First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Technology Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,841 |
| Total Mortgage Loan Application Amount | $852,822,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $3,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 401 | $ 148,363,000 | $ 369,000 | $ 158,000 |
| Larimer County Colorado | 332 | $ 62,831,000 | $ 189,000 | $ 101,000 |
| Placer County California | 296 | $ 66,065,000 | $ 223,000 | $ 140,000 |
| San Diego County California | 228 | $ 66,501,000 | $ 291,000 | $ 133,000 |
| Ada County Idaho | 196 | $ 33,213,000 | $ 169,000 | $ 94,000 |
| Sonoma County California | 182 | $ 49,891,000 | $ 274,000 | $ 109,000 |
| El Paso County Colorado | 127 | $ 24,270,000 | $ 191,000 | $ 90,000 |
| Sacramento County California | 117 | $ 20,431,000 | $ 174,000 | $ 125,000 |
| Benton County Oregon | 106 | $ 22,337,000 | $ 210,000 | $ 97,000 |
| Alameda County California | 69 | $ 22,658,000 | $ 328,000 | $ 132,000 |
| San Mateo County California | 69 | $ 27,382,000 | $ 396,000 | $ 155,000 |
| Riverside County California | 63 | $ 5,632,000 | $ 89,000 | $ 137,000 |
| Clark County Washington | 60 | $ 12,389,000 | $ 206,000 | $ 111,000 |
| Los Angeles County California | 58 | $ 8,425,000 | $ 145,000 | $ 143,000 |
| Weld County Colorado | 47 | $ 8,670,000 | $ 184,000 | $ 103,000 |
| Harris County Texas | 46 | $ 7,846,000 | $ 170,000 | $ 112,000 |
| Douglas County Colorado | 43 | $ 9,638,000 | $ 224,000 | $ 115,000 |
| Linn County Oregon | 43 | $ 6,572,000 | $ 152,000 | $ 72,000 |
| Middlesex County Massachusetts | 40 | $ 9,239,000 | $ 230,000 | $ 116,000 |
| Maricopa County Arizona | 38 | $ 3,724,000 | $ 98,000 | $ 108,000 |
| Orange County California | 36 | $ 7,390,000 | $ 205,000 | $ 134,000 |
| San Bernardino County California | 33 | $ 2,010,000 | $ 60,000 | $ 143,000 |
| Contra Costa County California | 32 | $ 6,685,000 | $ 208,000 | $ 167,000 |
| Kern County California | 32 | $ 2,046,000 | $ 63,000 | $ 128,000 |
| El Dorado County California | 31 | $ 4,834,000 | $ 155,000 | $ 141,000 |
| Fresno County California | 31 | $ 2,609,000 | $ 84,000 | $ 139,000 |
| Canyon County Idaho | 30 | $ 3,697,000 | $ 123,000 | $ 60,000 |
| Santa Cruz County California | 29 | $ 9,776,000 | $ 337,000 | $ 145,000 |
| San Francisco County California | 24 | $ 11,137,000 | $ 464,000 | $ 132,000 |
| Essex County Massachusetts | 22 | $ 5,519,000 | $ 250,000 | $ 112,000 |
| Multnomah County Oregon | 22 | $ 3,966,000 | $ 180,000 | $ 125,000 |
| Cobb County Georgia | 21 | $ 3,575,000 | $ 170,000 | $ 113,000 |
| Nevada County California | 18 | $ 4,175,000 | $ 231,000 | $ 111,000 |
| San Joaquin County California | 18 | $ 2,655,000 | $ 147,000 | $ 125,000 |
| Washington County Oregon | 18 | $ 4,294,000 | $ 238,000 | $ 104,000 |
| Jefferson County Colorado | 16 | $ 2,943,000 | $ 183,000 | $ 111,000 |
| Clark County Nevada | 16 | $ 1,075,000 | $ 67,000 | $ 97,000 |
| Arapahoe County Colorado | 15 | $ 3,077,000 | $ 205,000 | $ 125,000 |
| Broward County Florida | 14 | $ 3,398,000 | $ 242,000 | $ 184,000 |
| Boulder County Colorado | 13 | $ 3,351,000 | $ 257,000 | $ 181,000 |
| Fulton County Georgia | 13 | $ 2,166,000 | $ 166,000 | $ 141,000 |
| Montgomery County Maryland | 13 | $ 3,606,000 | $ 277,000 | $ 121,000 |
| Ventura County California | 12 | $ 3,090,000 | $ 257,000 | $ 116,000 |
| Yolo County California | 12 | $ 1,237,000 | $ 103,000 | $ 207,000 |
| Denver County Colorado | 12 | $ 2,409,000 | $ 200,000 | $ 108,000 |
| Pinal County Arizona | 11 | $ 333,000 | $ 30,000 | $ 76,000 |
