Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Truity Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,811 |
| Total Mortgage Loan Application Amount | $423,545,000 |
| Average Mortgage Loan Application Amount | $206,800 |
| Highest Mortgage Loan Application Amount | $7,995,000 |
| Average Applicant Income | $153,000 |
| Highest Applicant Income | $7,089,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Kansas | 471 | $ 97,465,000 | $ 206,000 | $ 117,000 |
| Washington County Oklahoma | 341 | $ 66,895,000 | $ 196,000 | $ 128,000 |
| Washington County Arkansas | 107 | $ 21,655,000 | $ 202,000 | $ 136,000 |
| Harris County Texas | 84 | $ 28,200,000 | $ 335,000 | $ 207,000 |
| Tulsa County Oklahoma | 78 | $ 16,250,000 | $ 208,000 | $ 133,000 |
| Benton County Arkansas | 76 | $ 17,350,000 | $ 228,000 | $ 156,000 |
| Johnson County Kansas | 52 | $ 15,690,000 | $ 301,000 | $ 153,000 |
| Fort Bend County Texas | 48 | $ 16,160,000 | $ 336,000 | $ 204,000 |
| Jefferson County Kansas | 27 | $ 4,525,000 | $ 167,000 | $ 98,000 |
| Osage County Oklahoma | 27 | $ 5,585,000 | $ 206,000 | $ 120,000 |
| Delaware County Oklahoma | 20 | $ 5,270,000 | $ 263,000 | $ 251,000 |
| Shawnee County Kansas | 17 | $ 2,735,000 | $ 160,000 | $ 73,000 |
| Oklahoma County Oklahoma | 14 | $ 3,580,000 | $ 255,000 | $ 300,000 |
| Rogers County Oklahoma | 14 | $ 3,690,000 | $ 263,000 | $ 140,000 |
| Montgomery County Texas | 14 | $ 4,930,000 | $ 352,000 | $ 225,000 |
| Jackson County Missouri | 12 | $ 2,540,000 | $ 211,000 | $ 148,000 |
| Nowata County Oklahoma | 12 | $ 2,230,000 | $ 185,000 | $ 108,000 |
| Franklin County Kansas | 11 | $ 2,495,000 | $ 226,000 | $ 94,000 |
| Leavenworth County Kansas | 11 | $ 2,105,000 | $ 191,000 | $ 82,000 |
| Dallas County Texas | 11 | $ 3,395,000 | $ 308,000 | $ 202,000 |
| Montgomery County Kansas | 10 | $ 1,210,000 | $ 121,000 | $ 88,000 |
| Kay County Oklahoma | 8 | $ 1,250,000 | $ 156,000 | $ 137,000 |
| Anchorage County Alaska | 7 | $ 3,925,000 | $ 560,000 | $ 232,000 |
| Clay County Missouri | 7 | $ 1,055,000 | $ 150,000 | $ 126,000 |
| Los Angeles County California | 6 | $ 1,920,000 | $ 320,000 | $ 184,000 |
| Wyandotte County Kansas | 6 | $ 910,000 | $ 151,000 | $ 70,000 |
| Eddy County New Mexico | 6 | $ 1,690,000 | $ 281,000 | $ 130,000 |
| Collin County Texas | 6 | $ 1,470,000 | $ 245,000 | $ 208,000 |
| Travis County Texas | 6 | $ 3,690,000 | $ 615,000 | $ 249,000 |
| Madison County Arkansas | 5 | $ 1,135,000 | $ 227,000 | $ 101,000 |
| Calcasieu County Louisiana | 5 | $ 1,255,000 | $ 251,000 | $ 137,000 |
| Stone County Missouri | 5 | $ 985,000 | $ 197,000 | $ 142,000 |
| Galveston County Texas | 5 | $ 1,735,000 | $ 347,000 | $ 315,000 |
| Denver County Colorado | 4 | $ 1,640,000 | $ 410,000 | $ 172,000 |
| Douglas County Colorado | 4 | $ 2,070,000 | $ 517,000 | $ 346,000 |
| Madison County Illinois | 4 | $ 1,010,000 | $ 252,000 | $ 160,000 |
| Yellowstone County Montana | 4 | $ 1,320,000 | $ 330,000 | $ 119,000 |
| Mecklenburg County North Carolina | 4 | $ 1,420,000 | $ 355,000 | $ 190,000 |
| Stark County North Dakota | 4 | $ 1,360,000 | $ 340,000 | $ 144,000 |
| Davidson County Tennessee | 4 | $ 4,020,000 | $ 1,005,000 | $ 446,000 |
| Hutchinson County Texas | 4 | $ 880,000 | $ 220,000 | $ 165,000 |
| Waller County Texas | 4 | $ 930,000 | $ 232,000 | $ 264,000 |
| Maricopa County Arizona | 3 | $ 1,745,000 | $ 581,000 | $ 247,000 |
| Carroll County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 14,000 |
| Pope County Arkansas | 3 | $ 345,000 | $ 115,000 | $ 75,000 |
| Sebastian County Arkansas | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Contra Costa County California | 3 | $ 1,375,000 | $ 458,000 | $ 211,000 |
| Jefferson County Colorado | 3 | $ 1,835,000 | $ 611,000 | $ 266,000 |
| Routt County Colorado | 3 | $ 1,495,000 | $ 498,000 | $ 698,000 |
| Sedgwick County Kansas | 3 | $ 675,000 | $ 225,000 | $ 129,000 |
| Barry County Missouri | 3 | $ 485,000 | $ 161,000 | $ 106,000 |
| Benton County Missouri | 3 | $ 395,000 | $ 131,000 | $ 108,000 |
| Greene County Missouri | 3 | $ 385,000 | $ 128,000 | $ 74,000 |
| St. Charles County Missouri | 3 | $ 655,000 | $ 218,000 | $ 113,000 |
| Bernalillo County New Mexico | 3 | $ 1,055,000 | $ 351,000 | $ 185,000 |
| Adair County Oklahoma | 3 | $ 535,000 | $ 178,000 | $ 92,000 |
| Canadian County Oklahoma | 3 | $ 445,000 | $ 148,000 | $ 100,000 |
| Cleveland County Oklahoma | 3 | $ 535,000 | $ 178,000 | $ 90,000 |
| Wagoner County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 90,000 |
| King County Washington | 3 | $ 1,455,000 | $ 485,000 | $ 197,000 |
| Whatcom County Washington | 3 | $ 1,255,000 | $ 418,000 | $ 317,000 |
| San Bernardino County California | 2 | $ 1,200,000 | $ 600,000 | $ 209,000 |
| Sarasota County Florida | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| Cobb County Georgia | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Cook County Illinois | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| DuPage County Illinois | 2 | $ 880,000 | $ 440,000 | $ 183,000 |
| Bourbon County Kansas | 2 | $ 240,000 | $ 120,000 | $ 146,000 |
| Lyon County Kansas | 2 | $ 260,000 | $ 130,000 | $ 110,000 |
| Neosho County Kansas | 2 | $ 130,000 | $ 65,000 | $ 86,000 |
| Saline County Kansas | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Platte County Missouri | 2 | $ 310,000 | $ 155,000 | $ 144,000 |
