Acopia, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Acopia, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acopia, Llc 306 Northcreek Boulevard Suite 100 Nashville, TN 37072 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,886 |
| Total Mortgage Loan Application Amount | $715,510,000 |
| Average Mortgage Loan Application Amount | $222,400 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $3,067,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Acopia, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acopia, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Acopia, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acopia, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Acopia, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acopia, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Lucie County Florida | 185 | $ 48,765,000 | $ 263,000 | $ 125,000 |
| Gwinnett County Georgia | 110 | $ 33,920,000 | $ 308,000 | $ 116,000 |
| Greenville County South Carolina | 108 | $ 31,580,000 | $ 292,000 | $ 103,000 |
| Greenwood County South Carolina | 97 | $ 14,395,000 | $ 148,000 | $ 75,000 |
| Sumner County Tennessee | 94 | $ 26,990,000 | $ 287,000 | $ 103,000 |
| Anderson County South Carolina | 93 | $ 19,525,000 | $ 209,000 | $ 91,000 |
| Rutherford County Tennessee | 85 | $ 29,835,000 | $ 351,000 | $ 134,000 |
| Duval County Florida | 82 | $ 16,350,000 | $ 199,000 | $ 89,000 |
| Fulton County Georgia | 80 | $ 17,900,000 | $ 223,000 | $ 119,000 |
| DeKalb County Georgia | 71 | $ 16,145,000 | $ 227,000 | $ 112,000 |
| Davidson County Tennessee | 71 | $ 21,235,000 | $ 299,000 | $ 116,000 |
| Rankin County Mississippi | 67 | $ 15,135,000 | $ 225,000 | $ 95,000 |
| Walton County Georgia | 65 | $ 21,725,000 | $ 334,000 | $ 163,000 |
| Osceola County Florida | 60 | $ 16,340,000 | $ 272,000 | $ 110,000 |
| Clayton County Georgia | 58 | $ 9,120,000 | $ 157,000 | $ 66,000 |
| Cobb County Georgia | 54 | $ 16,490,000 | $ 305,000 | $ 126,000 |
| Spartanburg County South Carolina | 53 | $ 12,915,000 | $ 243,000 | $ 101,000 |
| Martin County Florida | 45 | $ 15,225,000 | $ 338,000 | $ 163,000 |
| Robertson County Tennessee | 37 | $ 8,615,000 | $ 232,000 | $ 90,000 |
| Jefferson County Alabama | 36 | $ 5,080,000 | $ 141,000 | $ 82,000 |
| Jackson County Georgia | 34 | $ 11,040,000 | $ 324,000 | $ 122,000 |
| Pickens County South Carolina | 33 | $ 10,535,000 | $ 319,000 | $ 137,000 |
| Cumberland County North Carolina | 32 | $ 7,150,000 | $ 223,000 | $ 103,000 |
| Shelby County Alabama | 31 | $ 5,895,000 | $ 190,000 | $ 195,000 |
| Henry County Georgia | 31 | $ 7,615,000 | $ 245,000 | $ 96,000 |
| Polk County Florida | 29 | $ 6,525,000 | $ 225,000 | $ 88,000 |
| Montgomery County Tennessee | 29 | $ 6,585,000 | $ 227,000 | $ 78,000 |
| Forsyth County Georgia | 28 | $ 11,940,000 | $ 426,000 | $ 148,000 |
| Hall County Georgia | 28 | $ 9,850,000 | $ 351,000 | $ 192,000 |
| Paulding County Georgia | 26 | $ 6,570,000 | $ 252,000 | $ 81,000 |
| Rockdale County Georgia | 25 | $ 4,885,000 | $ 195,000 | $ 80,000 |
| Etowah County Alabama | 24 | $ 3,080,000 | $ 128,000 | $ 72,000 |
| Calhoun County Alabama | 23 | $ 3,625,000 | $ 157,000 | $ 66,000 |
| Putnam County Tennessee | 23 | $ 4,975,000 | $ 216,000 | $ 77,000 |
| Hinds County Mississippi | 22 | $ 3,620,000 | $ 164,000 | $ 80,000 |
| Cherokee County Georgia | 21 | $ 6,525,000 | $ 310,000 | $ 111,000 |
| Newton County Georgia | 20 | $ 5,760,000 | $ 288,000 | $ 110,000 |
| Indian River County Florida | 18 | $ 3,400,000 | $ 188,000 | $ 88,000 |
| Okeechobee County Florida | 18 | $ 3,640,000 | $ 202,000 | $ 84,000 |
| Barrow County Georgia | 18 | $ 4,740,000 | $ 263,000 | $ 90,000 |
| Palm Beach County Florida | 16 | $ 5,800,000 | $ 362,000 | $ 134,000 |
| Carroll County Georgia | 15 | $ 2,715,000 | $ 181,000 | $ 70,000 |
| Douglas County Georgia | 15 | $ 3,005,000 | $ 200,000 | $ 73,000 |
| Houston County Georgia | 15 | $ 2,535,000 | $ 169,000 | $ 66,000 |
| Richmond County Georgia | 15 | $ 1,725,000 | $ 115,000 | $ 58,000 |
| Madison County Alabama | 14 | $ 3,380,000 | $ 241,000 | $ 85,000 |
| Crisp County Georgia | 14 | $ 1,460,000 | $ 104,000 | $ 59,000 |
