First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Technology Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,005 |
| Total Mortgage Loan Application Amount | $1,308,979,000 |
| Average Mortgage Loan Application Amount | $182,333 |
| Highest Mortgage Loan Application Amount | $2,578,000 |
| Average Applicant Income | $124,666 |
| Highest Applicant Income | $1,476,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oregon | 877 | $ 176,676,000 | $ 201,000 | $ 104,000 |
| King County Washington | 709 | $ 246,804,000 | $ 348,000 | $ 148,000 |
| Multnomah County Oregon | 276 | $ 68,813,000 | $ 249,000 | $ 124,000 |
| Larimer County Colorado | 268 | $ 52,419,000 | $ 195,000 | $ 113,000 |
| Santa Clara County California | 262 | $ 111,466,000 | $ 425,000 | $ 157,000 |
| San Diego County California | 185 | $ 61,640,000 | $ 333,000 | $ 144,000 |
| Placer County California | 167 | $ 41,737,000 | $ 249,000 | $ 127,000 |
| Sonoma County California | 150 | $ 41,815,000 | $ 278,000 | $ 119,000 |
| Ada County Idaho | 139 | $ 25,347,000 | $ 182,000 | $ 107,000 |
| Marion County Oregon | 130 | $ 18,487,000 | $ 142,000 | $ 76,000 |
| Benton County Oregon | 121 | $ 25,604,000 | $ 211,000 | $ 112,000 |
| El Paso County Colorado | 112 | $ 22,078,000 | $ 197,000 | $ 101,000 |
| Lane County Oregon | 112 | $ 14,262,000 | $ 127,000 | $ 73,000 |
| Clackamas County Oregon | 91 | $ 22,115,000 | $ 243,000 | $ 121,000 |
| Clark County Washington | 77 | $ 15,515,000 | $ 201,000 | $ 112,000 |
| Snohomish County Washington | 56 | $ 15,135,000 | $ 270,000 | $ 129,000 |
| Sacramento County California | 51 | $ 10,515,000 | $ 206,000 | $ 125,000 |
| San Mateo County California | 49 | $ 23,811,000 | $ 485,000 | $ 160,000 |
| Harris County Texas | 48 | $ 8,414,000 | $ 175,000 | $ 110,000 |
| Alameda County California | 47 | $ 22,111,000 | $ 470,000 | $ 167,000 |
| Weld County Colorado | 43 | $ 9,403,000 | $ 218,000 | $ 101,000 |
| Polk County Oregon | 34 | $ 5,381,000 | $ 158,000 | $ 85,000 |
| Linn County Oregon | 33 | $ 4,536,000 | $ 137,000 | $ 82,000 |
| Essex County Massachusetts | 28 | $ 7,775,000 | $ 277,000 | $ 143,000 |
| Maricopa County Arizona | 27 | $ 3,511,000 | $ 130,000 | $ 99,000 |
| Middlesex County Massachusetts | 27 | $ 6,307,000 | $ 233,000 | $ 123,000 |
| Arapahoe County Colorado | 26 | $ 5,111,000 | $ 196,000 | $ 126,000 |
| Douglas County Colorado | 25 | $ 6,206,000 | $ 248,000 | $ 118,000 |
| Deschutes County Oregon | 25 | $ 5,069,000 | $ 202,000 | $ 134,000 |
| Yamhill County Oregon | 25 | $ 7,977,000 | $ 319,000 | $ 134,000 |
| Riverside County California | 24 | $ 5,613,000 | $ 233,000 | $ 141,000 |
| Contra Costa County California | 23 | $ 8,605,000 | $ 374,000 | $ 176,000 |
| Columbia County Oregon | 21 | $ 3,421,000 | $ 162,000 | $ 86,000 |
| Los Angeles County California | 20 | $ 7,193,000 | $ 359,000 | $ 155,000 |
| Denver County Colorado | 18 | $ 3,859,000 | $ 214,000 | $ 111,000 |
| Marin County California | 17 | $ 8,560,000 | $ 503,000 | $ 175,000 |
| Nevada County California | 16 | $ 3,802,000 | $ 237,000 | $ 119,000 |
| Fulton County Georgia | 16 | $ 5,383,000 | $ 336,000 | $ 152,000 |
| Canyon County Idaho | 13 | $ 1,677,000 | $ 129,000 | $ 108,000 |
| Santa Cruz County California | 11 | $ 4,076,000 | $ 370,000 | $ 168,000 |
