First Technology Federal Credit Union Mortgage Lending & HMDA Data, 2010
In 2010, First Technology Federal Credit Union of Hillsboro, OR reported 4,841 mortgage applications totaling $852.8 million, down 5% from 2009. The average application was for $176,166, and applicants reported an average income of $95,235. 69% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Sacramento--Arden-Arcade--Roseville, CA (456), San Jose-Sunnyvale-Santa Clara, CA (401) and Fort Collins-Loveland, CO (332) (applications in parentheses).
| Mortgage Company & Address | First Technology Federal Credit Union Hillsboro, OR 97124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,841 |
| Total Mortgage Loan Application Amount | $852,822,000 |
| Average Mortgage Loan Application Amount | $176,166 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $95,235 |
| Highest Applicant Income | $3,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Technology Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara, California | 401 | $ 148,363,000 | $ 369,982 | $ 158,000 |
| Larimer, Colorado | 332 | $ 62,831,000 | $ 189,250 | $ 101,000 |
| Placer, California | 296 | $ 66,065,000 | $ 223,192 | $ 140,000 |
| San Diego, California | 228 | $ 66,501,000 | $ 291,671 | $ 133,000 |
| Ada, Idaho | 196 | $ 33,213,000 | $ 169,454 | $ 94,000 |
| Sonoma, California | 182 | $ 49,891,000 | $ 274,126 | $ 109,000 |
| El Paso, Colorado | 127 | $ 24,270,000 | $ 191,102 | $ 90,000 |
| Sacramento, California | 117 | $ 20,431,000 | $ 174,623 | $ 125,000 |
| Benton, Oregon | 106 | $ 22,337,000 | $ 210,726 | $ 97,000 |
| Alameda, California | 69 | $ 22,658,000 | $ 328,376 | $ 132,000 |
| San Mateo, California | 69 | $ 27,382,000 | $ 396,840 | $ 155,000 |
| Riverside, California | 63 | $ 5,632,000 | $ 89,396 | $ 137,000 |
| Clark, Washington | 60 | $ 12,389,000 | $ 206,483 | $ 111,000 |
| Los Angeles, California | 58 | $ 8,425,000 | $ 145,258 | $ 143,000 |
| Weld, Colorado | 47 | $ 8,670,000 | $ 184,468 | $ 103,000 |
| Harris, Texas | 46 | $ 7,846,000 | $ 170,565 | $ 112,000 |
| Douglas, Colorado | 43 | $ 9,638,000 | $ 224,139 | $ 115,000 |
| Linn, Oregon | 43 | $ 6,572,000 | $ 152,837 | $ 72,000 |
| Middlesex, Massachusetts | 40 | $ 9,239,000 | $ 230,975 | $ 116,000 |
| Maricopa, Arizona | 38 | $ 3,724,000 | $ 98,000 | $ 108,000 |
| Orange, California | 36 | $ 7,390,000 | $ 205,277 | $ 134,000 |
| San Bernardino, California | 33 | $ 2,010,000 | $ 60,909 | $ 143,000 |
| Contra Costa, California | 32 | $ 6,685,000 | $ 208,906 | $ 167,000 |
| Kern, California | 32 | $ 2,046,000 | $ 63,937 | $ 128,000 |
| El Dorado, California | 31 | $ 4,834,000 | $ 155,935 | $ 141,000 |
| Fresno, California | 31 | $ 2,609,000 | $ 84,161 | $ 139,000 |
| Canyon, Idaho | 30 | $ 3,697,000 | $ 123,233 | $ 60,000 |
| Santa Cruz, California | 29 | $ 9,776,000 | $ 337,103 | $ 145,000 |
| San Francisco, California | 24 | $ 11,137,000 | $ 464,041 | $ 132,000 |
| Essex, Massachusetts | 22 | $ 5,519,000 | $ 250,863 | $ 112,000 |
| Multnomah, Oregon | 22 | $ 3,966,000 | $ 180,272 | $ 125,000 |
| Cobb, Georgia | 21 | $ 3,575,000 | $ 170,238 | $ 113,000 |
| Nevada, California | 18 | $ 4,175,000 | $ 231,944 | $ 111,000 |
| San Joaquin, California | 18 | $ 2,655,000 | $ 147,500 | $ 125,000 |
| Washington, Oregon | 18 | $ 4,294,000 | $ 238,555 | $ 104,000 |
| Jefferson, Colorado | 16 | $ 2,943,000 | $ 183,937 | $ 111,000 |
| Clark, Nevada | 16 | $ 1,075,000 | $ 67,187 | $ 97,000 |
