Admirals Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Admirals Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Admirals Bank 15 Park Row West Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,231 |
| Total Mortgage Loan Application Amount | $253,765,000 |
| Average Mortgage Loan Application Amount | $143,666 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $1,804,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Admirals Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Admirals Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Admirals Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Admirals Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Admirals Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Admirals Bank's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 358 | $ 7,130,000 | $ 19,000 | $ 100,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 308 | $ 28,072,000 | $ 82,500 | $ 88,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 294 | $ 8,374,000 | $ 28,000 | $ 87,000 |
| PHOENIX-MESA-GLENDALE, AZ | 224 | $ 4,497,000 | $ 20,000 | $ 79,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 203 | $ 4,119,000 | $ 20,000 | $ 115,000 |
| NASSAU-SUFFOLK, NY | 199 | $ 4,440,000 | $ 22,000 | $ 129,000 |
| BOSTON-QUINCY, MA | 192 | $ 20,346,000 | $ 105,000 | $ 121,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 186 | $ 3,541,000 | $ 19,000 | $ 77,000 |
| SPRINGFIELD, MA | 167 | $ 17,225,000 | $ 103,000 | $ 78,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 166 | $ 3,109,000 | $ 18,000 | $ 100,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 158 | $ 8,510,000 | $ 53,000 | $ 118,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 143 | $ 2,744,000 | $ 19,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 130 | $ 2,425,000 | $ 18,500 | $ 86,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 122 | $ 1,985,000 | $ 16,000 | $ 82,000 |
| BAKERSFIELD-DELANO, CA | 106 | $ 1,798,000 | $ 16,000 | $ 93,000 |
| PHILADELPHIA, PA | 104 | $ 1,880,000 | $ 18,000 | $ 86,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 103 | $ 1,817,000 | $ 17,000 | $ 77,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 99 | $ 3,466,000 | $ 35,000 | $ 103,000 |
| JACKSONVILLE, FL | 98 | $ 2,166,000 | $ 22,000 | $ 83,000 |
| ST. LOUIS, MO-IL | 94 | $ 1,992,000 | $ 22,000 | $ 82,500 |
| DENVER-AURORA-BROOMFIELD, CO | 88 | $ 1,704,000 | $ 19,000 | $ 91,000 |
| COLUMBUS, OH | 86 | $ 1,411,000 | $ 16,000 | $ 91,000 |
| RALEIGH-CARY, NC | 85 | $ 1,845,000 | $ 21,000 | $ 90,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 82 | $ 2,223,000 | $ 27,000 | $ 64,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 81 | $ 1,955,000 | $ 24,500 | $ 131,500 |
| WORCESTER, MA | 79 | $ 6,006,000 | $ 76,000 | $ 118,000 |
| CAMDEN, NJ | 78 | $ 1,365,000 | $ 17,000 | $ 85,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 77 | $ 875,000 | $ 11,000 | $ 60,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 75 | $ 1,283,000 | $ 17,000 | $ 72,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 73 | $ 1,368,000 | $ 19,333 | $ 121,333 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 72 | $ 1,516,000 | $ 21,000 | $ 146,000 |