| Jefferson County Colorado | 11 | $ 1,696,000 | $ 154,000 | $ 98,000 |
| Lincoln County Oregon | 11 | $ 1,683,000 | $ 153,000 | $ 101,000 |
| Tillamook County Oregon | 11 | $ 1,967,000 | $ 178,000 | $ 114,000 |
| Orange County California | 10 | $ 4,294,000 | $ 429,000 | $ 134,000 |
| Boulder County Colorado | 10 | $ 2,761,000 | $ 276,000 | $ 111,000 |
| San Francisco County California | 9 | $ 4,740,000 | $ 526,000 | $ 207,000 |
| Forsyth County Georgia | 9 | $ 1,648,000 | $ 183,000 | $ 86,000 |
| Valley County Idaho | 9 | $ 1,482,000 | $ 164,000 | $ 121,000 |
| Clark County Nevada | 9 | $ 967,000 | $ 107,000 | $ 124,000 |
| Clatsop County Oregon | 9 | $ 1,973,000 | $ 219,000 | $ 170,000 |
| Williamson County Texas | 9 | $ 1,234,000 | $ 137,000 | $ 101,000 |
| Ventura County California | 8 | $ 2,896,000 | $ 362,000 | $ 116,000 |
| Gwinnett County Georgia | 8 | $ 1,223,000 | $ 152,000 | $ 113,000 |
| El Dorado County California | 7 | $ 2,537,000 | $ 362,000 | $ 150,000 |
| Adams County Colorado | 7 | $ 1,637,000 | $ 233,000 | $ 113,000 |
| Travis County Texas | 7 | $ 1,609,000 | $ 229,000 | $ 115,000 |
| Spokane County Washington | 7 | $ 1,560,000 | $ 222,000 | $ 145,000 |
| Teller County Colorado | 6 | $ 889,000 | $ 148,000 | $ 94,000 |
| New Castle County Delaware | 6 | $ 1,122,000 | $ 187,000 | $ 129,000 |
| Cobb County Georgia | 6 | $ 1,447,000 | $ 241,000 | $ 155,000 |
| Hillsborough County New Hampshire | 6 | $ 1,401,000 | $ 233,000 | $ 154,000 |
| Kitsap County Washington | 6 | $ 1,341,000 | $ 223,000 | $ 84,000 |
| Pacific County Washington | 6 | $ 893,000 | $ 148,000 | $ 121,000 |
| Lake County California | 5 | $ 1,030,000 | $ 206,000 | $ 117,000 |
| Santa Barbara County California | 5 | $ 1,862,000 | $ 372,000 | $ 161,000 |
| Stanislaus County California | 5 | $ 998,000 | $ 199,000 | $ 93,000 |
| Broward County Florida | 5 | $ 1,013,000 | $ 202,000 | $ 149,000 |
| Miami-Dade County Florida | 5 | $ 1,745,000 | $ 349,000 | $ 131,000 |
| DeKalb County Georgia | 5 | $ 766,000 | $ 153,000 | $ 93,000 |
| Washoe County Nevada | 5 | $ 1,633,000 | $ 326,000 | $ 114,000 |
| Westchester County New York | 5 | $ 1,977,000 | $ 395,000 | $ 206,000 |
| Pierce County Washington | 5 | $ 1,150,000 | $ 230,000 | $ 127,000 |
| Pinal County Arizona | 4 | $ 608,000 | $ 152,000 | $ 115,000 |
| Butte County California | 4 | $ 651,000 | $ 162,000 | $ 111,000 |
| Napa County California | 4 | $ 1,121,000 | $ 280,000 | $ 203,000 |
| Sarasota County Florida | 4 | $ 424,000 | $ 106,000 | $ 109,000 |
| Boise County Idaho | 4 | $ 784,000 | $ 196,000 | $ 118,000 |
| Frederick County Maryland | 4 | $ 947,000 | $ 236,000 | $ 126,000 |
| Bernalillo County New Mexico | 4 | $ 1,112,000 | $ 278,000 | $ 94,000 |
| Union County Oregon | 4 | $ 537,000 | $ 134,000 | $ 61,000 |
| Montgomery County Texas | 4 | $ 1,373,000 | $ 343,000 | $ 228,000 |
| Tarrant County Texas | 4 | $ 581,000 | $ 145,000 | $ 92,000 |
| Benton County Washington | 4 | $ 919,000 | $ 229,000 | $ 114,000 |
| Kern County California | 3 | $ 485,000 | $ 161,000 | $ 78,000 |
| San Joaquin County California | 3 | $ 603,000 | $ 201,000 | $ 155,000 |
| San Luis Obispo County California | 3 | $ 584,000 | $ 194,000 | $ 70,000 |
| Siskiyou County California | 3 | $ 540,000 | $ 180,000 | $ 106,000 |
