Access National Bank Mortgage Lending & HMDA Data, 2011
In 2011, Access National Bank of Reston, VA reported 4,883 mortgage applications totaling $1.0 billion, up 10073% from 2010. The average application was for $206,054, and applicants reported an average income of $42,194. 50% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (472), Indianapolis-Carmel, IN (258) and Nashville-Davidson--Murfreesboro--Franklin, TN (155) (applications in parentheses).
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,883 |
| Total Mortgage Loan Application Amount | $1,006,164,000 |
| Average Mortgage Loan Application Amount | $206,054 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $42,194 |
| Highest Applicant Income | $2,596,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 472 | $ 163,662,000 | $ 346,741 | $ 135,078 |
| Indianapolis-Carmel, IN | 258 | $ 53,070,000 | $ 205,697 | $ 105,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 155 | $ 33,156,000 | $ 213,909 | $ 82,000 |
| Atlanta-Sandy Springs-Marietta, GA | 152 | $ 27,384,000 | $ 180,157 | $ 59,000 |
| Denver-Aurora-Broomfield, CO | 117 | $ 24,986,000 | $ 213,555 | $ 32,000 |
| San Antonio-New Braunfels, TX | 88 | $ 19,065,000 | $ 216,647 | $ 65,000 |
| Bethesda-Rockville-Frederick, MD | 71 | $ 25,854,000 | $ 364,140 | $ 143,000 |
| Las Vegas-Paradise, NV | 65 | $ 11,624,000 | $ 178,830 | $ 1,000 |
| Hagerstown-Martinsburg, MD-WV | 58 | $ 9,361,000 | $ 161,396 | $ 52,844 |
| Baltimore-Towson, MD | 50 | $ 17,298,000 | $ 345,960 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 49 | $ 7,780,000 | $ 158,775 | $ 37,510 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 43 | $ 9,537,000 | $ 221,790 | $ 13,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 42 | $ 8,770,000 | $ 208,809 | $ 31,285 |
| Phoenix-Mesa-Glendale, AZ | 42 | $ 7,543,000 | $ 179,595 | $ 12,000 |
| Colorado Springs, CO | 40 | $ 9,078,000 | $ 226,950 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 36 | $ 8,557,000 | $ 237,694 | $ 5,000 |
| Killeen-Temple-Fort Hood, TX | 35 | $ 4,543,000 | $ 129,800 | $ 1,000 |
| Houston-Sugar Land-Baytown, TX | 34 | $ 5,218,000 | $ 153,470 | $ 23,000 |
| Chicago-Joliet-Naperville, IL | 33 | $ 7,459,000 | $ 226,030 | $ 35,000 |
| Columbus, OH | 33 | $ 5,488,000 | $ 166,303 | $ 23,000 |
| Dallas-Plano-Irving, TX | 33 | $ 6,057,000 | $ 183,545 | $ 11,000 |
| Albuquerque, NM | 32 | $ 6,085,000 | $ 190,156 | $ 33,000 |
| Fayetteville, NC | 32 | $ 4,917,000 | $ 153,656 | $ 6,000 |
| New York-White Plains-Wayne, NY-NJ | 31 | $ 10,749,000 | $ 346,741 | $ 26,096 |
| Louisville-Jefferson County, KY-IN | 30 | $ 4,253,000 | $ 141,766 | $ 4,500 |
| Kansas City, MO-KS | 29 | $ 4,845,000 | $ 167,068 | $ 4,896 |
| Oklahoma City, OK | 29 | $ 4,043,000 | $ 139,413 | $ 0 |
| Philadelphia, PA | 29 | $ 6,019,000 | $ 207,551 | $ 30,000 |
| Albany-Schenectady-Troy, NY | 27 | $ 4,134,000 | $ 153,111 | $ 11,000 |
| Edison-New Brunswick, NJ | 27 | $ 5,907,000 | $ 218,777 | $ 7,000 |
| San Diego-Carlsbad-San Marcos, CA | 27 | $ 8,777,000 | $ 325,074 | $ 19,000 |
| Springfield, MA | 27 | $ 4,685,000 | $ 173,518 | $ 28,000 |
| Tampa-St. Petersburg-Clearwater, FL | 27 | $ 5,107,000 | $ 189,148 | $ 64,000 |
| Jacksonville, FL | 26 | $ 4,368,000 | $ 168,000 | $ 16,000 |
| St. Louis, MO-IL | 26 | $ 4,000,000 | $ 153,846 | $ 13,538 |
| Columbus, GA-AL | 25 | $ 4,833,000 | $ 193,320 | $ 41,000 |
| Little Rock-North Little Rock-Conway, AR | 25 | $ 4,107,000 | $ 164,280 | $ 9,000 |
| Omaha-Council Bluffs, NE-IA | 24 | $ 2,891,000 | $ 120,458 | $ 0 |
| Camden, NJ | 23 | $ 5,179,000 | $ 225,173 | $ 15,000 |
