Lake County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Unlock detailed Lake County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 524 |
| Total Mortgage Loan Application Amount | $102,570,000 |
| Average Mortgage Loan Application Amount | $195,000 |
| Highest Mortgage Loan Application Amount | $845,000 |
| Average Applicant Income | $134,000 |
| Highest Applicant Income | $2,749,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| NORTH SHORE FEDERAL CREDIT UNION 85 OUTER DR SILVER BAY, MN 55614 |
* | $ 257,093,000 | 67 | $ 10,375,000 |
| TWO HARBORS FEDERAL CREDIT UNION 801 11TH ST TWO HARBORS, MN 55616 |
* | $ 104,995,000 | 60 | $ 5,310,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 27 | $ 5,265,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 3,746,301,000 | 24 | $ 3,270,000 |
| FRANDSEN BANK & TRUST 116 CENTRAL STREET WEST LONSDALE, MN 55046 |
* | $ 2,730,710,000 | 18 | $ 4,870,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 17 | $ 4,595,000 |
| NORTH SHORE BANK OF COMMERCE 131 WEST SUPERIOR STREET DULUTH, MN 55802 |
* | $ 410,662,000 | 15 | $ 3,595,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 13 | $ 2,365,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 12 | $ 2,460,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 9,729,918,000 | 10 | $ 2,510,000 |
| NORTHVIEW BANK 510 MAIN SANDSTONE, MN 55072 |
* | $ 439,943,000 | 7 | $ 1,555,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 7 | $ 995,000 |
| BAY EQUITY LLC 28 LIBERTY SHIPWAY SUITE 2800 GLENDALE, CA 94965 |
* | $ -1,000 | 7 | $ 1,285,000 |
| LEND SMART MORTGAGE, LLC 3450 LEXINGTON AVE N OAKDALE, MN 55126 |
* | $ -1,000 | 7 | $ 1,605,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 6 | $ 1,350,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 6 | $ 890,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 6 | $ 1,350,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 6 | $ 2,030,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 5 | $ 575,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 5 | $ 1,055,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 5 | $ 785,000 |
| TRUSTONE FINANCIAL CREDIT UNION 14601 27TH AVENUE NORTH PLYMOUTH, MN 55447 |
* | $ 3,979,767,000 | 5 | $ 1,185,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 1,505,000 |
| NATIONAL BANK OF COMMERCE 1127 TOWER AVE SUPERIOR, WI 54880 |
* | $ 1,197,655,000 | 5 | $ 1,235,000 |
| WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 7,846,662,000 | 5 | $ 805,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 4 | $ 360,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 4 | $ 1,340,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 4 | $ 1,430,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 35,057,609,000 | 4 | $ 2,480,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 4 | $ 780,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, SUITE 100 PLYMOUTH, MN 55441 |
* | $ -1,000 | 4 | $ 760,000 |
| HANCOCK MORTGAGE PARTNERS, LLC ONE SUGAR CREEK CENTER BLVD SUITE 1000 SUGAR LAND, TX 77478 |
* | $ -1,000 | 3 | $ 605,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 725,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 3 | $ 815,000 |
| CENTRICITY CREDIT UNION 4477 LAVAQUE RD HERMANTOWN, MN 55811 |
* | $ 227,596,000 | 3 | $ 335,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 325,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 3 | $ 1,215,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 3 | $ 255,000 |
| DEERWOOD BANK 21236 ARCHIBALD ROAD WAITE PARK, MN 56444 |
* | $ 1,062,979,000 | 3 | $ 775,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 3 | $ 1,395,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 16,499,164,000 | 3 | $ 685,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 3 | $ 655,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 565,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 290,000 |
| MIDWEST BANK 613 HWY 10 E PO BOX 703 DETROIT LAKES, MN 56501 |
* | $ 700,095,000 | 2 | $ 230,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 2 | $ 810,000 |
| MEMBERS COOPERATIVE 4628 MIKE COLALILLO DR DULUTH, MN 55807 |
* | $ 1,064,401,000 | 2 | $ 380,000 |
| SUPERIOR SAVINGS BANK 1130 TOWER AVE SUPERIOR, WI 54880 |
* | $ 83,898,000 | 2 | $ 280,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 2 | $ 770,000 |
| NORTHWOODS 1702 AVE B CLOQUET, MN 55720 |
* | $ 158,800,000 | 2 | $ 130,000 |
