Access National Bank Mortgage Lending & HMDA Data, 2013

In 2013, Access National Bank of Reston, VA reported 4,795 mortgage applications totaling $1.1 billion, down 54% from 2012. The average application was for $239,226, and applicants reported an average income of $90,981. 55% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (853), Indianapolis-Carmel, IN (636) and Atlanta-Sandy Springs-Marietta, GA (299) (applications in parentheses).

Mortgage Company & Address Access National Bank
1800 Robert Fulton Dr
Reston, VA 20191
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,795
Total Mortgage Loan Application Amount $1,147,089,000
Average Mortgage Loan Application Amount $239,226
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $90,981
Highest Applicant Income $7,320,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Access National Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hamilton, Indiana 314 $ 75,756,000 $ 241,261 $ 128,000
Fairfax, Virginia 295 $ 135,540,000 $ 459,457 $ 206,000
Marion, Indiana 216 $ 37,559,000 $ 173,884 $ 92,000
Volusia, Florida 180 $ 28,806,000 $ 160,033 $ 115,000
Loudoun, Virginia 118 $ 46,557,000 $ 394,550 $ 148,000
Prince William, Virginia 101 $ 27,983,000 $ 277,059 $ 107,000
Prince George's, Maryland 85 $ 18,511,000 $ 217,776 $ 70,000
Montgomery, Maryland 75 $ 30,705,000 $ 409,400 $ 276,000
Washington, Maryland 75 $ 12,372,000 $ 164,960 $ 65,000
Cobb, Georgia 70 $ 15,611,000 $ 223,014 $ 91,000
Tazewell, Virginia 67 $ 7,985,000 $ 119,179 $ 55,000
Fulton, Georgia 65 $ 15,850,000 $ 243,846 $ 104,000
District of Columbia, District Of Columbia 56 $ 20,748,000 $ 370,500 $ 153,000
Denver, Colorado 43 $ 9,638,000 $ 224,139 $ 101,000
Mercer, West Virginia 42 $ 4,344,000 $ 103,428 $ 50,000
Arlington, Virginia 41 $ 19,802,000 $ 482,975 $ 189,000
Arapahoe, Colorado 40 $ 8,353,000 $ 208,825 $ 62,000
Gwinnett, Georgia 39 $ 8,812,000 $ 225,948 $ 83,000
Boone, Indiana 38 $ 10,387,000 $ 273,342 $ 127,000
Maricopa, Arizona 37 $ 7,850,000 $ 212,162 $ 34,000
Charles, Maryland 36 $ 9,292,000 $ 258,111 $ 83,000
Hendricks, Indiana 33 $ 5,920,000 $ 179,393 $ 97,000
Bexar, Texas 33 $ 7,338,000 $ 222,363 $ 85,000
Douglas, Colorado 29 $ 7,955,000 $ 274,310 $ 80,000
Davidson, Tennessee 29 $ 6,541,000 $ 225,551 $ 120,000
Berkeley, West Virginia 29 $ 4,765,000 $ 164,310 $ 50,000
DeKalb, Georgia 26 $ 6,908,000 $ 265,692 $ 123,000
Franklin, Pennsylvania 26 $ 4,478,000 $ 172,230 $ 66,000
Anne Arundel, Maryland 25 $ 16,902,000 $ 676,080 $ 211,000
Alexandria, Virginia 25 $ 13,032,000 $ 521,280 $ 134,000
Frederick, Maryland 24 $ 5,644,000 $ 235,166 $ 105,000
Adams, Colorado 23 $ 4,568,000 $ 198,608 $ 42,000
El Paso, Colorado 23 $ 4,700,000 $ 204,347 $ 55,000
Jefferson, Colorado 22 $ 5,379,000 $ 244,500 $ 65,000
Clark, Nevada 21 $ 4,500,000 $ 214,285 $ 57,000
Anchorage, Alaska 20 $ 5,216,000 $ 260,800 $ 6,000
Stafford, Virginia 20 $ 6,097,000 $ 304,850 $ 128,000
Cherokee, Georgia 18 $ 4,071,000 $ 226,166 $ 96,000
Fauquier, Virginia 18 $ 5,542,000 $ 307,888 $ 154,000
Bernalillo, New Mexico 17 $ 2,788,000 $ 164,000 $ 44,000
Harris, Texas 16 $ 2,704,000 $ 169,000 $ 47,000
Manassas, Virginia 16 $ 3,542,000 $ 221,375 $ 89,000
Orange, Florida 15 $ 3,673,000 $ 244,866 $ 123,000
Hancock, Indiana 15 $ 2,364,000 $ 157,600 $ 70,000
Cook, Illinois 14 $ 3,045,000 $ 217,500 $ 72,000
Baltimore, Maryland 14 $ 3,925,000 $ 280,357 $ 60,000
Worcester, Massachusetts 14 $ 3,037,000 $ 216,928 $ 111,000
Wake, North Carolina 14 $ 2,770,000 $ 197,857 $ 55,000