| EDISON-NEW BRUNSWICK, NJ | 71 | $ 1,973,000 | $ 27,000 | $ 100,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 71 | $ 1,341,000 | $ 18,500 | $ 99,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 70 | $ 1,138,000 | $ 16,000 | $ 63,000 |
| PEABODY, MA | 69 | $ 2,270,000 | $ 32,000 | $ 125,000 |
| VALLEJO-FAIRFIELD, CA | 68 | $ 1,283,000 | $ 18,000 | $ 113,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 67 | $ 1,462,000 | $ 21,000 | $ 75,000 |
| LAS VEGAS-PARADISE, NV | 66 | $ 1,700,000 | $ 25,000 | $ 101,000 |
| NEWARK-UNION, NJ-PA | 59 | $ 1,185,000 | $ 18,500 | $ 120,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 55 | $ 899,000 | $ 16,000 | $ 90,000 |
| REDDING, CA | 54 | $ 1,037,000 | $ 19,000 | $ 83,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 53 | $ 994,000 | $ 18,000 | $ 83,000 |
| FRESNO, CA | 52 | $ 1,308,000 | $ 25,000 | $ 84,000 |
| GARY, IN | 52 | $ 926,000 | $ 17,000 | $ 68,000 |
| ROCHESTER, NY | 48 | $ 892,000 | $ 18,000 | $ 76,000 |
| BALTIMORE-TOWSON, MD | 47 | $ 1,716,000 | $ 36,000 | $ 114,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 47 | $ 914,000 | $ 19,000 | $ 121,000 |
| WICHITA, KS | 47 | $ 912,000 | $ 19,000 | $ 56,000 |
| NEW HAVEN-MILFORD, CT | 43 | $ 1,045,000 | $ 24,000 | $ 93,000 |
| ALBUQUERQUE, NM | 42 | $ 880,000 | $ 20,000 | $ 85,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 42 | $ 688,000 | $ 16,000 | $ 50,000 |
| LAS CRUCES, NM | 41 | $ 788,000 | $ 19,000 | $ 91,000 |
| STOCKTON, CA | 40 | $ 746,000 | $ 18,000 | $ 95,000 |
| COLUMBIA, SC | 39 | $ 620,000 | $ 15,000 | $ 66,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 39 | $ 761,000 | $ 19,000 | $ 85,000 |
| TUCSON, AZ | 39 | $ 806,000 | $ 20,000 | $ 107,000 |
| MODESTO, CA | 36 | $ 679,000 | $ 18,000 | $ 77,000 |
| PITTSBURGH, PA | 36 | $ 672,000 | $ 18,000 | $ 76,000 |
| MEMPHIS, TN-MS-AR | 35 | $ 487,000 | $ 12,500 | $ 88,500 |
| WILMINGTON, DE-MD-NJ | 35 | $ 649,000 | $ 18,000 | $ 92,666 |
| BUFFALO-NIAGARA FALLS, NY | 34 | $ 640,000 | $ 18,000 | $ 71,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 34 | $ 559,000 | $ 16,000 | $ 90,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 33 | $ 1,067,000 | $ 32,000 | $ 115,000 |
| SYRACUSE, NY | 33 | $ 579,000 | $ 17,000 | $ 69,000 |
| TERRE HAUTE, IN | 33 | $ 465,000 | $ 14,000 | $ 50,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 32 | $ 1,162,000 | $ 36,000 | $ 77,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 32 | $ 509,000 | $ 15,000 | $ 74,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 31 | $ 555,000 | $ 17,000 | $ 86,000 |
| VISALIA-PORTERVILLE, CA | 31 | $ 691,000 | $ 22,000 | $ 81,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 30 | $ 607,000 | $ 20,000 | $ 44,000 |
| DES MOINES-WEST DES MOINES, IA | 29 | $ 476,000 | $ 16,000 | $ 72,000 |
| BATON ROUGE, LA | 28 | $ 630,000 | $ 22,000 | $ 69,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 27 | $ 479,000 | $ 17,000 | $ 68,500 |
| HONOLULU, HI | 27 | $ 564,000 | $ 20,000 | $ 109,000 |
| YUBA CITY, CA | 27 | $ 513,000 | $ 19,000 | $ 78,000 |
| BARNSTABLE TOWN, MA | 25 | $ 2,481,000 | $ 99,000 | $ 105,000 |
| OKLAHOMA CITY, OK | 25 | $ 322,000 | $ 12,000 | $ 72,000 |