| Madison County Montana | 2 | $ 580,000 | $ 290,000 | $ 447,000 |
| San Juan County New Mexico | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Santa Fe County New Mexico | 2 | $ 1,800,000 | $ 900,000 | $ 387,000 |
| Chatham County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 272,000 |
| Union County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 175,000 |
| McKenzie County North Dakota | 2 | $ 480,000 | $ 240,000 | $ 111,000 |
| Caddo County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Craig County Oklahoma | 2 | $ 590,000 | $ 295,000 | $ 282,000 |
| Creek County Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 198,000 |
| Logan County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 96,000 |
| Okfuskee County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Payne County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 185,000 |
| Knox County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 107,000 |
| Angelina County Texas | 2 | $ 810,000 | $ 405,000 | $ 490,000 |
| Aransas County Texas | 2 | $ 580,000 | $ 290,000 | $ 298,000 |
| Brazoria County Texas | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Comal County Texas | 2 | $ 710,000 | $ 355,000 | $ 172,000 |
| Randall County Texas | 2 | $ 590,000 | $ 295,000 | $ 147,000 |
| Tarrant County Texas | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Wilson County Texas | 2 | $ 620,000 | $ 310,000 | $ 184,000 |
| Wise County Texas | 2 | $ 470,000 | $ 235,000 | $ 129,000 |
| Salt Lake County Utah | 2 | $ 670,000 | $ 335,000 | $ 170,000 |
| Coconino County Arizona | 1 | $ 375,000 | $ 375,000 | $ 330,000 |
| Pima County Arizona | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Crawford County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Faulkner County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Logan County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Pulaski County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 483,000 |
| Scott County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Sevier County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Stone County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Amador County California | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Placer County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| San Diego County California | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Tuolumne County California | 1 | $ 455,000 | $ 455,000 | $ 191,000 |
| Arapahoe County Colorado | 1 | $ 355,000 | $ 355,000 | $ 461,000 |
| Conejos County Colorado | 1 | $ 515,000 | $ 515,000 | $ 556,000 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Larimer County Colorado | 1 | $ 295,000 | $ 295,000 | $ 868,000 |
| Prowers County Colorado | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Pueblo County Colorado | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 1 | $ 2,165,000 | $ 2,165,000 | $ 940,000 |
| Monroe County Florida | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Orange County Florida | 1 | $ 445,000 | $ 445,000 | $ 312,000 |
| Volusia County Florida | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
| Cherokee County Georgia | 1 | $ 405,000 | $ 405,000 | $ 239,000 |
| DeKalb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Union County Georgia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Kootenai County Idaho | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lake County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Johnson County Indiana | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Chautauqua County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cherokee County Kansas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Coffey County Kansas | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Crawford County Kansas | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Linn County Kansas | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Miami County Kansas | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Pottawatomie County Kansas | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Reno County Kansas | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Riley County Kansas | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Boone County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Jefferson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Lincoln County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Natchitoches County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lincoln County Maine | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Steele County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Harrison County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Bates County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McDonald County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| New Madrid County Missouri | 1 | $ 145,000 | $ 145,000 | $ 161,000 |
| Ray County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Clair County Missouri | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| St. Louis City County Missouri | 1 | $ 45,000 | $ 45,000 | $ 199,000 |
| Flathead County Montana | 1 | $ 165,000 | $ 165,000 | $ 224,000 |
