,000 $240,000
Application Withdrawn By Applicant 89 $11,923,000 $133,000 $350,000 $73,000 $496,000
Loan Purchased By The Institution 79 $11,020,000 $139,000 $310,000 $22,000 $199,000
File Closed For Incompleteness 47 $6,801,000 $144,000 $368,000 $71,000 $183,000
Application Approved But Not Accepted 19 $2,654,000 $139,000 $323,000 $89,000 $509,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 25 $3,365,000 $134,000 $596,000 $77,000 $240,000
Debt-To-Income Ratio 20 $2,040,000 $102,000 $456,000 $54,000 $138,000
Credit History 18 $1,447,000 $80,000 $153,000 $60,000 $163,000
Credit Application Incomplete 5 $563,000 $112,000 $187,000 $67,000 $162,000
Other 4 $496,000 $124,000 $254,000 $77,000 $108,000
Unverifiable Information 1 $13,000 $13,000 $13,000 $12,000 $12,000
Insufficient Cash (Downpayment, Closing Cost) 1 $95,000 $95,000 $95,000 $27,000 $27,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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