5Th Street Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
5Th Street Capital, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 5Th Street Capital, Inc. 2020 Camino Del Rio N #300 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 991 |
| Total Mortgage Loan Application Amount | $914,345,000 |
| Average Mortgage Loan Application Amount | $954,000 |
| Highest Mortgage Loan Application Amount | $5,535,000 |
| Average Applicant Income | $592,000 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with 5Th Street Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 5Th Street Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down 5Th Street Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 5Th Street Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by 5Th Street Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 5Th Street Capital, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 211 | $ 258,035,000 | $ 1,222,000 | $ 480,000 |
| San Diego County California | 92 | $ 106,180,000 | $ 1,154,000 | $ 513,000 |
| Orange County California | 76 | $ 107,990,000 | $ 1,420,000 | $ 814,000 |
| Maricopa County Arizona | 56 | $ 36,580,000 | $ 653,000 | $ 805,000 |
| Riverside County California | 44 | $ 34,340,000 | $ 780,000 | $ 425,000 |
| San Francisco County California | 37 | $ 34,055,000 | $ 920,000 | $ 327,000 |
| Clark County Nevada | 24 | $ 10,890,000 | $ 453,000 | $ 261,000 |
| Polk County Florida | 23 | $ 6,665,000 | $ 289,000 | $ 171,000 |
| Osceola County Florida | 21 | $ 8,375,000 | $ 398,000 | $ 194,000 |
| Ventura County California | 18 | $ 25,180,000 | $ 1,398,000 | $ 777,000 |
| San Joaquin County California | 16 | $ 9,680,000 | $ 605,000 | $ 247,000 |
| Santa Clara County California | 16 | $ 19,740,000 | $ 1,233,000 | $ 510,000 |
| San Bernardino County California | 15 | $ 8,565,000 | $ 571,000 | $ 251,000 |
| Alameda County California | 14 | $ 14,810,000 | $ 1,057,000 | $ 1,494,000 |
| Contra Costa County California | 14 | $ 16,350,000 | $ 1,167,000 | $ 679,000 |
| Miami-Dade County Florida | 14 | $ 8,360,000 | $ 597,000 | $ 185,000 |
| Sacramento County California | 13 | $ 6,935,000 | $ 533,000 | $ 455,000 |
| Broward County Florida | 11 | $ 5,845,000 | $ 531,000 | $ 476,000 |
| Santa Barbara County California | 10 | $ 17,920,000 | $ 1,792,000 | $ 583,000 |
| Harris County Texas | 9 | $ 2,455,000 | $ 272,000 | $ 308,000 |
| Marin County California | 8 | $ 10,210,000 | $ 1,276,000 | $ 687,000 |
| Sonoma County California | 8 | $ 5,350,000 | $ 668,000 | $ 261,000 |
| Monterey County California | 7 | $ 7,805,000 | $ 1,115,000 | $ 1,558,000 |
| San Mateo County California | 7 | $ 8,435,000 | $ 1,205,000 | $ 487,000 |
| Lake County Florida | 7 | $ 3,565,000 | $ 509,000 | $ 449,000 |
| Dallas County Texas | 7 | $ 4,065,000 | $ 580,000 | $ 379,000 |
| Summit County Utah | 7 | $ 5,585,000 | $ 797,000 | $ 1,245,000 |
| Mohave County Arizona | 6 | $ 4,900,000 | $ 816,000 | $ 323,000 |
| Santa Cruz County California | 6 | $ 6,370,000 | $ 1,061,000 | $ 386,000 |
| Stanislaus County California | 6 | $ 5,370,000 | $ 895,000 | $ 393,000 |
| Hillsborough County Florida | 6 | $ 3,530,000 | $ 588,000 | $ 348,000 |
| Palm Beach County Florida | 6 | $ 1,970,000 | $ 328,000 | $ 201,000 |
| Montgomery County Texas | 6 | $ 2,830,000 | $ 471,000 | $ 242,000 |
| Placer County California | 5 | $ 4,785,000 | $ 957,000 | $ 558,000 |
| Orange County Florida | 5 | $ 1,565,000 | $ 313,000 | $ 1,300,000 |
| Cook County Illinois | 5 | $ 1,745,000 | $ 349,000 | $ 42,000 |
| Collin County Texas | 5 | $ 2,345,000 | $ 469,000 | $ 206,000 |
| Nevada County California | 4 | $ 2,420,000 | $ 605,000 | $ 1,071,000 |
| Arapahoe County Colorado | 4 | $ 2,590,000 | $ 647,000 | $ 379,000 |
| Pasco County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 69,000 |
| Coconino County Arizona | 3 | $ 1,595,000 | $ 531,000 | $ 866,000 |
| Kern County California | 3 | $ 2,815,000 | $ 938,000 | $ 554,000 |
| Mendocino County California | 3 | $ 2,135,000 | $ 711,000 | $ 134,000 |
