Johnson County, WY Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 553 mortgage applications in Johnson County, WY totaling $94.8 million, down 20% from 2007. The average application was for $171,000, and applicants reported an average income of $78,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was First Interstate Bank, with 141 applications, followed by American National Bank and Countrywide Bank FSB.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 553
Total Mortgage Loan Application Amount $94,778,000
Average Mortgage Loan Application Amount $171,000
Highest Mortgage Loan Application Amount $1,358,000
Average Applicant Income $78,000
Highest Applicant Income $710,000

Mortgage Company List for Lending in Johnson County, WY for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 5,087,506,000 141 $ 22,189,000
American National Bank
3033 E FIRST AVENUE
DENVER, CO 80206
* $ 1,968,858,000 45 $ 5,964,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 44 $ 8,445,000
Buffalo Federal Savings Bank
P.O. BOX 1020, 106 FORT STREET
BUFFALO, WY 82834
* $ 118,649,000 35 $ 4,878,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 27 $ 3,682,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 18 $ 4,244,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 16 $ 3,688,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 16 $ 2,760,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 2,553,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 13 $ 2,524,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 2,290,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 10 $ 1,762,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 7 $ 1,263,000
Ditech.Com LLC F/K/A Ditech.Co
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 7 $ 1,266,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 1,569,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 6 $ 917,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 6 $ 1,096,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 6 $ 868,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 5 $ 231,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 836,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 5 $ 913,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 5 $ 985,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 4 $ 958,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 4 $ 708,000
Wells Fargo Fin'l Wyoming, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 4 $ 690,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 1,031,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 4 $ 856,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 4 $ 1,047,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 3 $ 437,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 3 $ 39,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 3 $ 502,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 458,000
Wallick and Volk
222 EAST 18TH
CHEYENNE, WY 82001
* $ 10,000,000 2 $ 420,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 295,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 385,000
Montana Mortgage Company
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 2 $ 374,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 2 $ 1,154,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 2 $ 391,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 2 $ 137,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 2 $ 445,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ 464,642,000 2 $ 364,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 2 $ 406,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 1,472,725,000 2 $ 538,000
Bank of Nebraska
7223 SOUTH 84TH ST.
LAVISTA, NE 68128
* $ 126,996,000 2 $ 470,000
Jonah Bank of Wyoming
777 WEST 1ST STREET
CASPER, WY 82601
* $ 63,561,000 1 $ 166,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 1 $ 132,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 543,934,000 1 $ 162,000
Bank of the West
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 61,829,845,000 1 $ 139,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 675,894,000 1 $ 71,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 1 $ 185,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 133,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 1 $ 130,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 1 $ 158,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 90,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 107,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 1 $ 178,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 1 $ 4,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 1 $ 48,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 249,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 180,000
Megastar Financial
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 1 $ 239,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 274,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 279,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 25,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 80,000
American Sterling Bank
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 1 $ 338,000
Bank of Internet USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 1,039,880,000 1 $ 12,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 258,853,000 1 $ 24,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 1 $ 267,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 1 $ 239,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 273,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 1 $ 168,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 188,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 128,000

The tables below break down 2008 mortgage applications in Johnson County, WY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Johnson County, WY in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 303 $57,871,000 $190,000 $1,358,000 $82,000 $697,000
Home Purchase 186 $31,100,000 $167,000 $587,000 $69,000 $710,000
Home Improvement 64 $5,807,000 $90,000 $417,000 $88,000 $694,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 452 $76,025,000 $168,000 $1,358,000 $83,000 $710,000
Not Provided 46 $8,299,000 $180,000 $585,000 $79,000 $252,000
Not applicable 42 $8,475,000 $201,000 $587,000 $26,000 $150,000
Hispanic 8 $1,099,000 $137,000 $218,000 $70,000 $104,000
American Indian or Alaskan Native 5 $880,000 $176,000 $240,000 $58,000 $82,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 460 $78,178,000 $169,000 $1,358,000 $82,000 $710,000
FHA-insured (Federal Housing Administration) 79 $13,593,000 $172,000 $275,000 $57,000 $186,000
VA-guaranteed (Veterans Administration) 10 $2,209,000 $220,000 $289,000 $71,000 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $798,000 $199,000 $249,000 $48,000 $58,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 316 $52,035,000 $164,000 $1,358,000 $84,000 $710,000
Application Denied By Financial Institution 89 $15,303,000 $171,000 $585,000 $64,000 $157,000
Loan Purchased By The Institution 87 $17,437,000 $200,000 $417,000 $56,000 $183,000
Application Withdrawn By Applicant 31 $5,277,000 $170,000 $383,000 $104,000 $697,000
Application Approved But Not Accepted 23 $3,765,000 $163,000 $338,000 $94,000 $345,000
File Closed For Incompleteness 7 $961,000 $137,000 $180,000 $73,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 19 $3,630,000 $191,000 $442,000 $75,000 $152,000
Debt-To-Income Ratio 19 $3,028,000 $159,000 $335,000 $48,000 $114,000
Credit History 11 $560,000 $50,000 $170,000 $40,000 $86,000
Other 4 $1,123,000 $280,000 $585,000 $116,000 $157,000
Unverifiable Information 1 $315,000 $315,000 $315,000 $78,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 1 $417,000 $417,000 $417,000 $108,000 $108,000
Credit Application Incomplete 1 $234,000 $234,000 $234,000 $74,000 $74,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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