| Sutter County California | 3 | $ 398,000 | $ 132,000 | $ 87,000 |
| Pueblo County Colorado | 3 | $ 606,000 | $ 202,000 | $ 141,000 |
| Summit County Colorado | 3 | $ 934,000 | $ 311,000 | $ 231,000 |
| Anne Arundel County Maryland | 3 | $ 947,000 | $ 315,000 | $ 119,000 |
| Norfolk County Massachusetts | 3 | $ 897,000 | $ 299,000 | $ 138,000 |
| Plymouth County Massachusetts | 3 | $ 530,000 | $ 176,000 | $ 96,000 |
| Suffolk County Massachusetts | 3 | $ 572,000 | $ 190,000 | $ 35,000 |
| Rockingham County New Hampshire | 3 | $ 646,000 | $ 215,000 | $ 147,000 |
| Burlington County New Jersey | 3 | $ 1,102,000 | $ 367,000 | $ 112,000 |
| Sandoval County New Mexico | 3 | $ 522,000 | $ 174,000 | $ 65,000 |
| Wake County North Carolina | 3 | $ 263,000 | $ 87,000 | $ 127,000 |
| Klamath County Oregon | 3 | $ 361,000 | $ 120,000 | $ 92,000 |
| Montgomery County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 128,000 |
| Bandera County Texas | 3 | $ 191,000 | $ 63,000 | $ 20,000 |
| Collin County Texas | 3 | $ 871,000 | $ 290,000 | $ 139,000 |
| Fort Bend County Texas | 3 | $ 569,000 | $ 189,000 | $ 172,000 |
| Davis County Utah | 3 | $ 971,000 | $ 323,000 | $ 149,000 |
| Thurston County Washington | 3 | $ 585,000 | $ 195,000 | $ 139,000 |
| Mohave County Arizona | 2 | $ 121,000 | $ 60,000 | $ 53,000 |
| Pima County Arizona | 2 | $ 200,000 | $ 100,000 | $ 81,000 |
| Calaveras County California | 2 | $ 238,000 | $ 119,000 | $ 69,000 |
| Glenn County California | 2 | $ 46,000 | $ 23,000 | $ 38,000 |
| Humboldt County California | 2 | $ 471,000 | $ 235,000 | $ 36,000 |
| Shasta County California | 2 | $ 425,000 | $ 212,000 | $ 88,000 |
| Solano County California | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Tuolumne County California | 2 | $ 525,000 | $ 262,000 | $ 85,000 |
| Broomfield County Colorado | 2 | $ 585,000 | $ 292,000 | $ 123,000 |
| Elbert County Colorado | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Park County Colorado | 2 | $ 358,000 | $ 179,000 | $ 88,000 |
| Fairfield County Connecticut | 2 | $ 438,000 | $ 219,000 | $ 316,000 |
| Lee County Florida | 2 | $ 307,000 | $ 153,000 | $ 180,000 |
| Cherokee County Georgia | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| Paulding County Georgia | 2 | $ 226,000 | $ 113,000 | $ 152,000 |
| York County Maine | 2 | $ 321,000 | $ 160,000 | $ 85,000 |
| Montgomery County Maryland | 2 | $ 578,000 | $ 289,000 | $ 96,000 |
| Barnstable County Massachusetts | 2 | $ 606,000 | $ 303,000 | $ 140,000 |
| Dukes County Massachusetts | 2 | $ 587,000 | $ 293,000 | $ 245,000 |
| Nantucket County Massachusetts | 2 | $ 80,000 | $ 40,000 | $ 77,000 |
| Morris County New Jersey | 2 | $ 494,000 | $ 247,000 | $ 116,000 |
| Warren County New Jersey | 2 | $ 870,000 | $ 435,000 | $ 183,000 |
| Nassau County New York | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Brunswick County North Carolina | 2 | $ 356,000 | $ 178,000 | $ 151,000 |
| Orange County North Carolina | 2 | $ 971,000 | $ 485,000 | $ 220,000 |
| Douglas County Oregon | 2 | $ 406,000 | $ 203,000 | $ 40,000 |
| Bucks County Pennsylvania | 2 | $ 474,000 | $ 237,000 | $ 162,000 |
| Chester County Pennsylvania | 2 | $ 742,000 | $ 371,000 | $ 183,000 |