| Arapahoe, Colorado | 15 | $ 3,077,000 | $ 205,133 | $ 125,000 |
| Broward, Florida | 14 | $ 3,398,000 | $ 242,714 | $ 184,000 |
| Boulder, Colorado | 13 | $ 3,351,000 | $ 257,769 | $ 181,000 |
| Fulton, Georgia | 13 | $ 2,166,000 | $ 166,615 | $ 141,000 |
| Montgomery, Maryland | 13 | $ 3,606,000 | $ 277,384 | $ 121,000 |
| Ventura, California | 12 | $ 3,090,000 | $ 257,500 | $ 116,000 |
| Yolo, California | 12 | $ 1,237,000 | $ 103,083 | $ 207,000 |
| Denver, Colorado | 12 | $ 2,409,000 | $ 200,750 | $ 108,000 |
| Pinal, Arizona | 11 | $ 333,000 | $ 30,272 | $ 76,000 |
| Solano, California | 11 | $ 1,289,000 | $ 117,181 | $ 146,000 |
| New Castle, Delaware | 11 | $ 2,362,000 | $ 214,727 | $ 121,000 |
| Ocean, New Jersey | 10 | $ 1,009,000 | $ 100,900 | $ 115,000 |
| Polk, Oregon | 10 | $ 1,514,000 | $ 151,400 | $ 88,000 |
| Williamson, Texas | 10 | $ 1,889,000 | $ 188,900 | $ 190,000 |
| King, Washington | 10 | $ 3,503,000 | $ 350,300 | $ 147,000 |
| Yavapai, Arizona | 9 | $ 560,000 | $ 62,222 | $ 64,000 |
| San Luis Obispo, California | 9 | $ 733,000 | $ 81,444 | $ 97,000 |
| Sutter, California | 9 | $ 735,000 | $ 81,666 | $ 91,000 |
| Hillsborough, New Hampshire | 9 | $ 2,105,000 | $ 233,888 | $ 117,000 |
| Morris, New Jersey | 9 | $ 1,472,000 | $ 163,555 | $ 138,000 |
| Clackamas, Oregon | 9 | $ 1,740,000 | $ 193,333 | $ 105,000 |
| Marion, Oregon | 9 | $ 1,668,000 | $ 185,333 | $ 85,000 |
| Butte, California | 8 | $ 765,000 | $ 95,625 | $ 162,000 |
| Marin, California | 8 | $ 4,768,000 | $ 596,000 | $ 166,000 |
| Adams, Colorado | 8 | $ 1,208,000 | $ 151,000 | $ 99,000 |
| Worcester, Massachusetts | 8 | $ 1,113,000 | $ 139,125 | $ 138,000 |
| Rockingham, New Hampshire | 8 | $ 1,734,000 | $ 216,750 | $ 68,000 |
| Middlesex, New Jersey | 8 | $ 576,000 | $ 72,000 | $ 102,000 |
| Somerset, New Jersey | 8 | $ 1,266,000 | $ 158,250 | $ 171,000 |
| Bernalillo, New Mexico | 8 | $ 785,000 | $ 98,125 | $ 138,000 |
| Travis, Texas | 8 | $ 1,190,000 | $ 148,750 | $ 108,000 |
| Snohomish, Washington | 8 | $ 1,963,000 | $ 245,375 | $ 163,000 |
| Yuba, California | 7 | $ 575,000 | $ 82,142 | $ 81,000 |
| Teller, Colorado | 7 | $ 1,568,000 | $ 224,000 | $ 85,000 |
| Miami-Dade, Florida | 7 | $ 1,652,000 | $ 236,000 | $ 96,000 |
| Forsyth, Georgia | 7 | $ 1,428,000 | $ 204,000 | $ 119,000 |
| Chester, Pennsylvania | 7 | $ 2,044,000 | $ 292,000 | $ 187,000 |
| Shasta, California | 6 | $ 947,000 | $ 157,833 | $ 126,000 |
| Elbert, Colorado | 6 | $ 1,412,000 | $ 235,333 | $ 86,000 |
| Mohave, Arizona | 5 | $ 289,000 | $ 57,800 | $ 103,000 |
| Calaveras, California | 5 | $ 1,081,000 | $ 216,200 | $ 141,000 |
| Santa Barbara, California | 5 | $ 1,626,000 | $ 325,200 | $ 162,000 |
| Barnstable, Massachusetts | 5 | $ 1,240,000 | $ 248,000 | $ 194,000 |
| Wake, North Carolina | 5 | $ 1,036,000 | $ 207,200 | $ 135,000 |
| Lane, Oregon | 5 | $ 663,000 | $ 132,600 | $ 65,000 |
| Bucks, Pennsylvania | 5 | $ 819,000 | $ 163,800 | $ 159,000 |
| Montgomery, Pennsylvania | 5 | $ 839,000 | $ 167,800 | $ 75,000 |
| Aguadilla, Puerto Rico | 5 | $ 37,000 | $ 7,400 | $ 44,000 |
| Montgomery, Texas | 5 | $ 931,000 | $ 186,200 | $ 146,000 |
| Kings, California | 4 | $ 127,000 | $ 31,750 | $ 162,000 |
| Lake, California | 4 | $ 798,000 | $ 199,500 | $ 102,000 |
| Madera, California | 4 | $ 536,000 | $ 134,000 | $ 129,000 |
| Mendocino, California | 4 | $ 738,000 | $ 184,500 | $ 84,000 |