| Merced County California | 3 | $ 1,465,000 | $ 488,000 | $ 382,000 |
| Solano County California | 3 | $ 1,985,000 | $ 661,000 | $ 220,000 |
| Tulare County California | 3 | $ 2,435,000 | $ 811,000 | $ 297,000 |
| El Paso County Colorado | 3 | $ 1,455,000 | $ 485,000 | $ 187,000 |
| Volusia County Florida | 3 | $ 875,000 | $ 291,000 | $ 471,000 |
| Fulton County Georgia | 3 | $ 1,385,000 | $ 461,000 | $ 442,000 |
| Santa Fe County New Mexico | 3 | $ 2,385,000 | $ 795,000 | $ 217,000 |
| Denton County Texas | 3 | $ 3,335,000 | $ 1,111,000 | $ 962,000 |
| Fort Bend County Texas | 3 | $ 2,445,000 | $ 815,000 | $ 285,000 |
| Tarrant County Texas | 3 | $ 2,435,000 | $ 811,000 | $ 949,000 |
| Travis County Texas | 3 | $ 3,475,000 | $ 1,158,000 | $ 852,000 |
| Spokane County Washington | 3 | $ 1,155,000 | $ 385,000 | $ 190,000 |
| Pinal County Arizona | 2 | $ 720,000 | $ 360,000 | $ 143,000 |
| El Dorado County California | 2 | $ 1,380,000 | $ 690,000 | $ 201,000 |
| Mono County California | 2 | $ 1,990,000 | $ 995,000 | $ 355,000 |
| Napa County California | 2 | $ 5,640,000 | $ 2,820,000 | $ 3,587,000 |
| San Benito County California | 2 | $ 2,600,000 | $ 1,300,000 | $ 1,354,000 |
| San Luis Obispo County California | 2 | $ 820,000 | $ 410,000 | $ 500,000 |
| Bay County Florida | 2 | $ 990,000 | $ 495,000 | $ 87,000 |
| Escambia County Florida | 2 | $ 520,000 | $ 260,000 | $ 67,000 |
| Leon County Florida | 2 | $ 580,000 | $ 290,000 | $ 1,031,000 |
| Manatee County Florida | 2 | $ 570,000 | $ 285,000 | $ 106,000 |
| St. Lucie County Florida | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Cobb County Georgia | 2 | $ 740,000 | $ 370,000 | $ 134,000 |
| Douglas County Georgia | 2 | $ 1,040,000 | $ 520,000 | $ 591,000 |
| Gwinnett County Georgia | 2 | $ 550,000 | $ 275,000 | $ 112,000 |
| Walton County Georgia | 2 | $ 1,650,000 | $ 825,000 | $ 199,000 |
| Iredell County North Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 392,000 |
| Horry County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Williamson County Texas | 2 | $ 600,000 | $ 300,000 | $ 204,000 |
| King County Washington | 2 | $ 850,000 | $ 425,000 | $ 70,000 |
| Fresno County California | 1 | $ 355,000 | $ 355,000 | $ 62,000 |
| Imperial County California | 1 | $ 1,305,000 | $ 1,305,000 | $ 95,000 |
| Inyo County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Lake County California | 1 | $ 535,000 | $ 535,000 | $ 202,000 |
| Plumas County California | 1 | $ 545,000 | $ 545,000 | $ 143,000 |
| Shasta County California | 1 | $ 205,000 | $ 205,000 | $ 6,060,000 |
| Sutter County California | 1 | $ 1,755,000 | $ 1,755,000 | $ 2,515,000 |
| Yuba County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Denver County Colorado | 1 | $ 575,000 | $ 575,000 | $ 158,000 |
| Douglas County Colorado | 1 | $ 1,185,000 | $ 1,185,000 | $ 292,000 |
| Eagle County Colorado | 1 | $ 635,000 | $ 635,000 | $ 274,000 |
| Gilpin County Colorado | 1 | $ 745,000 | $ 745,000 | $ 360,000 |
| Grand County Colorado | 1 | $ 1,225,000 | $ 1,225,000 | $ 608,000 |
| Pitkin County Colorado | 1 | $ 415,000 | $ 415,000 | $ 605,000 |
| Weld County Colorado | 1 | $ 785,000 | $ 785,000 | $ 1,331,000 |
| Alachua County Florida | 1 | $ 525,000 | $ 525,000 | $ 96,000 |
| Marion County Florida | 1 | $ 395,000 | $ 395,000 | $ 176,000 |
| Okaloosa County Florida | 1 | $ 435,000 | $ 435,000 | $ 489,000 |
| Santa Rosa County Florida | 1 | $ 725,000 | $ 725,000 | $ 488,000 |
| Seminole County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| St. Johns County Florida | 1 | $ 425,000 | $ 425,000 | $ 128,000 |
| Coweta County Georgia | 1 | $ 505,000 | $ 505,000 | $ 817,000 |
| Greene County Georgia | 1 | $ 1,355,000 | $ 1,355,000 | $ 500,000 |
| Troup County Georgia | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Kane County Illinois | 1 | $ 505,000 | $ 505,000 | $ 0 |
| McHenry County Illinois | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Washoe County Nevada | 1 | $ 1,185,000 | $ 1,185,000 | $ 420,000 |
