A+ Federal Credit Union Mortgage Lending & HMDA Data, 2021
In 2021, A+ Federal Credit Union of Austin, TX reported 3,038 mortgage applications totaling $551.6 million, up 13% from 2020. The average application was for $181,566, and applicants reported an average income of $111,056. 41% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Austin-Round Rock, TX (1,604), Houston-The Woodlands-Sugar Land, TX (159) and San Antonio-New Braunfels, TX (102) (applications in parentheses).
| Mortgage Company & Address | A+ Federal Credit Union 6420 US Hwy 290 East Austin, TX 78723 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,038 |
| Total Mortgage Loan Application Amount | $551,600,000 |
| Average Mortgage Loan Application Amount | $181,566 |
| Highest Mortgage Loan Application Amount | $6,185,000 |
| Average Applicant Income | $111,056 |
| Highest Applicant Income | $1,068,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records A+ Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis, Texas | 729 | $ 154,425,000 | $ 211,831 | $ 119,000 |
| Williamson, Texas | 604 | $ 115,140,000 | $ 190,629 | $ 113,000 |
| Hays, Texas | 171 | $ 31,905,000 | $ 186,578 | $ 105,000 |
| Bastrop, Texas | 80 | $ 13,510,000 | $ 168,875 | $ 92,000 |
| Bell, Texas | 73 | $ 10,695,000 | $ 146,506 | $ 89,000 |
| Harris, Texas | 55 | $ 21,475,000 | $ 390,454 | $ 158,000 |
| Bexar, Texas | 48 | $ 11,360,000 | $ 236,666 | $ 106,000 |
| Montgomery, Texas | 31 | $ 3,695,000 | $ 119,193 | $ 93,000 |
| Burnet, Texas | 26 | $ 4,630,000 | $ 178,076 | $ 96,000 |
| Comal, Texas | 22 | $ 3,210,000 | $ 145,909 | $ 100,000 |
| Brazoria, Texas | 20 | $ 2,220,000 | $ 111,000 | $ 205,000 |
| Caldwell, Texas | 20 | $ 2,700,000 | $ 135,000 | $ 101,000 |
| Fort Bend, Texas | 17 | $ 5,375,000 | $ 316,176 | $ 191,000 |
| Liberty, Texas | 17 | $ 1,855,000 | $ 109,117 | $ 78,000 |
| Hunt, Texas | 15 | $ 1,805,000 | $ 120,333 | $ 0 |
| Coryell, Texas | 12 | $ 1,600,000 | $ 133,333 | $ 90,000 |
| Johnson, Texas | 12 | $ 1,510,000 | $ 125,833 | $ 113,000 |
| Nueces, Texas | 12 | $ 2,930,000 | $ 244,166 | $ 157,000 |
| Kent, Michigan | 11 | $ 715,000 | $ 65,000 | $ 50,000 |
| Guadalupe, Texas | 11 | $ 1,855,000 | $ 168,636 | $ 124,000 |
| Kaufman, Texas | 11 | $ 1,845,000 | $ 167,727 | $ 133,000 |
| Lampasas, Texas | 11 | $ 1,705,000 | $ 155,000 | $ 90,000 |
| Llano, Texas | 11 | $ 1,325,000 | $ 120,454 | $ 60,000 |
| Tarrant, Texas | 11 | $ 1,425,000 | $ 129,545 | $ 119,000 |
| Atascosa, Texas | 10 | $ 870,000 | $ 87,000 | $ 0 |
| Oakland, Michigan | 9 | $ 385,000 | $ 42,777 | $ 0 |
| Henderson, Texas | 9 | $ 965,000 | $ 107,222 | $ 43,000 |
| Midland, Texas | 9 | $ 1,405,000 | $ 156,111 | $ 142,000 |
| San Jacinto, Texas | 9 | $ 925,000 | $ 102,777 | $ 76,000 |
| Denton, Texas | 8 | $ 2,170,000 | $ 271,250 | $ 74,000 |
| Van Zandt, Texas | 8 | $ 890,000 | $ 111,250 | $ 59,000 |
| Austin, Texas | 7 | $ 665,000 | $ 95,000 | $ 131,000 |
| Brazos, Texas | 7 | $ 1,015,000 | $ 145,000 | $ 158,000 |
| Dallas, Texas | 7 | $ 4,935,000 | $ 705,000 | $ 119,000 |
| Ellis, Texas | 7 | $ 725,000 | $ 103,571 | $ 77,000 |
| Fayette, Texas | 7 | $ 765,000 | $ 109,285 | $ 61,000 |
| Galveston, Texas | 7 | $ 7,955,000 | $ 1,136,428 | $ 149,000 |
| Hidalgo, Texas | 7 | $ 1,345,000 | $ 192,142 | $ 83,000 |
| Milam, Texas | 7 | $ 675,000 | $ 96,428 | $ 49,000 |
| Blanco, Texas | 6 | $ 1,660,000 | $ 276,666 | $ 171,000 |
| Brown, Texas | 6 | $ 2,500,000 | $ 416,666 | $ 50,000 |
| Ector, Texas | 6 | $ 540,000 | $ 90,000 | $ 132,000 |
| Hill, Texas | 6 | $ 580,000 | $ 96,666 | $ 25,000 |
| Walker, Texas | 6 | $ 670,000 | $ 111,666 | $ 0 |
| Wilson, Texas | 6 | $ 750,000 | $ 125,000 | $ 198,000 |
| Bulloch, Georgia | 5 | $ 785,000 | $ 157,000 | $ 0 |
| Calcasieu, Louisiana | 5 | $ 515,000 | $ 103,000 | $ 0 |
| Macomb, Michigan | 5 | $ 265,000 | $ 53,000 | $ 0 |
| Pottawatomie, Oklahoma | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Cameron, Texas | 5 | $ 455,000 | $ 91,000 | $ 98,000 |
| Cherokee, Texas | 5 | $ 515,000 | $ 103,000 | $ 84,000 |
| Collin, Texas | 5 | $ 635,000 | $ 127,000 | $ 216,000 |
| Hamilton, Texas | 5 | $ 325,000 | $ 65,000 | $ 46,000 |
| Hardin, Texas | 5 | $ 525,000 | $ 105,000 | $ 67,000 |
| Jim Wells, Texas | 5 | $ 505,000 | $ 101,000 | $ 151,000 |
| Lavaca, Texas | 5 | $ 555,000 | $ 111,000 | $ 0 |
| Lee, Texas | 5 | $ 475,000 | $ 95,000 | $ 49,000 |
| Lubbock, Texas | 5 | $ 1,445,000 | $ 289,000 | $ 55,000 |
| Orange, Texas | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Palo Pinto, Texas | 5 | $ 495,000 | $ 99,000 | $ 0 |
| Parker, Texas | 5 | $ 525,000 | $ 105,000 | $ 154,000 |
| Polk, Texas | 5 | $ 785,000 | $ 157,000 | $ 98,000 |
| San Patricio, Texas | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Victoria, Texas | 5 | $ 425,000 | $ 85,000 | $ 77,000 |
| Wood, Texas | 5 | $ 435,000 | $ 87,000 | $ 0 |
| Charlotte, Florida | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Manatee, Florida | 4 | $ 450,000 | $ 112,500 | $ 0 |
| Orange, Florida | 4 | $ 400,000 | $ 100,000 | $ 0 |
| St. Tammany, Louisiana | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Livingston, Michigan | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Wayne, Michigan | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Comanche, Oklahoma | 4 | $ 530,000 | $ 132,500 | $ 0 |
| McClain, Oklahoma | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Seminole, Oklahoma | 4 | $ 390,000 | $ 97,500 | $ 0 |
| Aransas, Texas | 4 | $ 740,000 | $ 185,000 | $ 99,000 |
| Comanche, Texas | 4 | $ 360,000 | $ 90,000 | $ 48,000 |
| Gaines, Texas | 4 | $ 610,000 | $ 152,500 | $ 117,000 |
| Gillespie, Texas | 4 | $ 430,000 | $ 107,500 | $ 0 |
| Grayson, Texas | 4 | $ 300,000 | $ 75,000 | $ 36,000 |
| Grimes, Texas | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Hood, Texas | 4 | $ 300,000 | $ 75,000 | $ 41,000 |
| Jefferson, Texas | 4 | $ 4,830,000 | $ 1,207,500 | $ 0 |
| Limestone, Texas | 4 | $ 450,000 | $ 112,500 | $ 239,000 |
| McLennan, Texas | 4 | $ 330,000 | $ 82,500 | $ 127,000 |
| Upshur, Texas | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Wise, Texas | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Marshall, Alabama | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Union, Arkansas | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Grayson, Kentucky | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Anne Arundel, Maryland | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Jackson, Michigan | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Ottawa, Michigan | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Anoka, Minnesota | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Wright, Minnesota | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Jones, Mississippi | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Lea, New Mexico | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Creek, Oklahoma | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Garvin, Oklahoma | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Logan, Oklahoma | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Marshall, Oklahoma | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Woodward, Oklahoma | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Lancaster, Pennsylvania | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Brewster, Texas | 3 | $ 555,000 | $ 185,000 | $ 124,000 |
