A+ Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
A+ Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | A+ Federal Credit Union 6420 Us Hwy 290 East Austin, TX 78723 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,038 |
| Total Mortgage Loan Application Amount | $551,600,000 |
| Average Mortgage Loan Application Amount | $156,800 |
| Highest Mortgage Loan Application Amount | $6,185,000 |
| Average Applicant Income | $113,200 |
| Highest Applicant Income | $1,068,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with A+ Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing A+ Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down A+ Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how A+ Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by A+ Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at A+ Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 729 | $ 154,425,000 | $ 211,000 | $ 119,000 |
| Williamson County Texas | 604 | $ 115,140,000 | $ 190,000 | $ 113,000 |
| Hays County Texas | 171 | $ 31,905,000 | $ 186,000 | $ 105,000 |
| Bastrop County Texas | 80 | $ 13,510,000 | $ 168,000 | $ 92,000 |
| Bell County Texas | 73 | $ 10,695,000 | $ 146,000 | $ 89,000 |
| Harris County Texas | 55 | $ 21,475,000 | $ 390,000 | $ 158,000 |
| Bexar County Texas | 48 | $ 11,360,000 | $ 236,000 | $ 106,000 |
| Montgomery County Texas | 31 | $ 3,695,000 | $ 119,000 | $ 93,000 |
| Burnet County Texas | 26 | $ 4,630,000 | $ 178,000 | $ 96,000 |
| Comal County Texas | 22 | $ 3,210,000 | $ 145,000 | $ 100,000 |
| Brazoria County Texas | 20 | $ 2,220,000 | $ 111,000 | $ 205,000 |
| Caldwell County Texas | 20 | $ 2,700,000 | $ 135,000 | $ 101,000 |
| Fort Bend County Texas | 17 | $ 5,375,000 | $ 316,000 | $ 191,000 |
| Liberty County Texas | 17 | $ 1,855,000 | $ 109,000 | $ 78,000 |
| Hunt County Texas | 15 | $ 1,805,000 | $ 120,000 | $ 0 |
| Coryell County Texas | 12 | $ 1,600,000 | $ 133,000 | $ 90,000 |
| Johnson County Texas | 12 | $ 1,510,000 | $ 125,000 | $ 113,000 |
| Nueces County Texas | 12 | $ 2,930,000 | $ 244,000 | $ 157,000 |
| Kent County Michigan | 11 | $ 715,000 | $ 65,000 | $ 50,000 |
| Guadalupe County Texas | 11 | $ 1,855,000 | $ 168,000 | $ 124,000 |
| Kaufman County Texas | 11 | $ 1,845,000 | $ 167,000 | $ 133,000 |
| Lampasas County Texas | 11 | $ 1,705,000 | $ 155,000 | $ 90,000 |
| Llano County Texas | 11 | $ 1,325,000 | $ 120,000 | $ 60,000 |
| Tarrant County Texas | 11 | $ 1,425,000 | $ 129,000 | $ 119,000 |
| Atascosa County Texas | 10 | $ 870,000 | $ 87,000 | $ 0 |
| Oakland County Michigan | 9 | $ 385,000 | $ 42,000 | $ 0 |
| Henderson County Texas | 9 | $ 965,000 | $ 107,000 | $ 43,000 |
| Midland County Texas | 9 | $ 1,405,000 | $ 156,000 | $ 142,000 |
| San Jacinto County Texas | 9 | $ 925,000 | $ 102,000 | $ 76,000 |
| Denton County Texas | 8 | $ 2,170,000 | $ 271,000 | $ 74,000 |
| Van Zandt County Texas | 8 | $ 890,000 | $ 111,000 | $ 59,000 |
| Austin County Texas | 7 | $ 665,000 | $ 95,000 | $ 131,000 |
| Brazos County Texas | 7 | $ 1,015,000 | $ 145,000 | $ 158,000 |
| Dallas County Texas | 7 | $ 4,935,000 | $ 705,000 | $ 119,000 |
| Ellis County Texas | 7 | $ 725,000 | $ 103,000 | $ 77,000 |
| Fayette County Texas | 7 | $ 765,000 | $ 109,000 | $ 61,000 |
| Galveston County Texas | 7 | $ 7,955,000 | $ 1,136,000 | $ 149,000 |
| Hidalgo County Texas | 7 | $ 1,345,000 | $ 192,000 | $ 83,000 |
| Milam County Texas | 7 | $ 675,000 | $ 96,000 | $ 49,000 |
| Blanco County Texas | 6 | $ 1,660,000 | $ 276,000 | $ 171,000 |
| Brown County Texas | 6 | $ 2,500,000 | $ 416,000 | $ 50,000 |
| Ector County Texas | 6 | $ 540,000 | $ 90,000 | $ 132,000 |
| Hill County Texas | 6 | $ 580,000 | $ 96,000 | $ 25,000 |
| Walker County Texas | 6 | $ 670,000 | $ 111,000 | $ 0 |
| Wilson County Texas | 6 | $ 750,000 | $ 125,000 | $ 198,000 |
| Bulloch County Georgia | 5 | $ 785,000 | $ 157,000 | $ 0 |
| Calcasieu County Louisiana | 5 | $ 515,000 | $ 103,000 | $ 0 |
| Macomb County Michigan | 5 | $ 265,000 | $ 53,000 | $ 0 |
| Pottawatomie County Oklahoma | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Cameron County Texas | 5 | $ 455,000 | $ 91,000 | $ 98,000 |
| Cherokee County Texas | 5 | $ 515,000 | $ 103,000 | $ 84,000 |
| Collin County Texas | 5 | $ 635,000 | $ 127,000 | $ 216,000 |
| Hamilton County Texas | 5 | $ 325,000 | $ 65,000 | $ 46,000 |
| Hardin County Texas | 5 | $ 525,000 | $ 105,000 | $ 67,000 |
| Jim Wells County Texas | 5 | $ 505,000 | $ 101,000 | $ 151,000 |
| Lavaca County Texas | 5 | $ 555,000 | $ 111,000 | $ 0 |
| Lee County Texas | 5 | $ 475,000 | $ 95,000 | $ 49,000 |
| Lubbock County Texas | 5 | $ 1,445,000 | $ 289,000 | $ 55,000 |
| Orange County Texas | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Palo Pinto County Texas | 5 | $ 495,000 | $ 99,000 | $ 0 |
| Parker County Texas | 5 | $ 525,000 | $ 105,000 | $ 154,000 |
| Polk County Texas | 5 | $ 785,000 | $ 157,000 | $ 98,000 |
| San Patricio County Texas | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Victoria County Texas | 5 | $ 425,000 | $ 85,000 | $ 77,000 |
| Wood County Texas | 5 | $ 435,000 | $ 87,000 | $ 0 |
| Charlotte County Florida | 4 | $ 290,000 | $ 72,000 | $ 0 |
| Manatee County Florida | 4 | $ 450,000 | $ 112,000 | $ 0 |
| Orange County Florida | 4 | $ 400,000 | $ 100,000 | $ 0 |
| St. Tammany County Louisiana | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Livingston County Michigan | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Wayne County Michigan | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Comanche County Oklahoma | 4 | $ 530,000 | $ 132,000 | $ 0 |
| McClain County Oklahoma | 4 | $ 330,000 | $ 82,000 | $ 0 |
| Seminole County Oklahoma | 4 | $ 390,000 | $ 97,000 | $ 0 |
| Aransas County Texas | 4 | $ 740,000 | $ 185,000 | $ 99,000 |
| Comanche County Texas | 4 | $ 360,000 | $ 90,000 | $ 48,000 |
| Gaines County Texas | 4 | $ 610,000 | $ 152,000 | $ 117,000 |
| Gillespie County Texas | 4 | $ 430,000 | $ 107,000 | $ 0 |
| Grayson County Texas | 4 | $ 300,000 | $ 75,000 | $ 36,000 |
| Grimes County Texas | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Hood County Texas | 4 | $ 300,000 | $ 75,000 | $ 41,000 |
| Jefferson County Texas | 4 | $ 4,830,000 | $ 1,207,000 | $ 0 |