| Monterey, California | 4 | $ 386,000 | $ 96,500 | $ 106,000 |
| Tulare, California | 4 | $ 125,000 | $ 31,250 | $ 94,000 |
| Cherokee, Georgia | 4 | $ 461,000 | $ 115,250 | $ 114,000 |
| Frederick, Maryland | 4 | $ 1,061,000 | $ 265,250 | $ 151,000 |
| Norfolk, Massachusetts | 4 | $ 952,000 | $ 238,000 | $ 147,000 |
| Nassau, New York | 4 | $ 114,000 | $ 28,500 | $ 169,000 |
| Suffolk, New York | 4 | $ 596,000 | $ 149,000 | $ 94,000 |
| Mecklenburg, North Carolina | 4 | $ 406,000 | $ 101,500 | $ 109,000 |
| Deschutes, Oregon | 4 | $ 843,000 | $ 210,750 | $ 150,000 |
| Fairfax, Virginia | 4 | $ 889,000 | $ 222,250 | $ 139,000 |
| Loudoun, Virginia | 4 | $ 1,118,000 | $ 279,500 | $ 249,000 |
| Pima, Arizona | 3 | $ 172,000 | $ 57,333 | $ 72,000 |
| Yuma, Arizona | 3 | $ 818,000 | $ 272,666 | $ 117,000 |
| Amador, California | 3 | $ 163,000 | $ 54,333 | $ 89,000 |
| Napa, California | 3 | $ 569,000 | $ 189,666 | $ 132,000 |
| Stanislaus, California | 3 | $ 256,000 | $ 85,333 | $ 542,000 |
| Grand, Colorado | 3 | $ 432,000 | $ 144,000 | $ 145,000 |
| Pueblo, Colorado | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Routt, Colorado | 3 | $ 1,004,000 | $ 334,666 | $ 250,000 |
| Summit, Colorado | 3 | $ 424,000 | $ 141,333 | $ 127,000 |
| Fairfield, Connecticut | 3 | $ 795,000 | $ 265,000 | $ 343,000 |
| Hillsborough, Florida | 3 | $ 510,000 | $ 170,000 | $ 184,000 |
| Pinellas, Florida | 3 | $ 158,000 | $ 52,666 | $ 83,000 |
| Gwinnett, Georgia | 3 | $ 447,000 | $ 149,000 | $ 128,000 |
| Adams, Idaho | 3 | $ 789,000 | $ 263,000 | $ 104,000 |
| Boise, Idaho | 3 | $ 368,000 | $ 122,666 | $ 89,000 |
| Kootenai, Idaho | 3 | $ 396,000 | $ 132,000 | $ 96,000 |
| York, Maine | 3 | $ 373,000 | $ 124,333 | $ 118,000 |
| Plymouth, Massachusetts | 3 | $ 469,000 | $ 156,333 | $ 72,000 |
| Washoe, Nevada | 3 | $ 289,000 | $ 96,333 | $ 152,000 |
| Essex, New Jersey | 3 | $ 585,000 | $ 195,000 | $ 329,000 |
| Hunterdon, New Jersey | 3 | $ 270,000 | $ 90,000 | $ 148,000 |
| Sussex, New Jersey | 3 | $ 244,000 | $ 81,333 | $ 176,000 |
| Warren, New Jersey | 3 | $ 614,000 | $ 204,666 | $ 194,000 |
| Sandoval, New Mexico | 3 | $ 846,000 | $ 282,000 | $ 107,000 |
| Monroe, New York | 3 | $ 948,000 | $ 316,000 | $ 110,000 |
| New Hanover, North Carolina | 3 | $ 279,000 | $ 93,000 | $ 327,000 |
| Lincoln, Oregon | 3 | $ 420,000 | $ 140,000 | $ 173,000 |
| Yamhill, Oregon | 3 | $ 476,000 | $ 158,666 | $ 201,000 |
| Bexar, Texas | 3 | $ 264,000 | $ 88,000 | $ 87,000 |
| Collin, Texas | 3 | $ 472,000 | $ 157,333 | $ 172,000 |
| Comal, Texas | 3 | $ 422,000 | $ 140,666 | $ 67,000 |
| Dallas, Texas | 3 | $ 470,000 | $ 156,666 | $ 134,000 |
| Fort Bend, Texas | 3 | $ 460,000 | $ 153,333 | $ 99,000 |
| Tarrant, Texas | 3 | $ 342,000 | $ 114,000 | $ 60,000 |
| Spokane, Washington | 3 | $ 658,000 | $ 219,333 | $ 129,000 |
| Cochise, Arizona | 2 | $ 396,000 | $ 198,000 | $ 108,000 |
| Glenn, California | 2 | $ 68,000 | $ 34,000 | $ 35,000 |
| Imperial, California | 2 | $ 37,000 | $ 18,500 | $ 138,000 |
| Mariposa, California | 2 | $ 100,000 | $ 50,000 | $ 269,000 |
| Tehama, California | 2 | $ 219,000 | $ 109,500 | $ 97,000 |
| Pitkin, Colorado | 2 | $ 834,000 | $ 417,000 | $ 200,000 |
| District of Columbia, District Of Columbia | 2 | $ 767,000 | $ 383,500 | $ 125,000 |
| Orange, Florida | 2 | $ 420,000 | $ 210,000 | $ 109,000 |
| Palm Beach, Florida | 2 | $ 432,000 | $ 216,000 | $ 78,000 |