| Solano County California | 11 | $ 1,289,000 | $ 117,000 | $ 146,000 |
| New Castle County Delaware | 11 | $ 2,362,000 | $ 214,000 | $ 121,000 |
| Ocean County New Jersey | 10 | $ 1,009,000 | $ 100,000 | $ 115,000 |
| Polk County Oregon | 10 | $ 1,514,000 | $ 151,000 | $ 88,000 |
| Williamson County Texas | 10 | $ 1,889,000 | $ 188,000 | $ 190,000 |
| King County Washington | 10 | $ 3,503,000 | $ 350,000 | $ 147,000 |
| Yavapai County Arizona | 9 | $ 560,000 | $ 62,000 | $ 64,000 |
| San Luis Obispo County California | 9 | $ 733,000 | $ 81,000 | $ 97,000 |
| Sutter County California | 9 | $ 735,000 | $ 81,000 | $ 91,000 |
| Hillsborough County New Hampshire | 9 | $ 2,105,000 | $ 233,000 | $ 117,000 |
| Morris County New Jersey | 9 | $ 1,472,000 | $ 163,000 | $ 138,000 |
| Clackamas County Oregon | 9 | $ 1,740,000 | $ 193,000 | $ 105,000 |
| Marion County Oregon | 9 | $ 1,668,000 | $ 185,000 | $ 85,000 |
| Butte County California | 8 | $ 765,000 | $ 95,000 | $ 162,000 |
| Marin County California | 8 | $ 4,768,000 | $ 596,000 | $ 166,000 |
| Adams County Colorado | 8 | $ 1,208,000 | $ 151,000 | $ 99,000 |
| Worcester County Massachusetts | 8 | $ 1,113,000 | $ 139,000 | $ 138,000 |
| Rockingham County New Hampshire | 8 | $ 1,734,000 | $ 216,000 | $ 68,000 |
| Middlesex County New Jersey | 8 | $ 576,000 | $ 72,000 | $ 102,000 |
| Somerset County New Jersey | 8 | $ 1,266,000 | $ 158,000 | $ 171,000 |
| Bernalillo County New Mexico | 8 | $ 785,000 | $ 98,000 | $ 138,000 |
| Travis County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 108,000 |
| Snohomish County Washington | 8 | $ 1,963,000 | $ 245,000 | $ 163,000 |
| Yuba County California | 7 | $ 575,000 | $ 82,000 | $ 81,000 |
| Teller County Colorado | 7 | $ 1,568,000 | $ 224,000 | $ 85,000 |
| Miami-Dade County Florida | 7 | $ 1,652,000 | $ 236,000 | $ 96,000 |
| Forsyth County Georgia | 7 | $ 1,428,000 | $ 204,000 | $ 119,000 |
| Chester County Pennsylvania | 7 | $ 2,044,000 | $ 292,000 | $ 187,000 |
| Shasta County California | 6 | $ 947,000 | $ 157,000 | $ 126,000 |
| Elbert County Colorado | 6 | $ 1,412,000 | $ 235,000 | $ 86,000 |
| Mohave County Arizona | 5 | $ 289,000 | $ 57,000 | $ 103,000 |
| Calaveras County California | 5 | $ 1,081,000 | $ 216,000 | $ 141,000 |
| Santa Barbara County California | 5 | $ 1,626,000 | $ 325,000 | $ 162,000 |
| Barnstable County Massachusetts | 5 | $ 1,240,000 | $ 248,000 | $ 194,000 |
| Wake County North Carolina | 5 | $ 1,036,000 | $ 207,000 | $ 135,000 |
| Lane County Oregon | 5 | $ 663,000 | $ 132,000 | $ 65,000 |
| Bucks County Pennsylvania | 5 | $ 819,000 | $ 163,000 | $ 159,000 |
| Montgomery County Pennsylvania | 5 | $ 839,000 | $ 167,000 | $ 75,000 |
| Aguadilla County Puerto Rico | 5 | $ 37,000 | $ 7,000 | $ 44,000 |
| Montgomery County Texas | 5 | $ 931,000 | $ 186,000 | $ 146,000 |
| Kings County California | 4 | $ 127,000 | $ 31,000 | $ 162,000 |
| Lake County California | 4 | $ 798,000 | $ 199,000 | $ 102,000 |
| Madera County California | 4 | $ 536,000 | $ 134,000 | $ 129,000 |
| Mendocino County California | 4 | $ 738,000 | $ 184,000 | $ 84,000 |
| Monterey County California | 4 | $ 386,000 | $ 96,000 | $ 106,000 |
| Tulare County California | 4 | $ 125,000 | $ 31,000 | $ 94,000 |
| Cherokee County Georgia | 4 | $ 461,000 | $ 115,000 | $ 114,000 |
| Frederick County Maryland | 4 | $ 1,061,000 | $ 265,000 | $ 151,000 |
| Norfolk County Massachusetts | 4 | $ 952,000 | $ 238,000 | $ 147,000 |
| Nassau County New York | 4 | $ 114,000 | $ 28,000 | $ 169,000 |