| ASHEVILLE, NC | 23 | $ 474,000 | $ 20,000 | $ 78,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 23 | $ 482,000 | $ 20,000 | $ 56,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 23 | $ 405,000 | $ 16,500 | $ 85,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 22 | $ 424,000 | $ 22,000 | $ 98,500 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 22 | $ 355,000 | $ 16,000 | $ 69,000 |
| CHATTANOOGA, TN-GA | 22 | $ 393,000 | $ 17,500 | $ 71,000 |
| DALLAS-PLANO-IRVING, TX | 22 | $ 264,000 | $ 12,000 | $ 90,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 22 | $ 390,000 | $ 17,000 | $ 81,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 22 | $ 318,000 | $ 14,500 | $ 52,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 22 | $ 380,000 | $ 18,000 | $ 88,000 |
| NORWICH-NEW LONDON, CT | 21 | $ 574,000 | $ 27,000 | $ 85,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 21 | $ 363,000 | $ 17,000 | $ 99,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 20 | $ 359,000 | $ 17,000 | $ 240,000 |
| PEORIA, IL | 20 | $ 283,000 | $ 14,000 | $ 62,000 |
| PITTSFIELD, MA | 20 | $ 422,000 | $ 21,000 | $ 89,000 |
| PRESCOTT, AZ | 20 | $ 407,000 | $ 20,000 | $ 72,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 20 | $ 374,000 | $ 18,000 | $ 88,000 |
| DURHAM-CHAPEL HILL, NC | 19 | $ 371,000 | $ 19,000 | $ 81,000 |
| FORT SMITH, AR-OK | 19 | $ 183,000 | $ 7,000 | $ 58,500 |
| RICHMOND, VA | 19 | $ 372,000 | $ 19,000 | $ 106,000 |
| FORT WORTH-ARLINGTON, TX | 18 | $ 244,000 | $ 13,000 | $ 108,000 |
| KNOXVILLE, TN | 18 | $ 306,000 | $ 17,000 | $ 66,000 |
| TOLEDO, OH | 18 | $ 246,000 | $ 13,000 | $ 75,000 |
| ALBANY-SCHENECTADY-TROY, NY | 17 | $ 351,000 | $ 20,000 | $ 80,000 |
| CHICO, CA | 17 | $ 317,000 | $ 18,000 | $ 89,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 17 | $ 207,000 | $ 12,000 | $ 67,000 |
| INDIANAPOLIS-CARMEL, IN | 17 | $ 574,000 | $ 33,000 | $ 108,000 |
| MANCHESTER-NASHUA, NH | 17 | $ 735,000 | $ 43,000 | $ 86,000 |
| BIRMINGHAM-HOOVER, AL | 16 | $ 167,000 | $ 10,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 16 | $ 275,000 | $ 17,000 | $ 70,000 |
| COLUMBUS, GA-AL | 16 | $ 296,000 | $ 13,000 | $ 72,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 16 | $ 251,000 | $ 15,000 | $ 50,000 |
| LA CROSSE, WI-MN | 16 | $ 176,000 | $ 11,000 | $ 62,000 |
| RENO-SPARKS, NV | 16 | $ 336,000 | $ 21,000 | $ 101,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 15 | $ 117,000 | $ 7,000 | $ 71,000 |
| GRAND RAPIDS-WYOMING, MI | 15 | $ 240,000 | $ 16,000 | $ 58,000 |
| TOPEKA, KS | 15 | $ 249,000 | $ 16,000 | $ 78,000 |
| DAYTON, OH | 14 | $ 250,000 | $ 17,000 | $ 109,000 |
| FLINT, MI | 14 | $ 201,000 | $ 14,000 | $ 57,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 14 | $ 313,000 | $ 22,000 | $ 67,000 |
| MERCED, CA | 14 | $ 296,000 | $ 21,000 | $ 85,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 14 | $ 285,000 | $ 20,000 | $ 86,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 14 | $ 249,000 | $ 17,000 | $ 101,000 |
| SHREVEPORT-BOSSIER CITY, LA | 14 | $ 213,000 | $ 15,000 | $ 43,000 |
| TACOMA, WA | 14 | $ 275,000 | $ 19,000 | $ 85,000 |
| TULSA, OK | 14 | $ 272,000 | $ 19,000 | $ 60,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 13 | $ 224,000 | $ 17,000 | $ 92,000 |
