Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Truity Federal Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,620 |
| Total Mortgage Loan Application Amount | $255,607,000 |
| Average Mortgage Loan Application Amount | $168,542 |
| Highest Mortgage Loan Application Amount | $926,000 |
| Average Applicant Income | $103,228 |
| Highest Applicant Income | $1,409,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 1,197 | $ 98,893,000 | $ 82,000 | $ 59,000 |
| Douglas County Kansas | 258 | $ 22,020,000 | $ 85,000 | $ 86,000 |
| Washington County Arkansas | 92 | $ 10,057,000 | $ 109,000 | $ 60,000 |
| Harris County Texas | 89 | $ 13,893,000 | $ 156,000 | $ 127,000 |
| Tulsa County Oklahoma | 85 | $ 8,655,000 | $ 101,000 | $ 94,000 |
| Fort Bend County Texas | 64 | $ 11,688,000 | $ 182,000 | $ 121,000 |
| Osage County Oklahoma | 63 | $ 5,134,000 | $ 81,000 | $ 67,000 |
| Benton County Arkansas | 56 | $ 6,446,000 | $ 115,000 | $ 61,000 |
| Kay County Oklahoma | 41 | $ 4,455,000 | $ 108,000 | $ 80,000 |
| Delaware County Oklahoma | 31 | $ 2,997,000 | $ 96,000 | $ 86,000 |
| Hutchinson County Texas | 30 | $ 2,263,000 | $ 75,000 | $ 65,000 |
| Nowata County Oklahoma | 29 | $ 1,671,000 | $ 57,000 | $ 39,000 |
| Payne County Oklahoma | 20 | $ 2,857,000 | $ 142,000 | $ 92,000 |
| Montgomery County Texas | 18 | $ 2,943,000 | $ 163,000 | $ 122,000 |
| Oklahoma County Oklahoma | 16 | $ 1,791,000 | $ 111,000 | $ 84,000 |
| Rogers County Oklahoma | 16 | $ 1,907,000 | $ 119,000 | $ 110,000 |
| Jefferson County Kansas | 15 | $ 1,170,000 | $ 78,000 | $ 97,000 |
| Johnson County Kansas | 15 | $ 1,865,000 | $ 124,000 | $ 65,000 |
| Anchorage County Alaska | 13 | $ 3,265,000 | $ 251,000 | $ 143,000 |
| Pope County Arkansas | 12 | $ 907,000 | $ 75,000 | $ 79,000 |
| Montgomery County Kansas | 12 | $ 667,000 | $ 55,000 | $ 55,000 |
| Leavenworth County Kansas | 10 | $ 919,000 | $ 91,000 | $ 82,000 |
| Brazoria County Texas | 10 | $ 917,000 | $ 91,000 | $ 94,000 |
| Carroll County Arkansas | 9 | $ 498,000 | $ 55,000 | $ 46,000 |
| Wilkes County North Carolina | 9 | $ 808,000 | $ 89,000 | $ 68,000 |
| Cleveland County Oklahoma | 9 | $ 1,147,000 | $ 127,000 | $ 85,000 |
| Scott County Arkansas | 8 | $ 369,000 | $ 46,000 | $ 38,000 |
| Madison County Illinois | 7 | $ 1,193,000 | $ 170,000 | $ 104,000 |
| Barry County Missouri | 7 | $ 401,000 | $ 57,000 | $ 51,000 |
| Midland County Texas | 7 | $ 747,000 | $ 106,000 | $ 115,000 |
| Howard County Arkansas | 6 | $ 198,000 | $ 33,000 | $ 32,000 |
| Los Angeles County California | 6 | $ 1,251,000 | $ 208,000 | $ 157,000 |
| Mayes County Oklahoma | 6 | $ 316,000 | $ 52,000 | $ 81,000 |
| Johnson County Arkansas | 5 | $ 229,000 | $ 45,000 | $ 64,000 |
| Sebastian County Arkansas | 5 | $ 105,000 | $ 21,000 | $ 34,000 |
| Yell County Arkansas | 5 | $ 116,000 | $ 23,000 | $ 36,000 |
| La Plata County Colorado | 5 | $ 408,000 | $ 81,000 | $ 83,000 |
| Forsyth County Georgia | 5 | $ 680,000 | $ 136,000 | $ 68,000 |
| Franklin County Kansas | 5 | $ 240,000 | $ 48,000 | $ 53,000 |
| Calhoun County Alabama | 4 | $ 346,000 | $ 86,000 | $ 59,000 |
| Polk County Arkansas | 4 | $ 160,000 | $ 40,000 | $ 57,000 |
| Woodruff County Arkansas | 4 | $ 291,000 | $ 72,000 | $ 61,000 |
| Osage County Kansas | 4 | $ 349,000 | $ 87,000 | $ 63,000 |
| Shawnee County Kansas | 4 | $ 263,000 | $ 65,000 | $ 63,000 |
| Scott County Mississippi | 4 | $ 365,000 | $ 91,000 | $ 51,000 |
| Yellowstone County Montana | 4 | $ 570,000 | $ 142,000 | $ 97,000 |
| Craig County Oklahoma | 4 | $ 200,000 | $ 50,000 | $ 119,000 |
| McCurtain County Oklahoma | 4 | $ 91,000 | $ 22,000 | $ 43,000 |
| Wagoner County Oklahoma | 4 | $ 408,000 | $ 102,000 | $ 76,000 |
| Collin County Texas | 4 | $ 822,000 | $ 205,000 | $ 164,000 |
| Guadalupe County Texas | 4 | $ 411,000 | $ 102,000 | $ 58,000 |
| Madison County Arkansas | 3 | $ 130,000 | $ 43,000 | $ 37,000 |