| Honolulu, HI | 23 | $ 9,339,000 | $ 406,043 | $ 7,000 |
| Pittsburgh, PA | 23 | $ 3,334,000 | $ 144,956 | $ 6,000 |
| Rochester, NY | 23 | $ 2,990,000 | $ 130,000 | $ 7,000 |
| Austin-Round Rock-San Marcos, TX | 22 | $ 3,547,000 | $ 161,227 | $ 20,000 |
| Clarksville, TN-KY | 22 | $ 2,607,000 | $ 118,500 | $ 0 |
| Lexington-Fayette, KY | 22 | $ 3,095,000 | $ 140,681 | $ 15,000 |
| Tucson, AZ | 22 | $ 3,482,000 | $ 158,272 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 21 | $ 3,708,000 | $ 176,571 | $ 52,000 |
| Anchorage, AK | 20 | $ 4,973,000 | $ 248,650 | $ 4,000 |
| Buffalo-Niagara Falls, NY | 20 | $ 3,028,000 | $ 151,400 | $ 3,000 |
| Providence-New Bedford-Fall River, RI-MA | 19 | $ 4,422,000 | $ 232,736 | $ 21,157 |
| Wilmington, DE-MD-NJ | 19 | $ 5,113,000 | $ 269,105 | $ 61,789 |
| Columbia, SC | 18 | $ 3,086,000 | $ 171,444 | $ 18,000 |
| Orlando-Kissimmee-Sanford, FL | 18 | $ 3,144,000 | $ 174,666 | $ 51,000 |
| Richmond, VA | 18 | $ 4,095,000 | $ 227,500 | $ 35,000 |
| Boston-Quincy, MA | 17 | $ 4,808,000 | $ 282,823 | $ 44,000 |
| El Paso, TX | 17 | $ 2,425,000 | $ 142,647 | $ 3,000 |
| Elizabethtown, KY | 17 | $ 2,721,000 | $ 160,058 | $ 8,000 |
| Fort Worth-Arlington, TX | 17 | $ 2,538,000 | $ 149,294 | $ 4,000 |
| Los Angeles-Long Beach-Glendale, CA | 17 | $ 5,297,000 | $ 311,588 | $ 44,000 |
| Ogden-Clearfield, UT | 17 | $ 3,148,000 | $ 185,176 | $ 4,000 |
| Portland-South Portland-Biddeford, ME | 17 | $ 3,230,000 | $ 190,000 | $ 28,000 |
| Raleigh-Cary, NC | 17 | $ 2,943,000 | $ 173,117 | $ 27,000 |
| Charleston-North Charleston-Summerville, SC | 16 | $ 3,291,000 | $ 205,687 | $ 18,000 |
| Gulfport-Biloxi, MS | 16 | $ 2,320,000 | $ 145,000 | $ 0 |
| Jacksonville, NC | 16 | $ 2,549,000 | $ 159,312 | $ 0 |
| Manhattan, KS | 16 | $ 2,384,000 | $ 149,000 | $ 0 |
| Memphis, TN-MS-AR | 16 | $ 2,636,000 | $ 164,750 | $ 16,250 |
| New Orleans-Metairie-Kenner, LA | 16 | $ 2,231,000 | $ 139,437 | $ 6,000 |
| Pensacola-Ferry Pass-Brent, FL | 16 | $ 2,557,000 | $ 159,812 | $ 22,000 |
| Wichita, KS | 16 | $ 2,108,000 | $ 131,750 | $ 7,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 3,552,000 | $ 236,800 | $ 23,000 |
| Spokane, WA | 15 | $ 2,398,000 | $ 159,866 | $ 0 |
| Tacoma, WA | 15 | $ 3,541,000 | $ 236,066 | $ 15,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 2,271,000 | $ 151,400 | $ 0 |
| Greeley, CO | 14 | $ 2,963,000 | $ 211,642 | $ 23,000 |
| Harrisburg-Carlisle, PA | 14 | $ 2,227,000 | $ 159,071 | $ 12,000 |
| Hinesville-Fort Stewart, GA | 14 | $ 1,718,000 | $ 122,714 | $ 0 |
| Huntsville, AL | 14 | $ 2,528,000 | $ 180,571 | $ 10,000 |
| Manchester-Nashua, NH | 14 | $ 2,793,000 | $ 199,500 | $ 4,000 |
| Tulsa, OK | 14 | $ 1,893,000 | $ 135,214 | $ 0 |
| Worcester, MA | 14 | $ 2,827,000 | $ 201,928 | $ 21,000 |
| Boise City-Nampa, ID | 13 | $ 2,425,000 | $ 186,538 | $ 0 |
| Burlington-South Burlington, VT | 13 | $ 2,933,000 | $ 225,615 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 3,083,000 | $ 237,153 | $ 11,000 |
| Montgomery, AL | 13 | $ 2,211,000 | $ 170,076 | $ 13,000 |
| New Haven-Milford, CT | 13 | $ 2,831,000 | $ 217,769 | $ 13,000 |
| York-Hanover, PA | 13 | $ 2,031,000 | $ 156,230 | $ 24,000 |
| Birmingham-Hoover, AL | 12 | $ 1,866,000 | $ 155,500 | $ 8,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 12 | $ 1,791,000 | $ 149,250 | $ 0 |
| Dayton, OH | 12 | $ 1,729,000 | $ 144,083 | $ 12,000 |
| Knoxville, TN | 12 | $ 1,878,000 | $ 156,500 | $ 5,000 |
| Nassau-Suffolk, NY | 12 | $ 4,106,000 | $ 342,166 | $ 5,000 |
| Newark-Union, NJ-PA | 12 | $ 3,119,000 | $ 259,916 | $ 2,500 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 2,726,000 | $ 227,166 | $ 5,333 |
