Admirals Bank Mortgage Lending & HMDA Data, 2013

In 2013, Admirals Bank of Providence, RI reported 9,231 mortgage applications totaling $253.8 million, down 5% from 2012. The average application was for $27,490, and applicants reported an average income of $87,490. 38% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (358), Providence-New Bedford-Fall River, RI-MA (308) and Los Angeles-Long Beach-Glendale, CA (294) (applications in parentheses).

Mortgage Company & Address Admirals Bank
15 Park Row West
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,231
Total Mortgage Loan Application Amount $253,765,000
Average Mortgage Loan Application Amount $27,490
Highest Mortgage Loan Application Amount $2,200,000
Average Applicant Income $87,490
Highest Applicant Income $1,804,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 294 $ 8,374,000 $ 28,482 $ 87,000
Riverside, California 207 $ 4,345,000 $ 20,990 $ 102,000
San Diego, California 203 $ 4,119,000 $ 20,290 $ 115,000
Maricopa, Arizona 200 $ 3,996,000 $ 19,980 $ 81,000
Middlesex, Massachusetts 158 $ 8,510,000 $ 53,860 $ 118,000
San Bernardino, California 151 $ 2,785,000 $ 18,443 $ 97,000
Providence, Rhode Island 143 $ 12,802,000 $ 89,524 $ 79,000
Cook, Illinois 142 $ 2,448,000 $ 17,239 $ 70,000
Suffolk, New York 126 $ 2,965,000 $ 23,531 $ 130,000
Hampden, Massachusetts 120 $ 13,148,000 $ 109,566 $ 76,000
Kern, California 106 $ 1,798,000 $ 16,962 $ 93,000
Sacramento, California 104 $ 1,675,000 $ 16,105 $ 88,000
Norfolk, Massachusetts 97 $ 9,762,000 $ 100,639 $ 137,000
Contra Costa, California 95 $ 1,748,000 $ 18,400 $ 115,000
Bristol, Massachusetts 82 $ 5,387,000 $ 65,695 $ 92,000
Wayne, Michigan 82 $ 2,223,000 $ 27,109 $ 64,000
Worcester, Massachusetts 79 $ 6,006,000 $ 76,025 $ 118,000
Duval, Florida 75 $ 1,450,000 $ 19,333 $ 81,000
Nassau, New York 73 $ 1,475,000 $ 20,205 $ 128,000
Orange, California 72 $ 1,516,000 $ 21,055 $ 146,000
Miami-Dade, Florida 70 $ 1,138,000 $ 16,257 $ 63,000
Essex, Massachusetts 69 $ 2,270,000 $ 32,898 $ 125,000
Solano, California 68 $ 1,283,000 $ 18,867 $ 113,000
Clark, Nevada 66 $ 1,700,000 $ 25,757 $ 101,000
Wake, North Carolina 61 $ 1,103,000 $ 18,081 $ 100,000
Broward, Florida 55 $ 899,000 $ 16,345 $ 90,000
Shasta, California 54 $ 1,037,000 $ 19,203 $ 83,000
Fresno, California 52 $ 1,308,000 $ 25,153 $ 84,000
Hartford, Connecticut 49 $ 2,235,000 $ 45,612 $ 87,000
Suffolk, Massachusetts 49 $ 4,983,000 $ 101,693 $ 103,000
Alameda, California 48 $ 996,000 $ 20,750 $ 103,000
Johnson, Kansas 48 $ 951,000 $ 19,812 $ 96,000
Jackson, Missouri 48 $ 885,000 $ 18,437 $ 77,000
Kent, Rhode Island 48 $ 3,830,000 $ 79,791 $ 77,000
