Aaa Capital Investment, Inc Mortgage Lending & HMDA Data, 2023
In 2023, Aaa Capital Investment, Inc of Arcadia, CA reported 784 mortgage applications totaling $401.4 million, down 37% from 2022. The average application was for $512,015, and applicants reported an average income of $305,760. 59% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (225), Riverside-San Bernardino-Ontario, CA (113) and Anaheim-Santa Ana-Irvine, CA (72) (applications in parentheses).
| Mortgage Company & Address | Aaa Capital Investment, Inc 41 E Live Oak Ave Arcadia, CA 91006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 784 |
| Total Mortgage Loan Application Amount | $401,420,000 |
| Average Mortgage Loan Application Amount | $512,015 |
| Highest Mortgage Loan Application Amount | $3,955,000 |
| Average Applicant Income | $305,760 |
| Highest Applicant Income | $7,423,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aaa Capital Investment, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 225 | $ 131,035,000 | $ 582,377 | $ 322,000 |
| Riverside-San Bernardino-Ontario, CA | 113 | $ 50,525,000 | $ 447,123 | $ 445,000 |
| Anaheim-Santa Ana-Irvine, CA | 72 | $ 48,810,000 | $ 677,916 | $ 367,000 |
| Houston-The Woodlands-Sugar Land, TX | 25 | $ 7,945,000 | $ 317,800 | $ 132,000 |
| Chicago-Naperville, IL | 21 | $ 6,635,000 | $ 315,952 | $ 105,000 |
| Dallas-Plano-Irving, TX | 20 | $ 10,070,000 | $ 503,500 | $ 353,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 18 | $ 20,020,000 | $ 1,112,222 | $ 676,000 |
| Denver-Aurora-Lakewood, CO | 17 | $ 8,195,000 | $ 482,058 | $ 205,000 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 11,865,000 | $ 697,941 | $ 454,000 |
| Phoenix-Mesa-Scottsdale, AZ | 16 | $ 6,980,000 | $ 436,250 | $ 191,000 |
| Las Vegas-Henderson-Paradise, NV | 13 | $ 6,225,000 | $ 478,846 | $ 275,000 |
| San Diego-Carlsbad, CA | 13 | $ 7,345,000 | $ 565,000 | $ 196,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 8,130,000 | $ 677,500 | $ 197,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12 | $ 6,410,000 | $ 534,166 | $ 179,833 |
| Atlanta-Sandy Springs-Roswell, GA | 11 | $ 2,885,000 | $ 262,272 | $ 202,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 3,055,000 | $ 277,727 | $ 297,000 |
| Outside any metro area | 9 | $ 1,915,000 | $ 212,777 | $ 124,625 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 3,175,000 | $ 352,777 | $ 135,000 |
| Charlotte-Concord-Gastonia, NC-SC | 7 | $ 1,815,000 | $ 259,285 | $ 161,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 3,755,000 | $ 536,428 | $ 227,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 1,820,000 | $ 303,333 | $ 89,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,600,000 | $ 266,666 | $ 70,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 5,610,000 | $ 935,000 | $ 337,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 2,035,000 | $ 407,000 | $ 101,400 |
| Reno, NV | 5 | $ 2,975,000 | $ 595,000 | $ 546,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 2,135,000 | $ 427,000 | $ 129,000 |
| Austin-Round Rock, TX | 4 | $ 3,140,000 | $ 785,000 | $ 284,000 |
| Columbus, OH | 4 | $ 650,000 | $ 162,500 | $ 5,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,210,000 | $ 302,500 | $ 155,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,350,000 | $ 337,500 | $ 122,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,460,000 | $ 365,000 | $ 257,000 |
| Bakersfield, CA | 3 | $ 565,000 | $ 188,333 | $ 293,000 |
| Fort Worth-Arlington, TX | 3 | $ 735,000 | $ 245,000 | $ 206,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 795,000 | $ 265,000 | $ 27,000 |
| San Antonio-New Braunfels, TX | 3 | $ 645,000 | $ 215,000 | $ 88,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 1,635,000 | $ 545,000 | $ 154,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 500,000 | $ 250,000 | $ 89,000 |
| Chattanooga, TN-GA | 2 | $ 470,000 | $ 235,000 | $ 59,000 |
| Cleveland-Elyria, OH | 2 | $ 450,000 | $ 225,000 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 880,000 | $ 440,000 | $ 188,000 |
| Durham-Chapel Hill, NC | 2 | $ 500,000 | $ 250,000 | $ 300,000 |
| Fayetteville, NC | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Fresno, CA | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 550,000 | $ 275,000 | $ 2,000 |
| Jacksonville, FL | 2 | $ 860,000 | $ 430,000 | $ 142,000 |
| Kankakee, IL | 2 | $ 270,000 | $ 135,000 | $ 13,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 770,000 | $ 385,000 | $ 1,200,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 1,090,000 | $ 545,000 | $ 94,000 |