| Mecklenburg County North Carolina | 14 | $ 6,540,000 | $ 467,000 | $ 197,000 |
| Abbeville County South Carolina | 14 | $ 1,720,000 | $ 122,000 | $ 74,000 |
| New Hanover County North Carolina | 13 | $ 2,845,000 | $ 218,000 | $ 159,000 |
| Laurens County South Carolina | 13 | $ 2,995,000 | $ 230,000 | $ 105,000 |
| Franklin County Tennessee | 13 | $ 3,285,000 | $ 252,000 | $ 91,000 |
| Macon County Tennessee | 13 | $ 1,845,000 | $ 141,000 | $ 82,000 |
| DeKalb County Alabama | 12 | $ 1,490,000 | $ 124,000 | $ 62,000 |
| Habersham County Georgia | 12 | $ 2,490,000 | $ 207,000 | $ 99,000 |
| Shelby County Tennessee | 12 | $ 2,170,000 | $ 180,000 | $ 87,000 |
| Clay County Florida | 11 | $ 2,295,000 | $ 208,000 | $ 95,000 |
| Bibb County Georgia | 11 | $ 1,355,000 | $ 123,000 | $ 58,000 |
| DeSoto County Mississippi | 11 | $ 2,675,000 | $ 243,000 | $ 106,000 |
| Madison County Mississippi | 11 | $ 3,375,000 | $ 306,000 | $ 103,000 |
| Buncombe County North Carolina | 11 | $ 3,575,000 | $ 325,000 | $ 141,000 |
| Williamson County Tennessee | 11 | $ 4,805,000 | $ 436,000 | $ 147,000 |
| Elmore County Alabama | 10 | $ 2,350,000 | $ 235,000 | $ 78,000 |
| Lake County Florida | 10 | $ 2,590,000 | $ 259,000 | $ 99,000 |
| Liberty County Georgia | 10 | $ 1,070,000 | $ 107,000 | $ 56,000 |
| Polk County Georgia | 10 | $ 1,300,000 | $ 130,000 | $ 72,000 |
| Coffee County Tennessee | 10 | $ 2,320,000 | $ 232,000 | $ 81,000 |
| Dawson County Georgia | 9 | $ 3,005,000 | $ 333,000 | $ 167,000 |
| Cherokee County Alabama | 8 | $ 1,700,000 | $ 212,000 | $ 147,000 |
| Walker County Alabama | 8 | $ 2,000,000 | $ 250,000 | $ 101,000 |
| Brevard County Florida | 8 | $ 1,390,000 | $ 173,000 | $ 156,000 |
| Seminole County Florida | 8 | $ 1,700,000 | $ 212,000 | $ 113,000 |
| Fayette County Georgia | 8 | $ 2,760,000 | $ 345,000 | $ 155,000 |
| Spalding County Georgia | 8 | $ 1,060,000 | $ 132,000 | $ 86,000 |
| Wake County North Carolina | 8 | $ 2,410,000 | $ 301,000 | $ 109,000 |
| Broward County Florida | 7 | $ 2,305,000 | $ 329,000 | $ 97,000 |
| Flagler County Florida | 7 | $ 2,175,000 | $ 310,000 | $ 119,000 |
| Bartow County Georgia | 7 | $ 2,005,000 | $ 286,000 | $ 101,000 |
| Coweta County Georgia | 7 | $ 2,125,000 | $ 303,000 | $ 136,000 |
| Maury County Tennessee | 7 | $ 1,745,000 | $ 249,000 | $ 83,000 |
| Smith County Tennessee | 7 | $ 1,545,000 | $ 220,000 | $ 76,000 |
| Wilson County Tennessee | 7 | $ 2,795,000 | $ 399,000 | $ 164,000 |
| Baker County Florida | 6 | $ 860,000 | $ 143,000 | $ 75,000 |
| Nassau County Florida | 6 | $ 1,670,000 | $ 278,000 | $ 133,000 |
| Volusia County Florida | 6 | $ 1,250,000 | $ 208,000 | $ 98,000 |
| Elbert County Georgia | 6 | $ 540,000 | $ 90,000 | $ 50,000 |
| Morgan County Georgia | 6 | $ 2,120,000 | $ 353,000 | $ 144,000 |
| Troup County Georgia | 6 | $ 760,000 | $ 126,000 | $ 58,000 |
| White County Georgia | 6 | $ 920,000 | $ 153,000 | $ 69,000 |
| Aiken County South Carolina | 6 | $ 820,000 | $ 136,000 | $ 76,000 |
| Oconee County South Carolina | 6 | $ 3,330,000 | $ 555,000 | $ 199,000 |
| Dickson County Tennessee | 6 | $ 2,010,000 | $ 335,000 | $ 188,000 |
| Talladega County Alabama | 5 | $ 555,000 | $ 111,000 | $ 53,000 |
| Chatham County Georgia | 5 | $ 765,000 | $ 153,000 | $ 65,000 |
| Decatur County Georgia | 5 | $ 435,000 | $ 87,000 | $ 83,000 |
| Muscogee County Georgia | 5 | $ 705,000 | $ 141,000 | $ 53,000 |
| Peach County Georgia | 5 | $ 965,000 | $ 193,000 | $ 69,000 |
| Whitfield County Georgia | 5 | $ 765,000 | $ 153,000 | $ 79,000 |
| Baldwin County Alabama | 4 | $ 1,480,000 | $ 370,000 | $ 149,000 |
| Cullman County Alabama | 4 | $ 1,050,000 | $ 262,000 | $ 129,000 |
| Hillsborough County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 132,000 |
| Orange County Florida | 4 | $ 900,000 | $ 225,000 | $ 90,000 |
| St. Johns County Florida | 4 | $ 1,450,000 | $ 362,000 | $ 92,000 |
| Walton County Florida | 4 | $ 1,960,000 | $ 490,000 | $ 184,000 |
| Catoosa County Georgia | 4 | $ 810,000 | $ 202,000 | $ 78,000 |
| Crawford County Georgia | 4 | $ 400,000 | $ 100,000 | $ 43,000 |
| Jasper County Georgia | 4 | $ 970,000 | $ 242,000 | $ 72,000 |
| Madison County Georgia | 4 | $ 840,000 | $ 210,000 | $ 107,000 |
