Acopia, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Acopia, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acopia, Llc 306 Northcreek Boulevard Suite 100 Nashville, TN 37072 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 6,440 |
| Total Mortgage Loan Application Amount | $1,574,760,000 |
| Average Mortgage Loan Application Amount | $193,600 |
| Highest Mortgage Loan Application Amount | $2,105,000 |
| Average Applicant Income | $86,600 |
| Highest Applicant Income | $1,181,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Acopia, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acopia, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Acopia, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acopia, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Acopia, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acopia, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 401 | $ 105,805,000 | $ 263,000 | $ 101,000 |
| St. Lucie County Florida | 319 | $ 74,835,000 | $ 234,000 | $ 91,000 |
| Sumner County Tennessee | 311 | $ 79,725,000 | $ 256,000 | $ 88,000 |
| Rutherford County Tennessee | 306 | $ 80,590,000 | $ 263,000 | $ 91,000 |
| Gwinnett County Georgia | 282 | $ 76,720,000 | $ 272,000 | $ 91,000 |
| Fulton County Georgia | 225 | $ 63,335,000 | $ 281,000 | $ 115,000 |
| Cobb County Georgia | 204 | $ 55,540,000 | $ 272,000 | $ 109,000 |
| Buncombe County North Carolina | 191 | $ 62,365,000 | $ 326,000 | $ 129,000 |
| Walton County Georgia | 182 | $ 43,790,000 | $ 240,000 | $ 83,000 |
| Spartanburg County South Carolina | 162 | $ 33,160,000 | $ 204,000 | $ 81,000 |
| Greenwood County South Carolina | 137 | $ 21,745,000 | $ 158,000 | $ 68,000 |
| Williamson County Tennessee | 128 | $ 51,370,000 | $ 401,000 | $ 132,000 |
| Forsyth County Georgia | 122 | $ 43,180,000 | $ 353,000 | $ 148,000 |
| Montgomery County Tennessee | 121 | $ 25,195,000 | $ 208,000 | $ 66,000 |
| Greenville County South Carolina | 115 | $ 25,095,000 | $ 218,000 | $ 87,000 |
| Wilson County Tennessee | 108 | $ 30,220,000 | $ 279,000 | $ 101,000 |
| DeKalb County Georgia | 102 | $ 24,190,000 | $ 237,000 | $ 83,000 |
| Cherokee County Georgia | 100 | $ 29,040,000 | $ 290,000 | $ 112,000 |
| Hall County Georgia | 98 | $ 25,240,000 | $ 257,000 | $ 95,000 |
| Cumberland County North Carolina | 96 | $ 15,920,000 | $ 165,000 | $ 71,000 |
| Robertson County Tennessee | 81 | $ 18,695,000 | $ 230,000 | $ 80,000 |
| Anderson County South Carolina | 79 | $ 15,585,000 | $ 197,000 | $ 77,000 |
| Mecklenburg County North Carolina | 78 | $ 20,560,000 | $ 263,000 | $ 102,000 |
| Maury County Tennessee | 76 | $ 21,320,000 | $ 280,000 | $ 91,000 |
| Madison County Alabama | 66 | $ 14,020,000 | $ 212,000 | $ 101,000 |
| Newton County Georgia | 66 | $ 14,900,000 | $ 225,000 | $ 74,000 |
| Martin County Florida | 59 | $ 20,455,000 | $ 346,000 | $ 154,000 |
| Jackson County Georgia | 59 | $ 14,985,000 | $ 253,000 | $ 88,000 |
| Duval County Florida | 56 | $ 15,590,000 | $ 278,000 | $ 106,000 |
| Barrow County Georgia | 56 | $ 12,510,000 | $ 223,000 | $ 68,000 |
| Polk County Florida | 50 | $ 11,160,000 | $ 223,000 | $ 66,000 |
| Pickens County South Carolina | 50 | $ 11,330,000 | $ 226,000 | $ 77,000 |
| Paulding County Georgia | 49 | $ 11,245,000 | $ 229,000 | $ 85,000 |
| Clayton County Georgia | 48 | $ 6,630,000 | $ 138,000 | $ 52,000 |
| Clarke County Georgia | 43 | $ 7,585,000 | $ 176,000 | $ 68,000 |
| Etowah County Alabama | 41 | $ 4,745,000 | $ 115,000 | $ 53,000 |
| Marshall County Tennessee | 39 | $ 9,115,000 | $ 233,000 | $ 72,000 |
| McCracken County Kentucky | 37 | $ 5,475,000 | $ 147,000 | $ 62,000 |
| Limestone County Alabama | 36 | $ 9,300,000 | $ 258,000 | $ 99,000 |
| Henderson County North Carolina | 36 | $ 11,170,000 | $ 310,000 | $ 113,000 |
| Coffee County Tennessee | 36 | $ 6,460,000 | $ 179,000 | $ 67,000 |
