Access National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Access National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,795 |
| Total Mortgage Loan Application Amount | $1,147,089,000 |
| Average Mortgage Loan Application Amount | $220,666 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $7,320,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Access National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Access National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Access National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Access National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Access National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Access National Bank's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 853 | $ 317,887,000 | $ 311,750 | $ 116,250 |
| INDIANAPOLIS-CARMEL, IN | 636 | $ 135,973,000 | $ 213,000 | $ 115,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 299 | $ 67,529,000 | $ 225,000 | $ 90,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 180 | $ 28,806,000 | $ 160,000 | $ 115,000 |
| DENVER-AURORA-BROOMFIELD, CO | 166 | $ 37,848,000 | $ 228,000 | $ 74,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 104 | $ 17,137,000 | $ 164,000 | $ 57,500 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 99 | $ 36,349,000 | $ 367,000 | $ 234,000 |
| BALTIMORE-TOWSON, MD | 65 | $ 29,641,000 | $ 456,000 | $ 136,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 60 | $ 12,546,000 | $ 209,000 | $ 98,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 44 | $ 9,208,000 | $ 209,000 | $ 77,000 |
| PHOENIX-MESA-GLENDALE, AZ | 40 | $ 8,273,000 | $ 206,000 | $ 31,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 38 | $ 9,999,000 | $ 283,000 | $ 107,500 |
| RICHMOND, VA | 34 | $ 7,484,000 | $ 220,000 | $ 105,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 33 | $ 6,824,000 | $ 232,500 | $ 42,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 30 | $ 5,310,000 | $ 177,000 | $ 45,000 |
| PHILADELPHIA, PA | 30 | $ 7,180,000 | $ 239,000 | $ 47,000 |
| COLORADO SPRINGS, CO | 26 | $ 5,553,000 | $ 213,000 | $ 58,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 26 | $ 6,135,000 | $ 235,000 | $ 117,000 |
| ANCHORAGE, AK | 24 | $ 6,016,000 | $ 250,000 | $ 13,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 24 | $ 4,710,000 | $ 179,333 | $ 42,333 |
| ROANOKE, VA | 24 | $ 4,298,000 | $ 179,000 | $ 167,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 22 | $ 4,724,000 | $ 214,000 | $ 60,000 |
| ALBUQUERQUE, NM | 21 | $ 3,450,000 | $ 164,000 | $ 59,000 |
| LAS VEGAS-PARADISE, NV | 21 | $ 4,500,000 | $ 214,000 | $ 57,000 |
| RALEIGH-CARY, NC | 21 | $ 3,900,000 | $ 185,000 | $ 49,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 20 | $ 3,319,000 | $ 165,000 | $ 52,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 20 | $ 3,000,000 | $ 150,000 | $ 9,000 |
| COLUMBIA, SC | 19 | $ 3,525,000 | $ 185,000 | $ 6,000 |
| COLUMBUS, OH | 19 | $ 4,147,000 | $ 218,000 | $ 75,000 |
| DALLAS-PLANO-IRVING, TX | 18 | $ 3,393,000 | $ 188,000 | $ 59,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 18 | $ 2,867,000 | $ 138,000 | $ 27,500 |
| SPRINGFIELD, MA | 18 | $ 3,671,000 | $ 203,000 | $ 55,000 |
| CHARLOTTESVILLE, VA | 17 | $ 3,266,000 | $ 192,000 | $ 115,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 17 | $ 3,004,000 | $ 176,000 | $ 46,000 |
| COLUMBUS, GA-AL | 16 | $ 3,434,000 | $ 214,000 | $ 65,000 |
| FORT WORTH-ARLINGTON, TX | 16 | $ 2,232,000 | $ 139,000 | $ 23,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 16 | $ 6,065,000 | $ 354,000 | $ 51,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 16 | $ 3,392,000 | $ 212,000 | $ 31,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 15 | $ 2,861,000 | $ 190,000 | $ 27,000 |
| KANSAS CITY, MO-KS | 15 | $ 2,667,000 | $ 176,000 | $ 24,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 15 | $ 2,255,000 | $ 150,000 | $ 12,000 |