| Limestone County Texas | 4 | $ 450,000 | $ 112,000 | $ 239,000 |
| McLennan County Texas | 4 | $ 330,000 | $ 82,000 | $ 127,000 |
| Upshur County Texas | 4 | $ 350,000 | $ 87,000 | $ 0 |
| Wise County Texas | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Marshall County Alabama | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Union County Arkansas | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Grayson County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Jackson County Michigan | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Ottawa County Michigan | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Anoka County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Wright County Minnesota | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Jones County Mississippi | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Lea County New Mexico | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Creek County Oklahoma | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Garvin County Oklahoma | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Logan County Oklahoma | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Marshall County Oklahoma | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Woodward County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Lancaster County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 0 |
| Brewster County Texas | 3 | $ 555,000 | $ 185,000 | $ 124,000 |
| Camp County Texas | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Falls County Texas | 3 | $ 315,000 | $ 105,000 | $ 89,000 |
| Gonzales County Texas | 3 | $ 225,000 | $ 75,000 | $ 63,000 |
| Jackson County Texas | 3 | $ 505,000 | $ 168,000 | $ 0 |
| Jasper County Texas | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Jones County Texas | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Kleberg County Texas | 3 | $ 295,000 | $ 98,000 | $ 101,000 |
| Matagorda County Texas | 3 | $ 245,000 | $ 81,000 | $ 0 |
| McCulloch County Texas | 3 | $ 1,165,000 | $ 388,000 | $ 0 |
| Nacogdoches County Texas | 3 | $ 435,000 | $ 145,000 | $ 46,000 |
| Sabine County Texas | 3 | $ 355,000 | $ 118,000 | $ 146,000 |
| Waller County Texas | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| Washington County Texas | 3 | $ 385,000 | $ 128,000 | $ 0 |
| Wharton County Texas | 3 | $ 535,000 | $ 178,000 | $ 133,000 |
| Cullman County Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Etowah County Alabama | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Lawrence County Alabama | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Pickens County Alabama | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Tuscaloosa County Alabama | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Ashley County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Bradley County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Ouachita County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| El Paso County Colorado | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Osceola County Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Ada County Idaho | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Pulaski County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Natchitoches County Louisiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Allegan County Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Genesee County Michigan | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Mason County Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Monroe County Michigan | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Lamar County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Lawrence County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Rankin County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Scott County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Tate County Mississippi | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Eddy County New Mexico | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Rio Arriba County New Mexico | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Grady County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| McIntosh County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Murray County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Sequoyah County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Crawford County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Cumberland County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Erie County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Lawrence County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Anderson County Texas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Angelina County Texas | 2 | $ 260,000 | $ 130,000 | $ 174,000 |
| Bandera County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Bosque County Texas | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Cass County Texas | 2 | $ 310,000 | $ 155,000 | $ 45,000 |
| Chambers County Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Clay County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Coleman County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Colorado County Texas | 2 | $ 1,570,000 | $ 785,000 | $ 0 |
| Dimmit County Texas | 2 | $ 190,000 | $ 95,000 | $ 163,000 |
| Fannin County Texas | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Franklin County Texas | 2 | $ 340,000 | $ 170,000 | $ 101,000 |
| Freestone County Texas | 2 | $ 150,000 | $ 75,000 | $ 133,000 |
| Houston County Texas | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Kerr County Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lamar County Texas | 2 | $ 190,000 | $ 95,000 | $ 94,000 |
| Leon County Texas | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Live Oak County Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Medina County Texas | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Montague County Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Newton County Texas | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Pecos County Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Rains County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Randall County Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Rusk County Texas | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Shelby County Texas | 2 | $ 140,000 | $ 70,000 | $ 170,000 |