| Dickson County Tennessee | 36 | $ 7,740,000 | $ 215,000 | $ 79,000 |
| Douglas County Georgia | 35 | $ 8,745,000 | $ 249,000 | $ 69,000 |
| Henry County Georgia | 34 | $ 7,300,000 | $ 214,000 | $ 81,000 |
| Rockdale County Georgia | 30 | $ 5,800,000 | $ 193,000 | $ 68,000 |
| Franklin County Tennessee | 30 | $ 5,810,000 | $ 193,000 | $ 75,000 |
| Carroll County Georgia | 28 | $ 5,030,000 | $ 179,000 | $ 80,000 |
| Crisp County Georgia | 27 | $ 4,105,000 | $ 152,000 | $ 62,000 |
| Oconee County Georgia | 26 | $ 7,260,000 | $ 279,000 | $ 103,000 |
| Macon County Tennessee | 26 | $ 4,450,000 | $ 171,000 | $ 69,000 |
| Dawson County Georgia | 25 | $ 6,465,000 | $ 258,000 | $ 86,000 |
| Bedford County Tennessee | 24 | $ 4,400,000 | $ 183,000 | $ 64,000 |
| Cheatham County Tennessee | 24 | $ 5,310,000 | $ 221,000 | $ 81,000 |
| Indian River County Florida | 23 | $ 7,215,000 | $ 313,000 | $ 124,000 |
| Lake County Florida | 23 | $ 5,305,000 | $ 230,000 | $ 78,000 |
| Union County North Carolina | 23 | $ 5,865,000 | $ 255,000 | $ 80,000 |
| Gaston County North Carolina | 22 | $ 4,090,000 | $ 185,000 | $ 55,000 |
| Cherokee County Alabama | 20 | $ 3,040,000 | $ 152,000 | $ 71,000 |
| Palm Beach County Florida | 20 | $ 5,740,000 | $ 287,000 | $ 106,000 |
| Houston County Georgia | 19 | $ 3,715,000 | $ 195,000 | $ 72,000 |
| Spalding County Georgia | 19 | $ 2,615,000 | $ 137,000 | $ 48,000 |
| Bartow County Georgia | 18 | $ 4,060,000 | $ 225,000 | $ 79,000 |
| Lumpkin County Georgia | 17 | $ 5,135,000 | $ 302,000 | $ 131,000 |
| Shelby County Tennessee | 17 | $ 3,015,000 | $ 177,000 | $ 76,000 |
| DeKalb County Alabama | 16 | $ 2,130,000 | $ 133,000 | $ 71,000 |
| Oconee County South Carolina | 15 | $ 4,795,000 | $ 319,000 | $ 143,000 |
| Lawrence County Tennessee | 15 | $ 3,145,000 | $ 209,000 | $ 61,000 |
| Newberry County South Carolina | 14 | $ 3,330,000 | $ 237,000 | $ 75,000 |
| Bay County Florida | 13 | $ 2,135,000 | $ 164,000 | $ 61,000 |
| Orange County Florida | 13 | $ 3,175,000 | $ 244,000 | $ 103,000 |
| Haralson County Georgia | 13 | $ 2,475,000 | $ 190,000 | $ 61,000 |
| Madison County North Carolina | 13 | $ 3,995,000 | $ 307,000 | $ 126,000 |
| Osceola County Florida | 12 | $ 2,990,000 | $ 249,000 | $ 78,000 |
| Gordon County Georgia | 12 | $ 2,210,000 | $ 184,000 | $ 60,000 |
| Abbeville County South Carolina | 12 | $ 1,800,000 | $ 150,000 | $ 60,000 |
| Giles County Tennessee | 12 | $ 2,230,000 | $ 185,000 | $ 72,000 |
| Putnam County Tennessee | 12 | $ 2,250,000 | $ 187,000 | $ 77,000 |
| Trousdale County Tennessee | 12 | $ 2,650,000 | $ 220,000 | $ 60,000 |
| Warren County Tennessee | 12 | $ 2,410,000 | $ 200,000 | $ 61,000 |
| Brevard County Florida | 11 | $ 2,765,000 | $ 251,000 | $ 84,000 |
| Okaloosa County Florida | 11 | $ 3,725,000 | $ 338,000 | $ 103,000 |
| St. Johns County Florida | 11 | $ 2,695,000 | $ 245,000 | $ 134,000 |
| Volusia County Florida | 11 | $ 1,895,000 | $ 172,000 | $ 84,000 |
| Banks County Georgia | 11 | $ 2,585,000 | $ 235,000 | $ 74,000 |
| Habersham County Georgia | 11 | $ 2,335,000 | $ 212,000 | $ 59,000 |
| Morgan County Georgia | 11 | $ 2,575,000 | $ 234,000 | $ 101,000 |
| Lincoln County Tennessee | 11 | $ 1,455,000 | $ 132,000 | $ 62,000 |
| Flagler County Florida | 10 | $ 2,290,000 | $ 229,000 | $ 79,000 |
| Walton County Florida | 10 | $ 3,130,000 | $ 313,000 | $ 150,000 |
| Coweta County Georgia | 10 | $ 1,990,000 | $ 199,000 | $ 71,000 |
| Cabarrus County North Carolina | 10 | $ 2,650,000 | $ 265,000 | $ 68,000 |
| Haywood County North Carolina | 10 | $ 3,080,000 | $ 308,000 | $ 121,000 |
| Laurens County South Carolina | 10 | $ 1,630,000 | $ 163,000 | $ 66,000 |
| York County South Carolina | 10 | $ 2,430,000 | $ 243,000 | $ 96,000 |
| Bibb County Georgia | 9 | $ 1,655,000 | $ 183,000 | $ 73,000 |
| Chatham County Georgia | 9 | $ 1,745,000 | $ 193,000 | $ 73,000 |