| Taos County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Buncombe County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Madison County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Pender County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 241,000 |
| Marion County Oregon | 1 | $ 655,000 | $ 655,000 | $ 275,000 |
| Beaufort County South Carolina | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 421,000 |
| York County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 261,000 |
| Davidson County Tennessee | 1 | $ 1,385,000 | $ 1,385,000 | $ 774,000 |
| Williamson County Tennessee | 1 | $ 815,000 | $ 815,000 | $ 239,000 |
| Bexar County Texas | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Brazoria County Texas | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Chambers County Texas | 1 | $ 525,000 | $ 525,000 | $ 342,000 |
| Hunt County Texas | 1 | $ 465,000 | $ 465,000 | $ 319,000 |
| Kaufman County Texas | 1 | $ 325,000 | $ 325,000 | $ 225,000 |
| Parker County Texas | 1 | $ 1,045,000 | $ 1,045,000 | $ 615,000 |
| Smith County Texas | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Waller County Texas | 1 | $ 655,000 | $ 655,000 | $ 242,000 |
| Emery County Utah | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Salt Lake County Utah | 1 | $ 515,000 | $ 515,000 | $ 217,000 |
| Utah County Utah | 1 | $ 585,000 | $ 585,000 | $ 592,000 |
| Washington County Utah | 1 | $ 445,000 | $ 445,000 | $ 714,000 |
| Pierce County Washington | 1 | $ 695,000 | $ 695,000 | $ 943,000 |
| Snohomish County Washington | 1 | $ 355,000 | $ 355,000 | $ 213,000 |
| Thurston County Washington | 1 | $ 395,000 | $ 395,000 | $ 121,000 |
| Whitman County Washington | 1 | $ 1,085,000 | $ 1,085,000 | $ 358,000 |
Mortgage Loan Application Detail Totals for 5Th Street Capital, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 617 | $534,105,000 | $865,000 | $4,275,000 | $447,000 | $6,357,000 |
| Cash-out Refinancing | 288 | $297,100,000 | $1,031,000 | $5,535,000 | $596,000 | $7,200,000 |
| Refinancing | 86 | $83,140,000 | $966,000 | $4,305,000 | $733,000 | $6,996,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 467 | $499,635,000 | $1,069,000 | $5,535,000 | $636,000 | $7,200,000 |
| Not Provided | 225 | $202,625,000 | $900,000 | $3,605,000 | $455,000 | $6,060,000 |
| Hispanic | 148 | $94,710,000 | $639,000 | $4,275,000 | $360,000 | $6,357,000 |
| Asian | 74 | $60,910,000 | $823,000 | $2,775,000 | $464,000 | $5,205,000 |
| Black or African American | 46 | $32,780,000 | $712,000 | $2,605,000 | $237,000 | $817,000 |
| Not applicable | 16 | $13,910,000 | $869,000 | $2,495,000 | $509,000 | $1,560,000 |
| American Indian or Alaskan Native | 4 | $2,750,000 | $687,000 | $1,135,000 | $122,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,175,000 | $1,175,000 | $1,175,000 | $414,000 | $414,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 991 | $914,345,000 | $922,000 | $5,535,000 | $515,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 552 | $495,470,000 | $897,000 | $5,535,000 | $452,000 | $5,960,000 |
| Application Approved But Not Accepted | 250 | $239,510,000 | $958,000 | $4,305,000 | $674,000 | $7,200,000 |
| Application Denied By Financial Institution | 101 | $102,345,000 | $1,013,000 | $5,005,000 | $497,000 | $6,996,000 |
| Application Withdrawn By Applicant | 86 | $75,400,000 | $876,000 | $3,805,000 | $456,000 | $5,064,000 |
| File Closed For Incompleteness | 2 | $1,620,000 | $810,000 | $1,085,000 | $1,547,000 | $2,957,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 890 | $812,000,000 | $912,000 | $5,535,000 | $517,000 | $7,200,000 |
| Credit Application Incomplete | 98 | $100,390,000 | $1,024,000 | $5,005,000 | $503,000 | $6,996,000 |
| Debt-To-Income Ratio | 2 | $1,450,000 | $725,000 | $845,000 | $417,000 | $552,000 |
| Other | 1 | $505,000 | $505,000 | $505,000 | $127,000 | $127,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 5Th Street Capital, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 5Th Street Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.