| OKLAHOMA CITY, OK | 15 | $ 2,628,000 | $ 175,000 | $ 12,000 |
| ROCHESTER, NY | 15 | $ 2,083,000 | $ 138,000 | $ 19,000 |
| NASSAU-SUFFOLK, NY | 14 | $ 4,826,000 | $ 344,000 | $ 44,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 14 | $ 3,798,000 | $ 271,000 | $ 39,000 |
| WORCESTER, MA | 14 | $ 3,037,000 | $ 216,000 | $ 111,000 |
| CAMDEN, NJ | 13 | $ 2,652,000 | $ 204,000 | $ 24,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 13 | $ 2,408,000 | $ 186,000 | $ 93,500 |
| DAYTON, OH | 13 | $ 2,187,000 | $ 168,000 | $ 91,000 |
| EDISON-NEW BRUNSWICK, NJ | 13 | $ 2,943,000 | $ 226,000 | $ 25,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 13 | $ 3,006,000 | $ 231,000 | $ 62,000 |
| JACKSONVILLE, FL | 12 | $ 3,020,000 | $ 251,000 | $ 99,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 12 | $ 3,966,000 | $ 330,000 | $ 65,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 1,972,000 | $ 177,500 | $ 17,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 12 | $ 2,342,000 | $ 200,500 | $ 50,500 |
| WILMINGTON, DE-MD-NJ | 12 | $ 3,273,000 | $ 265,500 | $ 70,000 |
| BOISE CITY-NAMPA, ID | 11 | $ 2,168,000 | $ 197,000 | $ 33,000 |
| CLARKSVILLE, TN-KY | 11 | $ 1,977,000 | $ 176,000 | $ 25,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 11 | $ 1,871,000 | $ 170,000 | $ 28,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 1,870,000 | $ 170,000 | $ 5,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 11 | $ 2,618,000 | $ 203,000 | $ 24,000 |
| FAYETTEVILLE, NC | 10 | $ 1,809,000 | $ 180,000 | $ 7,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 1,549,000 | $ 147,500 | $ 49,000 |
| ST. LOUIS, MO-IL | 10 | $ 2,039,000 | $ 210,500 | $ 30,500 |
| BOSTON-QUINCY, MA | 9 | $ 2,220,000 | $ 246,000 | $ 341,000 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 1,754,000 | $ 194,000 | $ 8,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 9 | $ 1,789,000 | $ 200,500 | $ 67,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 1,611,000 | $ 179,000 | $ 48,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 9 | $ 4,458,000 | $ 495,000 | $ 122,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 9 | $ 3,370,000 | $ 374,000 | $ 94,000 |
| ALBANY-SCHENECTADY-TROY, NY | 8 | $ 1,761,000 | $ 220,000 | $ 42,000 |
| ANDERSON, IN | 8 | $ 1,363,000 | $ 170,000 | $ 74,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 8 | $ 1,507,000 | $ 188,000 | $ 59,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 1,691,000 | $ 211,000 | $ 24,000 |
| GAINESVILLE, GA | 8 | $ 1,611,000 | $ 201,000 | $ 85,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 1,303,000 | $ 162,000 | $ 136,000 |
| GREELEY, CO | 8 | $ 1,816,000 | $ 227,000 | $ 84,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 1,202,000 | $ 150,000 | $ 12,000 |
| PALM COAST, FL | 8 | $ 1,307,000 | $ 163,000 | $ 93,000 |
| PITTSBURGH, PA | 8 | $ 1,212,000 | $ 151,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 8 | $ 1,744,000 | $ 218,000 | $ 25,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,324,000 | $ 165,000 | $ 22,000 |
| WINSTON-SALEM, NC | 8 | $ 1,287,000 | $ 160,000 | $ 72,000 |
| BOULDER, CO | 7 | $ 1,946,000 | $ 278,000 | $ 84,000 |
| FAIRBANKS, AK | 7 | $ 1,262,000 | $ 180,000 | $ 10,000 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 1,669,000 | $ 238,000 | $ 107,000 |
| HONOLULU, HI | 7 | $ 1,968,000 | $ 281,000 | $ 73,000 |
| LYNCHBURG, VA | 7 | $ 2,273,000 | $ 324,000 | $ 227,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,621,000 | $ 231,000 | $ 29,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 7 | $ 2,139,000 | $ 305,000 | $ 106,000 |
| OGDEN-CLEARFIELD, UT | 7 | $ 1,310,000 | $ 187,000 | $ 7,000 |
| PUEBLO, CO | 7 | $ 1,305,000 | $ 186,000 | $ 38,000 |
| SAVANNAH, GA | 7 | $ 941,000 | $ 134,000 | $ 69,000 |
| AKRON, OH | 6 | $ 890,000 | $ 148,000 | $ 47,000 |
