Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Truity Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,365 |
| Total Mortgage Loan Application Amount | $222,212,000 |
| Average Mortgage Loan Application Amount | $125,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $100,333 |
| Highest Applicant Income | $793,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 663 | $ 91,015,000 | $ 137,000 | $ 82,000 |
| Douglas County Kansas | 164 | $ 25,027,000 | $ 152,000 | $ 92,000 |
| Harris County Texas | 74 | $ 19,352,000 | $ 261,000 | $ 159,000 |
| Washington County Arkansas | 58 | $ 7,723,000 | $ 133,000 | $ 114,000 |
| Fort Bend County Texas | 46 | $ 12,733,000 | $ 276,000 | $ 173,000 |
| Benton County Arkansas | 32 | $ 5,983,000 | $ 186,000 | $ 103,000 |
| Tulsa County Oklahoma | 29 | $ 7,838,000 | $ 270,000 | $ 110,000 |
| Osage County Oklahoma | 20 | $ 2,223,000 | $ 111,000 | $ 103,000 |
| Rogers County Oklahoma | 11 | $ 1,472,000 | $ 133,000 | $ 109,000 |
| Oklahoma County Oklahoma | 9 | $ 1,745,000 | $ 193,000 | $ 130,000 |
| Nowata County Oklahoma | 8 | $ 1,145,000 | $ 143,000 | $ 70,000 |
| Okmulgee County Oklahoma | 8 | $ 543,000 | $ 67,000 | $ 56,000 |
| Anchorage County Alaska | 7 | $ 2,668,000 | $ 381,000 | $ 216,000 |
| Brazoria County Texas | 7 | $ 1,576,000 | $ 225,000 | $ 191,000 |
| Madison County Arkansas | 6 | $ 568,000 | $ 94,000 | $ 90,000 |
| Johnson County Kansas | 6 | $ 876,000 | $ 146,000 | $ 84,000 |
| Montgomery County Kansas | 6 | $ 520,000 | $ 86,000 | $ 62,000 |
| Stark County North Dakota | 6 | $ 1,804,000 | $ 300,000 | $ 102,000 |
| Carroll County Arkansas | 5 | $ 789,000 | $ 157,000 | $ 74,000 |
| Jackson County Missouri | 5 | $ 747,000 | $ 149,000 | $ 85,000 |
| San Juan County New Mexico | 5 | $ 1,228,000 | $ 245,000 | $ 146,000 |
| Payne County Oklahoma | 5 | $ 1,634,000 | $ 326,000 | $ 224,000 |
| Hutchinson County Texas | 5 | $ 506,000 | $ 101,000 | $ 85,000 |
| Montgomery County Texas | 5 | $ 923,000 | $ 184,000 | $ 214,000 |
| Jefferson County Kansas | 4 | $ 448,000 | $ 112,000 | $ 67,000 |
| Leavenworth County Kansas | 4 | $ 521,000 | $ 130,000 | $ 63,000 |
| Shawnee County Kansas | 4 | $ 380,000 | $ 95,000 | $ 68,000 |
| Cleveland County Oklahoma | 4 | $ 673,000 | $ 168,000 | $ 68,000 |
| Pope County Arkansas | 3 | $ 232,000 | $ 77,000 | $ 97,000 |
| Jackson County Kansas | 3 | $ 461,000 | $ 153,000 | $ 123,000 |
| Wilson County Kansas | 3 | $ 159,000 | $ 53,000 | $ 99,000 |
| Yellowstone County Montana | 3 | $ 1,181,000 | $ 393,000 | $ 165,000 |
| Mayes County Oklahoma | 3 | $ 107,000 | $ 35,000 | $ 70,000 |
| Randall County Texas | 3 | $ 884,000 | $ 294,000 | $ 144,000 |
| Tarrant County Texas | 3 | $ 1,116,000 | $ 372,000 | $ 180,000 |
| Waller County Texas | 3 | $ 873,000 | $ 291,000 | $ 221,000 |
| Etowah County Alabama | 2 | $ 45,000 | $ 22,000 | $ 99,000 |
| Johnson County Arkansas | 2 | $ 106,000 | $ 53,000 | $ 92,000 |
| San Diego County California | 2 | $ 1,210,000 | $ 605,000 | $ 295,000 |
| San Luis Obispo County California | 2 | $ 628,000 | $ 314,000 | $ 103,000 |
| Douglas County Colorado | 2 | $ 692,000 | $ 346,000 | $ 212,000 |
| Forsyth County Georgia | 2 | $ 94,000 | $ 47,000 | $ 94,000 |
| Madison County Illinois | 2 | $ 434,000 | $ 217,000 | $ 109,000 |
| Anderson County Kansas | 2 | $ 209,000 | $ 104,000 | $ 95,000 |
| McDonald County Missouri | 2 | $ 129,000 | $ 64,000 | $ 81,000 |
| Taney County Missouri | 2 | $ 142,000 | $ 71,000 | $ 135,000 |
| Middlesex County New Jersey | 2 | $ 685,000 | $ 342,000 | $ 217,000 |
| Canadian County Oklahoma | 2 | $ 199,000 | $ 99,000 | $ 46,000 |
| Delaware County Oklahoma | 2 | $ 108,000 | $ 54,000 | $ 88,000 |
| Kay County Oklahoma | 2 | $ 136,000 | $ 68,000 | $ 134,000 |
| Okfuskee County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Pottawatomie County Oklahoma | 2 | $ 294,000 | $ 147,000 | $ 108,000 |
| Sequoyah County Oklahoma | 2 | $ 75,000 | $ 37,000 | $ 56,000 |
| Collin County Texas | 2 | $ 314,000 | $ 157,000 | $ 107,000 |
| Denton County Texas | 2 | $ 513,000 | $ 256,000 | $ 117,000 |
| Howard County Texas | 2 | $ 369,000 | $ 184,000 | $ 96,000 |
| Midland County Texas | 2 | $ 775,000 | $ 387,000 | $ 253,000 |