Tarrant, Texas 14 $ 1,938,000 $ 138,428 $ 22,000
Broward, Florida 13 $ 3,006,000 $ 231,230 $ 62,000
Forsyth, Georgia 13 $ 2,948,000 $ 226,769 $ 66,000
Hampden, Massachusetts 13 $ 2,740,000 $ 210,769 $ 73,000
Rutherford, Tennessee 13 $ 2,319,000 $ 178,384 $ 58,000
Jefferson, West Virginia 13 $ 3,146,000 $ 242,000 $ 70,000
Los Angeles, California 12 $ 3,966,000 $ 330,500 $ 65,000
Bell, Texas 12 $ 1,779,000 $ 148,250 $ 15,000
Spotsylvania, Virginia 12 $ 2,967,000 $ 247,250 $ 86,000
Muscogee, Georgia 11 $ 2,217,000 $ 201,545 $ 58,000
Paulding, Georgia 11 $ 1,914,000 $ 174,000 $ 51,000
Mecklenburg, North Carolina 11 $ 2,028,000 $ 184,363 $ 95,000
Culpeper, Virginia 11 $ 2,521,000 $ 229,181 $ 84,000
Roanoke, Virginia 11 $ 1,902,000 $ 172,909 $ 226,000
Sussex, Delaware 10 $ 2,945,000 $ 294,500 $ 283,000
Rockdale, Georgia 10 $ 1,961,000 $ 196,100 $ 87,000
Hennepin, Minnesota 10 $ 1,894,000 $ 189,400 $ 28,000
Monroe, New York 10 $ 1,324,000 $ 132,400 $ 0
Oklahoma, Oklahoma 10 $ 1,646,000 $ 164,600 $ 0
Richland, South Carolina 10 $ 1,878,000 $ 187,800 $ 4,000
Brewster, Texas 10 $ 1,624,000 $ 162,400 $ 68,000
Orange, California 9 $ 3,370,000 $ 374,444 $ 94,000
San Bernardino, California 9 $ 1,978,000 $ 219,777 $ 56,000
Miami-Dade, Florida 9 $ 1,611,000 $ 179,000 $ 48,000
Johnson, Indiana 9 $ 1,775,000 $ 197,222 $ 117,000
Suffolk, New York 9 $ 2,974,000 $ 330,444 $ 52,000
Montgomery, Pennsylvania 9 $ 2,141,000 $ 237,888 $ 34,000
Montgomery, Tennessee 9 $ 1,635,000 $ 181,666 $ 10,000
Williamson, Tennessee 9 $ 2,043,000 $ 227,000 $ 109,000
Pulaski, Arkansas 8 $ 1,254,000 $ 156,750 $ 13,000
Weld, Colorado 8 $ 1,816,000 $ 227,000 $ 84,000
Flagler, Florida 8 $ 1,307,000 $ 163,375 $ 93,000
Okaloosa, Florida 8 $ 1,691,000 $ 211,375 $ 24,000
Hall, Georgia 8 $ 1,611,000 $ 201,375 $ 85,000
Madison, Indiana 8 $ 1,363,000 $ 170,375 $ 74,000
Howard, Maryland 8 $ 3,716,000 $ 464,500 $ 192,000
Queen Anne's, Maryland 8 $ 2,516,000 $ 314,500 $ 87,000
Burlington, New Jersey 8 $ 1,412,000 $ 176,500 $ 16,000
Shelby, Tennessee 8 $ 1,384,000 $ 173,000 $ 34,000
Virginia Beach, Virginia 8 $ 2,360,000 $ 295,000 $ 68,000
King, Washington 8 $ 2,143,000 $ 267,875 $ 49,000
Fairbanks North Star, Alaska 7 $ 1,262,000 $ 180,285 $ 10,000
Lonoke, Arkansas 7 $ 1,066,000 $ 152,285 $ 0
Riverside, California 7 $ 1,414,000 $ 202,000 $ 0
Boulder, Colorado 7 $ 1,946,000 $ 278,000 $ 84,000
Larimer, Colorado 7 $ 1,669,000 $ 238,428 $ 107,000
Pueblo, Colorado 7 $ 1,305,000 $ 186,428 $ 38,000
New Haven, Connecticut 7 $ 1,621,000 $ 231,571 $ 29,000
Honolulu, Hawaii 7 $ 1,968,000 $ 281,142 $ 73,000
Ada, Idaho 7 $ 1,445,000 $ 206,428 $ 30,000
Brown, Indiana 7 $ 1,476,000 $ 210,857 $ 313,000
Johnson, Kansas 7 $ 1,421,000 $ 203,000 $ 22,000
Jefferson, Kentucky 7 $ 1,217,000 $ 173,857 $ 88,000
St. Tammany, Louisiana 7 $ 1,335,000 $ 190,714 $ 38,000
Cecil, Maryland 7 $ 2,134,000 $ 304,857 $ 72,000
Kent, Michigan 7 $ 1,153,000 $ 164,714 $ 144,000
Dakota, Minnesota 7 $ 1,265,000 $ 180,714 $ 50,000
Douglas, Nebraska 7 $ 1,136,000 $ 162,285 $ 126,000
Cumberland, North Carolina 7 $ 1,298,000 $ 185,428 $ 10,000
Cuyahoga, Ohio 7 $ 1,037,000 $ 148,142 $ 47,000
Montgomery, Ohio 7 $ 918,000 $ 131,142 $ 49,000
Lexington, South Carolina 7 $ 1,225,000 $ 175,000 $ 10,000
Collin, Texas 7 $ 1,368,000 $ 195,428 $ 73,000
Fort Bend, Texas 7 $ 1,175,000 $ 167,857 $ 43,000
Louisa, Virginia 7 $ 1,611,000 $ 230,142 $ 284,000
Pima, Arizona 6 $ 945,000 $ 157,500 $ 0
San Diego, California 6 $ 1,811,000 $ 301,833 $ 37,000
Hartford, Connecticut 6 $ 1,217,000 $ 202,833 $ 50,000