| Bastrop County Texas | 2 | $ 312,000 | $ 156,000 | $ 36,000 |
| Bexar County Texas | 2 | $ 289,000 | $ 144,000 | $ 150,000 |
| Dallas County Texas | 2 | $ 379,000 | $ 189,000 | $ 139,000 |
| Waller County Texas | 2 | $ 528,000 | $ 264,000 | $ 91,000 |
| Washington County Utah | 2 | $ 235,000 | $ 117,000 | $ 47,000 |
| Clallam County Washington | 2 | $ 910,000 | $ 455,000 | $ 152,000 |
| Cowlitz County Washington | 2 | $ 361,000 | $ 180,000 | $ 88,000 |
| Franklin County Washington | 2 | $ 235,000 | $ 117,000 | $ 70,000 |
| Kittitas County Washington | 2 | $ 372,000 | $ 186,000 | $ 98,000 |
| Klickitat County Washington | 2 | $ 774,000 | $ 387,000 | $ 174,000 |
| San Juan County Washington | 2 | $ 526,000 | $ 263,000 | $ 76,000 |
| Whatcom County Washington | 2 | $ 293,000 | $ 146,000 | $ 90,000 |
| La Paz County Arizona | 1 | $ 14,000 | $ 14,000 | $ 43,000 |
| Colusa County California | 1 | $ 16,000 | $ 16,000 | $ 61,000 |
| Fresno County California | 1 | $ 124,000 | $ 124,000 | $ 200,000 |
| Imperial County California | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Monterey County California | 1 | $ 430,000 | $ 430,000 | $ 385,000 |
| Plumas County California | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| San Bernardino County California | 1 | $ 191,000 | $ 191,000 | $ 102,000 |
| Trinity County California | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Yolo County California | 1 | $ 340,000 | $ 340,000 | $ 41,000 |
| Yuba County California | 1 | $ 247,000 | $ 247,000 | $ 146,000 |
| Baca County Colorado | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Chaffee County Colorado | 1 | $ 188,000 | $ 188,000 | $ 44,000 |
| Costilla County Colorado | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Custer County Colorado | 1 | $ 240,000 | $ 240,000 | $ 94,000 |
| Fremont County Colorado | 1 | $ 47,000 | $ 47,000 | $ 72,000 |
| Grand County Colorado | 1 | $ 635,000 | $ 635,000 | $ 167,000 |
| Mesa County Colorado | 1 | $ 37,000 | $ 37,000 | $ 91,000 |
| Hartford County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 196,000 |
| Alachua County Florida | 1 | $ 127,000 | $ 127,000 | $ 63,000 |
| Palm Beach County Florida | 1 | $ 402,000 | $ 402,000 | $ 126,000 |
| Seminole County Florida | 1 | $ 374,000 | $ 374,000 | $ 150,000 |
| Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Chatham County Georgia | 1 | $ 126,000 | $ 126,000 | $ 169,000 |
| Columbia County Georgia | 1 | $ 207,000 | $ 207,000 | $ 90,000 |
| Douglas County Georgia | 1 | $ 133,000 | $ 133,000 | $ 132,000 |
| Fayette County Georgia | 1 | $ 200,000 | $ 200,000 | $ 230,000 |
| Floyd County Georgia | 1 | $ 103,000 | $ 103,000 | $ 101,000 |
| Gilmer County Georgia | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Laurens County Georgia | 1 | $ 128,000 | $ 128,000 | $ 106,000 |
| Newton County Georgia | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Pickens County Georgia | 1 | $ 181,000 | $ 181,000 | $ 98,000 |
| Elmore County Idaho | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
| Gem County Idaho | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
| Latah County Idaho | 1 | $ 260,000 | $ 260,000 | $ 168,000 |
| Owyhee County Idaho | 1 | $ 144,000 | $ 144,000 | $ 29,000 |