| Putnam County Georgia | 4 | $ 1,040,000 | $ 260,000 | $ 114,000 |
| McCracken County Kentucky | 4 | $ 860,000 | $ 215,000 | $ 105,000 |
| Simpson County Kentucky | 4 | $ 640,000 | $ 160,000 | $ 412,000 |
| Horry County South Carolina | 4 | $ 910,000 | $ 227,000 | $ 103,000 |
| Saluda County South Carolina | 4 | $ 270,000 | $ 67,000 | $ 45,000 |
| Bedford County Tennessee | 4 | $ 810,000 | $ 202,000 | $ 80,000 |
| Hamilton County Tennessee | 4 | $ 1,700,000 | $ 425,000 | $ 223,000 |
| Marshall County Tennessee | 4 | $ 1,090,000 | $ 272,000 | $ 72,000 |
| Chilton County Alabama | 3 | $ 565,000 | $ 188,000 | $ 66,000 |
| Marion County Florida | 3 | $ 915,000 | $ 305,000 | $ 67,000 |
| Ben Hill County Georgia | 3 | $ 375,000 | $ 125,000 | $ 67,000 |
| Dooly County Georgia | 3 | $ 325,000 | $ 108,000 | $ 40,000 |
| Fannin County Georgia | 3 | $ 1,625,000 | $ 541,000 | $ 457,000 |
| Floyd County Georgia | 3 | $ 455,000 | $ 151,000 | $ 63,000 |
| Haralson County Georgia | 3 | $ 445,000 | $ 148,000 | $ 80,000 |
| Lamar County Georgia | 3 | $ 585,000 | $ 195,000 | $ 77,000 |
| Tift County Georgia | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| Copiah County Mississippi | 3 | $ 475,000 | $ 158,000 | $ 92,000 |
| Brunswick County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 90,000 |
| Cabarrus County North Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 108,000 |
| Gaston County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 108,000 |
| Guilford County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Iredell County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 148,000 |
| York County South Carolina | 3 | $ 995,000 | $ 331,000 | $ 137,000 |
| Cheatham County Tennessee | 3 | $ 905,000 | $ 301,000 | $ 110,000 |
| Coffee County Alabama | 2 | $ 550,000 | $ 275,000 | $ 79,000 |
| Limestone County Alabama | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| Putnam County Florida | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| Baldwin County Georgia | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Banks County Georgia | 2 | $ 760,000 | $ 380,000 | $ 141,000 |
| Berrien County Georgia | 2 | $ 120,000 | $ 60,000 | $ 100,000 |
| Bulloch County Georgia | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Butts County Georgia | 2 | $ 460,000 | $ 230,000 | $ 105,000 |
| Camden County Georgia | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Chattooga County Georgia | 2 | $ 120,000 | $ 60,000 | $ 18,000 |
| Clarke County Georgia | 2 | $ 580,000 | $ 290,000 | $ 91,000 |
| Columbia County Georgia | 2 | $ 480,000 | $ 240,000 | $ 185,000 |
| Emanuel County Georgia | 2 | $ 80,000 | $ 40,000 | $ 32,000 |
| Gordon County Georgia | 2 | $ 670,000 | $ 335,000 | $ 113,000 |
| Hart County Georgia | 2 | $ 540,000 | $ 270,000 | $ 73,000 |
| Jefferson County Georgia | 2 | $ 70,000 | $ 35,000 | $ 36,000 |
| Macon County Georgia | 2 | $ 160,000 | $ 80,000 | $ 23,000 |
| Murray County Georgia | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Pickens County Georgia | 2 | $ 580,000 | $ 290,000 | $ 105,000 |
| Thomas County Georgia | 2 | $ 340,000 | $ 170,000 | $ 74,000 |
| Towns County Georgia | 2 | $ 370,000 | $ 185,000 | $ 57,000 |
| Turner County Georgia | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Union County Georgia | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Upson County Georgia | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Walker County Georgia | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Allen County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Logan County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 774,000 |
| Warren County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Leake County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Durham County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Henderson County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 87,000 |
| Hoke County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Onslow County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Transylvania County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 249,000 |
| Union County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 80,000 |
