Aaa Capital Investment, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aaa Capital Investment, Inc. 117 S Garfield Ave Alhambra, CA 91780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 784 |
| Total Mortgage Loan Application Amount | $401,420,000 |
| Average Mortgage Loan Application Amount | $487,666 |
| Highest Mortgage Loan Application Amount | $3,955,000 |
| Average Applicant Income | $270,000 |
| Highest Applicant Income | $7,423,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Aaa Capital Investment, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aaa Capital Investment, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Aaa Capital Investment, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aaa Capital Investment, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aaa Capital Investment, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aaa Capital Investment, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 225 | $ 131,035,000 | $ 582,000 | $ 322,000 |
| San Bernardino County California | 75 | $ 31,075,000 | $ 414,000 | $ 291,000 |
| Orange County California | 72 | $ 48,810,000 | $ 677,000 | $ 367,000 |
| Riverside County California | 38 | $ 19,450,000 | $ 511,000 | $ 752,000 |
| Santa Clara County California | 17 | $ 19,065,000 | $ 1,121,000 | $ 680,000 |
| Maricopa County Arizona | 16 | $ 6,980,000 | $ 436,000 | $ 191,000 |
| Harris County Texas | 14 | $ 3,950,000 | $ 282,000 | $ 115,000 |
| San Diego County California | 13 | $ 7,345,000 | $ 565,000 | $ 196,000 |
| Clark County Nevada | 13 | $ 6,225,000 | $ 478,000 | $ 275,000 |
| King County Washington | 12 | $ 8,130,000 | $ 677,000 | $ 197,000 |
| Cook County Illinois | 11 | $ 3,365,000 | $ 305,000 | $ 96,000 |
| Alameda County California | 10 | $ 7,920,000 | $ 792,000 | $ 644,000 |
| Collin County Texas | 9 | $ 4,735,000 | $ 526,000 | $ 202,000 |
| Arapahoe County Colorado | 8 | $ 3,430,000 | $ 428,000 | $ 239,000 |
| Fort Bend County Texas | 8 | $ 3,420,000 | $ 427,000 | $ 167,000 |
| Contra Costa County California | 7 | $ 3,945,000 | $ 563,000 | $ 182,000 |
| Sacramento County California | 7 | $ 2,295,000 | $ 327,000 | $ 273,000 |
| Ventura County California | 7 | $ 3,755,000 | $ 536,000 | $ 227,000 |
| Douglas County Colorado | 6 | $ 3,530,000 | $ 588,000 | $ 177,000 |
| Polk County Florida | 6 | $ 1,600,000 | $ 266,000 | $ 70,000 |
| Fairfax County Virginia | 6 | $ 5,170,000 | $ 861,000 | $ 290,000 |
| San Mateo County California | 5 | $ 4,705,000 | $ 941,000 | $ 358,000 |
| DuPage County Illinois | 5 | $ 1,945,000 | $ 389,000 | $ 155,000 |
| Prince George's County Maryland | 5 | $ 1,105,000 | $ 221,000 | $ 83,000 |
| Washoe County Nevada | 5 | $ 2,975,000 | $ 595,000 | $ 546,000 |
| Dallas County Texas | 5 | $ 1,445,000 | $ 289,000 | $ 255,000 |
| Broward County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 155,000 |
| Miami-Dade County Florida | 4 | $ 1,350,000 | $ 337,000 | $ 122,000 |
| Palm Beach County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 257,000 |
| Pasco County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 144,000 |
| Gwinnett County Georgia | 4 | $ 1,180,000 | $ 295,000 | $ 81,000 |
| Anne Arundel County Maryland | 4 | $ 1,060,000 | $ 265,000 | $ 4,000 |
| Franklin County Ohio | 4 | $ 650,000 | $ 162,000 | $ 5,000 |
| Kern County California | 3 | $ 565,000 | $ 188,000 | $ 293,000 |
| Placer County California | 3 | $ 655,000 | $ 218,000 | $ 384,000 |
| Orange County Florida | 3 | $ 635,000 | $ 211,000 | $ 162,000 |
| Osceola County Florida | 3 | $ 1,375,000 | $ 458,000 | $ 84,000 |
| Sarasota County Florida | 3 | $ 795,000 | $ 265,000 | $ 27,000 |
| Fulton County Georgia | 3 | $ 705,000 | $ 235,000 | $ 17,000 |
| Will County Illinois | 3 | $ 865,000 | $ 288,000 | $ 103,000 |
| Mecklenburg County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 223,000 |
| Multnomah County Oregon | 3 | $ 1,335,000 | $ 445,000 | $ 10,000 |
| Denton County Texas | 3 | $ 3,175,000 | $ 1,058,000 | $ 949,000 |
| Kaufman County Texas | 3 | $ 715,000 | $ 238,000 | $ 292,000 |
| Tarrant County Texas | 3 | $ 735,000 | $ 245,000 | $ 206,000 |
| Pima County Arizona | 2 | $ 750,000 | $ 375,000 | $ 65,000 |