Hillsborough, Florida 6 $ 1,466,000 $ 244,333 $ 75,000
Lake, Florida 6 $ 1,497,000 $ 249,500 $ 82,000
Manatee, Florida 6 $ 2,018,000 $ 336,333 $ 123,000
Pasco, Florida 6 $ 852,000 $ 142,000 $ 25,000
Santa Rosa, Florida 6 $ 1,011,000 $ 168,500 $ 0
Barrow, Georgia 6 $ 1,160,000 $ 193,333 $ 63,000
Fayette, Georgia 6 $ 1,391,000 $ 231,833 $ 125,000
Henry, Georgia 6 $ 1,263,000 $ 210,500 $ 42,000
Polk, Iowa 6 $ 1,041,000 $ 173,500 $ 12,000
Carroll, Maryland 6 $ 1,939,000 $ 323,166 $ 75,000
St. Mary's, Maryland 6 $ 1,775,000 $ 295,833 $ 88,000
Middlesex, Massachusetts 6 $ 1,579,000 $ 263,166 $ 64,000
Anoka, Minnesota 6 $ 1,256,000 $ 209,333 $ 21,000
Hillsborough, New Hampshire 6 $ 1,203,000 $ 200,500 $ 65,000
Orange, New York 6 $ 1,505,000 $ 250,833 $ 34,000
Forsyth, North Carolina 6 $ 839,000 $ 139,833 $ 71,000
Franklin, Ohio 6 $ 1,648,000 $ 274,666 $ 106,000
Greene, Ohio 6 $ 1,269,000 $ 211,500 $ 140,000
Philadelphia, Pennsylvania 6 $ 1,340,000 $ 223,333 $ 67,000
Dorchester, South Carolina 6 $ 1,078,000 $ 179,666 $ 14,000
Utah, Utah 6 $ 1,069,000 $ 178,166 $ 38,000
Albemarle, Virginia 6 $ 1,209,000 $ 201,500 $ 71,000
Pierce, Washington 6 $ 1,012,000 $ 168,666 $ 25,000
Snohomish, Washington 6 $ 1,655,000 $ 275,833 $ 25,000
Yavapai, Arizona 5 $ 856,000 $ 171,200 $ 10,000
Contra Costa, California 5 $ 3,275,000 $ 655,000 $ 143,000
Sacramento, California 5 $ 1,024,000 $ 204,800 $ 41,000
Santa Clara, California 5 $ 2,269,000 $ 453,800 $ 154,000
New Castle, Delaware 5 $ 1,139,000 $ 227,800 $ 68,000
Escambia, Florida 5 $ 859,000 $ 171,800 $ 11,000
Palm Beach, Florida 5 $ 1,468,000 $ 293,600 $ 98,000
Polk, Florida 5 $ 1,227,000 $ 245,400 $ 34,000
St. Johns, Florida 5 $ 1,512,000 $ 302,400 $ 146,000
Camden, Georgia 5 $ 753,000 $ 150,600 $ 22,000
Clayton, Georgia 5 $ 601,000 $ 120,200 $ 44,000
Douglas, Georgia 5 $ 1,007,000 $ 201,400 $ 66,000
Harris, Georgia 5 $ 1,217,000 $ 243,400 $ 80,000
Boone, Kentucky 5 $ 1,075,000 $ 215,000 $ 88,000
Androscoggin, Maine 5 $ 890,000 $ 178,000 $ 13,000
Bristol, Massachusetts 5 $ 1,182,000 $ 236,400 $ 101,000
Essex, Massachusetts 5 $ 1,215,000 $ 243,000 $ 47,000
Cascade, Montana 5 $ 600,000 $ 120,000 $ 0
Gallatin, Montana 5 $ 1,068,000 $ 213,600 $ 12,000
Washoe, Nevada 5 $ 775,000 $ 155,000 $ 40,000
Monmouth, New Jersey 5 $ 1,332,000 $ 266,400 $ 29,000
Jefferson, New York 5 $ 715,000 $ 143,000 $ 0
Nassau, New York 5 $ 1,852,000 $ 370,400 $ 28,000
Ontario, New York 5 $ 759,000 $ 151,800 $ 58,000
Carteret, North Carolina 5 $ 1,163,000 $ 232,600 $ 109,000
Johnston, North Carolina 5 $ 826,000 $ 165,200 $ 48,000
Onslow, North Carolina 5 $ 921,000 $ 184,200 $ 0
Butler, Ohio 5 $ 926,000 $ 185,200 $ 68,000
Lake, Ohio 5 $ 853,000 $ 170,600 $ 71,000
Summit, Ohio 5 $ 700,000 $ 140,000 $ 46,000
Warren, Ohio 5 $ 966,000 $ 193,200 $ 51,000
Comanche, Oklahoma 5 $ 712,000 $ 142,400 $ 17,000
Bucks, Pennsylvania 5 $ 1,403,000 $ 280,600 $ 27,000
Chester, Pennsylvania 5 $ 1,528,000 $ 305,600 $ 72,000
Cumberland, Pennsylvania 5 $ 660,000 $ 132,000 $ 20,000
Delaware, Pennsylvania 5 $ 768,000 $ 153,600 $ 40,000
Providence, Rhode Island 5 $ 871,000 $ 174,200 $ 0
Berkeley, South Carolina 5 $ 938,000 $ 187,600 $ 25,000
Minnehaha, South Dakota 5 $ 1,003,000 $ 200,600 $ 23,000
Sumner, Tennessee 5 $ 1,086,000 $ 217,200 $ 76,000
Salt Lake, Utah 5 $ 739,000 $ 147,800 $ 19,000
Bedford, Virginia 5 $ 2,046,000 $ 409,200 $ 298,000
Chesapeake, Virginia 5 $ 1,163,000 $ 232,600 $ 48,000
Frederick, Virginia 5 $ 996,000 $ 199,200 $ 53,000
Henrico, Virginia 5 $ 1,596,000 $ 319,200 $ 78,000