| Shreveport-Bossier City, LA | 12 | $ 1,750,000 | $ 145,833 | $ 0 |
| Syracuse, NY | 12 | $ 1,525,000 | $ 127,083 | $ 13,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 1,457,000 | $ 132,454 | $ 19,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 1,906,000 | $ 173,272 | $ 0 |
| Jackson, MS | 11 | $ 2,194,000 | $ 199,454 | $ 0 |
| Rapid City, SD | 11 | $ 1,528,000 | $ 138,909 | $ 4,000 |
| Reno-Sparks, NV | 11 | $ 1,836,000 | $ 166,909 | $ 2,000 |
| Savannah, GA | 11 | $ 2,031,000 | $ 184,636 | $ 29,000 |
| Warner Robins, GA | 11 | $ 2,126,000 | $ 193,272 | $ 0 |
| Baton Rouge, LA | 10 | $ 1,945,000 | $ 194,500 | $ 0 |
| Billings, MT | 10 | $ 1,673,000 | $ 167,300 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 1,533,000 | $ 153,300 | $ 8,000 |
| Greensboro-High Point, NC | 10 | $ 1,085,000 | $ 108,500 | $ 14,000 |
| Roanoke, VA | 10 | $ 1,418,000 | $ 141,800 | $ 18,000 |
| Atlantic City-Hammonton, NJ | 9 | $ 1,938,000 | $ 215,333 | $ 8,000 |
| Cambridge-Newton-Framingham, MA | 9 | $ 3,076,000 | $ 341,777 | $ 102,000 |
| Fargo, ND-MN | 9 | $ 1,492,000 | $ 165,777 | $ 8,000 |
| Lawton, OK | 9 | $ 1,266,000 | $ 140,666 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 9 | $ 2,000,000 | $ 222,222 | $ 14,000 |
| Provo-Orem, UT | 9 | $ 1,583,000 | $ 175,888 | $ 14,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 9 | $ 1,632,000 | $ 181,333 | $ 0 |
| Salt Lake City, UT | 9 | $ 1,622,000 | $ 180,222 | $ 0 |
| Wilmington, NC | 9 | $ 1,533,000 | $ 170,333 | $ 24,000 |
| Amarillo, TX | 8 | $ 1,192,000 | $ 149,000 | $ 0 |
| Des Moines-West Des Moines, IA | 8 | $ 1,393,000 | $ 174,125 | $ 0 |
| Dover, DE | 8 | $ 1,322,000 | $ 165,250 | $ 0 |
| Fort Collins-Loveland, CO | 8 | $ 1,389,000 | $ 173,625 | $ 82,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 1,774,000 | $ 221,750 | $ 24,000 |
| Great Falls, MT | 8 | $ 1,272,000 | $ 159,000 | $ 7,000 |
| Kingston, NY | 8 | $ 1,556,000 | $ 194,500 | $ 22,000 |
| Peabody, MA | 8 | $ 1,834,000 | $ 229,250 | $ 79,000 |
| Auburn-Opelika, AL | 7 | $ 1,271,000 | $ 181,571 | $ 12,000 |
| Bakersfield-Delano, CA | 7 | $ 943,000 | $ 134,714 | $ 29,000 |
| Cheyenne, WY | 7 | $ 1,203,000 | $ 171,857 | $ 14,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,140,000 | $ 162,857 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,215,000 | $ 173,571 | $ 87,000 |
| Gary, IN | 7 | $ 1,117,000 | $ 159,571 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,024,000 | $ 146,285 | $ 6,857 |
| Lewiston-Auburn, ME | 7 | $ 1,179,000 | $ 168,428 | $ 8,000 |
| Oakland-Fremont-Hayward, CA | 7 | $ 2,955,000 | $ 422,142 | $ 12,000 |
| Olympia, WA | 7 | $ 1,806,000 | $ 258,000 | $ 0 |
| Sioux Falls, SD | 7 | $ 1,162,000 | $ 166,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,135,000 | $ 189,166 | $ 24,666 |
| Bangor, ME | 6 | $ 871,000 | $ 145,166 | $ 0 |
| Bremerton-Silverdale, WA | 6 | $ 1,522,000 | $ 253,666 | $ 10,000 |
| Fresno, CA | 6 | $ 1,345,000 | $ 224,166 | $ 9,000 |
| Iowa City, IA | 6 | $ 1,060,000 | $ 176,666 | $ 13,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,124,000 | $ 187,333 | $ 62,000 |
| Lake Charles, LA | 6 | $ 1,082,000 | $ 180,333 | $ 0 |
| Norwich-New London, CT | 6 | $ 760,000 | $ 126,666 | $ 28,000 |
| Pascagoula, MS | 6 | $ 904,000 | $ 150,666 | $ 9,000 |
| Pueblo, CO | 6 | $ 887,000 | $ 147,833 | $ 4,000 |
| Rockingham County-Strafford County, NH | 6 | $ 1,546,000 | $ 257,666 | $ 84,000 |
| Salem, OR | 6 | $ 1,240,000 | $ 206,666 | $ 0 |
| Scranton--Wilkes-Barre, PA | 6 | $ 939,000 | $ 156,500 | $ 0 |