| BATON ROUGE, LA | 6 | $ 1,053,000 | $ 175,000 | $ 18,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 1,176,000 | $ 196,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 6 | $ 938,000 | $ 156,000 | $ 11,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 6 | $ 1,579,000 | $ 263,000 | $ 64,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 6 | $ 1,217,000 | $ 202,000 | $ 50,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 872,000 | $ 145,000 | $ 20,000 |
| MANCHESTER-NASHUA, NH | 6 | $ 1,203,000 | $ 200,000 | $ 65,000 |
| PROVO-OREM, UT | 6 | $ 1,069,000 | $ 178,000 | $ 38,000 |
| SALT LAKE CITY, UT | 6 | $ 870,000 | $ 145,000 | $ 16,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 6 | $ 1,811,000 | $ 301,000 | $ 37,000 |
| TACOMA, WA | 6 | $ 1,012,000 | $ 168,000 | $ 25,000 |
| TUCSON, AZ | 6 | $ 945,000 | $ 157,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 980,000 | $ 169,500 | $ 16,000 |
| FARGO, ND-MN | 5 | $ 750,000 | $ 130,500 | $ 11,500 |
| GREAT FALLS, MT | 5 | $ 600,000 | $ 120,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 609,000 | $ 121,000 | $ 75,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 5 | $ 855,000 | $ 171,000 | $ 0 |
| HARRISONBURG, VA | 5 | $ 698,000 | $ 139,000 | $ 14,000 |
| JACKSONVILLE, NC | 5 | $ 921,000 | $ 184,000 | $ 0 |
| KNOXVILLE, TN | 5 | $ 873,000 | $ 174,000 | $ 7,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,227,000 | $ 245,000 | $ 34,000 |
| LAWTON, OK | 5 | $ 712,000 | $ 142,000 | $ 17,000 |
| LEWISTON-AUBURN, ME | 5 | $ 890,000 | $ 178,000 | $ 13,000 |
| MONTGOMERY, AL | 5 | $ 677,000 | $ 135,000 | $ 13,000 |
| PASCAGOULA, MS | 5 | $ 604,000 | $ 120,000 | $ 0 |
| PEABODY, MA | 5 | $ 1,215,000 | $ 243,000 | $ 47,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 5 | $ 818,000 | $ 163,000 | $ 0 |
| PRESCOTT, AZ | 5 | $ 856,000 | $ 171,000 | $ 10,000 |
| RENO-SPARKS, NV | 5 | $ 775,000 | $ 155,000 | $ 40,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,059,000 | $ 211,000 | $ 39,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 5 | $ 1,024,000 | $ 204,000 | $ 41,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,269,000 | $ 453,000 | $ 154,000 |
| SIOUX FALLS, SD | 5 | $ 1,003,000 | $ 200,000 | $ 23,000 |
| TULSA, OK | 5 | $ 947,000 | $ 189,000 | $ 23,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 1,468,000 | $ 293,000 | $ 98,000 |
| WINCHESTER, VA-WV | 5 | $ 996,000 | $ 199,000 | $ 53,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 475,000 | $ 118,000 | $ 5,000 |
| BILLINGS, MT | 4 | $ 643,000 | $ 160,000 | $ 30,000 |
| BISMARCK, ND | 4 | $ 547,000 | $ 136,000 | $ 17,000 |
| BLOOMINGTON, IN | 4 | $ 793,000 | $ 198,000 | $ 94,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 623,000 | $ 155,000 | $ 31,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 588,000 | $ 147,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 4 | $ 441,000 | $ 110,000 | $ 49,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 544,000 | $ 136,000 | $ 101,000 |
| CHEYENNE, WY | 4 | $ 1,468,000 | $ 367,000 | $ 395,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 532,000 | $ 133,000 | $ 275,000 |
| EL PASO, TX | 4 | $ 658,000 | $ 164,000 | $ 42,000 |
| FORT WAYNE, IN | 4 | $ 800,000 | $ 200,000 | $ 53,000 |
| HINESVILLE-FORT STEWART, GA | 4 | $ 377,000 | $ 94,000 | $ 39,000 |
| HUNTSVILLE, AL | 4 | $ 670,000 | $ 167,000 | $ 11,000 |
| JACKSON, MS | 4 | $ 624,000 | $ 156,000 | $ 13,000 |
| LAFAYETTE, IN | 4 | $ 606,000 | $ 151,000 | $ 86,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 639,000 | $ 159,000 | $ 38,000 |
| MANHATTAN, KS | 4 | $ 588,000 | $ 147,000 | $ 10,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 663,000 | $ 165,000 | $ 26,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 851,000 | $ 212,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 843,000 | $ 210,000 | $ 120,000 |
| SPOKANE, WA | 4 | $ 648,000 | $ 162,000 | $ 0 |
| WICHITA, KS | 4 | $ 420,000 | $ 105,000 | $ 0 |