| Adams County Colorado | 3 | $ 607,000 | $ 202,000 | $ 84,000 |
| Buena Vista County Iowa | 3 | $ 256,000 | $ 85,000 | $ 61,000 |
| Finney County Kansas | 3 | $ 271,000 | $ 90,000 | $ 87,000 |
| Sedgwick County Kansas | 3 | $ 438,000 | $ 146,000 | $ 125,000 |
| Rankin County Mississippi | 3 | $ 403,000 | $ 134,000 | $ 69,000 |
| Jackson County Missouri | 3 | $ 448,000 | $ 149,000 | $ 68,000 |
| Stoddard County Missouri | 3 | $ 165,000 | $ 55,000 | $ 42,000 |
| Moore County North Carolina | 3 | $ 303,000 | $ 101,000 | $ 68,000 |
| Canadian County Oklahoma | 3 | $ 288,000 | $ 96,000 | $ 61,000 |
| Creek County Oklahoma | 3 | $ 582,000 | $ 194,000 | $ 106,000 |
| Kingfisher County Oklahoma | 3 | $ 161,000 | $ 53,000 | $ 59,000 |
| Seminole County Oklahoma | 3 | $ 214,000 | $ 71,000 | $ 116,000 |
| Spartanburg County South Carolina | 3 | $ 246,000 | $ 82,000 | $ 57,000 |
| Galveston County Texas | 3 | $ 284,000 | $ 94,000 | $ 114,000 |
| Matagorda County Texas | 3 | $ 238,000 | $ 79,000 | $ 74,000 |
| Tarrant County Texas | 3 | $ 641,000 | $ 213,000 | $ 464,000 |
| Travis County Texas | 3 | $ 382,000 | $ 127,000 | $ 114,000 |
| DeKalb County Alabama | 2 | $ 177,000 | $ 88,000 | $ 49,000 |
| Maricopa County Arizona | 2 | $ 594,000 | $ 297,000 | $ 172,000 |
| Crawford County Arkansas | 2 | $ 141,000 | $ 70,000 | $ 76,000 |
| Garland County Arkansas | 2 | $ 73,000 | $ 36,000 | $ 57,000 |
| Hempstead County Arkansas | 2 | $ 128,000 | $ 64,000 | $ 62,000 |
| Logan County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Orange County California | 2 | $ 319,000 | $ 159,000 | $ 112,000 |
| Denver County Colorado | 2 | $ 337,000 | $ 168,000 | $ 132,000 |
| Douglas County Colorado | 2 | $ 513,000 | $ 256,000 | $ 99,000 |
| El Paso County Colorado | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| Jefferson County Colorado | 2 | $ 136,000 | $ 68,000 | $ 38,000 |
| District of Columbia County District Of Columbia | 2 | $ 607,000 | $ 303,000 | $ 117,000 |
| Duval County Florida | 2 | $ 249,000 | $ 124,000 | $ 53,000 |
| Cowley County Kansas | 2 | $ 101,000 | $ 50,000 | $ 59,000 |
| Reno County Kansas | 2 | $ 316,000 | $ 158,000 | $ 106,000 |
| Wilson County Kansas | 2 | $ 78,000 | $ 39,000 | $ 63,000 |
| Wyandotte County Kansas | 2 | $ 107,000 | $ 53,000 | $ 76,000 |
| Calcasieu County Louisiana | 2 | $ 255,000 | $ 127,000 | $ 102,000 |
| Lawrence County Missouri | 2 | $ 84,000 | $ 42,000 | $ 26,000 |
| McDonald County Missouri | 2 | $ 201,000 | $ 100,000 | $ 57,000 |
| Pettis County Missouri | 2 | $ 4,000 | $ 2,000 | $ 29,000 |
| St. Charles County Missouri | 2 | $ 345,000 | $ 172,000 | $ 81,000 |
| Stone County Missouri | 2 | $ 307,000 | $ 153,000 | $ 68,000 |
| Madison County New York | 2 | $ 315,000 | $ 157,000 | $ 125,000 |
| Wake County North Carolina | 2 | $ 256,000 | $ 128,000 | $ 77,000 |
| Okmulgee County Oklahoma | 2 | $ 189,000 | $ 94,000 | $ 37,000 |
| Sequoyah County Oklahoma | 2 | $ 52,000 | $ 26,000 | $ 59,000 |
| Washington County Oregon | 2 | $ 650,000 | $ 325,000 | $ 114,000 |
| Delaware County Pennsylvania | 2 | $ 607,000 | $ 303,000 | $ 110,000 |
| Rutherford County Tennessee | 2 | $ 322,000 | $ 161,000 | $ 104,000 |
| Brazos County Texas | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| Carson County Texas | 2 | $ 89,000 | $ 44,000 | $ 98,000 |
| Denton County Texas | 2 | $ 349,000 | $ 174,000 | $ 149,000 |
| Lamar County Texas | 2 | $ 209,000 | $ 104,000 | $ 84,000 |
| Shelby County Texas | 2 | $ 62,000 | $ 31,000 | $ 38,000 |
| Davis County Utah | 2 | $ 317,000 | $ 158,000 | $ 189,000 |
| Arlington County Virginia | 2 | $ 475,000 | $ 237,000 | $ 150,000 |
| Prince William County Virginia | 2 | $ 385,000 | $ 192,000 | $ 102,000 |
| King County Washington | 2 | $ 267,000 | $ 133,000 | $ 212,000 |
| Yakima County Washington | 2 | $ 295,000 | $ 147,000 | $ 125,000 |