| Utica-Rome, NY | 6 | $ 732,000 | $ 122,000 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 6 | $ 1,063,000 | $ 177,166 | $ 20,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 718,000 | $ 119,666 | $ 0 |
| Akron, OH | 5 | $ 715,000 | $ 143,000 | $ 33,000 |
| Anderson, IN | 5 | $ 731,000 | $ 146,200 | $ 61,000 |
| Binghamton, NY | 5 | $ 722,000 | $ 144,400 | $ 0 |
| Bismarck, ND | 5 | $ 833,000 | $ 166,600 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 1,755,000 | $ 351,000 | $ 87,000 |
| Brownsville-Harlingen, TX | 5 | $ 568,000 | $ 113,600 | $ 14,000 |
| Canton-Massillon, OH | 5 | $ 695,000 | $ 139,000 | $ 36,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 790,000 | $ 158,000 | $ 16,000 |
| Chattanooga, TN-GA | 5 | $ 755,000 | $ 151,000 | $ 40,200 |
| Eugene-Springfield, OR | 5 | $ 734,000 | $ 146,800 | $ 0 |
| Fairbanks, AK | 5 | $ 767,000 | $ 153,400 | $ 0 |
| Grand Junction, CO | 5 | $ 961,000 | $ 192,200 | $ 6,000 |
| Greenville, NC | 5 | $ 890,000 | $ 178,000 | $ 0 |
| Hattiesburg, MS | 5 | $ 692,000 | $ 138,400 | $ 0 |
| Lincoln, NE | 5 | $ 672,000 | $ 134,400 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 644,000 | $ 128,800 | $ 13,000 |
| Rockford, IL | 5 | $ 601,000 | $ 120,200 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 2,623,000 | $ 524,600 | $ 110,000 |
| Topeka, KS | 5 | $ 750,000 | $ 150,000 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 1,245,000 | $ 249,000 | $ 15,000 |
| Wichita Falls, TX | 5 | $ 570,000 | $ 114,000 | $ 0 |
| Beaumont-Port Arthur, TX | 4 | $ 648,000 | $ 162,000 | $ 0 |
| Bellingham, WA | 4 | $ 776,000 | $ 194,000 | $ 0 |
| Durham-Chapel Hill, NC | 4 | $ 625,000 | $ 156,250 | $ 0 |
| Evansville, IN-KY | 4 | $ 474,000 | $ 118,500 | $ 20,000 |
| Glens Falls, NY | 4 | $ 806,000 | $ 201,500 | $ 36,000 |
| Goldsboro, NC | 4 | $ 604,000 | $ 151,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 4 | $ 805,000 | $ 201,250 | $ 117,000 |
| Joplin, MO | 4 | $ 617,000 | $ 154,250 | $ 0 |
| Lafayette, LA | 4 | $ 629,000 | $ 157,250 | $ 35,000 |
| Lancaster, PA | 4 | $ 516,000 | $ 129,000 | $ 0 |
| Lebanon, PA | 4 | $ 642,000 | $ 160,500 | $ 14,000 |
| Medford, OR | 4 | $ 876,000 | $ 219,000 | $ 9,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,024,000 | $ 256,000 | $ 224,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 573,000 | $ 143,250 | $ 16,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 712,000 | $ 178,000 | $ 30,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,253,000 | $ 313,250 | $ 0 |
| Port St. Lucie, FL | 4 | $ 597,000 | $ 149,250 | $ 12,000 |
| Prescott, AZ | 4 | $ 525,000 | $ 131,250 | $ 48,000 |
| Reading, PA | 4 | $ 491,000 | $ 122,750 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 2,045,000 | $ 511,250 | $ 0 |
| Springfield, MO | 4 | $ 476,000 | $ 119,000 | $ 0 |
| Stockton, CA | 4 | $ 757,000 | $ 189,250 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 723,000 | $ 180,750 | $ 0 |
| Waco, TX | 4 | $ 673,000 | $ 168,250 | $ 26,000 |
| Winston-Salem, NC | 4 | $ 781,000 | $ 195,250 | $ 0 |
| Yuba City, CA | 4 | $ 701,000 | $ 175,250 | $ 0 |
| Yuma, AZ | 4 | $ 929,000 | $ 232,250 | $ 0 |
| Abilene, TX | 3 | $ 416,000 | $ 138,666 | $ 0 |
| Athens-Clarke County, GA | 3 | $ 467,000 | $ 155,666 | $ 62,000 |
| Barnstable Town, MA | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Bloomington-Normal, IL | 3 | $ 463,000 | $ 154,333 | $ 0 |
| Boulder, CO | 3 | $ 648,000 | $ 216,000 | $ 37,000 |
| Cedar Rapids, IA | 3 | $ 363,000 | $ 121,000 | $ 0 |
| Charleston, WV | 3 | $ 475,000 | $ 158,333 | $ 23,000 |