| Charleston County South Carolina | 2 | $ 1,040,000 | $ 520,000 | $ 175,000 |
| Cherokee County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Dillon County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Lexington County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 123,000 |
| Newberry County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Hickman County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| Overton County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Trousdale County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 343,000 |
| White County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 38,000 |
| Barbour County Alabama | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Fayette County Alabama | 1 | $ 565,000 | $ 565,000 | $ 144,000 |
| Lee County Alabama | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Macon County Alabama | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Marshall County Alabama | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Montgomery County Alabama | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Crittenden County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Douglas County Colorado | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Alachua County Florida | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Collier County Florida | 1 | $ 635,000 | $ 635,000 | $ 651,000 |
| Gilchrist County Florida | 1 | $ 255,000 | $ 255,000 | $ 215,000 |
| Gulf County Florida | 1 | $ 395,000 | $ 395,000 | $ 167,000 |
| Highlands County Florida | 1 | $ 205,000 | $ 205,000 | $ 293,000 |
| Sumter County Florida | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Brantley County Georgia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Brooks County Georgia | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Gilmer County Georgia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Glynn County Georgia | 1 | $ 485,000 | $ 485,000 | $ 282,000 |
| Greene County Georgia | 1 | $ 725,000 | $ 725,000 | $ 312,000 |
| Harris County Georgia | 1 | $ 185,000 | $ 185,000 | $ 176,000 |
| Irwin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Lumpkin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Monroe County Georgia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Oconee County Georgia | 1 | $ 595,000 | $ 595,000 | $ 155,000 |
| Stephens County Georgia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Sumter County Georgia | 1 | $ 65,000 | $ 65,000 | $ 171,000 |
| Ware County Georgia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Fayette County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Hopkins County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Todd County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 1,485,000 |
| Trigg County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| East Baton Rouge County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Lamar County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Lauderdale County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Marshall County Mississippi | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Panola County Mississippi | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Scott County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Tate County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Tunica County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Bladen County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Catawba County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Cleveland County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 121,000 |
| Duplin County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Harnett County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Haywood County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Jackson County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Johnston County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Madison County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 183,000 |
| McDowell County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 149,000 |