| ELKHART-GOSHEN, IN | 13 | $ 124,000 | $ 9,000 | $ 49,000 |
| GREENSBORO-HIGH POINT, NC | 13 | $ 249,000 | $ 19,000 | $ 111,000 |
| JACKSON, MS | 13 | $ 170,000 | $ 13,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 13 | $ 189,000 | $ 14,000 | $ 60,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 13 | $ 522,000 | $ 40,000 | $ 105,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 13 | $ 233,000 | $ 17,000 | $ 115,000 |
| ANN ARBOR, MI | 12 | $ 238,000 | $ 19,000 | $ 89,000 |
| ANNISTON-OXFORD, AL | 12 | $ 148,000 | $ 12,000 | $ 52,000 |
| BOISE CITY-NAMPA, ID | 12 | $ 225,000 | $ 18,000 | $ 69,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 177,000 | $ 14,000 | $ 78,000 |
| DOVER, DE | 12 | $ 231,000 | $ 19,000 | $ 84,000 |
| FAYETTEVILLE, NC | 12 | $ 454,000 | $ 37,000 | $ 76,000 |
| FORT WAYNE, IN | 12 | $ 201,000 | $ 16,000 | $ 57,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 12 | $ 248,000 | $ 21,000 | $ 96,500 |
| LINCOLN, NE | 12 | $ 170,000 | $ 14,000 | $ 56,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 12 | $ 150,000 | $ 12,000 | $ 71,000 |
| MADERA-CHOWCHILLA, CA | 11 | $ 200,000 | $ 18,000 | $ 80,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 11 | $ 274,000 | $ 24,000 | $ 108,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 10 | $ 192,000 | $ 19,000 | $ 105,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 146,000 | $ 14,000 | $ 95,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 10 | $ 211,000 | $ 21,000 | $ 67,000 |
| HUNTSVILLE, AL | 10 | $ 180,000 | $ 18,000 | $ 104,000 |
| PINE BLUFF, AR | 10 | $ 244,000 | $ 24,000 | $ 52,000 |
| PUEBLO, CO | 10 | $ 210,000 | $ 21,000 | $ 70,000 |
| SANTA ROSA-PETALUMA, CA | 10 | $ 191,000 | $ 19,000 | $ 151,000 |
| SPRINGFIELD, IL | 10 | $ 142,000 | $ 14,000 | $ 82,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 200,000 | $ 19,500 | $ 92,000 |
| BILLINGS, MT | 9 | $ 156,000 | $ 17,000 | $ 90,000 |
| GREELEY, CO | 9 | $ 176,000 | $ 19,000 | $ 108,000 |
| MICHIGAN CITY-LA PORTE, IN | 9 | $ 150,000 | $ 16,000 | $ 57,000 |
| MOBILE, AL | 9 | $ 106,000 | $ 11,000 | $ 57,000 |
| ROCKY MOUNT, NC | 9 | $ 159,000 | $ 17,000 | $ 67,000 |
| WATERLOO-CEDAR FALLS, IA | 9 | $ 120,000 | $ 13,000 | $ 58,000 |
| WILMINGTON, NC | 9 | $ 136,000 | $ 15,000 | $ 77,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 352,000 | $ 44,000 | $ 80,000 |
| LANCASTER, PA | 8 | $ 151,000 | $ 18,000 | $ 85,000 |
| LEWISTON-AUBURN, ME | 8 | $ 141,000 | $ 17,000 | $ 75,000 |
| SALT LAKE CITY, UT | 8 | $ 185,000 | $ 23,000 | $ 56,000 |
| WINSTON-SALEM, NC | 8 | $ 127,000 | $ 15,000 | $ 69,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 105,000 | $ 9,500 | $ 51,500 |
| BLOOMINGTON-NORMAL, IL | 7 | $ 78,000 | $ 11,000 | $ 69,000 |
| COLUMBIA, MO | 7 | $ 90,000 | $ 12,000 | $ 74,000 |
| GAINESVILLE, FL | 7 | $ 97,000 | $ 13,000 | $ 65,000 |
| JONESBORO, AR | 7 | $ 66,000 | $ 9,000 | $ 166,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 7 | $ 93,000 | $ 13,000 | $ 88,000 |
| NAPA, CA | 7 | $ 105,000 | $ 15,000 | $ 105,000 |
| READING, PA | 7 | $ 116,000 | $ 16,000 | $ 70,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 93,000 | $ 13,000 | $ 67,000 |