| Pinal County Arizona | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Baxter County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Boone County Arkansas | 1 | $ 187,000 | $ 187,000 | $ 147,000 |
| Garland County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 117,000 |
| Jefferson County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 29,000 |
| Lonoke County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 104,000 |
| Perry County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Polk County Arkansas | 1 | $ 173,000 | $ 173,000 | $ 125,000 |
| Scott County Arkansas | 1 | $ 166,000 | $ 166,000 | $ 92,000 |
| Yell County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Butte County California | 1 | $ 343,000 | $ 343,000 | $ 182,000 |
| Contra Costa County California | 1 | $ 192,000 | $ 192,000 | $ 108,000 |
| Eagle County Colorado | 1 | $ 1,720,000 | $ 1,720,000 | $ 793,000 |
| Pueblo County Colorado | 1 | $ 98,000 | $ 98,000 | $ 95,000 |
| Fairfield County Connecticut | 1 | $ 281,000 | $ 281,000 | $ 115,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Orange County Florida | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| Fulton County Georgia | 1 | $ 166,000 | $ 166,000 | $ 45,000 |
| Cook County Illinois | 1 | $ 102,000 | $ 102,000 | $ 102,000 |
| Lake County Indiana | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Vanderburgh County Indiana | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Black Hawk County Iowa | 1 | $ 378,000 | $ 378,000 | $ 139,000 |
| Tama County Iowa | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Allen County Kansas | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Butler County Kansas | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Chautauqua County Kansas | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Crawford County Kansas | 1 | $ 131,000 | $ 131,000 | $ 64,000 |
| Doniphan County Kansas | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Franklin County Kansas | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Lyon County Kansas | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Miami County Kansas | 1 | $ 420,000 | $ 420,000 | $ 174,000 |
| Pratt County Kansas | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Sedgwick County Kansas | 1 | $ 226,000 | $ 226,000 | $ 231,000 |
| Calcasieu County Louisiana | 1 | $ 250,000 | $ 250,000 | $ 170,000 |
| Lincoln County Louisiana | 1 | $ 310,000 | $ 310,000 | $ 228,000 |
| Orleans County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 364,000 |
| Hancock County Maine | 1 | $ 120,000 | $ 120,000 | $ 266,000 |
| Anne Arundel County Maryland | 1 | $ 260,000 | $ 260,000 | $ 134,000 |
| Worcester County Maryland | 1 | $ 395,000 | $ 395,000 | $ 177,000 |
| Oakland County Michigan | 1 | $ 272,000 | $ 272,000 | $ 225,000 |
| Cass County Minnesota | 1 | $ 293,000 | $ 293,000 | $ 135,000 |
| Neshoba County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Rankin County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Clay County Missouri | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Greene County Missouri | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
| Lawrence County Missouri | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| Polk County Missouri | 1 | $ 210,000 | $ 210,000 | $ 123,000 |
| St. Louis County Missouri | 1 | $ 639,000 | $ 639,000 | $ 368,000 |
| Stone County Missouri | 1 | $ 90,000 | $ 90,000 | $ 139,000 |
| Gallatin County Montana | 1 | $ 400,000 | $ 400,000 | $ 141,000 |
| Lancaster County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 95,000 |
| Washoe County Nevada | 1 | $ 166,000 | $ 166,000 | $ 153,000 |
| Socorro County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 198,000 |
| Orange County New York | 1 | $ 196,000 | $ 196,000 | $ 208,000 |
| Davie County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 56,000 |
| Union County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Wilkes County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 408,000 | $ 408,000 | $ 240,000 |
| Medina County Ohio | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Adair County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| Carter County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Cherokee County Oklahoma | 1 | $ 173,000 | $ 173,000 | $ 250,000 |