Macomb, Michigan 47 $ 714,000 $ 15,191 $ 75,000
Oakland, Michigan 47 $ 831,000 $ 17,680 $ 98,000
Santa Clara, California 46 $ 889,000 $ 19,326 $ 119,000
Lake, Indiana 46 $ 847,000 $ 18,413 $ 69,000
Plymouth, Massachusetts 46 $ 5,601,000 $ 121,760 $ 105,000
Franklin, Ohio 46 $ 717,000 $ 15,586 $ 82,000
Philadelphia, Pennsylvania 44 $ 745,000 $ 16,931 $ 65,000
New Haven, Connecticut 43 $ 1,045,000 $ 24,302 $ 93,000
Brevard, Florida 42 $ 688,000 $ 16,380 $ 50,000
Dona Ana, New Mexico 41 $ 788,000 $ 19,219 $ 91,000
San Joaquin, California 40 $ 746,000 $ 18,650 $ 95,000
Pima, Arizona 39 $ 806,000 $ 20,666 $ 107,000
Sedgwick, Kansas 37 $ 649,000 $ 17,540 $ 56,000
Pulaski, Arkansas 36 $ 434,000 $ 12,055 $ 56,000
Stanislaus, California 36 $ 679,000 $ 18,861 $ 77,000
Monroe, New York 35 $ 647,000 $ 18,485 $ 79,000
Orleans, Louisiana 34 $ 767,000 $ 22,558 $ 79,000
Ventura, California 33 $ 1,067,000 $ 32,333 $ 115,000
Hillsborough, Florida 33 $ 543,000 $ 16,454 $ 72,000
Tolland, Connecticut 32 $ 851,000 $ 26,593 $ 118,000
Prince George's, Maryland 32 $ 525,000 $ 16,406 $ 100,000
Cochise, Arizona 31 $ 628,000 $ 20,258 $ 96,000
Tulare, California 31 $ 691,000 $ 22,290 $ 81,000
Hampshire, Massachusetts 31 $ 2,757,000 $ 88,935 $ 91,000
New Castle, Delaware 30 $ 551,000 $ 18,366 $ 95,000
Hennepin, Minnesota 30 $ 626,000 $ 20,866 $ 103,000
Burlington, New Jersey 29 $ 492,000 $ 16,965 $ 81,000
Milwaukee, Wisconsin 28 $ 528,000 $ 18,857 $ 83,000
Pinellas, Florida 27 $ 450,000 $ 16,666 $ 72,000
Honolulu, Hawaii 27 $ 564,000 $ 20,888 $ 109,000
Seward, Kansas 27 $ 349,000 $ 12,925 $ 43,000
Essex, New Jersey 27 $ 552,000 $ 20,444 $ 107,000
Erie, New York 27 $ 530,000 $ 19,629 $ 74,000
Onondaga, New York 26 $ 465,000 $ 17,884 $ 68,000
Shelby, Tennessee 26 $ 347,000 $ 13,346 $ 70,000
Windham, Connecticut 25 $ 634,000 $ 25,360 $ 85,000
Barnstable, Massachusetts 25 $ 2,481,000 $ 99,240 $ 105,000
Camden, New Jersey 25 $ 404,000 $ 16,160 $ 87,000
Richland, South Carolina 25 $ 397,000 $ 15,880 $ 66,000
Pinal, Arizona 24 $ 501,000 $ 20,875 $ 63,000
Vigo, Indiana 24 $ 343,000 $ 14,291 $ 49,000
Gloucester, New Jersey 24 $ 469,000 $ 19,541 $ 87,000
Ocean, New Jersey 24 $ 496,000 $ 20,666 $ 91,000
Mohave, Arizona 23 $ 482,000 $ 20,956 $ 56,000
Middlesex, New Jersey 23 $ 457,000 $ 19,869 $ 85,000
El Dorado, California 22 $ 467,000 $ 21,227 $ 153,000
Placer, California 22 $ 470,000 $ 21,363 $ 116,000
Tehama, California 22 $ 444,000 $ 20,181 $ 112,000
Adams, Colorado 22 $ 433,000 $ 19,681 $ 92,000
Orange, Florida 22 $ 331,000 $ 15,045 $ 81,000
East Baton Rouge, Louisiana 22 $ 525,000 $ 23,863 $ 68,000
St. Charles, Missouri 22 $ 567,000 $ 25,772 $ 96,000
Rockingham, New Hampshire 22 $ 1,046,000 $ 47,545 $ 83,000