| UTICA-ROME, NY | 7 | $ 136,000 | $ 19,000 | $ 98,000 |
| AKRON, OH | 6 | $ 91,000 | $ 15,000 | $ 99,000 |
| ANDERSON, SC | 6 | $ 106,000 | $ 17,000 | $ 81,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 6 | $ 97,000 | $ 16,000 | $ 74,000 |
| CASPER, WY | 6 | $ 151,000 | $ 25,000 | $ 108,000 |
| CHEYENNE, WY | 6 | $ 104,000 | $ 17,000 | $ 90,000 |
| ELIZABETHTOWN, KY | 6 | $ 62,000 | $ 10,000 | $ 52,000 |
| EVANSVILLE, IN-KY | 6 | $ 90,000 | $ 15,000 | $ 88,000 |
| LAFAYETTE, IN | 6 | $ 101,000 | $ 16,000 | $ 69,000 |
| LIMA, OH | 6 | $ 94,000 | $ 15,000 | $ 71,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 113,000 | $ 18,000 | $ 49,000 |
| OCALA, FL | 6 | $ 92,000 | $ 15,000 | $ 84,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 75,000 | $ 12,000 | $ 39,000 |
| WINCHESTER, VA-WV | 6 | $ 66,000 | $ 10,500 | $ 55,000 |
| AUBURN-OPELIKA, AL | 5 | $ 65,000 | $ 13,000 | $ 97,000 |
| BATTLE CREEK, MI | 5 | $ 98,000 | $ 19,000 | $ 73,000 |
| GADSDEN, AL | 5 | $ 73,000 | $ 14,000 | $ 72,000 |
| GOLDSBORO, NC | 5 | $ 118,000 | $ 23,000 | $ 74,000 |
| HOLLAND-GRAND HAVEN, MI | 5 | $ 81,000 | $ 16,000 | $ 57,000 |
| IOWA CITY, IA | 5 | $ 59,000 | $ 11,000 | $ 78,000 |
| JACKSON, MI | 5 | $ 94,000 | $ 18,000 | $ 38,000 |
| JACKSONVILLE, NC | 5 | $ 85,000 | $ 17,000 | $ 89,000 |
| JOHNSTOWN, PA | 5 | $ 62,000 | $ 12,000 | $ 39,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 98,000 | $ 19,000 | $ 58,000 |
| MACON, GA | 5 | $ 147,000 | $ 29,000 | $ 57,000 |
| MUSKEGON-NORTON SHORES, MI | 5 | $ 44,000 | $ 8,000 | $ 71,000 |
| OCEAN CITY, NJ | 5 | $ 95,000 | $ 19,000 | $ 77,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 5 | $ 88,000 | $ 14,000 | $ 87,500 |
| PROVO-OREM, UT | 5 | $ 72,000 | $ 14,000 | $ 64,000 |
| RACINE, WI | 5 | $ 91,000 | $ 18,000 | $ 62,000 |
| ROANOKE, VA | 5 | $ 90,000 | $ 18,000 | $ 89,000 |
| ROCKFORD, IL | 5 | $ 110,000 | $ 22,000 | $ 49,000 |
| SALINAS, CA | 5 | $ 96,000 | $ 19,000 | $ 87,000 |
| SPARTANBURG, SC | 5 | $ 89,000 | $ 17,000 | $ 54,000 |
| SPRINGFIELD, OH | 5 | $ 76,000 | $ 15,000 | $ 58,000 |
| ST. JOSEPH, MO-KS | 5 | $ 99,000 | $ 19,000 | $ 92,000 |
| SUMTER, SC | 5 | $ 72,000 | $ 14,000 | $ 51,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 5 | $ 83,000 | $ 16,000 | $ 71,000 |
| ALTOONA, PA | 4 | $ 105,000 | $ 26,000 | $ 153,000 |
| ANDERSON, IN | 4 | $ 40,000 | $ 10,000 | $ 53,000 |
| BISMARCK, ND | 4 | $ 68,000 | $ 17,000 | $ 96,000 |
| CANTON-MASSILLON, OH | 4 | $ 83,000 | $ 20,000 | $ 42,000 |
| CLARKSVILLE, TN-KY | 4 | $ 74,000 | $ 19,500 | $ 82,000 |
| CORPUS CHRISTI, TX | 4 | $ 66,000 | $ 16,000 | $ 75,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 44,000 | $ 11,000 | $ 53,000 |
| FLORENCE, SC | 4 | $ 32,000 | $ 8,000 | $ 58,000 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 71,000 | $ 17,000 | $ 103,000 |
| LOGAN, UT-ID | 4 | $ 64,000 | $ 17,500 | $ 111,000 |
| MADISON, WI | 4 | $ 84,000 | $ 21,000 | $ 38,000 |
| MEDFORD, OR | 4 | $ 83,000 | $ 20,000 | $ 114,000 |
| SANTA FE, NM | 4 | $ 75,000 | $ 18,000 | $ 42,000 |
| SIOUX FALLS, SD | 4 | $ 55,000 | $ 13,000 | $ 75,000 |
| ST. GEORGE, UT | 4 | $ 74,000 | $ 18,000 | $ 127,000 |
| STATE COLLEGE, PA | 4 | $ 43,000 | $ 10,000 | $ 53,000 |