| Douglas County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Madison County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Atlantic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Catawba County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Guilford County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 166,000 |
| Lincoln County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 226,000 |
| Moore County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Transylvania County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 190,000 |
| Wake County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Perry County Ohio | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Wayne County Ohio | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Beckham County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 189,000 |
| Mayes County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Ottawa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Pontotoc County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Pottawatomie County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Multnomah County Oregon | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| Chester County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 191,000 |
| Pickens County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Blount County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 352,000 |
| Robertson County Tennessee | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bexar County Texas | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Carson County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Denton County Texas | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Fannin County Texas | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Guadalupe County Texas | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Hays County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hood County Texas | 1 | $ 295,000 | $ 295,000 | $ 159,000 |
| Hunt County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Karnes County Texas | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Kaufman County Texas | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| McLennan County Texas | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Orange County Texas | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Potter County Texas | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Rockwall County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Smith County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Trinity County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Webb County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Chesapeake County Virginia | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Benton County Washington | 1 | $ 295,000 | $ 295,000 | $ 177,000 |
| Thurston County Washington | 1 | $ 195,000 | $ 195,000 | $ 271,000 |
| Brown County Wisconsin | 1 | $ 585,000 | $ 585,000 | $ 250,000 |
| Walworth County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 810 | $206,950,000 | $255,000 | $7,995,000 | $131,000 | $868,000 |
| Refinancing | 523 | $113,625,000 | $217,000 | $1,745,000 | $153,000 | $7,089,000 |
| Cash-out Refinancing | 281 | $62,255,000 | $221,000 | $2,165,000 | $135,000 | $940,000 |
| Other Purpose | 164 | $36,850,000 | $224,000 | $1,235,000 | $204,000 | $736,000 |
| Home Improvement | 33 | $3,865,000 | $117,000 | $325,000 | $142,000 | $483,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,383 | $315,675,000 | $228,000 | $2,475,000 | $147,000 | $7,089,000 |
| Not Provided | 171 | $44,495,000 | $260,000 | $2,165,000 | $167,000 | $940,000 |
| Hispanic | 90 | $17,340,000 | $192,000 | $575,000 | $106,000 | $556,000 |
| American Indian or Alaskan Native | 66 | $10,990,000 | $166,000 | $435,000 | $93,000 | $215,000 |
| Black or African American | 40 | $8,680,000 | $217,000 | $515,000 | $86,000 | $156,000 |
| Asian | 36 | $8,480,000 | $235,000 | $505,000 | $138,000 | $355,000 |
| Not applicable | 12 | $13,700,000 | $1,141,000 | $7,995,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $23,000 | $23,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,811 | $423,545,000 | $233,000 | $7,995,000 | $144,000 | $7,089,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,327 | $318,005,000 | $239,000 | $7,995,000 | $149,000 | $7,089,000 |
| Application Withdrawn By Applicant | 238 | $59,160,000 | $248,000 | $1,745,000 | $101,000 | $174,000 |
| Application Denied By Financial Institution | 173 | $31,385,000 | $181,000 | $845,000 | $80,000 | $556,000 |
| File Closed For Incompleteness | 65 | $13,435,000 | $206,000 | $635,000 | $118,000 | $242,000 |
| Application Approved But Not Accepted | 8 | $1,560,000 | $195,000 | $515,000 | $94,000 | $196,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,638 | $392,160,000 | $239,000 | $7,995,000 | $148,000 | $7,089,000 |
| Debt-To-Income Ratio | 82 | $16,730,000 | $204,000 | $845,000 | $72,000 | $338,000 |
| Credit History | 69 | $11,175,000 | $161,000 | $515,000 | $302,000 | $556,000 |
| Collateral | 8 | $1,090,000 | $136,000 | $225,000 | $110,000 | $110,000 |
| Other | 5 | $635,000 | $127,000 | $225,000 | $81,000 | $111,000 |
| Employment History | 4 | $610,000 | $152,000 | $295,000 | $96,000 | $191,000 |
| Unverifiable Information | 3 | $615,000 | $205,000 | $295,000 | $124,000 | $179,000 |
| Credit Application Incomplete | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.