Jo Daviess County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Unlock detailed Jo Daviess County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 902
Total Mortgage Loan Application Amount $126,242,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $953,000
Average Applicant Income $98,000
Highest Applicant Income $1,117,000

Mortgage Company List for Lending in Jo Daviess County IL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,067,664,000 194 $ 23,225,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,482,504,000 156 $ 23,689,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 77 $ 10,084,000
EAST DUBUQUE SAVINGS BANK
475 CEDAR CROSS ROAD
DUBUQUE, IA 52003
* $ 157,938,000 58 $ 5,575,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,266,125,000,000 38 $ 5,400,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 25 $ 3,553,000
AMERICAN TRUST & SAVINGS BANK
895 MAIN STREET
DUBUQUE, IA 52001
* $ 971,164,000 23 $ 4,270,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,313,401,000,000 20 $ 2,427,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,474,077,383,000 15 $ 2,063,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 11 $ 2,014,000
DU TRAC COMMUNITY CREDIT UNION
P O BOX 3250
DUBUQUE, IA 52004
* $ 551,537,000 10 $ 1,229,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 295,026,390,000 10 $ 1,371,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,327,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,436,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 9 $ 1,470,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 8 $ 1,801,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 8 $ 1,865,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 8 $ 1,672,000
NORTHWEST BANK OF ROCKFORD
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 239,881,000 8 $ 975,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 589,329,000 7 $ 1,330,000
PREMIER BANK
2625 NW ARTERIAL
DUBUQUE, IA 52002
* $ 252,140,000 5 $ 648,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 5 $ 690,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 4 $ 727,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 4 $ 550,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 4 $ 528,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 4 $ 274,000
MIDWEST COMMUNITY BANK
510 PARK CREST DR
FREEPORT, IL 61032
* $ 208,092,000 4 $ 367,000
AMERICAN MIDWEST BANK
1985 DEKALB AVE
SYCAMORE, IL 60178
* $ 501,884,000 3 $ 557,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 3 $ 425,000
MOUND CITY BANK
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 267,769,000 3 $ 310,000
WISCONSIN BANK & TRUST
119 JUNCTION RD
MADISON, WI 53717
* $ 691,715,000 3 $ 1,053,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 16,553,533,000 3 $ 661,000
BLACKHAWK BANK
400 BROAD ST.
BELOIT, WI 53511
* $ 557,916,000 3 $ 351,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 95,264,963,000 3 $ 458,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 2 $ 258,000
CENTRUE BANK
606 BROADWAY
COAL CITY, IL 60416
* $ 900,381,000 2 $ 244,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 14,069,057,000 2 $ 237,000
UNION SAVINGS BANK
223 W STEPHENSON ST
FREEPORT, IL 61032
* $ 167,529,000 2 $ 153,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 204,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 2 $ 268,000
ROYAL BANK
202 MAIN STREET
ELROY, WI 53929
* $ 336,186,000 2 $ 138,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 2 $ 286,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 2 $ 216,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 245,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 2 $ 416,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 2 $ 327,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 623,000
STILLMAN BANCCORP N.A.
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 434,985,000 2 $ 118,000
HOME STATE BANK, NATIONAL ASSOCIATION
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 599,277,000 2 $ 486,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 2 $ 621,000
NEWREZ VENTURES LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 2 $ 372,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 2 $ 631,000
TRIUMPH COMMUNITY BANK NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 938,810,000 2 $ 467,000
CORNERSTONE CREDIT UNION
550 W. MEADOWS DRIVE
FREEPORT, IL 61032
* $ 100,149,000 2 $ 94,000
INLAND HOME MORTGAGE COMPANY
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 2 $ 331,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 365,000
MIDWEST HERITAGE BANK, FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 164,424,000 2 $ 205,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 258,000
LIBERTY BANK F.S.B.