Manassas Park, Virginia 5 $ 1,314,000 $ 262,800 $ 101,000
Richmond City, Virginia 5 $ 734,000 $ 146,800 $ 45,000
Roanoke City, Virginia 5 $ 650,000 $ 130,000 $ 139,000
Elmore, Alabama 4 $ 552,000 $ 138,000 $ 0
Shelby, Alabama 4 $ 692,000 $ 173,000 $ 0
Matanuska-Susitna, Alaska 4 $ 800,000 $ 200,000 $ 49,000
Mohave, Arizona 4 $ 639,000 $ 159,750 $ 38,000
Yuma, Arizona 4 $ 991,000 $ 247,750 $ 0
Faulkner, Arkansas 4 $ 533,000 $ 133,250 $ 0
Alameda, California 4 $ 1,183,000 $ 295,750 $ 95,000
Ventura, California 4 $ 851,000 $ 212,750 $ 0
Grand, Colorado 4 $ 841,000 $ 210,250 $ 44,000
Brevard, Florida 4 $ 843,000 $ 210,750 $ 120,000
Lee, Florida 4 $ 544,000 $ 136,000 $ 101,000
Pinellas, Florida 4 $ 557,000 $ 139,250 $ 45,000
Chatham, Georgia 4 $ 450,000 $ 112,500 $ 57,000
Columbia, Georgia 4 $ 854,000 $ 213,500 $ 32,000
Coweta, Georgia 4 $ 727,000 $ 181,750 $ 46,000
Liberty, Georgia 4 $ 377,000 $ 94,250 $ 39,000
Walton, Georgia 4 $ 1,019,000 $ 254,750 $ 98,000
Hawaii, Hawaii 4 $ 754,000 $ 188,500 $ 30,000
Canyon, Idaho 4 $ 723,000 $ 180,750 $ 38,000
Allen, Indiana 4 $ 800,000 $ 200,000 $ 53,000
Tippecanoe, Indiana 4 $ 606,000 $ 151,500 $ 86,000
Sedgwick, Kansas 4 $ 420,000 $ 105,000 $ 0
Bullitt, Kentucky 4 $ 738,000 $ 184,500 $ 58,000
East Baton Rouge, Louisiana 4 $ 552,000 $ 138,000 $ 0
Cumberland, Maine 4 $ 619,000 $ 154,750 $ 0
Hampshire, Massachusetts 4 $ 680,000 $ 170,000 $ 12,000
Suffolk, Massachusetts 4 $ 1,139,000 $ 284,750 $ 26,000
Scott, Minnesota 4 $ 826,000 $ 206,500 $ 51,000
Jackson, Mississippi 4 $ 458,000 $ 114,500 $ 0
Jackson, Missouri 4 $ 677,000 $ 169,250 $ 0
Rockingham, New Hampshire 4 $ 778,000 $ 194,500 $ 19,000
Camden, New Jersey 4 $ 954,000 $ 238,500 $ 15,000
Ocean, New Jersey 4 $ 788,000 $ 197,000 $ 47,000
Chautauqua, New York 4 $ 573,000 $ 143,250 $ 36,000
Erie, New York 4 $ 555,000 $ 138,750 $ 0
Schenectady, New York 4 $ 761,000 $ 190,250 $ 54,000
Currituck, North Carolina 4 $ 1,236,000 $ 309,000 $ 112,000
Dare, North Carolina 4 $ 1,787,000 $ 446,750 $ 174,000
Guilford, North Carolina 4 $ 500,000 $ 125,000 $ 83,000
Cass, North Dakota 4 $ 652,000 $ 163,000 $ 23,000
Delaware, Ohio 4 $ 977,000 $ 244,250 $ 80,000
Fairfield, Ohio 4 $ 765,000 $ 191,250 $ 53,000
Medina, Ohio 4 $ 713,000 $ 178,250 $ 45,000
Stark, Ohio 4 $ 441,000 $ 110,250 $ 49,000
Washington, Oregon 4 $ 1,075,000 $ 268,750 $ 28,000
Adams, Pennsylvania 4 $ 1,004,000 $ 251,000 $ 100,000
Charleston, South Carolina 4 $ 845,000 $ 211,250 $ 49,000
Greenville, South Carolina 4 $ 611,000 $ 152,750 $ 0
Knox, Tennessee 4 $ 653,000 $ 163,250 $ 9,000
Comal, Texas 4 $ 722,000 $ 180,500 $ 71,000
El Paso, Texas 4 $ 658,000 $ 164,500 $ 42,000
Guadalupe, Texas 4 $ 585,000 $ 146,250 $ 0
Montgomery, Texas 4 $ 1,085,000 $ 271,250 $ 72,000
Travis, Texas 4 $ 777,000 $ 194,250 $ 46,000
Williamson, Texas 4 $ 730,000 $ 182,500 $ 72,000
Davis, Utah 4 $ 843,000 $ 210,750 $ 0
Fairfax City, Virginia 4 $ 1,387,000 $ 346,750 $ 141,000
Franklin, Virginia 4 $ 816,000 $ 204,000 $ 143,000
Hampton, Virginia 4 $ 1,358,000 $ 339,500 $ 107,000
Hanover, Virginia 4 $ 804,000 $ 201,000 $ 56,000
Harrisonburg, Virginia 4 $ 398,000 $ 99,500 $ 0
James City, Virginia 4 $ 820,000 $ 205,000 $ 67,000
Washington, Virginia 4 $ 800,000 $ 200,000 $ 88,000
Kitsap, Washington 4 $ 623,000 $ 155,750 $ 31,000
Spokane, Washington 4 $ 648,000 $ 162,000 $ 0
Laramie, Wyoming 4 $ 1,468,000 $ 367,000 $ 395,000
Baldwin, Alabama 3 $ 322,000 $ 107,333 $ 21,000
Lee, Alabama 3 $ 395,000 $ 131,666 $ 24,000
Cochise, Arizona 3 $ 988,000 $ 329,333 $ 0