| DeKalb, Georgia | 2 | $ 397,000 | $ 198,500 | $ 77,000 |
| Elmore, Idaho | 2 | $ 165,000 | $ 82,500 | $ 77,000 |
| Gem, Idaho | 2 | $ 407,000 | $ 203,500 | $ 79,000 |
| Orleans, Louisiana | 2 | $ 58,000 | $ 29,000 | $ 71,000 |
| St. Tammany, Louisiana | 2 | $ 53,000 | $ 26,500 | $ 86,000 |
| Anne Arundel, Maryland | 2 | $ 596,000 | $ 298,000 | $ 75,000 |
| Carroll, Maryland | 2 | $ 72,000 | $ 36,000 | $ 185,000 |
| Prince George's, Maryland | 2 | $ 338,000 | $ 169,000 | $ 53,000 |
| Bristol, Massachusetts | 2 | $ 251,000 | $ 125,500 | $ 65,000 |
| Nye, Nevada | 2 | $ 103,000 | $ 51,500 | $ 214,000 |
| Atlantic, New Jersey | 2 | $ 118,000 | $ 59,000 | $ 99,000 |
| Burlington, New Jersey | 2 | $ 138,000 | $ 69,000 | $ 112,000 |
| Gloucester, New Jersey | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Monmouth, New Jersey | 2 | $ 405,000 | $ 202,500 | $ 188,000 |
| Passaic, New Jersey | 2 | $ 367,000 | $ 183,500 | $ 117,000 |
| Cuyahoga, Ohio | 2 | $ 704,000 | $ 352,000 | $ 152,000 |
| Baker, Oregon | 2 | $ 361,000 | $ 180,500 | $ 115,000 |
| Monroe, Pennsylvania | 2 | $ 73,000 | $ 36,500 | $ 70,000 |
| Isabela, Puerto Rico | 2 | $ 24,000 | $ 12,000 | $ 42,000 |
| Salt Lake, Utah | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Prince William, Virginia | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| York, Virginia | 2 | $ 634,000 | $ 317,000 | $ 118,000 |
| Coconino, Arizona | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Plumas, California | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Broomfield, Colorado | 1 | $ 321,000 | $ 321,000 | $ 90,000 |
| Fremont, Colorado | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Lake, Colorado | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Mesa, Colorado | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| New Haven, Connecticut | 1 | $ 304,000 | $ 304,000 | $ 78,000 |
| Alachua, Florida | 1 | $ 15,000 | $ 15,000 | $ 155,000 |
| Bay, Florida | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Escambia, Florida | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Marion, Florida | 1 | $ 2,000 | $ 2,000 | $ 65,000 |
| Sarasota, Florida | 1 | $ 206,000 | $ 206,000 | $ 175,000 |
| Volusia, Florida | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Bartow, Georgia | 1 | $ 5,000 | $ 5,000 | $ 78,000 |
| Coweta, Georgia | 1 | $ 102,000 | $ 102,000 | $ 92,000 |
| Fayette, Georgia | 1 | $ 259,000 | $ 259,000 | $ 359,000 |
| Greene, Georgia | 1 | $ 152,000 | $ 152,000 | $ 21,000 |
| Hall, Georgia | 1 | $ 120,000 | $ 120,000 | $ 260,000 |
| Hart, Georgia | 1 | $ 53,000 | $ 53,000 | $ 91,000 |
| Pike, Georgia | 1 | $ 157,000 | $ 157,000 | $ 109,000 |
| Richmond, Georgia | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Walton, Georgia | 1 | $ 211,000 | $ 211,000 | $ 80,000 |
| Honolulu, Hawaii | 1 | $ 33,000 | $ 33,000 | $ 91,000 |
| Maui, Hawaii | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Blaine, Idaho | 1 | $ 410,000 | $ 410,000 | $ 131,000 |
| Twin Falls, Idaho | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Valley, Idaho | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Cook, Illinois | 1 | $ 15,000 | $ 15,000 | $ 155,000 |
| Lake, Indiana | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Grant, Louisiana | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Jefferson, Louisiana | 1 | $ 47,000 | $ 47,000 | $ 142,000 |