| Corpus Christi, TX | 3 | $ 417,000 | $ 139,000 | $ 39,000 |
| Farmington, NM | 3 | $ 390,000 | $ 130,000 | $ 10,000 |
| Flint, MI | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Florence-Muscle Shoals, AL | 3 | $ 612,000 | $ 204,000 | $ 0 |
| Gadsden, AL | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Hot Springs, AR | 3 | $ 302,000 | $ 100,666 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 288,000 | $ 96,000 | $ 56,666 |
| Lynchburg, VA | 3 | $ 914,000 | $ 304,666 | $ 251,000 |
| Mansfield, OH | 3 | $ 362,000 | $ 120,666 | $ 0 |
| Missoula, MT | 3 | $ 563,000 | $ 187,666 | $ 0 |
| Modesto, CA | 3 | $ 471,000 | $ 157,000 | $ 21,000 |
| Ocala, FL | 3 | $ 697,000 | $ 232,333 | $ 0 |
| Owensboro, KY | 3 | $ 312,000 | $ 104,000 | $ 15,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 417,000 | $ 139,000 | $ 15,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,720,000 | $ 573,333 | $ 147,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,020,000 | $ 340,000 | $ 0 |
| Sioux City, IA-NE-SD | 3 | $ 494,000 | $ 164,666 | $ 0 |
| Valdosta, GA | 3 | $ 650,000 | $ 216,666 | $ 37,000 |
| Alexandria, LA | 2 | $ 225,000 | $ 112,500 | $ 0 |
| Ann Arbor, MI | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Asheville, NC | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Brunswick, GA | 2 | $ 692,000 | $ 346,000 | $ 33,000 |
| Champaign-Urbana, IL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Charlottesville, VA | 2 | $ 570,000 | $ 285,000 | $ 48,000 |
| Chico, CA | 2 | $ 353,000 | $ 176,500 | $ 24,000 |
| Cleveland, TN | 2 | $ 396,000 | $ 198,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 233,000 | $ 116,500 | $ 114,000 |
| Decatur, AL | 2 | $ 333,000 | $ 166,500 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Dothan, AL | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Duluth, MN-WI | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Florence, SC | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Gainesville, GA | 2 | $ 491,000 | $ 245,500 | $ 185,000 |
| Grand Forks, ND-MN | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 2 | $ 252,000 | $ 126,000 | $ 27,000 |
| Holland-Grand Haven, MI | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Idaho Falls, ID | 2 | $ 271,000 | $ 135,500 | $ 0 |
| Jackson, MI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Jackson, TN | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Jonesboro, AR | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 370,000 | $ 185,000 | $ 25,000 |
| Lakeland-Winter Haven, FL | 2 | $ 465,000 | $ 232,500 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Laredo, TX | 2 | $ 271,000 | $ 135,500 | $ 0 |
| Lewiston, ID-WA | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Lima, OH | 2 | $ 290,000 | $ 145,000 | $ 26,000 |
| Logan, UT-ID | 2 | $ 291,000 | $ 145,500 | $ 22,000 |
| Longview, TX | 2 | $ 225,000 | $ 112,500 | $ 30,000 |
| Lubbock, TX | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Madera-Chowchilla, CA | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Madison, WI | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Mobile, AL | 2 | $ 503,000 | $ 251,500 | $ 0 |
| Monroe, LA | 2 | $ 211,000 | $ 105,500 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 235,000 | $ 117,500 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 519,000 | $ 259,500 | $ 46,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Peoria, IL | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Pine Bluff, AR | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Redding, CA | 2 | $ 302,000 | $ 151,000 | $ 43,000 |