| Simpson County Kentucky | 9 | $ 1,965,000 | $ 218,000 | $ 49,000 |
| Warren County Kentucky | 9 | $ 2,585,000 | $ 287,000 | $ 103,000 |
| Lancaster County South Carolina | 9 | $ 2,145,000 | $ 238,000 | $ 96,000 |
| Cannon County Tennessee | 9 | $ 2,025,000 | $ 225,000 | $ 67,000 |
| Hickman County Tennessee | 9 | $ 1,415,000 | $ 157,000 | $ 80,000 |
| Smith County Tennessee | 9 | $ 1,855,000 | $ 206,000 | $ 71,000 |
| Broward County Florida | 8 | $ 2,200,000 | $ 275,000 | $ 107,000 |
| Clay County Florida | 8 | $ 1,990,000 | $ 248,000 | $ 126,000 |
| Lee County Georgia | 8 | $ 890,000 | $ 111,000 | $ 47,000 |
| Harnett County North Carolina | 8 | $ 1,550,000 | $ 193,000 | $ 53,000 |
| Transylvania County North Carolina | 8 | $ 2,270,000 | $ 283,000 | $ 89,000 |
| Hamilton County Tennessee | 8 | $ 1,850,000 | $ 231,000 | $ 62,000 |
| Oglethorpe County Georgia | 7 | $ 1,505,000 | $ 215,000 | $ 51,000 |
| Pickens County Georgia | 7 | $ 1,535,000 | $ 219,000 | $ 82,000 |
| Christian County Kentucky | 7 | $ 1,025,000 | $ 146,000 | $ 48,000 |
| Marshall County Kentucky | 7 | $ 945,000 | $ 135,000 | $ 68,000 |
| Horry County South Carolina | 7 | $ 2,115,000 | $ 302,000 | $ 135,000 |
| Calhoun County Alabama | 6 | $ 860,000 | $ 143,000 | $ 45,000 |
| Charlotte County Florida | 6 | $ 1,270,000 | $ 211,000 | $ 104,000 |
| Butts County Georgia | 6 | $ 1,510,000 | $ 251,000 | $ 85,000 |
| Columbia County Georgia | 6 | $ 950,000 | $ 158,000 | $ 52,000 |
| Dougherty County Georgia | 6 | $ 950,000 | $ 158,000 | $ 68,000 |
| Fayette County Georgia | 6 | $ 1,690,000 | $ 281,000 | $ 83,000 |
| Glynn County Georgia | 6 | $ 2,170,000 | $ 361,000 | $ 221,000 |
| Madison County Georgia | 6 | $ 1,180,000 | $ 196,000 | $ 58,000 |
| Troup County Georgia | 6 | $ 810,000 | $ 135,000 | $ 55,000 |
| White County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 107,000 |
| Marion County Indiana | 6 | $ 1,340,000 | $ 223,000 | $ 82,000 |
| DeSoto County Mississippi | 6 | $ 760,000 | $ 126,000 | $ 55,000 |
| Brunswick County North Carolina | 6 | $ 1,670,000 | $ 278,000 | $ 92,000 |
| DeKalb County Tennessee | 6 | $ 1,400,000 | $ 233,000 | $ 67,000 |
| Sevier County Tennessee | 6 | $ 1,520,000 | $ 253,000 | $ 168,000 |
| Jefferson County Alabama | 5 | $ 1,645,000 | $ 329,000 | $ 89,000 |
| Marshall County Alabama | 5 | $ 1,125,000 | $ 225,000 | $ 71,000 |
| Hillsborough County Florida | 5 | $ 1,525,000 | $ 305,000 | $ 103,000 |
| Lee County Florida | 5 | $ 1,995,000 | $ 399,000 | $ 176,000 |
| Manatee County Florida | 5 | $ 1,155,000 | $ 231,000 | $ 161,000 |
| Pasco County Florida | 5 | $ 1,345,000 | $ 269,000 | $ 132,000 |
| Pinellas County Florida | 5 | $ 1,415,000 | $ 283,000 | $ 136,000 |
| Sarasota County Florida | 5 | $ 1,315,000 | $ 263,000 | $ 183,000 |
| Decatur County Georgia | 5 | $ 785,000 | $ 157,000 | $ 66,000 |
| Floyd County Georgia | 5 | $ 1,235,000 | $ 247,000 | $ 111,000 |
| Hart County Georgia | 5 | $ 1,205,000 | $ 241,000 | $ 92,000 |
| Iredell County North Carolina | 5 | $ 815,000 | $ 163,000 | $ 64,000 |
| Lincoln County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 78,000 |
| New Hanover County North Carolina | 5 | $ 1,085,000 | $ 217,000 | $ 106,000 |
| Wilson County North Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 82,000 |
| Humphreys County Tennessee | 5 | $ 875,000 | $ 175,000 | $ 57,000 |
| Wayne County Tennessee | 5 | $ 645,000 | $ 129,000 | $ 49,000 |
| Miami-Dade County Florida | 4 | $ 1,510,000 | $ 377,000 | $ 100,000 |
| Dooly County Georgia | 4 | $ 330,000 | $ 82,000 | $ 38,000 |
| Gilmer County Georgia | 4 | $ 960,000 | $ 240,000 | $ 103,000 |
| Peach County Georgia | 4 | $ 740,000 | $ 185,000 | $ 97,000 |
| Wilkes County Georgia | 4 | $ 140,000 | $ 35,000 | $ 31,000 |
| Forsyth County North Carolina | 4 | $ 840,000 | $ 210,000 | $ 41,000 |
| Guilford County North Carolina | 4 | $ 1,310,000 | $ 327,000 | $ 357,000 |