| WILMINGTON, NC | 4 | $ 722,000 | $ 180,000 | $ 51,000 |
| YUMA, AZ | 4 | $ 991,000 | $ 247,000 | $ 0 |
| AMARILLO, TX | 3 | $ 992,000 | $ 330,000 | $ 0 |
| ASHEVILLE, NC | 3 | $ 424,000 | $ 141,000 | $ 72,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 738,000 | $ 246,000 | $ 98,000 |
| AUBURN-OPELIKA, AL | 3 | $ 395,000 | $ 131,000 | $ 24,000 |
| BARNSTABLE TOWN, MA | 3 | $ 864,000 | $ 288,000 | $ 61,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,090,000 | $ 363,000 | $ 446,000 |
| BRUNSWICK, GA | 3 | $ 780,000 | $ 260,000 | $ 79,000 |
| CHARLESTON, WV | 3 | $ 490,000 | $ 163,000 | $ 66,000 |
| COEUR D'ALENE, ID | 3 | $ 449,000 | $ 149,000 | $ 30,000 |
| COLUMBIA, MO | 3 | $ 447,000 | $ 149,000 | $ 0 |
| DALTON, GA | 3 | $ 453,000 | $ 151,000 | $ 21,000 |
| DOVER, DE | 3 | $ 765,000 | $ 255,000 | $ 31,000 |
| EVANSVILLE, IN-KY | 3 | $ 741,000 | $ 247,000 | $ 66,000 |
| GAINESVILLE, FL | 3 | $ 491,000 | $ 163,000 | $ 0 |
| GARY, IN | 3 | $ 510,000 | $ 170,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 615,000 | $ 177,000 | $ 161,000 |
| LANCASTER, PA | 3 | $ 651,000 | $ 217,000 | $ 70,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 427,000 | $ 142,000 | $ 60,000 |
| MONROE, LA | 3 | $ 434,000 | $ 144,000 | $ 80,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 577,000 | $ 192,000 | $ 125,000 |
| OWENSBORO, KY | 3 | $ 425,000 | $ 141,000 | $ 81,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 3 | $ 597,000 | $ 199,000 | $ 41,000 |
| POCATELLO, ID | 3 | $ 498,000 | $ 166,000 | $ 0 |
| SALINAS, CA | 3 | $ 974,000 | $ 324,000 | $ 112,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 457,000 | $ 152,000 | $ 51,000 |
| SPARTANBURG, SC | 3 | $ 544,000 | $ 181,000 | $ 0 |
| SPRINGFIELD, MO | 3 | $ 461,000 | $ 153,000 | $ 0 |
| TOLEDO, OH | 3 | $ 476,000 | $ 158,000 | $ 65,000 |
| VALDOSTA, GA | 3 | $ 540,000 | $ 180,000 | $ 28,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 1,078,000 | $ 359,000 | $ 118,000 |
| YORK-HANOVER, PA | 3 | $ 398,000 | $ 132,000 | $ 0 |
| ANN ARBOR, MI | 2 | $ 372,000 | $ 186,000 | $ 84,000 |
| APPLETON, WI | 2 | $ 193,000 | $ 96,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 441,000 | $ 220,000 | $ 60,000 |
| CEDAR RAPIDS, IA | 2 | $ 246,000 | $ 123,000 | $ 23,000 |
| CORPUS CHRISTI, TX | 2 | $ 403,000 | $ 201,000 | $ 377,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 406,000 | $ 203,000 | $ 0 |
| DECATUR, AL | 2 | $ 283,000 | $ 141,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 233,000 | $ 116,000 | $ 30,000 |
| ELIZABETHTOWN, KY | 2 | $ 609,000 | $ 304,000 | $ 64,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 303,000 | $ 151,000 | $ 30,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 314,000 | $ 157,000 | $ 0 |
| FORT SMITH, AR-OK | 2 | $ 194,000 | $ 97,000 | $ 24,500 |
| FRESNO, CA | 2 | $ 307,000 | $ 153,000 | $ 23,000 |
| GOLDSBORO, NC | 2 | $ 370,000 | $ 185,000 | $ 32,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 239,000 | $ 119,000 | $ 48,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 405,000 | $ 202,000 | $ 0 |
| IDAHO FALLS, ID | 2 | $ 354,000 | $ 177,000 | $ 91,000 |
| JONESBORO, AR | 2 | $ 307,000 | $ 153,000 | $ 54,000 |
| JOPLIN, MO | 2 | $ 303,000 | $ 151,000 | $ 34,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 470,000 | $ 235,000 | $ 0 |
| KOKOMO, IN | 2 | $ 371,000 | $ 185,000 | $ 92,000 |
| LAFAYETTE, LA | 2 | $ 329,000 | $ 164,000 | $ 0 |
| MEDFORD, OR | 2 | $ 317,000 | $ 158,000 | $ 0 |
| MOBILE, AL | 2 | $ 392,000 | $ 196,000 | $ 27,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 223,000 | $ 111,000 | $ 0 |
| NAPA, CA | 2 | $ 920,000 | $ 460,000 | $ 87,000 |
| NEWARK-UNION, NJ-PA | 2 | $ 734,000 | $ 367,000 | $ 87,000 |
| OCEAN CITY, NJ | 2 | $ 482,000 | $ 241,000 | $ 57,000 |
| OLYMPIA, WA | 2 | $ 633,000 | $ 316,000 | $ 0 |
| PORT ST. LUCIE, FL | 2 | $ 353,000 | $ 176,000 | $ 49,000 |