| HTLF BANK 1800 LARIMER ST STE 100 DENVER, CO 80202 |
* | $ 2,696,695,000 | 2 | $ 340,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 3,390,640,000 | 2 | $ 880,000 |
| RESULTS MORTGAGE, LLC 11200 WEST 78TH STREET, SUITE 50 EDEN PRAIRIE, MN 55344 |
* | $ -1,000 | 2 | $ 550,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 2 | $ 250,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 520,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 2 | $ 900,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 2,820,664,000 | 2 | $ 350,000 |
| HIWAY CREDIT UNION 111 EMPIRE DRIVE SAINT PAUL, MN 55103 |
* | $ 1,671,091,000 | 2 | $ 240,000 |
| MORTGAGES UNLIMITED INC. 7365 KIRKWOOD COURT NORTH SUITE 300 MAPLE GROVE, MN 55113 |
* | $ -1,000 | 2 | $ 500,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,519,525,000,000 | 2 | $ 160,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 19,608,230,000 | 2 | $ 410,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 255,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 1 | $ 195,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 245,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 1 | $ 115,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 1 | $ 135,000 |
| RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 INDIANAPOLIS, IN 46804 |
* | $ -1,000 | 1 | $ 85,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 166,652,719,000 | 1 | $ 205,000 |
| BUILDING TRADES FEDERAL CREDIT UNION 12080 73RD AVE N MAPLE GROVE, MN 55369 |
* | $ 201,738,000 | 1 | $ 105,000 |
| RIVERWOOD BANK 14540 DELLWOOD DR PO BOX 2947 BAXTER, MN 56425 |
* | $ 550,041,000 | 1 | $ 505,000 |
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 4,046,578,000 | 1 | $ 95,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 105,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 1 | $ 275,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 209,696,785,000 | 1 | $ 185,000 |
| MORIA DEVELOPMENT, INC. 2055 E CENTENNIAL CIRCLE TEMPE, AZ 85284 |
* | $ -1,000 | 1 | $ 175,000 |
| ASSOCIATED HEALTHCARE CREDIT UNION 360 SHERMAN ST B-10 SAINT PAUL, MN 55102 |
* | $ 154,995,000 | 1 | $ 85,000 |
| LIBERTY BANK MINNESOTA 111 7TH AVE S ST. CLOUD, MN 56301 |
* | $ 303,851,000 | 1 | $ 355,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 1,025,737,000 | 1 | $ 75,000 |
| HARBOR POINTE CREDIT UNION PO BOX 161558 DULUTH, MN 55816 |
* | $ 155,150,000 | 1 | $ 35,000 |
| CO-OP CREDIT UNION 100 E MAIN ST BLACK RIVER FALLS, WI 54615 |
* | $ 471,074,000 | 1 | $ 175,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 275,000 |
| CALCON MUTUAL MORTGAGE LLC 3131 CAMINO DEL RIO N SUITE 1680 CAMDEN, DE 92108 |
* | $ -1,000 | 1 | $ 255,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 796,563,000 | 1 | $ 235,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,177,145,000 | 1 | $ 205,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 1 | $ 35,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 24,354,109,000 | 1 | $ 685,000 |
| SOFI LENDING CORP. 375 HEALDSBURG AVENUE, SUITE 280 SACRAMENTO, CA 95448 |
* | $ -1,000 | 1 | $ 215,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 547,610,000 | 1 | $ 275,000 |
| SUNFLOWER BANK, NATIONAL ASSOCIATION 3025 CORTLAND CIRCLE - PO BOX 800 DALLAS, TX 67401 |
* | $ 5,652,968,000 | 1 | $ 605,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 173,414,362,000 | 1 | $ 105,000 |
| WESTERN NATIONAL BANK PO BOX 16050 DULUTH, MN 55816 |
* | $ 115,328,000 | 1 | $ 365,000 |
| TEACHERS FEDERAL CREDIT UNION 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 8,802,432,000 | 1 | $ 35,000 |
| TRADITION MORTGAGE, LLC 16995 BRANDTJEN FARM DRIVE SUTE 300 EDINA, MN 55044 |
* | $ -1,000 | 1 | $ 225,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 205,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 85,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 1 | $ 15,000 |
| NEW MARKET BANK 101 OLD TOWN RD ELKO NEW MARKET, MN 55054 |
* | $ 193,071,000 | 1 | $ 305,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 115,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 205,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 1 | $ 295,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 15,151,012,000 | 1 | $ 85,000 |
| ACCUNET MORTGAGE LLC 13000 W SILVER SPRING DR. WAUKESHA, WI 53007 |
* | $ -1,000 | 1 | $ 765,000 |
| ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 355,000 |
| IDEAL CREDIT UNION 8499 TAMARACK ROAD WOODBURY, MN 55125 |