| ALEXANDRIA, LA | 3 | $ 74,000 | $ 24,000 | $ 55,000 |
| AMES, IA | 3 | $ 62,000 | $ 20,000 | $ 98,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 54,000 | $ 18,000 | $ 94,000 |
| BAY CITY, MI | 3 | $ 46,000 | $ 15,000 | $ 37,000 |
| BEND, OR | 3 | $ 58,000 | $ 19,000 | $ 113,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 3 | $ 57,000 | $ 19,000 | $ 97,000 |
| CLEVELAND, TN | 3 | $ 50,000 | $ 16,000 | $ 49,000 |
| DALTON, GA | 3 | $ 49,000 | $ 16,000 | $ 66,000 |
| DANVILLE, VA | 3 | $ 38,000 | $ 12,000 | $ 49,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 46,000 | $ 15,500 | $ 52,500 |
| DECATUR, AL | 3 | $ 66,000 | $ 22,000 | $ 92,000 |
| DULUTH, MN-WI | 3 | $ 59,000 | $ 19,000 | $ 72,000 |
| FOND DU LAC, WI | 3 | $ 60,000 | $ 20,000 | $ 73,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 60,000 | $ 20,000 | $ 51,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 34,000 | $ 11,000 | $ 84,000 |
| HARRISONBURG, VA | 3 | $ 48,000 | $ 16,000 | $ 99,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 139,000 | $ 46,000 | $ 53,000 |
| HOT SPRINGS, AR | 3 | $ 56,000 | $ 18,000 | $ 43,000 |
| IDAHO FALLS, ID | 3 | $ 63,000 | $ 21,000 | $ 65,000 |
| JEFFERSON CITY, MO | 3 | $ 29,000 | $ 9,000 | $ 50,000 |
| JOPLIN, MO | 3 | $ 55,000 | $ 18,000 | $ 35,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 3 | $ 55,000 | $ 18,000 | $ 137,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 44,000 | $ 14,000 | $ 53,000 |
| LONGVIEW, WA | 3 | $ 46,000 | $ 15,000 | $ 77,000 |
| LYNCHBURG, VA | 3 | $ 33,000 | $ 11,000 | $ 44,000 |
| MORRISTOWN, TN | 3 | $ 50,000 | $ 16,000 | $ 80,000 |
| PALM COAST, FL | 3 | $ 230,000 | $ 76,000 | $ 164,000 |
| PUNTA GORDA, FL | 3 | $ 51,000 | $ 17,000 | $ 60,000 |
| SALISBURY, MD | 3 | $ 73,000 | $ 24,000 | $ 103,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 59,000 | $ 19,000 | $ 140,000 |
| SAVANNAH, GA | 3 | $ 40,000 | $ 13,000 | $ 112,000 |
| WHEELING, WV-OH | 3 | $ 40,000 | $ 11,500 | $ 37,500 |
| YORK-HANOVER, PA | 3 | $ 73,000 | $ 24,000 | $ 91,000 |
| YUMA, AZ | 3 | $ 65,000 | $ 21,000 | $ 46,000 |
| ALBANY, GA | 2 | $ 428,000 | $ 214,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 2 | $ 23,000 | $ 11,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 15,000 | $ 7,000 | $ 74,000 |
| BRUNSWICK, GA | 2 | $ 65,000 | $ 32,000 | $ 45,000 |
| BURLINGTON, NC | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2 | $ 34,000 | $ 17,000 | $ 72,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 21,000 | $ 10,000 | $ 78,000 |
| DECATUR, IL | 2 | $ 32,000 | $ 16,000 | $ 97,000 |
| EL CENTRO, CA | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| GLENS FALLS, NY | 2 | $ 47,000 | $ 23,000 | $ 87,000 |
| GRAND FORKS, ND-MN | 2 | $ 32,000 | $ 16,000 | $ 0 |
| GREEN BAY, WI | 2 | $ 35,000 | $ 17,000 | $ 645,000 |
| HANFORD-CORCORAN, CA | 2 | $ 44,000 | $ 22,000 | $ 100,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 2,218,000 | $ 1,109,000 | $ 48,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 40,000 | $ 20,000 | $ 61,000 |
| KINGSTON, NY | 2 | $ 35,000 | $ 17,000 | $ 331,000 |
| LAKE CHARLES, LA | 2 | $ 50,000 | $ 25,000 | $ 29,000 |
| LAWRENCE, KS | 2 | $ 44,000 | $ 22,000 | $ 42,000 |