| READING, PA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| ROCKY MOUNT, NC | 2 | $ 268,000 | $ 134,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 376,000 | $ 188,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 675,000 | $ 337,000 | $ 92,000 |
| SANTA FE, NM | 2 | $ 706,000 | $ 353,000 | $ 65,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 843,000 | $ 421,000 | $ 93,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 229,000 | $ 114,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 341,000 | $ 170,000 | $ 0 |
| STOCKTON, CA | 2 | $ 583,000 | $ 291,000 | $ 0 |
| WARNER ROBINS, GA | 2 | $ 339,000 | $ 169,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 222,000 | $ 111,000 | $ 0 |
| WICHITA FALLS, TX | 2 | $ 191,000 | $ 95,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 358,000 | $ 179,000 | $ 0 |
| ABILENE, TX | 1 | $ 183,000 | $ 183,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 270,000 | $ 270,000 | $ 0 |
| ALTOONA, PA | 1 | $ 177,000 | $ 177,000 | $ 0 |
| ANDERSON, SC | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 139,000 | $ 139,000 | $ 0 |
| BAKERSFIELD-DELANO, CA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| BANGOR, ME | 1 | $ 238,000 | $ 238,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 89,000 | $ 89,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 92,000 | $ 92,000 | $ 0 |
| BEND, OR | 1 | $ 191,000 | $ 191,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 156,000 | $ 156,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 231,000 | $ 231,000 | $ 0 |
| CASPER, WY | 1 | $ 178,000 | $ 178,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 167,000 | $ 167,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 131,000 | $ 131,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 162,000 | $ 162,000 | $ 0 |
| DOTHAN, AL | 1 | $ 91,000 | $ 91,000 | $ 148,000 |
| EAU CLAIRE, WI | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| EL CENTRO, CA | 1 | $ 169,000 | $ 169,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 228,000 | $ 228,000 | $ 0 |
| FLINT, MI | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 319,000 | $ 319,000 | $ 133,000 |
| GLENS FALLS, NY | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 315,000 | $ 315,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 121,000 | $ 121,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 143,000 | $ 143,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 151,000 | $ 151,000 | $ 88,000 |
| HATTIESBURG, MS | 1 | $ 178,000 | $ 178,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 182,000 | $ 182,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 183,000 | $ 183,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 232,000 | $ 232,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 272,000 | $ 272,000 | $ 85,000 |
| LANSING-EAST LANSING, MI | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| LAS CRUCES, NM | 1 | $ 233,000 | $ 233,000 | $ 98,000 |
| LEBANON, PA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| LINCOLN, NE | 1 | $ 138,000 | $ 138,000 | $ 79,000 |
| LONGVIEW, WA | 1 | $ 63,000 | $ 63,000 | $ 99,000 |
| MADISON, WI | 1 | $ 187,000 | $ 187,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 164,000 | $ 164,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 182,000 | $ 182,000 | $ 0 |
| MISSOULA, MT | 1 | $ 207,000 | $ 207,000 | $ 0 |
| MODESTO, CA | 1 | $ 279,000 | $ 279,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 178,000 | $ 178,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 239,000 | $ 239,000 | $ 101,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 99,000 | $ 99,000 | $ 0 |
| OCALA, FL | 1 | $ 431,000 | $ 431,000 | $ 304,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| PEORIA, IL | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| PITTSFIELD, MA | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| RACINE, WI | 1 | $ 156,000 | $ 156,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| ROCKFORD, IL | 1 | $ 90,000 | $ 90,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 158,000 | $ 158,000 | $ 0 |