| Jackson County North Carolina | 4 | $ 1,210,000 | $ 302,000 | $ 80,000 |
| Moore County North Carolina | 4 | $ 1,370,000 | $ 342,000 | $ 109,000 |
| Polk County North Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 84,000 |
| Wake County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 75,000 |
| Grundy County Tennessee | 4 | $ 880,000 | $ 220,000 | $ 79,000 |
| Knox County Tennessee | 4 | $ 900,000 | $ 225,000 | $ 81,000 |
| Moore County Tennessee | 4 | $ 660,000 | $ 165,000 | $ 79,000 |
| White County Tennessee | 4 | $ 620,000 | $ 155,000 | $ 59,000 |
| Baldwin County Alabama | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Lauderdale County Alabama | 3 | $ 635,000 | $ 211,000 | $ 74,000 |
| St. Clair County Alabama | 3 | $ 625,000 | $ 208,000 | $ 93,000 |
| Collier County Florida | 3 | $ 715,000 | $ 238,000 | $ 145,000 |
| Okeechobee County Florida | 3 | $ 885,000 | $ 295,000 | $ 133,000 |
| Seminole County Florida | 3 | $ 655,000 | $ 218,000 | $ 85,000 |
| Baldwin County Georgia | 3 | $ 505,000 | $ 168,000 | $ 53,000 |
| Greene County Georgia | 3 | $ 795,000 | $ 265,000 | $ 71,000 |
| Muscogee County Georgia | 3 | $ 505,000 | $ 168,000 | $ 74,000 |
| Richmond County Georgia | 3 | $ 265,000 | $ 88,000 | $ 46,000 |
| Turner County Georgia | 3 | $ 255,000 | $ 85,000 | $ 37,000 |
| Union County Georgia | 3 | $ 925,000 | $ 308,000 | $ 227,000 |
| Whitfield County Georgia | 3 | $ 405,000 | $ 135,000 | $ 52,000 |
| Allen County Kentucky | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| Ballard County Kentucky | 3 | $ 545,000 | $ 181,000 | $ 64,000 |
| Graves County Kentucky | 3 | $ 585,000 | $ 195,000 | $ 70,000 |
| Bladen County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 77,000 |
| Catawba County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 114,000 |
| Durham County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 227,000 |
| McDowell County North Carolina | 3 | $ 1,365,000 | $ 455,000 | $ 138,000 |
| Rowan County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 72,000 |
| Rutherford County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 283,000 |
| Stanly County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 70,000 |
| Bradley County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 89,000 |
| Hardin County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 51,000 |
| Houston County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 78,000 |
| Lewis County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 47,000 |
| Madison County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 58,000 |
| Blount County Alabama | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Colbert County Alabama | 2 | $ 100,000 | $ 50,000 | $ 36,000 |
| Lawrence County Alabama | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Morgan County Alabama | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Shelby County Alabama | 2 | $ 760,000 | $ 380,000 | $ 135,000 |
| Nassau County Florida | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| Santa Rosa County Florida | 2 | $ 600,000 | $ 300,000 | $ 103,000 |
| Bulloch County Georgia | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Catoosa County Georgia | 2 | $ 620,000 | $ 310,000 | $ 147,000 |
| Chattooga County Georgia | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Franklin County Georgia | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| Hancock County Georgia | 2 | $ 570,000 | $ 285,000 | $ 130,000 |
| Jasper County Georgia | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Lowndes County Georgia | 2 | $ 540,000 | $ 270,000 | $ 24,000 |
| Meriwether County Georgia | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Polk County Georgia | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Putnam County Georgia | 2 | $ 810,000 | $ 405,000 | $ 165,000 |