| Smith County Texas | 2 | $ 360,000 | $ 180,000 | $ 145,000 |
| Taylor County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Trinity County Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Tyler County Texas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Wichita County Texas | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Blount County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hale County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lamar County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marion County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Morgan County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Washington County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Apache County Arizona | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pima County Arizona | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chicot County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grant County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lafayette County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marion County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Adams County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sussex County Delaware | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gulf County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hernando County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Seminole County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| St. Johns County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dooly County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Emanuel County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Screven County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tift County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wilcox County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| McLean County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Johnson County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Marion County Indiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Monroe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hamilton County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Linn County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Polk County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Butler County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Riley County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bath County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Breckinridge County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Carter County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Graves County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lewis County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Magoffin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McLean County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Trigg County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Warren County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Whitley County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cameron County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Claiborne County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Evangeline County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grant County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jefferson Davis County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| La Salle County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Barry County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cass County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clinton County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Eaton County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Manistee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Carver County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pennington County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Amite County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarke County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Greene County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jasper County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson Davis County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kemper County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Smith County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Stone County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tallahatchie County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Union County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Adair County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cass County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clay County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Douglas County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Macon County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oregon County Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Ralls County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Warren County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Webster County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Delaware County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greene County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Saratoga County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tioga County New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Brown County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clark County Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Lake County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Alfalfa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Blaine County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dewey County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Johnston County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kingfisher County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kiowa