| Greenbrier County West Virginia | 2 | $ 279,000 | $ 139,000 | $ 155,000 |
| Marshall County Alabama | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Morgan County Alabama | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Talladega County Alabama | 1 | $ 81,000 | $ 81,000 | $ 59,000 |
| Arkansas County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Baxter County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Crittenden County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 140,000 |
| Grant County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Jefferson County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Little River County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Miller County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 83,000 |
| Pulaski County Arkansas | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Sevier County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Van Buren County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Contra Costa County California | 1 | $ 926,000 | $ 926,000 | $ 164,000 |
| Placer County California | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Riverside County California | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| San Luis Obispo County California | 1 | $ 330,000 | $ 330,000 | $ 80,000 |
| Solano County California | 1 | $ 246,000 | $ 246,000 | $ 79,000 |
| Chaffee County Colorado | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Elbert County Colorado | 1 | $ 218,000 | $ 218,000 | $ 53,000 |
| Park County Colorado | 1 | $ 140,000 | $ 140,000 | $ 121,000 |
| Rio Grande County Colorado | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Routt County Colorado | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Teller County Colorado | 1 | $ 57,000 | $ 57,000 | $ 86,000 |
| Fairfield County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| Collier County Florida | 1 | $ 900,000 | $ 900,000 | $ 311,000 |
| Columbia County Florida | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Hillsborough County Florida | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Lake County Florida | 1 | $ 157,000 | $ 157,000 | $ 136,000 |
| Monroe County Florida | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Cherokee County Georgia | 1 | $ 170,000 | $ 170,000 | $ 107,000 |
| Cobb County Georgia | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Crisp County Georgia | 1 | $ 2,000 | $ 2,000 | $ 19,000 |
| DeKalb County Georgia | 1 | $ 148,000 | $ 148,000 | $ 76,000 |
| Dooly County Georgia | 1 | $ 1,000 | $ 1,000 | $ 17,000 |
| Dougherty County Georgia | 1 | $ 210,000 | $ 210,000 | $ 190,000 |
| Hall County Georgia | 1 | $ 3,000 | $ 3,000 | $ 20,000 |
| Muscogee County Georgia | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Turner County Georgia | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| DuPage County Illinois | 1 | $ 500,000 | $ 500,000 | $ 110,000 |
| Montgomery County Illinois | 1 | $ 133,000 | $ 133,000 | $ 49,000 |
| St. Clair County Illinois | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Will County Illinois | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Harrison County Indiana | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Fayette County Iowa | 1 | $ 36,000 | $ 36,000 | $ 34,000 |
| Henry County Iowa | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Ida County Iowa | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Mills County Iowa | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Plymouth County Iowa | 1 | $ 7,000 | $ 7,000 | $ 109,000 |
| Woodbury County Iowa | 1 | $ 89,000 | $ 89,000 | $ 55,000 |
| Anderson County Kansas | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Crawford County Kansas | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