* | $ 932,167,000 | 1 | $ 65,000 |
| SHAREPOINT CREDIT UNION 5300 HYLAND GREENS DR BLOOMINGTON, MN 55437 |
* | $ 305,574,000 | 1 | $ 435,000 |
| BANK MIDWEST 1525 18TH STREET SUITE 100 SPIRIT LAKE, IA 51360 |
* | $ 1,234,147,000 | 1 | $ 45,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 1 | $ 175,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 195,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 175,000 |
| ST. CLOUD FINANCIAL 3030 1ST ST S ST. CLOUD, MN 56301 |
* | $ 289,886,000 | 1 | $ 425,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 175,000 |
| EASTMAN CREDIT UNION P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 7,123,603,000 | 1 | $ 375,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 415,000 |
| SOUTH METRO FEDERAL CREDIT UNION 2573 CREDIT UNION DRIVE PRIOR LAKE, MN 55372 |
* | $ 179,168,000 | 1 | $ 85,000 |
| LADERA LENDING, INC. 555 CORPORATE DRIVE SUITE 215 SACRAMENTO, CA 92694 |
* | $ -1,000 | 1 | $ 395,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 355,000 |
| REGENT FINANCIAL GROUP, INC. 1910 S 72ND STREET, STE. 103 ELKHORN, NE 68135 |
* | $ -1,000 | 1 | $ 205,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 65,000 |
| GOLDWATER BANK, N.A. 2525 EAST CAMELBACK ROAD SUITE 1100 PHOENIX, AZ 85016 |
* | $ 348,453,000 | 1 | $ 235,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lake County MN in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 254 | $63,020,000 | $248,000 | $775,000 | $153,000 | $1,436,000 |
| Cash-out Refinancing | 151 | $23,285,000 | $154,000 | $725,000 | $86,000 | $452,000 |
| Refinancing | 60 | $8,610,000 | $143,000 | $505,000 | $106,000 | $597,000 |
| Other Purpose | 32 | $5,680,000 | $177,000 | $845,000 | $205,000 | $2,749,000 |
| Home Improvement | 24 | $1,840,000 | $76,000 | $355,000 | $224,000 | $875,000 |
| Not Applicable | 3 | $135,000 | $45,000 | $95,000 | $117,000 | $117,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 410 | $77,990,000 | $190,000 | $845,000 | $137,000 | $2,749,000 |
| Not Provided | 68 | $13,030,000 | $191,000 | $585,000 | $97,000 | $376,000 |
| Not applicable | 34 | $7,420,000 | $218,000 | $635,000 | $232,000 | $330,000 |
| Asian | 5 | $2,685,000 | $537,000 | $765,000 | $342,000 | $702,000 |
| American Indian or Alaskan Native | 3 | $455,000 | $151,000 | $175,000 | $124,000 | $180,000 |
| Hispanic | 2 | $330,000 | $165,000 | $165,000 | $113,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $405,000 | $405,000 | $405,000 | $235,000 | $235,000 |
| Black or African American | 1 | $255,000 | $255,000 | $255,000 | $82,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 443 | $87,345,000 | $197,000 | $845,000 | $144,000 | $2,749,000 |
| FHA-insured (Federal Housing Administration) | 38 | $7,370,000 | $193,000 | $505,000 | $65,000 | $138,000 |
| VA-guaranteed (Veterans Administration) | 32 | $6,180,000 | $193,000 | $405,000 | $81,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,675,000 | $152,000 | $205,000 | $45,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 351 | $65,425,000 | $186,000 | $845,000 | $135,000 | $2,749,000 |
| Application Withdrawn By Applicant | 69 | $15,985,000 | $231,000 | $765,000 | $127,000 | $500,000 |
| Application Denied By Financial Institution | 38 | $7,180,000 | $188,000 | $765,000 | $97,000 | $667,000 |
| Loan Purchased By The Institution | 33 | $7,685,000 | $232,000 | $675,000 | $440,000 | $1,436,000 |
| File Closed For Incompleteness | 21 | $3,405,000 | $162,000 | $515,000 | $106,000 | $794,000 |
| Application Approved But Not Accepted | 10 | $2,440,000 | $244,000 | $585,000 | $206,000 | $708,000 |
| Preapproval Approved but not Accepted | 1 | $365,000 | $365,000 | $365,000 | $132,000 | $132,000 |
| Preapproval Denied by Financial Institution | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 477 | $94,545,000 | $198,000 | $845,000 | $137,000 | $2,749,000 |
| Debt-To-Income Ratio | 16 | $3,020,000 | $188,000 | $505,000 | $119,000 | $343,000 |
| Credit Application Incomplete | 11 | $1,665,000 | $151,000 | $365,000 | $118,000 | $667,000 |
| Credit History | 10 | $1,780,000 | $178,000 | $765,000 | $94,000 | $235,000 |
| Collateral | 6 | $840,000 | $140,000 | $265,000 | $89,000 | $137,000 |
| Unverifiable Information | 2 | $310,000 | $155,000 | $185,000 | $79,000 | $129,000 |
| Other | 1 | $305,000 | $305,000 | $305,000 | $15,000 | $15,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.