| Haskell County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Logan County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| McCurtain County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 130,000 |
| McIntosh County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Seminole County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Wagoner County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Clackamas County Oregon | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Calhoun County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 210,000 |
| Chester County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Georgetown County South Carolina | 1 | $ 328,000 | $ 328,000 | $ 133,000 |
| Greenville County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 139,000 |
| Madison County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| McNairy County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 77,000 |
| Obion County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Shelby County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 158,000 |
| Wilson County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Brazos County Texas | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Burnet County Texas | 1 | $ 16,000 | $ 16,000 | $ 73,000 |
| Comal County Texas | 1 | $ 290,000 | $ 290,000 | $ 157,000 |
| Dallas County Texas | 1 | $ 295,000 | $ 295,000 | $ 222,000 |
| Jefferson County Texas | 1 | $ 224,000 | $ 224,000 | $ 170,000 |
| Liberty County Texas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Panola County Texas | 1 | $ 120,000 | $ 120,000 | $ 118,000 |
| Potter County Texas | 1 | $ 306,000 | $ 306,000 | $ 204,000 |
| Rusk County Texas | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Smith County Texas | 1 | $ 374,000 | $ 374,000 | $ 192,000 |
| Walker County Texas | 1 | $ 177,000 | $ 177,000 | $ 88,000 |
| Williamson County Texas | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Salt Lake County Utah | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Lynchburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Thurston County Washington | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 923 | $169,042,000 | $183,000 | $2,000,000 | $102,000 | $793,000 |
| Refinancing | 367 | $48,376,000 | $131,000 | $1,110,000 | $96,000 | $443,000 |
| Home Improvement | 75 | $4,794,000 | $63,000 | $235,000 | $103,000 | $429,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 975 | $160,793,000 | $164,000 | $1,110,000 | $102,000 | $429,000 |
| Not Provided | 190 | $31,585,000 | $166,000 | $1,940,000 | $110,000 | $793,000 |
| Hispanic | 64 | $8,123,000 | $126,000 | $373,000 | $72,000 | $255,000 |
| American Indian or Alaskan Native | 54 | $6,921,000 | $128,000 | $676,000 | $74,000 | $346,000 |
| Black or African American | 43 | $5,502,000 | $127,000 | $417,000 | $84,000 | $364,000 |
| Asian | 36 | $8,902,000 | $247,000 | $2,000,000 | $129,000 | $650,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $386,000 | $128,000 | $257,000 | $52,000 | $88,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,365 | $222,212,000 | $162,000 | $2,000,000 | $101,000 | $793,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 674 | $133,516,000 | $198,000 | $1,940,000 | $122,000 | $793,000 |
| Application Denied By Financial Institution | 545 | $66,182,000 | $121,000 | $2,000,000 | $69,000 | $650,000 |
| Application Withdrawn By Applicant | 146 | $22,514,000 | $154,000 | $1,110,000 | $120,000 | $443,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 353 | $40,517,000 | $114,000 | $417,000 | $69,000 | $264,000 |
| Debt-To-Income Ratio | 135 | $19,145,000 | $141,000 | $2,000,000 | $59,000 | $650,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,341,000 | $117,000 | $275,000 | $61,000 | $125,000 |
| Collateral | 11 | $834,000 | $75,000 | $160,000 | $52,000 | $143,000 |
| Unverifiable Information | 10 | $1,146,000 | $114,000 | $238,000 | $153,000 | $302,000 |
| Other | 7 | $1,064,000 | $152,000 | $507,000 | $97,000 | $198,000 |
| Credit Application Incomplete | 6 | $597,000 | $99,000 | $190,000 | $69,000 | $115,000 |
| Employment History | 3 | $538,000 | $179,000 | $334,000 | $189,000 | $234,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.