| Suffolk County New York | 4 | $ 596,000 | $ 149,000 | $ 94,000 |
| Mecklenburg County North Carolina | 4 | $ 406,000 | $ 101,000 | $ 109,000 |
| Deschutes County Oregon | 4 | $ 843,000 | $ 210,000 | $ 150,000 |
| Fairfax County Virginia | 4 | $ 889,000 | $ 222,000 | $ 139,000 |
| Loudoun County Virginia | 4 | $ 1,118,000 | $ 279,000 | $ 249,000 |
| Pima County Arizona | 3 | $ 172,000 | $ 57,000 | $ 72,000 |
| Yuma County Arizona | 3 | $ 818,000 | $ 272,000 | $ 117,000 |
| Amador County California | 3 | $ 163,000 | $ 54,000 | $ 89,000 |
| Napa County California | 3 | $ 569,000 | $ 189,000 | $ 132,000 |
| Stanislaus County California | 3 | $ 256,000 | $ 85,000 | $ 542,000 |
| Grand County Colorado | 3 | $ 432,000 | $ 144,000 | $ 145,000 |
| Pueblo County Colorado | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Routt County Colorado | 3 | $ 1,004,000 | $ 334,000 | $ 250,000 |
| Summit County Colorado | 3 | $ 424,000 | $ 141,000 | $ 127,000 |
| Fairfield County Connecticut | 3 | $ 795,000 | $ 265,000 | $ 343,000 |
| Hillsborough County Florida | 3 | $ 510,000 | $ 170,000 | $ 184,000 |
| Pinellas County Florida | 3 | $ 158,000 | $ 52,000 | $ 83,000 |
| Gwinnett County Georgia | 3 | $ 447,000 | $ 149,000 | $ 128,000 |
| Adams County Idaho | 3 | $ 789,000 | $ 263,000 | $ 104,000 |
| Boise County Idaho | 3 | $ 368,000 | $ 122,000 | $ 89,000 |
| Kootenai County Idaho | 3 | $ 396,000 | $ 132,000 | $ 96,000 |
| York County Maine | 3 | $ 373,000 | $ 124,000 | $ 118,000 |
| Plymouth County Massachusetts | 3 | $ 469,000 | $ 156,000 | $ 72,000 |
| Washoe County Nevada | 3 | $ 289,000 | $ 96,000 | $ 152,000 |
| Essex County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 329,000 |
| Hunterdon County New Jersey | 3 | $ 270,000 | $ 90,000 | $ 148,000 |
| Sussex County New Jersey | 3 | $ 244,000 | $ 81,000 | $ 176,000 |
| Warren County New Jersey | 3 | $ 614,000 | $ 204,000 | $ 194,000 |
| Sandoval County New Mexico | 3 | $ 846,000 | $ 282,000 | $ 107,000 |
| Monroe County New York | 3 | $ 948,000 | $ 316,000 | $ 110,000 |
| New Hanover County North Carolina | 3 | $ 279,000 | $ 93,000 | $ 327,000 |
| Lincoln County Oregon | 3 | $ 420,000 | $ 140,000 | $ 173,000 |
| Yamhill County Oregon | 3 | $ 476,000 | $ 158,000 | $ 201,000 |
| Bexar County Texas | 3 | $ 264,000 | $ 88,000 | $ 87,000 |
| Collin County Texas | 3 | $ 472,000 | $ 157,000 | $ 172,000 |
| Comal County Texas | 3 | $ 422,000 | $ 140,000 | $ 67,000 |
| Dallas County Texas | 3 | $ 470,000 | $ 156,000 | $ 134,000 |
| Fort Bend County Texas | 3 | $ 460,000 | $ 153,000 | $ 99,000 |
| Tarrant County Texas | 3 | $ 342,000 | $ 114,000 | $ 60,000 |
| Spokane County Washington | 3 | $ 658,000 | $ 219,000 | $ 129,000 |
| Cochise County Arizona | 2 | $ 396,000 | $ 198,000 | $ 108,000 |
| Glenn County California | 2 | $ 68,000 | $ 34,000 | $ 35,000 |
| Imperial County California | 2 | $ 37,000 | $ 18,000 | $ 138,000 |
| Mariposa County California | 2 | $ 100,000 | $ 50,000 | $ 269,000 |
| Tehama County California | 2 | $ 219,000 | $ 109,000 | $ 97,000 |
| Pitkin County Colorado | 2 | $ 834,000 | $ 417,000 | $ 200,000 |
| District of Columbia County District Of Columbia | 2 | $ 767,000 | $ 383,000 | $ 125,000 |
| Orange County Florida | 2 | $ 420,000 | $ 210,000 | $ 109,000 |
| Palm Beach County Florida | 2 | $ 432,000 | $ 216,000 | $ 78,000 |
| DeKalb County Georgia | 2 | $ 397,000 | $ 198,000 | $ 77,000 |
| Elmore County Idaho | 2 | $ 165,000 | $ 82,000 | $ 77,000 |
| Gem County Idaho | 2 | $ 407,000 | $ 203,000 | $ 79,000 |