| Fresno County California | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Monterey County California | 2 | $ 1,490,000 | $ 745,000 | $ 226,000 |
| Jefferson County Colorado | 2 | $ 920,000 | $ 460,000 | $ 183,000 |
| Lake County Florida | 2 | $ 810,000 | $ 405,000 | $ 140,000 |
| St. Johns County Florida | 2 | $ 860,000 | $ 430,000 | $ 142,000 |
| Volusia County Florida | 2 | $ 880,000 | $ 440,000 | $ 188,000 |
| Fayette County Georgia | 2 | $ 460,000 | $ 230,000 | $ 45,000 |
| Kankakee County Illinois | 2 | $ 270,000 | $ 135,000 | $ 13,000 |
| McHenry County Illinois | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Montgomery County Maryland | 2 | $ 1,410,000 | $ 705,000 | $ 154,000 |
| Hennepin County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Dodge County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Cumberland County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Durham County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 300,000 |
| Wake County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 236,000 |
| Cuyahoga County Ohio | 2 | $ 450,000 | $ 225,000 | $ 120,000 |
| Lehigh County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 89,000 |
| Horry County South Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 94,000 |
| Hamilton County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 59,000 |
| Bexar County Texas | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Williamson County Texas | 2 | $ 1,270,000 | $ 635,000 | $ 299,000 |
| St. Clair County Alabama | 1 | $ 195,000 | $ 195,000 | $ 8,000 |
| Coconino County Arizona | 1 | $ 465,000 | $ 465,000 | $ 10,000 |
| Mohave County Arizona | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Navajo County Arizona | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| El Dorado County California | 1 | $ 105,000 | $ 105,000 | $ 272,000 |
| Marin County California | 1 | $ 655,000 | $ 655,000 | $ 236,000 |
| Merced County California | 1 | $ 315,000 | $ 315,000 | $ 199,000 |
| Napa County California | 1 | $ 255,000 | $ 255,000 | $ 2,869,000 |
| Nevada County California | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| San Benito County California | 1 | $ 955,000 | $ 955,000 | $ 612,000 |
| San Francisco County California | 1 | $ 905,000 | $ 905,000 | $ 230,000 |
| Santa Cruz County California | 1 | $ 365,000 | $ 365,000 | $ 50,000 |
| Sonoma County California | 1 | $ 255,000 | $ 255,000 | $ 218,000 |
| Stanislaus County California | 1 | $ 425,000 | $ 425,000 | $ 242,000 |
| Adams County Colorado | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| El Paso County Colorado | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 281,000 |
| Weld County Colorado | 1 | $ 525,000 | $ 525,000 | $ 114,000 |
| District of Columbia County District Of Columbia | 1 | $ 135,000 | $ 135,000 | $ 3,000 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Charlotte County Florida | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| Collier County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 1,025,000 | $ 1,025,000 | $ 68,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Martin County Florida | 1 | $ 735,000 | $ 735,000 | $ 230,000 |
| Seminole County Florida | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Chatham County Georgia | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| Cobb County Georgia | 1 | $ 375,000 | $ 375,000 | $ 949,000 |
| Lamar County Georgia | 1 | $ 165,000 | $ 165,000 | $ 349,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 5,000 |
| Honolulu County Hawaii | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Kane County Illinois | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Johnson County Indiana | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Baltimore City County Maryland | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Frederick County Maryland | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Howard County Maryland | 1 | $ 455,000 | $ 455,000 | $ 356,000 |
| Washington County Maryland | 1 | $ 195,000 | $ 195,000 | $ 2,000 |
| Macomb County Michigan | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Taney County Missouri | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Lyon County Nevada | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Somerset County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Nassau County New York | 1 | $ 755,000 | $ 755,000 | $ 36,000 |