| LAWTON, OK | 2 | $ 47,000 | $ 23,000 | $ 89,000 |
| MANSFIELD, OH | 2 | $ 39,000 | $ 19,000 | $ 30,000 |
| MONROE, LA | 2 | $ 37,000 | $ 18,000 | $ 67,000 |
| MONROE, MI | 2 | $ 33,000 | $ 16,000 | $ 128,000 |
| MORGANTOWN, WV | 2 | $ 33,000 | $ 16,000 | $ 66,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 111,000 | $ 55,000 | $ 69,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 75,000 | $ 37,000 | $ 0 |
| PASCAGOULA, MS | 2 | $ 35,000 | $ 17,000 | $ 41,000 |
| RAPID CITY, SD | 2 | $ 38,000 | $ 19,000 | $ 54,000 |
| ROME, GA | 2 | $ 11,000 | $ 5,000 | $ 56,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 38,000 | $ 19,000 | $ 36,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 34,000 | $ 17,000 | $ 59,000 |
| SHERMAN-DENISON, TX | 2 | $ 16,000 | $ 8,000 | $ 37,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 33,000 | $ 16,500 | $ 63,500 |
| SPOKANE, WA | 2 | $ 37,000 | $ 18,000 | $ 94,000 |
| SPRINGFIELD, MO | 2 | $ 35,000 | $ 17,000 | $ 59,000 |
| TALLAHASSEE, FL | 2 | $ 34,000 | $ 17,000 | $ 75,000 |
| TRENTON-EWING, NJ | 2 | $ 125,000 | $ 62,000 | $ 117,000 |
| TYLER, TX | 2 | $ 12,000 | $ 6,000 | $ 231,000 |
| ABILENE, TX | 1 | $ 18,000 | $ 18,000 | $ 64,000 |
| ANCHORAGE, AK | 1 | $ 8,000 | $ 8,000 | $ 18,000 |
| APPLETON, WI | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| BANGOR, ME | 1 | $ 13,000 | $ 13,000 | $ 28,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| BINGHAMTON, NY | 1 | $ 17,000 | $ 17,000 | $ 35,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 24,000 | $ 24,000 | $ 91,000 |
| BLOOMINGTON, IN | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| BOULDER, CO | 1 | $ 8,000 | $ 8,000 | $ 76,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 247,000 | $ 247,000 | $ 118,000 |
| CEDAR RAPIDS, IA | 1 | $ 13,000 | $ 13,000 | $ 45,000 |
| ERIE, PA | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| FLAGSTAFF, AZ | 1 | $ 14,000 | $ 14,000 | $ 18,000 |
| GAINESVILLE, GA | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| GRAND JUNCTION, CO | 1 | $ 13,000 | $ 13,000 | $ 114,000 |
| GREENVILLE, NC | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 16,000 | $ 16,000 | $ 99,000 |
| JACKSON, TN | 1 | $ 13,000 | $ 13,000 | $ 48,000 |
| JANESVILLE, WI | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| JOHNSON CITY, TN | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 14,000 | $ 14,000 | $ 63,000 |
| KOKOMO, IN | 1 | $ 9,000 | $ 9,000 | $ 19,000 |
| LAREDO, TX | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| LEBANON, PA | 1 | $ 18,000 | $ 18,000 | $ 83,000 |
| LONGVIEW, TX | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| MANHATTAN, KS | 1 | $ 6,000 | $ 6,000 | $ 68,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 5,000 | $ 5,000 | $ 84,000 |
| ODESSA, TX | 1 | $ 7,000 | $ 7,000 | $ 12,000 |
| POCATELLO, ID | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| PORT ST. LUCIE, FL | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| ROCHESTER, MN | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| SAN ANGELO, TX | 1 | $ 8,000 | $ 8,000 | $ 84,000 |
| SANDUSKY, OH | 1 | $ 8,000 | $ 8,000 | $ 44,000 |
| SHEBOYGAN, WI | 1 | $ 4,000 | $ 4,000 | $ 110,000 |