| Stephens County Georgia | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Upson County Georgia | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Worth County Georgia | 2 | $ 410,000 | $ 205,000 | $ 111,000 |
| Jefferson County Illinois | 2 | $ 120,000 | $ 60,000 | $ 27,000 |
| Grant County Indiana | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Hendricks County Indiana | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Shelby County Indiana | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Jefferson County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 156,000 |
| Livingston County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Logan County Kentucky | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
| Burke County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 113,000 |
| Cherokee County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 33,000 |
| Franklin County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| Nash County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Pender County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Watauga County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 125,000 |
| Yancey County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 88,000 |
| Aiken County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Berkeley County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Charleston County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 87,000 |
| Lexington County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 182,000 |
| Richland County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Anderson County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 117,000 |
| Blount County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| Clay County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 129,000 |
| Cumberland County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 31,000 |
| Fayette County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Fentress County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 109,000 |
| Gibson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Jackson County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| McMinn County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 69,000 |
| Perry County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 80,000 |
| Sullivan County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Bowie County Texas | 2 | $ 490,000 | $ 245,000 | $ 117,000 |
| Orange County Texas | 2 | $ 230,000 | $ 115,000 | $ 42,000 |
| Mobile County Alabama | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Tallapoosa County Alabama | 1 | $ 205,000 | $ 205,000 | $ 171,000 |
| Walker County Alabama | 1 | $ 405,000 | $ 405,000 | $ 216,000 |
| Independence County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Adams County Colorado | 1 | $ 435,000 | $ 435,000 | $ 134,000 |
| Chaffee County Colorado | 1 | $ 865,000 | $ 865,000 | $ 680,000 |
| Jefferson County Colorado | 1 | $ 535,000 | $ 535,000 | $ 178,000 |
| Larimer County Colorado | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Pueblo County Colorado | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| New Castle County Delaware | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Baker County Florida | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Hendry County Florida | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Leon County Florida | 1 | $ 375,000 | $ 375,000 | $ 201,000 |
| Monroe County Florida | 1 | $ 565,000 | $ 565,000 | $ 293,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Bryan County Georgia | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Colquitt County Georgia | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Crawford County Georgia | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Dade County Georgia | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Effingham County Georgia | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Jefferson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 141,000 |