Allegheny, Pennsylvania 22 $ 405,000 $ 18,409 $ 80,000
King, Washington 22 $ 387,000 $ 17,590 $ 78,000
New London, Connecticut 21 $ 574,000 $ 27,333 $ 85,000
Jefferson, Louisiana 21 $ 413,000 $ 19,666 $ 64,000
Bernalillo, New Mexico 21 $ 456,000 $ 21,714 $ 90,000
Yavapai, Arizona 20 $ 407,000 $ 20,350 $ 72,000
Fairfield, Connecticut 20 $ 359,000 $ 17,950 $ 240,000
Palm Beach, Florida 20 $ 374,000 $ 18,700 $ 88,000
Santa Rosa, Florida 20 $ 431,000 $ 21,550 $ 50,000
Berkshire, Massachusetts 20 $ 422,000 $ 21,100 $ 89,000
St. Louis, Missouri 20 $ 303,000 $ 15,150 $ 72,000
Buncombe, North Carolina 20 $ 407,000 $ 20,350 $ 75,000
Johnston, North Carolina 20 $ 657,000 $ 32,850 $ 71,000
Rutherford, Tennessee 20 $ 389,000 $ 19,450 $ 88,000
St. Joseph, Indiana 19 $ 272,000 $ 14,315 $ 63,000
Polk, Iowa 19 $ 288,000 $ 15,157 $ 72,000
Yolo, California 18 $ 497,000 $ 27,611 $ 87,000
Middlesex, Connecticut 18 $ 380,000 $ 21,111 $ 122,000
DuPage, Illinois 18 $ 359,000 $ 19,944 $ 117,000
Delaware, Pennsylvania 18 $ 351,000 $ 19,500 $ 91,000
Butte, California 17 $ 317,000 $ 18,647 $ 89,000
Arapahoe, Colorado 17 $ 334,000 $ 19,647 $ 98,000
Hillsborough, New Hampshire 17 $ 735,000 $ 43,235 $ 86,000
Bergen, New Jersey 17 $ 655,000 $ 38,529 $ 160,000
Gwinnett, Georgia 16 $ 247,000 $ 15,437 $ 68,000
Jefferson, Kentucky 16 $ 297,000 $ 18,562 $ 123,000
Franklin, Massachusetts 16 $ 1,320,000 $ 82,500 $ 69,000
St. Clair, Michigan 16 $ 218,000 $ 13,625 $ 49,000
Washoe, Nevada 16 $ 336,000 $ 21,000 $ 101,000
Union, New Jersey 16 $ 313,000 $ 19,562 $ 96,000
Oklahoma, Oklahoma 16 $ 163,000 $ 10,187 $ 67,000
La Crosse, Wisconsin 16 $ 176,000 $ 11,000 $ 62,000
Sutter, California 15 $ 271,000 $ 18,066 $ 76,000
Denver, Colorado 15 $ 295,000 $ 19,666 $ 86,000
El Paso, Colorado 15 $ 269,000 $ 17,933 $ 71,000
Cobb, Georgia 15 $ 287,000 $ 19,133 $ 121,000
Jefferson, Missouri 15 $ 348,000 $ 23,200 $ 95,000
Bucks, Pennsylvania 15 $ 287,000 $ 19,133 $ 112,000
Washington, Rhode Island 15 $ 3,096,000 $ 206,400 $ 121,000
Faulkner, Arkansas 14 $ 127,000 $ 9,071 $ 55,000
Merced, California 14 $ 296,000 $ 21,142 $ 85,000
Nevada, California 14 $ 635,000 $ 45,357 $ 97,000
Santa Barbara, California 14 $ 249,000 $ 17,785 $ 101,000
Elbert, Colorado 14 $ 326,000 $ 23,285 $ 107,000
Fulton, Georgia 14 $ 249,000 $ 17,785 $ 77,000
Genesee, Michigan 14 $ 201,000 $ 14,357 $ 57,000
Sandoval, New Mexico 14 $ 287,000 $ 20,500 $ 97,000
Kings, New York 14 $ 312,000 $ 22,285 $ 113,000
Granville, North Carolina 14 $ 289,000 $ 20,642 $ 91,000
Chester, Pennsylvania 14 $ 249,000 $ 17,785 $ 85,000
Newport, Rhode Island 14 $ 1,876,000 $ 134,000 $ 140,000
Pierce, Washington 14 $ 275,000 $ 19,642 $ 85,000