| Camp, Texas | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Falls, Texas | 3 | $ 315,000 | $ 105,000 | $ 89,000 |
| Gonzales, Texas | 3 | $ 225,000 | $ 75,000 | $ 63,000 |
| Jackson, Texas | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Jasper, Texas | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Jones, Texas | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Kleberg, Texas | 3 | $ 295,000 | $ 98,333 | $ 101,000 |
| Matagorda, Texas | 3 | $ 245,000 | $ 81,666 | $ 0 |
| McCulloch, Texas | 3 | $ 1,165,000 | $ 388,333 | $ 0 |
| Nacogdoches, Texas | 3 | $ 435,000 | $ 145,000 | $ 46,000 |
| Sabine, Texas | 3 | $ 355,000 | $ 118,333 | $ 146,000 |
| Waller, Texas | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| Washington, Texas | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Wharton, Texas | 3 | $ 535,000 | $ 178,333 | $ 133,000 |
| Cullman, Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Etowah, Alabama | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Lawrence, Alabama | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Pickens, Alabama | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Tuscaloosa, Alabama | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Ashley, Arkansas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Bradley, Arkansas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Ouachita, Arkansas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| El Paso, Colorado | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Osceola, Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Ada, Idaho | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Pulaski, Kentucky | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Natchitoches, Louisiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Allegan, Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Genesee, Michigan | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Mason, Michigan | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Monroe, Michigan | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Lamar, Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Lawrence, Mississippi | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Rankin, Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Scott, Mississippi | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Tate, Mississippi | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Ocean, New Jersey | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Bernalillo, New Mexico | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Eddy, New Mexico | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Rio Arriba, New Mexico | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Grady, Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| McIntosh, Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Murray, Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Sequoyah, Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Crawford, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Cumberland, Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Dauphin, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Erie, Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Lawrence, Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Anderson, Texas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Angelina, Texas | 2 | $ 260,000 | $ 130,000 | $ 174,000 |
| Bandera, Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Bosque, Texas | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Cass, Texas | 2 | $ 310,000 | $ 155,000 | $ 45,000 |
| Chambers, Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Clay, Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Coleman, Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Colorado, Texas | 2 | $ 1,570,000 | $ 785,000 | $ 0 |
| Dimmit, Texas | 2 | $ 190,000 | $ 95,000 | $ 163,000 |
| Fannin, Texas | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Franklin, Texas | 2 | $ 340,000 | $ 170,000 | $ 101,000 |
| Freestone, Texas | 2 | $ 150,000 | $ 75,000 | $ 133,000 |
| Houston, Texas | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Kerr, Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lamar, Texas | 2 | $ 190,000 | $ 95,000 | $ 94,000 |
| Leon, Texas | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Live Oak, Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Medina, Texas | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Montague, Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Newton, Texas | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Pecos, Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Rains, Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Randall, Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Rusk, Texas | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Shelby, Texas | 2 | $ 140,000 | $ 70,000 | $ 170,000 |
| Smith, Texas | 2 | $ 360,000 | $ 180,000 | $ 145,000 |
| Taylor, Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Trinity, Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Tyler, Texas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Wichita, Texas | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Berkeley, West Virginia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Blount, Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hale, Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lamar, Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marion, Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Morgan, Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Washington, Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Apache, Arizona | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Maricopa, Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pima, Arizona | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chicot, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cleveland, Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grant, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lafayette, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marion, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Adams, Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sussex, Delaware | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gulf, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hernando, Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hillsborough, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lake, Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pasco, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Seminole, Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| St. Johns, Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dooly, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Emanuel, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Screven, Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tift, Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wilcox, Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kankakee, Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| McLean, Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Johnson, Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Marion, Indiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Monroe, Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hamilton, Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Linn, Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Polk, Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Butler, Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Riley, Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Shawnee, Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bath, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Breckinridge, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Carter, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Garrard, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Graves, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Laurel, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lewis, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Magoffin, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McLean, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Trigg, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Warren, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Whitley, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ascension, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cameron, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Claiborne, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Evangeline, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grant, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jefferson Davis, Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| La Salle, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ouachita, Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tangipahoa, Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Vernon, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Barry, Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cass, Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clinton, Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Eaton, Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Grand Traverse, Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lenawee, Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Manistee, Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Newaygo, Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Shiawassee, Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Carver, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dakota, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pennington, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Amite, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarke, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Forrest, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Greene, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Harrison, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jasper, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson Davis, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kemper, Mississippi | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lauderdale, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lowndes, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pearl River, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Smith, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Stone, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tallahatchie, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Union, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Adair, Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cape Girardeau, Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cass, Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clay, Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Douglas, Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lincoln, Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Macon, Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oregon, Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Ralls, Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stoddard, Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Warren, Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Webster, Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cumberland, New Jersey | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sandoval, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Socorro, New Mexico | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Delaware, New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greene, New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Saratoga, New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tioga, New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Brown, Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clark, Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Lake, Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Alfalfa, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Blaine, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bryan, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Carter, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cherokee, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Delaware, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dewey, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Garfield, Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Johnston, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kingfisher, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kiowa, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Okmulgee, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Osage, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pontotoc, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Roger