| Miller County Georgia | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Monroe County Georgia | 1 | $ 305,000 | $ 305,000 | $ 227,000 |
| Murray County Georgia | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Pike County Georgia | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Pulaski County Georgia | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Rabun County Georgia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Sumter County Georgia | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Tift County Georgia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Towns County Georgia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Twiggs County Georgia | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Walker County Georgia | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Washington County Georgia | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Wilkinson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Will County Illinois | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Bartholomew County Indiana | 1 | $ 115,000 | $ 115,000 | $ 141,000 |
| Boone County Indiana | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Delaware County Indiana | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Vanderburgh County Indiana | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Wayne County Indiana | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Barren County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Calloway County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Carlisle County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Fayette County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Hopkins County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Madison County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Ohio County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Calcasieu County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Orleans County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Harrison County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Hinds County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jasper County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Marshall County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Chatham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Cleveland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Columbus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Edgecombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Granville County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Hoke County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Lee County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Macon County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 240,000 |
| Mitchell County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Randolph County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 215,000 |
| Robeson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Swain County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Vance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Beaufort County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| McCormick County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Benton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Decatur County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Grainger County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Hamblen County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Henry County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Lauderdale County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| McNairy County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Obion County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Overton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Pickett County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Tipton County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Unicoi County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Van Buren County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Washington County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 179,000 |