| Orleans County Louisiana | 2 | $ 58,000 | $ 29,000 | $ 71,000 |
| St. Tammany County Louisiana | 2 | $ 53,000 | $ 26,000 | $ 86,000 |
| Anne Arundel County Maryland | 2 | $ 596,000 | $ 298,000 | $ 75,000 |
| Carroll County Maryland | 2 | $ 72,000 | $ 36,000 | $ 185,000 |
| Prince George's County Maryland | 2 | $ 338,000 | $ 169,000 | $ 53,000 |
| Bristol County Massachusetts | 2 | $ 251,000 | $ 125,000 | $ 65,000 |
| Nye County Nevada | 2 | $ 103,000 | $ 51,000 | $ 214,000 |
| Atlantic County New Jersey | 2 | $ 118,000 | $ 59,000 | $ 99,000 |
| Burlington County New Jersey | 2 | $ 138,000 | $ 69,000 | $ 112,000 |
| Gloucester County New Jersey | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Monmouth County New Jersey | 2 | $ 405,000 | $ 202,000 | $ 188,000 |
| Passaic County New Jersey | 2 | $ 367,000 | $ 183,000 | $ 117,000 |
| Cuyahoga County Ohio | 2 | $ 704,000 | $ 352,000 | $ 152,000 |
| Baker County Oregon | 2 | $ 361,000 | $ 180,000 | $ 115,000 |
| Monroe County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 70,000 |
| Isabela County Puerto Rico | 2 | $ 24,000 | $ 12,000 | $ 42,000 |
| Salt Lake County Utah | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Prince William County Virginia | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| York County Virginia | 2 | $ 634,000 | $ 317,000 | $ 118,000 |
| Coconino County Arizona | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Plumas County California | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Broomfield County Colorado | 1 | $ 321,000 | $ 321,000 | $ 90,000 |
| Fremont County Colorado | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Lake County Colorado | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Mesa County Colorado | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| New Haven County Connecticut | 1 | $ 304,000 | $ 304,000 | $ 78,000 |
| Alachua County Florida | 1 | $ 15,000 | $ 15,000 | $ 155,000 |
| Bay County Florida | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Marion County Florida | 1 | $ 2,000 | $ 2,000 | $ 65,000 |
| Sarasota County Florida | 1 | $ 206,000 | $ 206,000 | $ 175,000 |
| Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Bartow County Georgia | 1 | $ 5,000 | $ 5,000 | $ 78,000 |
| Coweta County Georgia | 1 | $ 102,000 | $ 102,000 | $ 92,000 |
| Fayette County Georgia | 1 | $ 259,000 | $ 259,000 | $ 359,000 |
| Greene County Georgia | 1 | $ 152,000 | $ 152,000 | $ 21,000 |
| Hall County Georgia | 1 | $ 120,000 | $ 120,000 | $ 260,000 |
| Hart County Georgia | 1 | $ 53,000 | $ 53,000 | $ 91,000 |
| Pike County Georgia | 1 | $ 157,000 | $ 157,000 | $ 109,000 |
| Richmond County Georgia | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Walton County Georgia | 1 | $ 211,000 | $ 211,000 | $ 80,000 |
| Honolulu County Hawaii | 1 | $ 33,000 | $ 33,000 | $ 91,000 |
| Maui County Hawaii | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Blaine County Idaho | 1 | $ 410,000 | $ 410,000 | $ 131,000 |
| Twin Falls County Idaho | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Valley County Idaho | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Cook County Illinois | 1 | $ 15,000 | $ 15,000 | $ 155,000 |
| Lake County Indiana | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Grant County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Jefferson County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 142,000 |
| Rapides County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Knox County Maine | 1 | $ 417,000 | $ 417,000 | $ 87,000 |