Mills, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rogers, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Stephens, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wagoner, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Adams, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Beaver, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bedford, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Blair, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clearfield, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fayette, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fulton, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Greene, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Juniata, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lycoming, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Somerset, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Venango, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Brown, South Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Minnehaha, South Dakota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cannon, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chester, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Knox, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sevier, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Van Buren, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Armstrong, Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Burleson, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cooke, Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Culberson, Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Deaf Smith, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Delta, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DeWitt, Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| El Paso, Texas | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Erath, Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Frio, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Goliad, Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gregg, Texas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Hardeman, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hopkins, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Howard, Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hutchinson, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Irion, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jack, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kendall, Texas | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Lynn, Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Madison, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Mason, Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Mitchell, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Navarro, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Potter, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Refugio, Texas | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Robertson, Texas | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Rockwall, Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| San Augustine, Texas | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| San Saba, Texas | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Stephens, Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sterling, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Terry, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tom Green, Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
| Uvalde, Texas | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Ward, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Winkler, Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Young, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tooele, Utah | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Weber, Utah | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dane, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dunn, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Eau Claire, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jefferson, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kenosha, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Portage, Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sweetwater, Wyoming | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for A+ Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,057 | $151,665,000 | $143,000 | $1,575,000 | $111,000 | $450,000 |
| Cash-out Refinancing | 828 | $219,810,000 | $265,000 | $6,005,000 | $107,000 | $589,000 |
| Refinancing | 659 | $138,095,000 | $209,000 | $6,185,000 | $113,000 | $813,000 |
| Other Purpose | 283 | $25,615,000 | $90,000 | $675,000 | $103,000 | $439,000 |
| Home Improvement | 211 | $16,415,000 | $77,000 | $405,000 | $132,000 | $1,068,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,053 | $205,825,000 | $195,000 | $6,185,000 | $117,000 | $1,068,000 |
| Not applicable | 899 | $135,025,000 | $150,000 | $6,005,000 | $0 | $0 |
| Hispanic | 477 | $75,625,000 | $158,000 | $725,000 | $93,000 | $589,000 |
| Not Provided | 384 | $87,110,000 | $226,000 | $1,575,000 | $115,000 | $693,000 |
| Black or African American | 156 | $28,320,000 | $181,000 | $765,000 | $104,000 | $955,000 |
| Asian | 36 | $8,890,000 | $246,000 | $725,000 | $150,000 | $420,000 |
| American Indian or Alaskan Native | 18 | $3,310,000 | $183,000 | $555,000 | $104,000 | $221,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $145,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,038 | $551,600,000 | $181,000 | $6,185,000 | $111,000 | $1,068,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,246 | $260,380,000 | $208,000 | $4,235,000 | $116,000 | $693,000 |
| Loan Purchased By The Institution | 826 | $82,670,000 | $100,000 | $315,000 | $0 | $0 |
| Application Withdrawn By Applicant | 521 | $104,325,000 | $200,000 | $6,185,000 | $112,000 | $1,068,000 |
| Application Denied By Financial Institution | 263 | $52,385,000 | $199,000 | $6,005,000 | $88,000 | $540,000 |
| Preapproval Approved but not Accepted | 81 | $24,105,000 | $297,000 | $1,405,000 | $109,000 | $275,000 |
| Application Approved But Not Accepted | 52 | $15,420,000 | $296,000 | $1,285,000 | $117,000 | $559,000 |
| File Closed For Incompleteness | 46 | $11,140,000 | $242,000 | $725,000 | $113,000 | $813,000 |
| Preapproval Denied by Financial Institution | 3 | $1,175,000 | $391,000 | $505,000 | $28,000 | $55,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,772 | $498,040,000 | $179,000 | $6,185,000 | $114,000 | $1,068,000 |
| Credit History | 105 | $14,655,000 | $139,000 | $675,000 | $88,000 | $540,000 |
| Debt-To-Income Ratio | 102 | $28,560,000 | $280,000 | $6,005,000 | $65,000 | $299,000 |
| Other | 32 | $3,740,000 | $116,000 | $265,000 | $105,000 | $250,000 |
| Collateral | 15 | $2,095,000 | $139,000 | $355,000 | $170,000 | $420,000 |
| Unverifiable Information | 6 | $3,130,000 | $521,000 | $1,305,000 | $49,000 | $83,000 |
| Employment History | 5 | $1,235,000 | $247,000 | $375,000 | $130,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $240,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into A+ Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess A+ Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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