Pinal, Arizona 3 $ 423,000 $ 141,000 $ 0
Monterey, California 3 $ 974,000 $ 324,666 $ 112,000
Solano, California 3 $ 1,078,000 $ 359,333 $ 118,000
Broomfield, Colorado 3 $ 630,000 $ 210,000 $ 48,000
Gilpin, Colorado 3 $ 666,000 $ 222,000 $ 119,000
La Plata, Colorado 3 $ 668,000 $ 222,666 $ 34,000
Teller, Colorado 3 $ 853,000 $ 284,333 $ 81,000
Fairfield, Connecticut 3 $ 1,090,000 $ 363,333 $ 446,000
Kent, Delaware 3 $ 765,000 $ 255,000 $ 31,000
Alachua, Florida 3 $ 491,000 $ 163,666 $ 0
Bay, Florida 3 $ 597,000 $ 199,000 $ 41,000
Clay, Florida 3 $ 446,000 $ 148,666 $ 11,000
Collier, Florida 3 $ 577,000 $ 192,333 $ 125,000
Seminole, Florida 3 $ 356,000 $ 118,666 $ 18,000
Lowndes, Georgia 3 $ 540,000 $ 180,000 $ 28,000
Putnam, Georgia 3 $ 642,000 $ 214,000 $ 119,000
Wayne, Georgia 3 $ 779,000 $ 259,666 $ 127,000
Whitfield, Georgia 3 $ 453,000 $ 151,000 $ 21,000
Bannock, Idaho 3 $ 498,000 $ 166,000 $ 0
Kootenai, Idaho 3 $ 449,000 $ 149,666 $ 30,000
DuPage, Illinois 3 $ 586,000 $ 195,333 $ 74,000
Monroe, Indiana 3 $ 556,000 $ 185,333 $ 93,000
Shelby, Indiana 3 $ 594,000 $ 198,000 $ 115,000
Geary, Kansas 3 $ 425,000 $ 141,666 $ 14,000
Fayette, Kentucky 3 $ 382,000 $ 127,333 $ 41,000
Kenton, Kentucky 3 $ 580,000 $ 193,333 $ 50,000
Ouachita, Louisiana 3 $ 434,000 $ 144,666 $ 80,000
Baltimore City, Maryland 3 $ 495,000 $ 165,000 $ 20,000
Calvert, Maryland 3 $ 1,281,000 $ 427,000 $ 160,000
Worcester, Maryland 3 $ 3,340,000 $ 1,113,333 $ 298,000
Barnstable, Massachusetts 3 $ 864,000 $ 288,000 $ 61,000
Norfolk, Massachusetts 3 $ 619,000 $ 206,333 $ 952,000
Macomb, Michigan 3 $ 532,000 $ 177,333 $ 0
Oakland, Michigan 3 $ 545,000 $ 181,666 $ 38,000
Washington, Minnesota 3 $ 812,000 $ 270,666 $ 35,000
Hinds, Mississippi 3 $ 417,000 $ 139,000 $ 18,000
Boone, Missouri 3 $ 447,000 $ 149,000 $ 0
Pulaski, Missouri 3 $ 426,000 $ 142,000 $ 0
St. Louis, Missouri 3 $ 584,000 $ 194,666 $ 26,000
Yellowstone, Montana 3 $ 520,000 $ 173,333 $ 40,000
Sandoval, New Mexico 3 $ 460,000 $ 153,333 $ 164,000
Bronx, New York 3 $ 1,039,000 $ 346,333 $ 0
Queens, New York 3 $ 1,154,000 $ 384,666 $ 111,000
Durham, North Carolina 3 $ 419,000 $ 139,666 $ 367,000
Hoke, North Carolina 3 $ 511,000 $ 170,333 $ 0
New Hanover, North Carolina 3 $ 570,000 $ 190,000 $ 68,000
Warren, North Carolina 3 $ 504,000 $ 168,000 $ 75,000
Burleigh, North Dakota 3 $ 423,000 $ 141,000 $ 23,000
Ward, North Dakota 3 $ 579,000 $ 193,000 $ 32,000
Champaign, Ohio 3 $ 571,000 $ 190,333 $ 46,000
Knox, Ohio 3 $ 450,000 $ 150,000 $ 12,000
Lorain, Ohio 3 $ 460,000 $ 153,333 $ 11,000
Cleveland, Oklahoma 3 $ 706,000 $ 235,333 $ 63,000
Pottawatomie, Oklahoma 3 $ 426,000 $ 142,000 $ 0
Multnomah, Oregon 3 $ 779,000 $ 259,666 $ 31,000
Lancaster, Pennsylvania 3 $ 651,000 $ 217,000 $ 70,000
Westmoreland, Pennsylvania 3 $ 656,000 $ 218,666 $ 0
York, Pennsylvania 3 $ 398,000 $ 132,666 $ 0
Spartanburg, South Carolina 3 $ 544,000 $ 181,333 $ 0
Sullivan, Tennessee 3 $ 736,000 $ 245,333 $ 46,000
Dallas, Texas 3 $ 785,000 $ 261,666 $ 187,000
Ellis, Texas 3 $ 454,000 $ 151,333 $ 0
Hidalgo, Texas 3 $ 427,000 $ 142,333 $ 60,000
Randall, Texas 3 $ 992,000 $ 330,666 $ 0
Rockwall, Texas 3 $ 523,000 $ 174,333 $ 0
Weber, Utah 3 $ 467,000 $ 155,666 $ 16,000
Franklin, Vermont 3 $ 435,000 $ 145,000 $ 82,000
Rutland, Vermont 3 $ 846,000 $ 282,000 $ 70,000
Augusta, Virginia 3 $ 689,000 $ 229,666 $ 53,000
Botetourt, Virginia 3 $ 822,000 $ 274,000 $ 66,000
Buchanan, Virginia 3 $ 239,000 $ 79,666 $ 39,000
Fluvanna, Virginia 3 $ 793,000 $ 264,333 $ 111,000