County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Roger Mills County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Greene County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Juniata County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Brown County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cannon County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chester County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Knox County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Van Buren County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Armstrong County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Burleson County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cooke County Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Culberson County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Deaf Smith County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Delta County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DeWitt County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| El Paso County Texas | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Erath County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Frio County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Goliad County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gregg County Texas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Hardeman County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hopkins County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Howard County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Irion County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jack County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kendall County Texas | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Lynn County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Madison County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Mason County Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Mitchell County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Navarro County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Potter County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Refugio County Texas | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Robertson County Texas | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Rockwall County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| San Augustine County Texas | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| San Saba County Texas | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Stephens County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sterling County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Terry County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tom Green County Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
| Uvalde County Texas | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Ward County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Winkler County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Young County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tooele County Utah | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Weber County Utah | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dunn County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for A+ Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,057 | $151,665,000 | $143,000 | $1,575,000 | $111,000 | $450,000 |
| Cash-out Refinancing | 828 | $219,810,000 | $265,000 | $6,005,000 | $107,000 | $589,000 |
| Refinancing | 659 | $138,095,000 | $209,000 | $6,185,000 | $113,000 | $813,000 |
| Other Purpose | 283 | $25,615,000 | $90,000 | $675,000 | $103,000 | $439,000 |
| Home Improvement | 211 | $16,415,000 | $77,000 | $405,000 | $132,000 | $1,068,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,053 | $205,825,000 | $195,000 | $6,185,000 | $117,000 | $1,068,000 |
| Not applicable | 899 | $135,025,000 | $150,000 | $6,005,000 | $0 | $0 |
| Hispanic | 477 | $75,625,000 | $158,000 | $725,000 | $93,000 | $589,000 |
| Not Provided | 384 | $87,110,000 | $226,000 | $1,575,000 | $115,000 | $693,000 |
| Black or African American | 156 | $28,320,000 | $181,000 | $765,000 | $104,000 | $955,000 |
| Asian | 36 | $8,890,000 | $246,000 | $725,000 | $150,000 | $420,000 |
| American Indian or Alaskan Native | 18 | $3,310,000 | $183,000 | $555,000 | $104,000 | $221,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $145,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,038 | $551,600,000 | $181,000 | $6,185,000 | $111,000 | $1,068,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,246 | $260,380,000 | $208,000 | $4,235,000 | $116,000 | $693,000 |
| Loan Purchased By The Institution | 826 | $82,670,000 | $100,000 | $315,000 | $0 | $0 |
| Application Withdrawn By Applicant | 521 | $104,325,000 | $200,000 | $6,185,000 | $112,000 | $1,068,000 |
| Application Denied By Financial Institution | 263 | $52,385,000 | $199,000 | $6,005,000 | $88,000 | $540,000 |
| Preapproval Approved but not Accepted | 81 | $24,105,000 | $297,000 | $1,405,000 | $109,000 | $275,000 |
| Application Approved But Not Accepted | 52 | $15,420,000 | $296,000 | $1,285,000 | $117,000 | $559,000 |
| File Closed For Incompleteness | 46 | $11,140,000 | $242,000 | $725,000 | $113,000 | $813,000 |
| Preapproval Denied by Financial Institution | 3 | $1,175,000 | $391,000 | $505,000 | $28,000 | $55,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,772 | $498,040,000 | $179,000 | $6,185,000 | $114,000 | $1,068,000 |
| Credit History | 105 | $14,655,000 | $139,000 | $675,000 | $88,000 | $540,000 |
| Debt-To-Income Ratio | 102 | $28,560,000 | $280,000 | $6,005,000 | $65,000 | $299,000 |
| Other | 32 | $3,740,000 | $116,000 | $265,000 | $105,000 | $250,000 |
| Collateral | 15 | $2,095,000 | $139,000 | $355,000 | $170,000 | $420,000 |
| Unverifiable Information | 6 | $3,130,000 | $521,000 | $1,305,000 | $49,000 | $83,000 |
| Employment History | 5 | $1,235,000 | $247,000 | $375,000 | $130,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $240,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into A+ Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess A+ Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.