| Collin County Texas | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Lampasas County Texas | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Chesterfield County Virginia | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Fairfax County Virginia | 1 | $ 525,000 | $ 525,000 | $ 158,000 |
| Rockingham County Virginia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Acopia, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,323 | $1,068,535,000 | $247,000 | $2,105,000 | $89,000 | $1,181,000 |
| Refinancing | 1,149 | $277,025,000 | $241,000 | $2,005,000 | $99,000 | $780,000 |
| Cash-out Refinancing | 522 | $119,180,000 | $228,000 | $965,000 | $94,000 | $569,000 |
| Home Improvement | 445 | $110,015,000 | $247,000 | $905,000 | $94,000 | $559,000 |
| Other Purpose | 1 | $5,000 | $5,000 | $5,000 | $57,000 | $57,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,257 | $1,067,175,000 | $250,000 | $2,105,000 | $97,000 | $1,179,000 |
| Black or African American | 897 | $189,065,000 | $210,000 | $2,005,000 | $70,000 | $416,000 |
| Not Provided | 604 | $149,410,000 | $247,000 | $1,265,000 | $94,000 | $475,000 |
| Hispanic | 479 | $115,025,000 | $240,000 | $795,000 | $76,000 | $330,000 |
| Asian | 163 | $45,505,000 | $279,000 | $1,165,000 | $116,000 | $1,181,000 |
| American Indian or Alaskan Native | 29 | $5,715,000 | $197,000 | $525,000 | $81,000 | $267,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $615,000 | $205,000 | $215,000 | $48,000 | $56,000 |
| Not applicable | 1 | $205,000 | $205,000 | $205,000 | $204,000 | $204,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,659 | $1,141,745,000 | $245,000 | $2,105,000 | $102,000 | $1,181,000 |
| FHA-insured (Federal Housing Administration) | 1,159 | $272,225,000 | $234,000 | $555,000 | $65,000 | $309,000 |
| VA-guaranteed (Veterans Administration) | 382 | $110,160,000 | $288,000 | $735,000 | $74,000 | $559,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 240 | $50,630,000 | $210,000 | $345,000 | $56,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,827 | $1,182,175,000 | $244,000 | $955,000 | $93,000 | $1,179,000 |
| Application Withdrawn By Applicant | 839 | $207,285,000 | $247,000 | $1,995,000 | $91,000 | $1,181,000 |
| Application Approved But Not Accepted | 451 | $116,615,000 | $258,000 | $2,005,000 | $94,000 | $780,000 |
| Application Denied By Financial Institution | 277 | $59,355,000 | $214,000 | $2,105,000 | $74,000 | $409,000 |
| File Closed For Incompleteness | 46 | $9,330,000 | $202,000 | $405,000 | $93,000 | $379,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,163 | $1,515,405,000 | $245,000 | $2,005,000 | $93,000 | $1,181,000 |
| Unverifiable Information | 102 | $22,840,000 | $223,000 | $2,105,000 | $73,000 | $409,000 |
| Debt-To-Income Ratio | 61 | $14,325,000 | $234,000 | $1,175,000 | $65,000 | $251,000 |
| Credit History | 43 | $9,365,000 | $217,000 | $1,325,000 | $83,000 | $307,000 |
| Employment History | 29 | $4,735,000 | $163,000 | $395,000 | $54,000 | $103,000 |
| Collateral | 25 | $4,695,000 | $187,000 | $605,000 | $105,000 | $376,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,600,000 | $216,000 | $415,000 | $77,000 | $171,000 |
| Other | 4 | $620,000 | $155,000 | $365,000 | $74,000 | $116,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $86,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acopia, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.