| Rocky Mount, NC | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Salisbury, MD | 2 | $ 201,000 | $ 100,500 | $ 33,000 |
| San Angelo, TX | 2 | $ 403,000 | $ 201,500 | $ 31,000 |
| Santa Fe, NM | 2 | $ 370,000 | $ 185,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 384,000 | $ 192,000 | $ 81,000 |
| Spartanburg, SC | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Springfield, IL | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Springfield, OH | 2 | $ 242,000 | $ 121,000 | $ 53,000 |
| St. Cloud, MN | 2 | $ 381,000 | $ 190,500 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Toledo, OH | 2 | $ 269,000 | $ 134,500 | $ 0 |
| Tuscaloosa, AL | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Tyler, TX | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Williamsport, PA | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Yakima, WA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Albany, GA | 1 | $ 181,000 | $ 181,000 | $ 46,000 |
| Altoona, PA | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Anniston-Oxford, AL | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Appleton, WI | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Bend, OR | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Bloomington, IN | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Bowling Green, KY | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Carson City, NV | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Casper, WY | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Columbus, IN | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| Cumberland, MD-WV | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| Dalton, GA | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Danville, IL | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Danville, VA | 1 | $ 189,000 | $ 189,000 | $ 97,000 |
| Dubuque, IA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Eau Claire, WI | 1 | $ 92,000 | $ 92,000 | $ 0 |
| El Centro, CA | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Elmira, NY | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Erie, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Gainesville, FL | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Johnson City, TN | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Kennewick-Pasco-Richland, WA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kokomo, IN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lafayette, IN | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Las Cruces, NM | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Longview, WA | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Macon, GA | 1 | $ 283,000 | $ 283,000 | $ 68,000 |
| Michigan City-La Porte, IN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Midland, TX | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Morgantown, WV | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Muskegon-Norton Shores, MI | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Napa, CA | 1 | $ 410,000 | $ 410,000 | $ 232,000 |
| Naples-Marco Island, FL | 1 | $ 194,000 | $ 194,000 | $ 273,000 |
| Odessa, TX | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Pittsfield, MA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Racine, WI | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Rochester, MN | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 93,000 | $ 93,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 463,000 | $ 463,000 | $ 85,000 |
| Sandusky, OH | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 682,000 | $ 682,000 | $ 105,000 |
| Sebastian-Vero Beach, FL | 1 | $ 699,000 | $ 699,000 | $ 0 |