Greene, Virginia 3 $ 450,000 $ 150,000 $ 30,000
King George, Virginia 3 $ 1,108,000 $ 369,333 $ 86,000
Nelson, Virginia 3 $ 330,000 $ 110,000 $ 321,000
Orange, Virginia 3 $ 755,000 $ 251,666 $ 89,000
Shenandoah, Virginia 3 $ 669,000 $ 223,000 $ 85,000
Smyth, Virginia 3 $ 1,092,000 $ 364,000 $ 109,000
Suffolk, Virginia 3 $ 644,000 $ 214,666 $ 52,000
Wise, Virginia 3 $ 819,000 $ 273,000 $ 70,000
Greenbrier, West Virginia 3 $ 387,000 $ 129,000 $ 40,000
Coffee, Alabama 2 $ 215,000 $ 107,500 $ 0
Jefferson, Alabama 2 $ 484,000 $ 242,000 $ 0
Limestone, Alabama 2 $ 338,000 $ 169,000 $ 22,000
Madison, Alabama 2 $ 332,000 $ 166,000 $ 0
Mobile, Alabama 2 $ 392,000 $ 196,000 $ 27,000
Morgan, Alabama 2 $ 283,000 $ 141,500 $ 0
Benton, Arkansas 2 $ 314,000 $ 157,000 $ 0
Craighead, Arkansas 2 $ 307,000 $ 153,500 $ 54,000
Fresno, California 2 $ 307,000 $ 153,500 $ 23,000
Humboldt, California 2 $ 737,000 $ 368,500 $ 63,000
Napa, California 2 $ 920,000 $ 460,000 $ 87,000
San Joaquin, California 2 $ 583,000 $ 291,500 $ 0
San Luis Obispo, California 2 $ 675,000 $ 337,500 $ 92,000
Sonoma, California 2 $ 843,000 $ 421,500 $ 93,000
Sutter, California 2 $ 358,000 $ 179,000 $ 0
Logan, Colorado 2 $ 236,000 $ 118,000 $ 0
Park, Colorado 2 $ 335,000 $ 167,500 $ 45,000
Duval, Florida 2 $ 565,000 $ 282,500 $ 109,000
Indian River, Florida 2 $ 229,000 $ 114,500 $ 0
Monroe, Florida 2 $ 629,000 $ 314,500 $ 115,000
Nassau, Florida 2 $ 497,000 $ 248,500 $ 105,000
Osceola, Florida 2 $ 609,000 $ 304,500 $ 329,000
Sumter, Florida 2 $ 357,000 $ 178,500 $ 64,000
Bartow, Georgia 2 $ 532,000 $ 266,000 $ 84,000
Bryan, Georgia 2 $ 361,000 $ 180,500 $ 127,000
Butts, Georgia 2 $ 478,000 $ 239,000 $ 42,000
Fannin, Georgia 2 $ 291,000 $ 145,500 $ 80,000
Glynn, Georgia 2 $ 678,000 $ 339,000 $ 100,000
Heard, Georgia 2 $ 236,000 $ 118,000 $ 55,000
Houston, Georgia 2 $ 339,000 $ 169,500 $ 0
Oconee, Georgia 2 $ 527,000 $ 263,500 $ 107,000
Peach, Georgia 2 $ 370,000 $ 185,000 $ 50,000
Troup, Georgia 2 $ 281,000 $ 140,500 $ 46,000
Union, Georgia 2 $ 299,000 $ 149,500 $ 33,000
Maui, Hawaii 2 $ 524,000 $ 262,000 $ 89,000
Bonneville, Idaho 2 $ 354,000 $ 177,000 $ 91,000
Elmore, Idaho 2 $ 308,000 $ 154,000 $ 0
Clinton, Illinois 2 $ 394,000 $ 197,000 $ 0
Lake, Illinois 2 $ 521,000 $ 260,500 $ 322,000
Will, Illinois 2 $ 421,000 $ 210,500 $ 0
Gibson, Indiana 2 $ 520,000 $ 260,000 $ 52,000
Henry, Indiana 2 $ 355,000 $ 177,500 $ 83,000
Lake, Indiana 2 $ 347,000 $ 173,500 $ 0
Tipton, Indiana 2 $ 371,000 $ 185,500 $ 92,000
Black Hawk, Iowa 2 $ 222,000 $ 111,000 $ 0
Dallas, Iowa 2 $ 578,000 $ 289,000 $ 0
Scott, Iowa 2 $ 406,000 $ 203,000 $ 0
Christian, Kentucky 2 $ 342,000 $ 171,000 $ 40,000
Daviess, Kentucky 2 $ 294,000 $ 147,000 $ 62,000
Hardin, Kentucky 2 $ 609,000 $ 304,500 $ 64,000
Madison, Kentucky 2 $ 279,000 $ 139,500 $ 37,000
Meade, Kentucky 2 $ 280,000 $ 140,000 $ 0
Oldham, Kentucky 2 $ 283,000 $ 141,500 $ 35,000
Shelby, Kentucky 2 $ 234,000 $ 117,000 $ 15,000
Caddo, Louisiana 2 $ 341,000 $ 170,500 $ 0
Jefferson, Louisiana 2 $ 273,000 $ 136,500 $ 19,000
Lafayette, Louisiana 2 $ 329,000 $ 164,500 $ 0
Lincoln, Louisiana 2 $ 338,000 $ 169,000 $ 0
Dorchester, Maryland 2 $ 335,000 $ 167,500 $ 33,000
Plymouth, Massachusetts 2 $ 462,000 $ 231,000 $ 55,000
Emmet, Michigan 2 $ 1,108,000 $ 554,000 $ 111,000
Kalamazoo, Michigan 2 $ 470,000 $ 235,000 $ 0
St. Clair, Michigan 2 $ 247,000 $ 123,500 $ 33,000
Washtenaw, Michigan 2 $ 372,000 $ 186,000 $ 84,000
Wayne, Michigan 2 $ 233,000 $ 116,500 $ 30,000
Crow Wing, Minnesota 2 $ 493,000 $ 246,500 $ 0