| Rapides, Louisiana | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Knox, Maine | 1 | $ 417,000 | $ 417,000 | $ 87,000 |
| Calvert, Maryland | 1 | $ 37,000 | $ 37,000 | $ 154,000 |
| Charles, Maryland | 1 | $ 45,000 | $ 45,000 | $ 238,000 |
| Harford, Maryland | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| Dukes, Massachusetts | 1 | $ 279,000 | $ 279,000 | $ 105,000 |
| Allegan, Michigan | 1 | $ 29,000 | $ 29,000 | $ 33,000 |
| Branch, Michigan | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Wayne, Michigan | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Washington, Minnesota | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| Grafton, New Hampshire | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Merrimack, New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 73,000 |
| Cape May, New Jersey | 1 | $ 49,000 | $ 49,000 | $ 292,000 |
| Hudson, New Jersey | 1 | $ 448,000 | $ 448,000 | $ 159,000 |
| Santa Fe, New Mexico | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
| Socorro, New Mexico | 1 | $ 304,000 | $ 304,000 | $ 117,000 |
| Taos, New Mexico | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Erie, New York | 1 | $ 18,000 | $ 18,000 | $ 80,000 |
| Madison, New York | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Ontario, New York | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Orange, New York | 1 | $ 220,000 | $ 220,000 | $ 205,000 |
| Queens, New York | 1 | $ 395,000 | $ 395,000 | $ 110,000 |
| Rockland, New York | 1 | $ 50,000 | $ 50,000 | $ 289,000 |
| Seneca, New York | 1 | $ 18,000 | $ 18,000 | $ 76,000 |
| Ulster, New York | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Granville, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Macon, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Nash, North Carolina | 1 | $ 18,000 | $ 18,000 | $ 57,000 |
| Erie, Ohio | 1 | $ 83,000 | $ 83,000 | $ 142,000 |
| Greene, Ohio | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Hamilton, Ohio | 1 | $ 290,000 | $ 290,000 | $ 92,000 |
| Jackson, Oregon | 1 | $ 244,000 | $ 244,000 | $ 139,000 |
| Jefferson, Oregon | 1 | $ 76,000 | $ 76,000 | $ 85,000 |
| Josephine, Oregon | 1 | $ 164,000 | $ 164,000 | $ 108,000 |
| Allegheny, Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 90,000 |
| Armstrong, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Beaver, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Centre, Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 87,000 |
| Delaware, Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Lehigh, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 212,000 |
| Northampton, Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 72,000 |
| Pike, Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Washington, Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 52,000 |
| Westmoreland, Pennsylvania | 1 | $ 258,000 | $ 258,000 | $ 127,000 |
| Aguada, Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Anasco, Puerto Rico | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Camuy, Puerto Rico | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| Ponce, Puerto Rico | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Sabana Grande, Puerto Rico | 1 | $ 11,000 | $ 11,000 | $ 43,000 |
| Toa Alta, Puerto Rico | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Aiken, South Carolina | 1 | $ 250,000 | $ 250,000 | $ 325,000 |