| Sheboygan, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. George, UT | 1 | $ 160,000 | $ 160,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 85,000 | $ 85,000 | $ 0 |
| State College, PA | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Sumter, SC | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tallahassee, FL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Terre Haute, IN | 1 | $ 274,000 | $ 274,000 | $ 103,000 |
| Visalia-Porterville, CA | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Wausau, WI | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Wenatchee-East Wenatchee, WA | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 220,000 | $ 220,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Access National Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,188 | $851,494,000 | $203,000 | $3,500,000 | $32,000 | $2,596,000 |
| Home Purchase | 693 | $152,995,000 | $220,000 | $1,600,000 | $102,000 | $2,179,000 |
| Home Improvement | 2 | $1,675,000 | $837,000 | $1,125,000 | $666,000 | $963,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,965 | $781,917,000 | $197,000 | $1,350,000 | $37,000 | $1,256,000 |
| Black or African American | 266 | $52,843,000 | $198,000 | $700,000 | $32,000 | $301,000 |
| Hispanic | 255 | $51,820,000 | $203,000 | $800,000 | $29,000 | $353,000 |
| Not Provided | 231 | $72,471,000 | $313,000 | $2,000,000 | $145,000 | $2,596,000 |
| Asian | 97 | $25,938,000 | $267,000 | $1,600,000 | $81,000 | $693,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $6,803,000 | $242,000 | $715,000 | $44,000 | $229,000 |
| Not applicable | 26 | $10,942,000 | $420,000 | $3,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 15 | $3,430,000 | $228,000 | $505,000 | $18,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,948 | $535,033,000 | $181,000 | $924,000 | $4,000 | $297,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,163 | $326,895,000 | $281,000 | $3,500,000 | $141,000 | $2,596,000 |
| FHA-insured (Federal Housing Administration) | 714 | $135,795,000 | $190,000 | $682,000 | $39,000 | $889,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $8,441,000 | $145,000 | $310,000 | $50,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,444 | $527,160,000 | $215,000 | $3,500,000 | $54,000 | $1,256,000 |
| Application Withdrawn By Applicant | 1,373 | $268,524,000 | $195,000 | $1,346,000 | $32,000 | $2,596,000 |
| Application Denied By Financial Institution | 1,040 | $205,125,000 | $197,000 | $1,206,000 | $30,000 | $810,000 |
| Application Approved But Not Accepted | 23 | $4,714,000 | $204,000 | $608,000 | $41,000 | $230,000 |
| Loan Purchased By The Institution | 3 | $641,000 | $213,000 | $306,000 | $24,000 | $73,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 361 | $63,851,000 | $176,000 | $600,000 | $8,000 | $384,000 |
| Unverifiable Information | 336 | $62,686,000 | $186,000 | $766,000 | $23,000 | $275,000 |
| Collateral | 199 | $41,822,000 | $210,000 | $800,000 | $54,000 | $810,000 |
| Debt-To-Income Ratio | 65 | $17,495,000 | $269,000 | $1,000,000 | $74,000 | $480,000 |
| Other | 63 | $14,263,000 | $226,000 | $698,000 | $60,000 | $589,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,166,000 | $395,000 | $1,206,000 | $74,000 | $228,000 |
| Employment History | 6 | $1,417,000 | $236,000 | $401,000 | $85,000 | $150,000 |
| Credit Application Incomplete | 1 | $200,000 | $200,000 | $200,000 | $90,000 | $90,000 |
| Mortgage Insurance Denied | 1 | $225,000 | $225,000 | $225,000 | $54,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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