Camden, Missouri 2 $ 400,000 $ 200,000 $ 41,000
Jasper, Missouri 2 $ 303,000 $ 151,500 $ 34,000
Jefferson, Missouri 2 $ 407,000 $ 203,500 $ 0
Johnson, Missouri 2 $ 450,000 $ 225,000 $ 0
Platte, Missouri 2 $ 300,000 $ 150,000 $ 41,000
Ravalli, Montana 2 $ 381,000 $ 190,500 $ 19,000
Lincoln, Nebraska 2 $ 410,000 $ 205,000 $ 0
Sarpy, Nebraska 2 $ 274,000 $ 137,000 $ 0
Merrimack, New Hampshire 2 $ 299,000 $ 149,500 $ 0
Bergen, New Jersey 2 $ 601,000 $ 300,500 $ 32,000
Cape May, New Jersey 2 $ 482,000 $ 241,000 $ 57,000
Hudson, New Jersey 2 $ 619,000 $ 309,500 $ 34,000
Middlesex, New Jersey 2 $ 268,000 $ 134,000 $ 0
Somerset, New Jersey 2 $ 555,000 $ 277,500 $ 0
Santa Fe, New Mexico 2 $ 706,000 $ 353,000 $ 65,000
Albany, New York 2 $ 301,000 $ 150,500 $ 0
Dutchess, New York 2 $ 239,000 $ 119,500 $ 0
Niagara, New York 2 $ 383,000 $ 191,500 $ 35,000
Rockland, New York 2 $ 991,000 $ 495,500 $ 109,000
Saratoga, New York 2 $ 699,000 $ 349,500 $ 62,000
Steuben, New York 2 $ 479,000 $ 239,500 $ 0
Westchester, New York 2 $ 851,000 $ 425,500 $ 131,000
Catawba, North Carolina 2 $ 239,000 $ 119,500 $ 48,000
Davidson, North Carolina 2 $ 194,000 $ 97,000 $ 28,000
Davie, North Carolina 2 $ 448,000 $ 224,000 $ 74,000
Franklin, North Carolina 2 $ 304,000 $ 152,000 $ 14,000
Granville, North Carolina 2 $ 256,000 $ 128,000 $ 15,000
Harnett, North Carolina 2 $ 243,000 $ 121,500 $ 26,000
Jones, North Carolina 2 $ 326,000 $ 163,000 $ 0
Madison, North Carolina 2 $ 262,000 $ 131,000 $ 84,000
Nash, North Carolina 2 $ 268,000 $ 134,000 $ 0
Pasquotank, North Carolina 2 $ 641,000 $ 320,500 $ 318,000
Rowan, North Carolina 2 $ 376,000 $ 188,000 $ 62,000
Wayne, North Carolina 2 $ 370,000 $ 185,000 $ 32,000
Clermont, Ohio 2 $ 458,000 $ 229,000 $ 41,000
Clinton, Ohio 2 $ 225,000 $ 112,500 $ 45,000
Columbiana, Ohio 2 $ 253,000 $ 126,500 $ 37,000
Hamilton, Ohio 2 $ 373,000 $ 186,500 $ 36,000
Licking, Ohio 2 $ 220,000 $ 110,000 $ 94,000
Lucas, Ohio 2 $ 342,000 $ 171,000 $ 35,000
Madison, Ohio 2 $ 292,000 $ 146,000 $ 0
Tuscarawas, Ohio 2 $ 342,000 $ 171,000 $ 0
Tulsa, Oklahoma 2 $ 466,000 $ 233,000 $ 0
Wagoner, Oklahoma 2 $ 342,000 $ 171,000 $ 29,000
Douglas, Oregon 2 $ 314,000 $ 157,000 $ 36,000
Jackson, Oregon 2 $ 317,000 $ 158,500 $ 0
Lane, Oregon 2 $ 303,000 $ 151,500 $ 30,000
Lincoln, Oregon 2 $ 319,000 $ 159,500 $ 0
Linn, Oregon 2 $ 291,000 $ 145,500 $ 0
Allegheny, Pennsylvania 2 $ 214,000 $ 107,000 $ 0
Beaver, Pennsylvania 2 $ 235,000 $ 117,500 $ 0
Berks, Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Lackawanna, Pennsylvania 2 $ 233,000 $ 116,500 $ 76,000
Lehigh, Pennsylvania 2 $ 209,000 $ 104,500 $ 10,000
Northampton, Pennsylvania 2 $ 266,000 $ 133,000 $ 0
Perry, Pennsylvania 2 $ 257,000 $ 128,500 $ 0
Union, Pennsylvania 2 $ 249,000 $ 124,500 $ 64,000
Horry, South Carolina 2 $ 223,000 $ 111,500 $ 0
Kershaw, South Carolina 2 $ 422,000 $ 211,000 $ 0
Newberry, South Carolina 2 $ 336,000 $ 168,000 $ 0
Fayette, Tennessee 2 $ 221,000 $ 110,500 $ 53,000
Wilson, Tennessee 2 $ 233,000 $ 116,500 $ 29,000
Coryell, Texas 2 $ 327,000 $ 163,500 $ 0
Denton, Texas 2 $ 263,000 $ 131,500 $ 0
Galveston, Texas 2 $ 229,000 $ 114,500 $ 0
Tom Green, Texas 2 $ 376,000 $ 188,000 $ 0
Val Verde, Texas 2 $ 358,000 $ 179,000 $ 87,000
Wichita, Texas 2 $ 191,000 $ 95,500 $ 0
Orange, Vermont 2 $ 393,000 $ 196,500 $ 90,000
Charlottesville, Virginia 2 $ 484,000 $ 242,000 $ 70,000
Chesterfield, Virginia 2 $ 343,000 $ 171,500 $ 30,000
Gloucester, Virginia 2 $ 353,000 $ 176,500 $ 0
Newport News, Virginia 2 $ 563,000 $ 281,500 $ 43,000