| Calvert County Maryland | 1 | $ 37,000 | $ 37,000 | $ 154,000 |
| Charles County Maryland | 1 | $ 45,000 | $ 45,000 | $ 238,000 |
| Harford County Maryland | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| Dukes County Massachusetts | 1 | $ 279,000 | $ 279,000 | $ 105,000 |
| Allegan County Michigan | 1 | $ 29,000 | $ 29,000 | $ 33,000 |
| Branch County Michigan | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Wayne County Michigan | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Washington County Minnesota | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| Grafton County New Hampshire | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Merrimack County New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 73,000 |
| Cape May County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 292,000 |
| Hudson County New Jersey | 1 | $ 448,000 | $ 448,000 | $ 159,000 |
| Santa Fe County New Mexico | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
| Socorro County New Mexico | 1 | $ 304,000 | $ 304,000 | $ 117,000 |
| Taos County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Erie County New York | 1 | $ 18,000 | $ 18,000 | $ 80,000 |
| Madison County New York | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Ontario County New York | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Orange County New York | 1 | $ 220,000 | $ 220,000 | $ 205,000 |
| Queens County New York | 1 | $ 395,000 | $ 395,000 | $ 110,000 |
| Rockland County New York | 1 | $ 50,000 | $ 50,000 | $ 289,000 |
| Seneca County New York | 1 | $ 18,000 | $ 18,000 | $ 76,000 |
| Ulster County New York | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Granville County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Macon County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Nash County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 57,000 |
| Erie County Ohio | 1 | $ 83,000 | $ 83,000 | $ 142,000 |
| Greene County Ohio | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Hamilton County Ohio | 1 | $ 290,000 | $ 290,000 | $ 92,000 |
| Jackson County Oregon | 1 | $ 244,000 | $ 244,000 | $ 139,000 |
| Jefferson County Oregon | 1 | $ 76,000 | $ 76,000 | $ 85,000 |
| Josephine County Oregon | 1 | $ 164,000 | $ 164,000 | $ 108,000 |
| Allegheny County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 90,000 |
| Armstrong County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Beaver County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Centre County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 87,000 |
| Delaware County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Lehigh County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 212,000 |
| Northampton County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 72,000 |
| Pike County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Washington County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 1 | $ 258,000 | $ 258,000 | $ 127,000 |
| Aguada County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Anasco County Puerto Rico | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Camuy County Puerto Rico | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| Ponce County Puerto Rico | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Sabana Grande County Puerto Rico | 1 | $ 11,000 | $ 11,000 | $ 43,000 |
| Toa Alta County Puerto Rico | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Aiken County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 325,000 |