| Cameron, Texas | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Hidalgo, Texas | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Hunt, Texas | 1 | $ 6,000 | $ 6,000 | $ 85,000 |
| Kerr, Texas | 1 | $ 270,000 | $ 270,000 | $ 162,000 |
| Maverick, Texas | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Taylor, Texas | 1 | $ 88,000 | $ 88,000 | $ 139,000 |
| Wichita, Texas | 1 | $ 34,000 | $ 34,000 | $ 125,000 |
| Sanpete, Utah | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Chittenden, Vermont | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Clarke, Virginia | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| James City, Virginia | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Louisa, Virginia | 1 | $ 303,000 | $ 303,000 | $ 150,000 |
| Norfolk, Virginia | 1 | $ 297,000 | $ 297,000 | $ 104,000 |
| Benton, Washington | 1 | $ 130,000 | $ 130,000 | $ 132,000 |
| Jefferson, Washington | 1 | $ 246,000 | $ 246,000 | $ 84,000 |
| Lewis, Washington | 1 | $ 30,000 | $ 30,000 | $ 249,000 |
| Lincoln, Washington | 1 | $ 267,000 | $ 267,000 | $ 213,000 |
| Skamania, Washington | 1 | $ 57,000 | $ 57,000 | $ 58,000 |
| Whatcom, Washington | 1 | $ 194,000 | $ 194,000 | $ 70,000 |
| Jefferson, West Virginia | 1 | $ 4,000 | $ 4,000 | $ 90,000 |
| Milwaukee, Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,607 | $687,898,000 | $263,000 | $1,625,000 | $119,000 | $3,700,000 |
| Home Improvement | 1,784 | $53,524,000 | $30,000 | $350,000 | $53,000 | $1,303,000 |
| Home Purchase | 450 | $111,400,000 | $247,000 | $1,200,000 | $125,000 | $641,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,328 | $470,416,000 | $202,000 | $1,625,000 | $97,000 | $617,000 |
| Not Provided | 1,907 | $239,870,000 | $125,000 | $1,521,000 | $89,000 | $2,940,000 |
| Asian | 295 | $90,489,000 | $306,000 | $1,600,000 | $137,000 | $3,700,000 |
| Hispanic | 249 | $36,967,000 | $148,000 | $1,200,000 | $77,000 | $445,000 |
| Black or African American | 39 | $10,323,000 | $264,000 | $920,000 | $101,000 | $256,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,179,000 | $181,000 | $417,000 | $93,000 | $184,000 |
| American Indian or Alaskan Native | 11 | $2,578,000 | $234,000 | $457,000 | $74,000 | $148,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,841 | $852,822,000 | $176,000 | $1,625,000 | $95,000 | $3,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,331 | $568,316,000 | $170,000 | $1,625,000 | $104,000 | $1,303,000 |
| Application Denied By Financial Institution | 637 | $104,490,000 | $164,000 | $1,600,000 | $53,000 | $510,000 |
| Application Withdrawn By Applicant | 488 | $108,308,000 | $221,000 | $1,405,000 | $108,000 | $3,700,000 |
| Application Approved But Not Accepted | 342 | $59,983,000 | $175,000 | $970,000 | $73,000 | $940,000 |
| File Closed For Incompleteness | 43 | $11,725,000 | $272,000 | $715,000 | $103,000 | $478,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 107 | $33,874,000 | $316,000 | $1,000,000 | $133,000 | $510,000 |
| Debt-To-Income Ratio | 100 | $30,142,000 | $301,000 | $1,600,000 | $73,000 | $240,000 |
| Credit History | 32 | $7,163,000 | $223,000 | $954,000 | $93,000 | $251,000 |
| Other | 14 | $3,415,000 | $243,000 | $790,000 | $107,000 | $188,000 |
| Unverifiable Information | 12 | $3,467,000 | $288,000 | $550,000 | $74,000 | $131,000 |
| Employment History | 2 | $497,000 | $248,000 | $373,000 | $46,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oregon, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About