| SALEM, OR | 1 | $ 151,000 | $ 151,000 | $ 0 |
| SALISBURY, MD | 1 | $ 765,000 | $ 765,000 | $ 42,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 536,000 | $ 536,000 | $ 237,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 462,000 | $ 462,000 | $ 147,000 |
| SHEBOYGAN, WI | 1 | $ 134,000 | $ 134,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 133,000 | $ 133,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 95,000 | $ 95,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 226,000 | $ 226,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 409,000 | $ 409,000 | $ 0 |
| SUMTER, SC | 1 | $ 109,000 | $ 109,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| TALLAHASSEE, FL | 1 | $ 139,000 | $ 139,000 | $ 0 |
| TOPEKA, KS | 1 | $ 175,000 | $ 175,000 | $ 0 |
| TRENTON-EWING, NJ | 1 | $ 113,000 | $ 113,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 180,000 | $ 180,000 | $ 0 |
| YAKIMA, WA | 1 | $ 171,000 | $ 171,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 98,000 | $ 98,000 | $ 0 |
Mortgage Loan Application Detail Totals for Access National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,201 | $769,501,000 | $240,000 | $8,000,000 | $79,000 | $7,320,000 |
| Home Purchase | 1,591 | $377,028,000 | $236,000 | $3,850,000 | $115,000 | $2,693,000 |
| Home Improvement | 3 | $560,000 | $186,000 | $400,000 | $138,000 | $415,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,566 | $816,466,000 | $228,000 | $3,850,000 | $86,000 | $2,792,000 |
| Not Provided | 453 | $132,274,000 | $291,000 | $3,750,000 | $163,000 | $7,320,000 |
| Black or African American | 319 | $68,444,000 | $214,000 | $863,000 | $64,000 | $1,584,000 |
| Hispanic | 232 | $53,517,000 | $230,000 | $1,075,000 | $70,000 | $653,000 |
| Asian | 139 | $45,042,000 | $324,000 | $1,306,000 | $121,000 | $920,000 |
| Not applicable | 53 | $24,233,000 | $457,000 | $8,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 23 | $4,755,000 | $206,000 | $600,000 | $87,000 | $400,000 |
| American Indian or Alaskan Native | 10 | $2,358,000 | $235,000 | $413,000 | $74,000 | $230,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,532 | $703,058,000 | $277,000 | $8,000,000 | $144,000 | $7,320,000 |
| VA-guaranteed (Veterans Administration) | 1,127 | $222,187,000 | $197,000 | $765,000 | $21,000 | $339,000 |
| FHA-insured (Federal Housing Administration) | 1,001 | $201,625,000 | $201,000 | $736,000 | $41,000 | $1,265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $20,219,000 | $149,000 | $408,000 | $50,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,618 | $622,579,000 | $237,000 | $3,850,000 | $102,000 | $2,693,000 |
| Application Withdrawn By Applicant | 1,174 | $290,180,000 | $247,000 | $8,000,000 | $72,000 | $1,962,000 |
| Application Denied By Financial Institution | 960 | $225,392,000 | $234,000 | $2,750,000 | $84,000 | $7,320,000 |
| Application Approved But Not Accepted | 43 | $8,938,000 | $207,000 | $417,000 | $81,000 | $575,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 288 | $59,273,000 | $205,000 | $990,000 | $45,000 | $1,584,000 |
| Unverifiable Information | 224 | $52,855,000 | $235,000 | $1,000,000 | $112,000 | $7,320,000 |
| Collateral | 196 | $46,524,000 | $237,000 | $994,000 | $100,000 | $924,000 |
| Debt-To-Income Ratio | 140 | $36,811,000 | $262,000 | $1,230,000 | $95,000 | $2,792,000 |
| Other | 76 | $22,130,000 | $291,000 | $2,750,000 | $90,000 | $1,176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,473,000 | $223,000 | $751,000 | $79,000 | $318,000 |
| Employment History | 13 | $2,530,000 | $194,000 | $539,000 | $59,000 | $143,000 |
| Mortgage Insurance Denied | 3 | $796,000 | $265,000 | $369,000 | $79,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.