| Cameron County Texas | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Hidalgo County Texas | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Hunt County Texas | 1 | $ 6,000 | $ 6,000 | $ 85,000 |
| Kerr County Texas | 1 | $ 270,000 | $ 270,000 | $ 162,000 |
| Maverick County Texas | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Taylor County Texas | 1 | $ 88,000 | $ 88,000 | $ 139,000 |
| Wichita County Texas | 1 | $ 34,000 | $ 34,000 | $ 125,000 |
| Sanpete County Utah | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Chittenden County Vermont | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Clarke County Virginia | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| James City County Virginia | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Louisa County Virginia | 1 | $ 303,000 | $ 303,000 | $ 150,000 |
| Norfolk County Virginia | 1 | $ 297,000 | $ 297,000 | $ 104,000 |
| Benton County Washington | 1 | $ 130,000 | $ 130,000 | $ 132,000 |
| Jefferson County Washington | 1 | $ 246,000 | $ 246,000 | $ 84,000 |
| Lewis County Washington | 1 | $ 30,000 | $ 30,000 | $ 249,000 |
| Lincoln County Washington | 1 | $ 267,000 | $ 267,000 | $ 213,000 |
| Skamania County Washington | 1 | $ 57,000 | $ 57,000 | $ 58,000 |
| Whatcom County Washington | 1 | $ 194,000 | $ 194,000 | $ 70,000 |
| Jefferson County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 90,000 |
| Milwaukee County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,607 | $687,898,000 | $263,000 | $1,625,000 | $119,000 | $3,700,000 |
| Home Improvement | 1,784 | $53,524,000 | $30,000 | $350,000 | $53,000 | $1,303,000 |
| Home Purchase | 450 | $111,400,000 | $247,000 | $1,200,000 | $125,000 | $641,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,328 | $470,416,000 | $202,000 | $1,625,000 | $97,000 | $617,000 |
| Not Provided | 1,907 | $239,870,000 | $125,000 | $1,521,000 | $89,000 | $2,940,000 |
| Asian | 295 | $90,489,000 | $306,000 | $1,600,000 | $137,000 | $3,700,000 |
| Hispanic | 249 | $36,967,000 | $148,000 | $1,200,000 | $77,000 | $445,000 |
| Black or African American | 39 | $10,323,000 | $264,000 | $920,000 | $101,000 | $256,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,179,000 | $181,000 | $417,000 | $93,000 | $184,000 |
| American Indian or Alaskan Native | 11 | $2,578,000 | $234,000 | $457,000 | $74,000 | $148,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,841 | $852,822,000 | $176,000 | $1,625,000 | $95,000 | $3,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,331 | $568,316,000 | $170,000 | $1,625,000 | $104,000 | $1,303,000 |
| Application Denied By Financial Institution | 637 | $104,490,000 | $164,000 | $1,600,000 | $53,000 | $510,000 |
| Application Withdrawn By Applicant | 488 | $108,308,000 | $221,000 | $1,405,000 | $108,000 | $3,700,000 |
| Application Approved But Not Accepted | 342 | $59,983,000 | $175,000 | $970,000 | $73,000 | $940,000 |
| File Closed For Incompleteness | 43 | $11,725,000 | $272,000 | $715,000 | $103,000 | $478,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 107 | $33,874,000 | $316,000 | $1,000,000 | $133,000 | $510,000 |
| Debt-To-Income Ratio | 100 | $30,142,000 | $301,000 | $1,600,000 | $73,000 | $240,000 |
| Credit History | 32 | $7,163,000 | $223,000 | $954,000 | $93,000 | $251,000 |
| Other | 14 | $3,415,000 | $243,000 | $790,000 | $107,000 | $188,000 |
| Unverifiable Information | 12 | $3,467,000 | $288,000 | $550,000 | $74,000 | $131,000 |
| Employment History | 2 | $497,000 | $248,000 | $373,000 | $46,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.