Norfolk, Virginia 2 $ 331,000 $ 165,500 $ 676,000
Prince George, Virginia 2 $ 455,000 $ 227,500 $ 31,000
Russell, Virginia 2 $ 198,000 $ 99,000 $ 40,000
Surry, Virginia 2 $ 482,000 $ 241,000 $ 93,000
Warren, Virginia 2 $ 398,000 $ 199,000 $ 52,000
Westmoreland, Virginia 2 $ 343,000 $ 171,500 $ 105,000
Clark, Washington 2 $ 298,000 $ 149,000 $ 0
Island, Washington 2 $ 431,000 $ 215,500 $ 0
Thurston, Washington 2 $ 633,000 $ 316,500 $ 0
Cabell, West Virginia 2 $ 405,000 $ 202,500 $ 0
Kanawha, West Virginia 2 $ 376,000 $ 188,000 $ 54,000
Outagamie, Wisconsin 2 $ 193,000 $ 96,500 $ 0
Ozaukee, Wisconsin 2 $ 248,000 $ 124,000 $ 18,000
Dale, Alabama 1 $ 153,000 $ 153,000 $ 0
Escambia, Alabama 1 $ 223,000 $ 223,000 $ 0
Houston, Alabama 1 $ 91,000 $ 91,000 $ 148,000
Lauderdale, Alabama 1 $ 319,000 $ 319,000 $ 133,000
Marshall, Alabama 1 $ 235,000 $ 235,000 $ 58,000
Montgomery, Alabama 1 $ 125,000 $ 125,000 $ 66,000
Randolph, Alabama 1 $ 200,000 $ 200,000 $ 0
Tallapoosa, Alabama 1 $ 155,000 $ 155,000 $ 0
Washington, Alabama 1 $ 134,000 $ 134,000 $ 0
Valdez-Cordova, Alaska 1 $ 179,000 $ 179,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Access National Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,201 $769,501,000 $240,000 $8,000,000 $79,000 $7,320,000
Home Purchase 1,591 $377,028,000 $236,000 $3,850,000 $115,000 $2,693,000
Home Improvement 3 $560,000 $186,000 $400,000 $138,000 $415,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,566 $816,466,000 $228,000 $3,850,000 $86,000 $2,792,000
Not Provided 453 $132,274,000 $291,000 $3,750,000 $163,000 $7,320,000
Black or African American 319 $68,444,000 $214,000 $863,000 $64,000 $1,584,000
Hispanic 232 $53,517,000 $230,000 $1,075,000 $70,000 $653,000
Asian 139 $45,042,000 $324,000 $1,306,000 $121,000 $920,000
Not applicable 53 $24,233,000 $457,000 $8,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 23 $4,755,000 $206,000 $600,000 $87,000 $400,000
American Indian or Alaskan Native 10 $2,358,000 $235,000 $413,000 $74,000 $230,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,532 $703,058,000 $277,000 $8,000,000 $144,000 $7,320,000
VA-guaranteed (Veterans Administration) 1,127 $222,187,000 $197,000 $765,000 $21,000 $339,000
FHA-insured (Federal Housing Administration) 1,001 $201,625,000 $201,000 $736,000 $41,000 $1,265,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 135 $20,219,000 $149,000 $408,000 $50,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,618 $622,579,000 $237,000 $3,850,000 $102,000 $2,693,000
Application Withdrawn By Applicant 1,174 $290,180,000 $247,000 $8,000,000 $72,000 $1,962,000
Application Denied By Financial Institution 960 $225,392,000 $234,000 $2,750,000 $84,000 $7,320,000
Application Approved But Not Accepted 43 $8,938,000 $207,000 $417,000 $81,000 $575,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 288 $59,273,000 $205,000 $990,000 $45,000 $1,584,000
Unverifiable Information 224 $52,855,000 $235,000 $1,000,000 $112,000 $7,320,000
Collateral 196 $46,524,000 $237,000 $994,000 $100,000 $924,000
Debt-To-Income Ratio 140 $36,811,000 $262,000 $1,230,000 $95,000 $2,792,000
Other 76 $22,130,000 $291,000 $2,750,000 $90,000 $1,176,000
Insufficient Cash (Downpayment, Closing Cost) 20 $4,473,000 $223,000 $751,000 $79,000 $318,000
Employment History 13 $2,530,000 $194,000 $539,000 $59,000 $143,000
Mortgage Insurance Denied 3 $796,000 $265,000 $369,000 $79,000 $84,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Access National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List