| Catahoula County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Hancock County Maine | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Howard County Maryland | 1 | $ 349,000 | $ 349,000 | $ 157,000 |
| Bristol County Massachusetts | 1 | $ 217,000 | $ 217,000 | $ 137,000 |
| Worcester County Massachusetts | 1 | $ 219,000 | $ 219,000 | $ 84,000 |
| Clearwater County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 50,000 |
| Lyon County Nevada | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Nye County Nevada | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Merrimack County New Hampshire | 1 | $ 276,000 | $ 276,000 | $ 33,000 |
| Sullivan County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 202,000 |
| Atlantic County New Jersey | 1 | $ 344,000 | $ 344,000 | $ 160,000 |
| Bergen County New Jersey | 1 | $ 511,000 | $ 511,000 | $ 135,000 |
| Mercer County New Jersey | 1 | $ 361,000 | $ 361,000 | $ 140,000 |
| Middlesex County New Jersey | 1 | $ 522,000 | $ 522,000 | $ 215,000 |
| Ocean County New Jersey | 1 | $ 268,000 | $ 268,000 | $ 122,000 |
| Passaic County New Jersey | 1 | $ 218,000 | $ 218,000 | $ 106,000 |
| Sussex County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Union County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 162,000 |
| San Juan County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Socorro County New Mexico | 1 | $ 281,000 | $ 281,000 | $ 117,000 |
| Niagara County New York | 1 | $ 34,000 | $ 34,000 | $ 149,000 |
| Ontario County New York | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Orange County New York | 1 | $ 260,000 | $ 260,000 | $ 310,000 |
| Washington County New York | 1 | $ 97,000 | $ 97,000 | $ 111,000 |
| Craven County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| New Hanover County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 112,000 |
| Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Fairfield County Ohio | 1 | $ 92,000 | $ 92,000 | $ 83,000 |
| Lorain County Ohio | 1 | $ 293,000 | $ 293,000 | $ 234,000 |
| Baker County Oregon | 1 | $ 11,000 | $ 11,000 | $ 66,000 |
| Coos County Oregon | 1 | $ 200,000 | $ 200,000 | $ 281,000 |
| Crook County Oregon | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Curry County Oregon | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Josephine County Oregon | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Sherman County Oregon | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Umatilla County Oregon | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Wallowa County Oregon | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Wasco County Oregon | 1 | $ 159,000 | $ 159,000 | $ 89,000 |
| Armstrong County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 116,000 |
| Beaver County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 63,000 |
| Lycoming County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 48,000 |
| Philadelphia County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 260,000 |
| Pickens County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Brazoria County Texas | 1 | $ 407,000 | $ 407,000 | $ 150,000 |
| Brazos County Texas | 1 | $ 119,000 | $ 119,000 | $ 95,000 |
| Ector County Texas | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| Tom Green County Texas | 1 | $ 175,000 | $ 175,000 | $ 280,000 |