3800 100TH ST
URBANDALE, IA 50322
* $ 380,153,000 2 $ 167,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 237,816,000 1 $ 408,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 260,362,000 1 $ 86,000
WEST SUBURBAN BANK
711 S WESTMORE-MEYERS RD
LOMBARD, IL 60148
* $ 2,017,258,000 1 $ 90,000
SEAWAY BANK AND TRUST CO.
645 EAST 87TH STREET
CHICAGO, IL 60619
* $ 549,762,000 1 $ 288,000
AMERITRUST MORTGAGE CORPORATION
284 VIRGINIA STREET
SPRINGFIELD, IL 60014
* $ 10,000,000 1 $ 188,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 1 $ 192,000
ANCHORBANK FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 2,413,158,000 1 $ 146,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 56,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 183,000
SUBURBAN B&TC
150 BUTTERFIELD ROAD
ELMHURST, IL 60126
* $ 539,125,000 1 $ 150,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 104,000
BLUELEAF LENDING, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ 221,438,000 1 $ 138,000
GREAT LAKES CREDIT UNION
2525 GREEN BAY
BANNOCKBURN, IL 60064
* $ 523,625,000 1 $ 125,000
VIBRANT CREDIT UNION
1900 52ND AVE
MOLINE, IL 61265
* $ 457,855,000 1 $ 255,000
FIRST STATE BANK
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 920,888,000 1 $ 102,000
NXT BANK
320 3RD ST SE
CEDAR RAPIDS, IA 52401
* $ 153,409,000 1 $ 150,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 1 $ 252,000
UNITED HOME LOANS, INC.
4 WESTBROOK CORPORATE CENTER SUITE 650
CHICAGO, IL 60154
* $ 17,810,000 1 $ 176,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 84,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 1 $ 119,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 103,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 188,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ 10,000,000 1 $ 154,000
PROVIDENCE BANK & TRUST
630 EAST 162ND ST
SOUTH HOLLAND, IL 60473
* $ 403,776,000 1 $ 155,000
CENTRAL BANK ILLINOIS
101 N STATE ST
GENESEO, IL 61254
* $ 468,586,000 1 $ 385,000
CIBM BANK
2913 KIRBY AVE
CHAMPAIGN, IL 61821
* $ 470,957,000 1 $ 110,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 158,082,000 1 $ 131,000
GLENVIEW STATE BANK
800 WAUKEGAN ROAD
GLENVIEW, IL 60025
* $ 1,219,429,000 1 $ 138,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 136,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 50,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 273,000
CUSO MORTGAGE, INC.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 65,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 543,088,000 1 $ 53,000
FIRST NATIONAL BANK OF BROOKFIELD
9136 WASHINGTON AVENUE
BROOKFIELD, IL 60513
* $ 151,921,000 1 $ 161,000
THE BANK OF NEW GLARUS
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ 210,512,000 1 $ 128,000
IAA CREDIT UNION
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 188,957,000 1 $ 112,000
CORNERSTONE MORTGAGE, INC.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 380,000
R.I.A. FEDERAL CREDIT UNION
PO BOX 4750
BETTENDORF, IA 61204
* $ 344,331,000 1 $ 1,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 230,000
CORNERSTONE NATIONAL BANK & TRUST COMPANY
1 WEST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 453,401,000 1 $ 268,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 399,280,000 1 $ 86,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 119,000
PERL MORTGAGE, INC.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 188,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 141,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 1 $ 78,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 86,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 1 $ 147,000
AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION
701 LASALLE ST
OTTAWA, IL 61350
* $ 284,623,000 1 $ 206,000
THE FIRST NATIONAL BANK AND TRUST COMPANY
345 E GRAND AVE
BELOIT, WI 53511
* $ 826,590,000 1 $ 111,000
OLD SECOND NATIONAL BANK
37 S. RIVER ST.
AURORA, IL 60506
* $ 2,043,606,000 1 $ 44,000
FIRST AMERICAN BANK
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60108
* $ 2,858,506,000 1 $ 92,000
GERMAN-AMERICAN STATE BANK
100 CHURCH STREET
GERMAN VALLEY, IL 61039
* $ 200,701,000 1 $ 49,000
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 188,661,000 1 $ 56,000
CEDAR RAPIDS BANK AND TRUST COMPANY
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 625,937,000 1 $ 314,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 178,034,172,000 1 $ 147,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,984,323,000 1 $ 49,000
WHEATON BANK & TRUST
100 N. WHEATON AVENUE
WHEATON, IL 60187
* $ 778,483,000 1 $ 320,000
QUAD CITY BANK AND TRUST COMPANY
2118 MIDDLE ROAD
BETTENDORF, IA 52722
* $ 1,187,296,000 1 $ 87,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 118,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 1 $ 236,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 14,500,067,000 1 $ 204,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,532,278,000 1 $ 200,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 130,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 1 $ 130,000
FIRST NORTHERN CREDIT UNION
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 308,227,000 1 $ 30,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,778,826,000 1 $ 60,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 36,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 71,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 248,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 89,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 160,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 110,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 60,000
AIM CREDIT UNION
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 91,602,000 1 $ 175,000
FIRST BANK OF MANHATTAN
230 S STATE STREET
MANHATTAN, IL 60442
* $ 136,691,000 1 $ 264,000
MIDWEST BANK
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 412,260,000 1 $ 30,000
TOWNSTONE FINANACIAL, INC.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 86,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 1 $ 72,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Jo Daviess County IL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 659 $95,749,000 $145,000 $953,000 $100,000 $1,117,000
Home Purchase 221 $29,722,000 $134,000 $866,000 $96,000 $979,000
Home Improvement 22 $771,000 $35,000 $93,000 $55,000 $110,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 793 $111,274,000 $140,000 $953,000 $99,000 $1,117,000
Not Provided 52 $6,158,000 $118,000 $273,000 $118,000 $435,000
Not applicable 36 $5,687,000 $157,000 $866,000 $55,000 $544,000
Hispanic 15 $1,722,000 $114,000 $235,000 $93,000 $357,000
Asian 4 $526,000 $131,000 $200,000 $102,000 $165,000
Black or African American 1 $750,000 $750,000 $750,000 $115,000 $115,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 806 $114,229,000 $141,000 $953,000 $103,000 $1,117,000
FHA-insured (Federal Housing Administration) 48 $5,595,000 $116,000 $264,000 $34,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $2,693,000 $112,000 $525,000 $84,000 $1,117,000
VA-guaranteed (Veterans Administration) 24 $3,725,000 $155,000 $274,000 $59,000 $182,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 538 $74,472,000 $138,000 $953,000 $103,000 $1,117,000
Application Denied By Financial Institution 179 $25,121,000 $140,000 $885,000 $86,000 $967,000
Application Withdrawn By Applicant 85 $11,356,000 $133,000 $417,000 $82,000 $603,000
Loan Purchased By The Institution 56 $9,001,000 $160,000 $380,000 $99,000 $544,000
Application Approved But Not Accepted 29 $4,192,000 $144,000 $408,000 $105,000 $331,000
File Closed For Incompleteness 15 $2,100,000 $140,000 $250,000 $124,000 $375,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 35 $5,180,000 $148,000 $384,000 $104,000 $435,000
Credit History 28 $2,320,000 $82,000 $230,000 $43,000 $107,000
Debt-To-Income Ratio 25 $2,634,000 $105,000 $288,000 $51,000 $157,000
Credit Application Incomplete 8 $1,095,000 $136,000 $380,000 $166,000 $770,000
Unverifiable Information 4 $434,000 $108,000 $251,000 $49,000 $80,000
Insufficient Cash (Downpayment, Closing Cost) 3 $447,000 $149,000 $263,000 $80,000 $111,000
Other 2 $343,000 $171,000 $231,000 $558,000 $967,000
Mortgage Insurance Denied 1 $63,000 $63,000 $63,000 $83,000 $83,000
Employment History 1 $60,000 $60,000 $60,000 $48,000 $48,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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