| New York County New York | 1 | $ 2,805,000 | $ 2,805,000 | $ 10,000 |
| Cabarrus County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Gaston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Union County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 153,000 |
| Oklahoma County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 445,000 |
| Washington County Oregon | 1 | $ 195,000 | $ 195,000 | $ 7,000 |
| Chester County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 2,136,000 |
| Montgomery County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 265,000 |
| Philadelphia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Loudon County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Brazoria County Texas | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Caldwell County Texas | 1 | $ 365,000 | $ 365,000 | $ 14,000 |
| Comal County Texas | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Galveston County Texas | 1 | $ 105,000 | $ 105,000 | $ 1,000 |
| McLennan County Texas | 1 | $ 685,000 | $ 685,000 | $ 304,000 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 250,000 |
| Travis County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 541,000 |
| Henrico County Virginia | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Norfolk County Virginia | 1 | $ 565,000 | $ 565,000 | $ 394,000 |
| York County Virginia | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Clark County Washington | 1 | $ 505,000 | $ 505,000 | $ 475,000 |
| Grays Harbor County Washington | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Kittitas County Washington | 1 | $ 505,000 | $ 505,000 | $ 420,000 |
| Pierce County Washington | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Spokane County Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Big Horn County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 534 | $290,960,000 | $544,000 | $2,075,000 | $307,000 | $7,423,000 |
| Cash-out Refinancing | 194 | $82,820,000 | $426,000 | $3,955,000 | $345,000 | $2,869,000 |
| Refinancing | 56 | $27,640,000 | $493,000 | $2,805,000 | $158,000 | $1,559,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 541 | $284,435,000 | $525,000 | $2,805,000 | $279,000 | $5,879,000 |
| White | 106 | $52,020,000 | $490,000 | $3,955,000 | $346,000 | $2,869,000 |
| Not Provided | 80 | $43,270,000 | $540,000 | $1,965,000 | $522,000 | $7,423,000 |
| Hispanic | 28 | $10,360,000 | $370,000 | $1,165,000 | $190,000 | $657,000 |
| Black or African American | 24 | $9,450,000 | $393,000 | $1,525,000 | $150,000 | $613,000 |
| American Indian or Alaskan Native | 4 | $1,680,000 | $420,000 | $965,000 | $160,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $158,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 778 | $398,320,000 | $511,000 | $3,955,000 | $307,000 | $7,423,000 |
| FHA-insured (Federal Housing Administration) | 5 | $2,235,000 | $447,000 | $735,000 | $113,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 1 | $865,000 | $865,000 | $865,000 | $144,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 465 | $252,245,000 | $542,000 | $3,955,000 | $284,000 | $5,287,000 |
| Application Withdrawn By Applicant | 300 | $141,910,000 | $473,000 | $2,805,000 | $341,000 | $7,423,000 |
| Application Denied By Financial Institution | 19 | $7,265,000 | $382,000 | $1,565,000 | $289,000 | $2,851,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 765 | $394,155,000 | $515,000 | $3,955,000 | $306,000 | $7,423,000 |
| Collateral | 8 | $3,060,000 | $382,000 | $1,565,000 | $464,000 | $2,851,000 |
| Credit History | 5 | $2,145,000 | $429,000 | $625,000 | $210,000 | $492,000 |
| Employment History | 3 | $825,000 | $275,000 | $345,000 | $73,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $300,000 | $300,000 |
| Credit Application Incomplete | 1 | $735,000 | $735,000 | $735,000 | $90,000 | $90,000 |
| Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $218,000 | $218,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aaa Capital Investment, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aaa Capital Investment, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.