| Cache County Utah | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Arlington County Virginia | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Fairfax County Virginia | 1 | $ 324,000 | $ 324,000 | $ 273,000 |
| Loudoun County Virginia | 1 | $ 169,000 | $ 169,000 | $ 122,000 |
| Spotsylvania County Virginia | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Island County Washington | 1 | $ 100,000 | $ 100,000 | $ 206,000 |
| Jefferson County Washington | 1 | $ 8,000 | $ 8,000 | $ 121,000 |
| Lewis County Washington | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Okanogan County Washington | 1 | $ 283,000 | $ 283,000 | $ 151,000 |
| Skagit County Washington | 1 | $ 75,000 | $ 75,000 | $ 243,000 |
| Wahkiakum County Washington | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Walla Walla County Washington | 1 | $ 102,000 | $ 102,000 | $ 171,000 |
| Whitman County Washington | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,870 | $977,175,000 | $252,000 | $2,578,000 | $121,000 | $880,000 |
| Home Improvement | 2,133 | $67,096,000 | $31,000 | $528,000 | $126,000 | $1,476,000 |
| Home Purchase | 1,002 | $264,708,000 | $264,000 | $1,350,000 | $127,000 | $650,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,278 | $661,486,000 | $201,000 | $1,721,000 | $121,000 | $1,476,000 |
| Not Provided | 2,855 | $442,499,000 | $154,000 | $2,578,000 | $126,000 | $1,360,000 |
| Asian | 469 | $138,112,000 | $294,000 | $1,294,000 | $136,000 | $652,000 |
| Hispanic | 283 | $43,539,000 | $153,000 | $800,000 | $109,000 | $636,000 |
| Black or African American | 77 | $16,157,000 | $209,000 | $1,009,000 | $126,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $3,853,000 | $137,000 | $568,000 | $100,000 | $252,000 |
| American Indian or Alaskan Native | 15 | $3,333,000 | $222,000 | $618,000 | $100,000 | $335,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,005 | $1,308,979,000 | $186,000 | $2,578,000 | $123,000 | $1,476,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,793 | $928,657,000 | $193,000 | $2,578,000 | $125,000 | $1,476,000 |
| Application Withdrawn By Applicant | 1,012 | $255,073,000 | $252,000 | $1,350,000 | $127,000 | $960,000 |
| Application Denied By Financial Institution | 837 | $78,136,000 | $93,000 | $1,721,000 | $107,000 | $1,270,000 |
| Application Approved But Not Accepted | 326 | $36,885,000 | $113,000 | $1,000,000 | $128,000 | $1,000,000 |
| File Closed For Incompleteness | 37 | $10,228,000 | $276,000 | $991,000 | $125,000 | $713,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 72 | $11,758,000 | $163,000 | $732,000 | $109,000 | $349,000 |
| Debt-To-Income Ratio | 69 | $21,956,000 | $318,000 | $1,721,000 | $80,000 | $246,000 |
| Credit History | 46 | $8,665,000 | $188,000 | $560,000 | $99,000 | $280,000 |
| Collateral | 39 | $8,697,000 | $223,000 | $800,000 | $118,000 | $350,000 |
| Employment History | 8 | $2,860,000 | $357,000 | $1,009,000 | $74,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,153,000 | $230,000 | $696,000 | $112,000 | $265,000 |
| Unverifiable Information | 3 | $877,000 | $292,000 | $548,000 | $71,000 | $140,000 |
| Mortgage Insurance Denied | 2 | $631,000 | $315,000 | $407,000 | $81,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.