| ST. CLOUD, MN | 1 | $ 18,000 | $ 18,000 | $ 19,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 19,000 | $ 19,000 | $ 81,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| VALDOSTA, GA | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| WAUSAU, WI | 1 | $ 8,000 | $ 8,000 | $ 77,000 |
| WILLIAMSPORT, PA | 1 | $ 90,000 | $ 90,000 | $ 0 |
Mortgage Loan Application Detail Totals for Admirals Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 8,839 | $169,199,000 | $19,000 | $2,200,000 | $87,000 | $1,804,000 |
| Refinancing | 269 | $62,227,000 | $231,000 | $1,025,000 | $102,000 | $700,000 |
| Home Purchase | 123 | $22,339,000 | $181,000 | $560,000 | $91,000 | $1,620,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,848 | $192,425,000 | $28,000 | $1,025,000 | $90,000 | $1,620,000 |
| Black or African American | 890 | $19,100,000 | $21,000 | $488,000 | $76,000 | $1,804,000 |
| Hispanic | 752 | $16,720,000 | $22,000 | $339,000 | $84,000 | $1,200,000 |
| Not Provided | 281 | $6,908,000 | $24,000 | $385,000 | $91,000 | $1,612,000 |
| Asian | 268 | $6,909,000 | $25,000 | $349,000 | $105,000 | $700,000 |
| American Indian or Alaskan Native | 80 | $1,458,000 | $18,000 | $40,000 | $88,000 | $271,000 |
| Not applicable | 76 | $9,495,000 | $124,000 | $2,200,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 36 | $750,000 | $20,000 | $25,000 | $81,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 8,208 | $170,067,000 | $20,000 | $440,000 | $85,000 | $1,804,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,013 | $81,083,000 | $80,000 | $2,200,000 | $108,000 | $1,620,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,391,000 | $265,000 | $449,000 | $77,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $224,000 | $224,000 | $224,000 | $54,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,506 | $104,739,000 | $29,000 | $560,000 | $95,000 | $532,000 |
| Application Denied By Financial Institution | 2,922 | $77,254,000 | $26,000 | $1,025,000 | $77,000 | $1,804,000 |
| Application Withdrawn By Applicant | 2,301 | $45,521,000 | $19,000 | $675,000 | $91,000 | $1,440,000 |
| File Closed For Incompleteness | 246 | $12,714,000 | $51,000 | $845,000 | $99,000 | $617,000 |
| Application Approved But Not Accepted | 180 | $4,042,000 | $22,000 | $375,000 | $97,000 | $350,000 |
| Loan Purchased By The Institution | 76 | $9,495,000 | $124,000 | $2,200,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,280 | $24,674,000 | $19,000 | $385,000 | $80,000 | $1,804,000 |
| Debt-To-Income Ratio | 1,216 | $25,784,000 | $21,000 | $805,000 | $63,000 | $500,000 |
| Collateral | 162 | $11,721,000 | $72,000 | $695,000 | $119,000 | $924,000 |
| Credit Application Incomplete | 150 | $11,467,000 | $76,000 | $1,025,000 | $117,000 | $1,620,000 |
| Other | 91 | $2,421,000 | $26,000 | $302,000 | $99,000 | $290,000 |
| Unverifiable Information | 9 | $636,000 | $70,000 | $288,000 | $47,000 | $103,000 |
| Employment History | 8 | $436,000 | $54,000 | $280,000 | $52,000 | $120,000 |
| Mortgage Insurance Denied | 5 | $98,000 | $19,000 | $25,000 | $98,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $17,000 | $17,000 | $17,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.