| Raleigh, NC | 2 | $ 1,000,000 | $ 500,000 | $ 236,000 |
| Salinas, CA | 2 | $ 1,490,000 | $ 745,000 | $ 226,000 |
| Tucson, AZ | 2 | $ 750,000 | $ 375,000 | $ 65,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 720,000 | $ 360,000 | $ 243,000 |
| Birmingham-Hoover, AL | 1 | $ 195,000 | $ 195,000 | $ 8,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Columbus, GA-AL | 1 | $ 125,000 | $ 125,000 | $ 5,000 |
| Elgin, IL | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Flagstaff, AZ | 1 | $ 465,000 | $ 465,000 | $ 10,000 |
| Fort Collins, CO | 1 | $ 355,000 | $ 355,000 | $ 281,000 |
| Greeley, CO | 1 | $ 525,000 | $ 525,000 | $ 114,000 |
| Greensboro-High Point, NC | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Knoxville, TN | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Merced, CA | 1 | $ 315,000 | $ 315,000 | $ 199,000 |
| Modesto, CA | 1 | $ 425,000 | $ 425,000 | $ 242,000 |
| Napa, CA | 1 | $ 255,000 | $ 255,000 | $ 2,869,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 755,000 | $ 755,000 | $ 36,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 2,805,000 | $ 2,805,000 | $ 10,000 |
| New York-Newark, NY | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 205,000 | $ 205,000 | $ 445,000 |
| Panama City, FL | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Philadelphia, PA | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Port St. Lucie, FL | 1 | $ 735,000 | $ 735,000 | $ 230,000 |
| Punta Gorda, FL | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| Richmond, VA | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| San Rafael, CA | 1 | $ 655,000 | $ 655,000 | $ 236,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 365,000 | $ 365,000 | $ 50,000 |
| Santa Rosa, CA | 1 | $ 255,000 | $ 255,000 | $ 218,000 |
| Savannah, GA | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| Spokane-Spokane Valley, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Urban Honolulu, HI | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Waco, TX | 1 | $ 685,000 | $ 685,000 | $ 304,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
Mortgage Loan Application Detail Totals for Aaa Capital Investment, Inc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 534 | $290,960,000 | $544,000 | $2,075,000 | $307,000 | $7,423,000 |
| Cash-out Refinancing | 194 | $82,820,000 | $426,000 | $3,955,000 | $345,000 | $2,869,000 |
| Refinancing | 56 | $27,640,000 | $493,000 | $2,805,000 | $158,000 | $1,559,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 541 | $284,435,000 | $525,000 | $2,805,000 | $279,000 | $5,879,000 |
| White | 106 | $52,020,000 | $490,000 | $3,955,000 | $346,000 | $2,869,000 |
| Not Provided | 80 | $43,270,000 | $540,000 | $1,965,000 | $522,000 | $7,423,000 |
| Hispanic | 28 | $10,360,000 | $370,000 | $1,165,000 | $190,000 | $657,000 |
| Black or African American | 24 | $9,450,000 | $393,000 | $1,525,000 | $150,000 | $613,000 |
| American Indian or Alaskan Native | 4 | $1,680,000 | $420,000 | $965,000 | $160,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $158,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 778 | $398,320,000 | $511,000 | $3,955,000 | $307,000 | $7,423,000 |
| FHA-insured (Federal Housing Administration) | 5 | $2,235,000 | $447,000 | $735,000 | $113,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 1 | $865,000 | $865,000 | $865,000 | $144,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 465 | $252,245,000 | $542,000 | $3,955,000 | $284,000 | $5,287,000 |
| Application Withdrawn By Applicant | 300 | $141,910,000 | $473,000 | $2,805,000 | $341,000 | $7,423,000 |
| Application Denied By Financial Institution | 19 | $7,265,000 | $382,000 | $1,565,000 | $289,000 | $2,851,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 765 | $394,155,000 | $515,000 | $3,955,000 | $306,000 | $7,423,000 |
| Collateral | 8 | $3,060,000 | $382,000 | $1,565,000 | $464,000 | $2,851,000 |
| Credit History | 5 | $2,145,000 | $429,000 | $625,000 | $210,000 | $492,000 |
| Employment History | 3 | $825,000 | $275,000 | $345,000 | $73,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $300,000 | $300,000 |
| Credit Application Incomplete | 1 | $735,000 | $735,000 | $735,000 | $90,000 | $90,000 |
| Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $218,000 | $218,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aaa Capital Investment, Inc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aaa Capital Investment, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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