| Labette County Kansas | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Neosho County Kansas | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Thomas County Kansas | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Hopkins County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 22,000 |
| Meade County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Beauregard County Louisiana | 1 | $ 254,000 | $ 254,000 | $ 80,000 |
| Jefferson County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Ouachita County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| Lincoln County Maine | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Wicomico County Maryland | 1 | $ 174,000 | $ 174,000 | $ 264,000 |
| Olmsted County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
| Montgomery County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 127,000 |
| Benton County Missouri | 1 | $ 29,000 | $ 29,000 | $ 66,000 |
| Camden County Missouri | 1 | $ 78,000 | $ 78,000 | $ 72,000 |
| Clinton County Missouri | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Greene County Missouri | 1 | $ 8,000 | $ 8,000 | $ 26,000 |
| Jasper County Missouri | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| Lincoln County Missouri | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Morgan County Missouri | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
| Newton County Missouri | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
| Platte County Missouri | 1 | $ 270,000 | $ 270,000 | $ 202,000 |
| Flathead County Montana | 1 | $ 322,000 | $ 322,000 | $ 113,000 |
| Dawson County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| Lancaster County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Wayne County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Clark County Nevada | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Hudson County New Jersey | 1 | $ 479,000 | $ 479,000 | $ 137,000 |
| Middlesex County New Jersey | 1 | $ 149,000 | $ 149,000 | $ 80,000 |
| Somerset County New Jersey | 1 | $ 440,000 | $ 440,000 | $ 145,000 |
| Bernalillo County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 68,000 |
| Lea County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| San Juan County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Taos County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 90,000 |
| Anson County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 21,000 |
| Cumberland County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Union County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 93,000 |
| Greene County Ohio | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Choctaw County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Comanche County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Garfield County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Garvin County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 106,000 |
| Lincoln County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Logan County Oklahoma | 1 | $ 2,000 | $ 2,000 | $ 22,000 |
| Marshall County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Ottawa County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 18,000 |
| Pawnee County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 105,000 |
| Pittsburg County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Pottawatomie County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Stephens County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Yamhill County Oregon | 1 | $ 236,000 | $ 236,000 | $ 83,000 |
| Beaver County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 157,000 |
| Lancaster County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Darlington County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Oconee County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 91,000 |
| Union County South Dakota | 1 | $ 157,000 | $ 157,000 | $ 125,000 |