| Moore County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Pender County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 509,000 |
| Pitt County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Sampson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Yancey County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Dorchester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Orangeburg County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
| Anderson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Bradley County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Cannon County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| DeKalb County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Gibson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Giles County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 236,000 |
| Marion County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| McNairy County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Sullivan County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Tipton County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Warren County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Tarrant County Texas | 1 | $ 425,000 | $ 425,000 | $ 256,000 |
| Bristol County Virginia | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Acopia, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,696 | $663,640,000 | $246,000 | $2,005,000 | $107,000 | $3,067,000 |
| Cash-out Refinancing | 94 | $24,510,000 | $260,000 | $1,435,000 | $134,000 | $996,000 |
| Home Improvement | 52 | $12,910,000 | $248,000 | $825,000 | $157,000 | $996,000 |
| Refinancing | 42 | $14,420,000 | $343,000 | $725,000 | $112,000 | $327,000 |
| Other Purpose | 2 | $30,000 | $15,000 | $15,000 | $60,000 | $65,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,557 | $400,165,000 | $257,000 | $2,005,000 | $118,000 | $3,067,000 |
| Black or African American | 639 | $132,105,000 | $206,000 | $875,000 | $81,000 | $499,000 |
| Hispanic | 408 | $106,000,000 | $259,000 | $1,205,000 | $106,000 | $996,000 |
| Not Provided | 211 | $56,205,000 | $266,000 | $725,000 | $113,000 | $576,000 |
| Asian | 60 | $17,590,000 | $293,000 | $725,000 | $145,000 | $469,000 |
| American Indian or Alaskan Native | 5 | $955,000 | $191,000 | $275,000 | $64,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $460,000 | $230,000 | $275,000 | $68,000 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,721 | $393,095,000 | $228,000 | $2,005,000 | $123,000 | $3,067,000 |
| FHA-insured (Federal Housing Administration) | 901 | $243,425,000 | $270,000 | $735,000 | $86,000 | $293,000 |
| VA-guaranteed (Veterans Administration) | 213 | $68,295,000 | $320,000 | $685,000 | $100,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $10,695,000 | $209,000 | $495,000 | $68,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,023 | $516,565,000 | $255,000 | $2,005,000 | $111,000 | $3,067,000 |
| Application Withdrawn By Applicant | 492 | $112,360,000 | $228,000 | $1,205,000 | $107,000 | $1,485,000 |
| Application Approved But Not Accepted | 233 | $58,585,000 | $251,000 | $1,625,000 | $104,000 | $539,000 |
| Application Denied By Financial Institution | 133 | $26,635,000 | $200,000 | $1,095,000 | $82,000 | $804,000 |
| File Closed For Incompleteness | 5 | $1,365,000 | $273,000 | $315,000 | $86,000 | $117,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,753 | $688,875,000 | $250,000 | $2,005,000 | $110,000 | $3,067,000 |
| Debt-To-Income Ratio | 37 | $8,205,000 | $221,000 | $475,000 | $74,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $5,210,000 | $217,000 | $725,000 | $73,000 | $266,000 |
| Other | 19 | $3,285,000 | $172,000 | $1,095,000 | $131,000 | $804,000 |
| Collateral | 18 | $3,140,000 | $174,000 | $425,000 | $69,000 | $148,000 |
| Credit History | 16 | $2,830,000 | $176,000 | $465,000 | $75,000 | $143,000 |
| Employment History | 11 | $2,485,000 | $225,000 | $515,000 | $75,000 | $132,000 |
| Unverifiable Information | 7 | $1,465,000 | $209,000 | $395,000 | $77,000 | $150,000 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $93,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acopia, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.