| Coffee County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Obion County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 31,000 |
| Shelby County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Tipton County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 83,000 |
| Wilson County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 126,000 |
| Bell County Texas | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Bexar County Texas | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Burnet County Texas | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Cameron County Texas | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Cherokee County Texas | 1 | $ 128,000 | $ 128,000 | $ 80,000 |
| Dallas County Texas | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| El Paso County Texas | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Gonzales County Texas | 1 | $ 1,000 | $ 1,000 | $ 19,000 |
| Hansford County Texas | 1 | $ 68,000 | $ 68,000 | $ 94,000 |
| Moore County Texas | 1 | $ 89,000 | $ 89,000 | $ 49,000 |
| Nacogdoches County Texas | 1 | $ 29,000 | $ 29,000 | $ 69,000 |
| Orange County Texas | 1 | $ 143,000 | $ 143,000 | $ 155,000 |
| Panola County Texas | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Potter County Texas | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| Rains County Texas | 1 | $ 170,000 | $ 170,000 | $ 152,000 |
| Rockwall County Texas | 1 | $ 233,000 | $ 233,000 | $ 103,000 |
| Walker County Texas | 1 | $ 241,000 | $ 241,000 | $ 81,000 |
| Wharton County Texas | 1 | $ 86,000 | $ 86,000 | $ 76,000 |
| Fairfax County Virginia | 1 | $ 70,000 | $ 70,000 | $ 184,000 |
| Rockingham County Virginia | 1 | $ 1,000 | $ 1,000 | $ 21,000 |
| Shenandoah County Virginia | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Clark County Washington | 1 | $ 103,000 | $ 103,000 | $ 112,000 |
| San Juan County Washington | 1 | $ 206,000 | $ 206,000 | $ 78,000 |
| Snohomish County Washington | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Sublette County Wyoming | 1 | $ 73,000 | $ 73,000 | $ 108,000 |
| Teton County Wyoming | 1 | $ 784,000 | $ 784,000 | $ 377,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,771 | $141,618,000 | $131,894 | $764,000 | $99,368 | $650,000 |
| Home Purchase (one-to-four family) | 849 | $113,989,000 | $212,062 | $926,000 | $107,812 | $1,409,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,447 | $240,270,000 | $161,650 | $926,000 | $102,425 | $1,409,000 |
| Hispanic | 57 | $3,857,000 | $68,000 | $239,000 | $54,444 | $120,000 |
| American Indian or Alaskan Native | 52 | $3,641,000 | $69,000 | $301,000 | $61,000 | $214,000 |
| Black | 36 | $3,431,000 | $97,400 | $323,000 | $73,700 | $272,000 |
| Asian or Pacific Islander | 25 | $4,007,000 | $190,800 | $427,000 | $98,200 | $427,000 |
| Other | 3 | $401,000 | $142,500 | $170,000 | $75,500 | $110,000 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,620 | $255,607,000 | $160,853 | $926,000 | $99,902 | $1,409,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,991 | $202,817,000 | $172,102 | $926,000 | $102,794 | $1,409,000 |
| Application Denied By Financial Institution | 391 | $27,661,000 | $79,944 | $405,000 | $72,833 | $230,000 |
| Application Withdrawn By Applicant | 238 | $25,129,000 | $113,588 | $764,000 | $91,941 | $650,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 318 | $22,066,000 | $72,533 | $405,000 | $52,933 | $165,000 |
| Debt-To-Income Ratio | 24 | $1,702,000 | $65,400 | $243,000 | $46,000 | $114,000 |
| Collateral | 16 | $960,000 | $66,000 | $200,000 | $71,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,474,000 | $98,000 | $250,000 | $29,000 | $97,000 |
| Credit Application Incomplete | 14 | $1,133,000 | $90,000 | $331,000 | $99,666 | $230,000 |
| Employment History | 4 | $326,000 | $81,000 | $99,000 | $33,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.