San Luis Obispo, California 13 $ 233,000 $ 17,923 $ 115,000
Jefferson, Colorado 13 $ 195,000 $ 15,000 $ 69,000
Pasco, Florida 13 $ 266,000 $ 20,461 $ 78,000
Elkhart, Indiana 13 $ 124,000 $ 9,538 $ 49,000
Kent, Michigan 13 $ 209,000 $ 16,076 $ 57,000
Cass, Missouri 13 $ 210,000 $ 16,153 $ 68,000
Atlantic, New Jersey 13 $ 224,000 $ 17,230 $ 92,000
Monmouth, New Jersey 13 $ 818,000 $ 62,923 $ 139,000
Mecklenburg, North Carolina 13 $ 201,000 $ 15,461 $ 81,000
Licking, Ohio 13 $ 198,000 $ 15,230 $ 94,000
Montgomery, Pennsylvania 13 $ 248,000 $ 19,076 $ 123,000
Knox, Tennessee 13 $ 203,000 $ 15,615 $ 60,000
Dallas, Texas 13 $ 154,000 $ 11,846 $ 77,000
Calhoun, Alabama 12 $ 148,000 $ 12,333 $ 52,000
Sebastian, Arkansas 12 $ 103,000 $ 8,583 $ 57,000
White, Arkansas 12 $ 110,000 $ 9,166 $ 60,000
Yuba, California 12 $ 242,000 $ 20,166 $ 82,000
Kent, Delaware 12 $ 231,000 $ 19,250 $ 84,000
Lee, Florida 12 $ 177,000 $ 14,750 $ 78,000
DeKalb, Georgia 12 $ 194,000 $ 16,166 $ 63,000
Will, Illinois 12 $ 214,000 $ 17,833 $ 76,000
Shawnee, Kansas 12 $ 211,000 $ 17,583 $ 73,000
Anne Arundel, Maryland 12 $ 1,050,000 $ 87,500 $ 121,000
Washtenaw, Michigan 12 $ 238,000 $ 19,833 $ 89,000
Fairfield, Ohio 12 $ 214,000 $ 17,833 $ 79,000
Hamilton, Tennessee 12 $ 206,000 $ 17,166 $ 57,000
Tarrant, Texas 12 $ 161,000 $ 13,416 $ 75,000
Prince William, Virginia 12 $ 232,000 $ 19,333 $ 105,000
Jefferson, Alabama 11 $ 120,000 $ 10,909 $ 67,000
Madera, California 11 $ 200,000 $ 18,181 $ 80,000
San Mateo, California 11 $ 200,000 $ 18,181 $ 81,000
District of Columbia, District Of Columbia 11 $ 261,000 $ 23,727 $ 122,000
Clay, Florida 11 $ 324,000 $ 29,454 $ 83,000
Muscogee, Georgia 11 $ 211,000 $ 19,181 $ 62,000
Peoria, Illinois 11 $ 161,000 $ 14,636 $ 51,000
Allen, Indiana 11 $ 193,000 $ 17,545 $ 58,000
Baltimore, Maryland 11 $ 191,000 $ 17,363 $ 122,000
Lancaster, Nebraska 11 $ 157,000 $ 14,272 $ 58,000
Passaic, New Jersey 11 $ 208,000 $ 18,909 $ 82,000
Somerset, New Jersey 11 $ 202,000 $ 18,363 $ 104,000
Bronx, New York 11 $ 252,000 $ 22,909 $ 112,000
Cumberland, North Carolina 11 $ 429,000 $ 39,000 $ 76,000
Durham, North Carolina 11 $ 208,000 $ 18,909 $ 76,000
Hamilton, Ohio 11 $ 191,000 $ 17,363 $ 92,000
Tulsa, Oklahoma 11 $ 199,000 $ 18,090 $ 63,000
Northampton, Pennsylvania 11 $ 205,000 $ 18,636 $ 147,000
Lexington, South Carolina 11 $ 184,000 $ 16,727 $ 70,000
Benton, Arkansas 10 $ 64,000 $ 6,400 $ 66,000
Lonoke, Arkansas 10 $ 84,000 $ 8,400 $ 52,000
Saline, Arkansas 10 $ 136,000 $ 13,600 $ 69,000
Sonoma, California 10 $ 191,000 $ 19,100 $ 151,000
Pueblo, Colorado 10 $ 210,000 $ 21,000 $ 70,000
Escambia, Florida 10 $ 176,000 $ 17,600 $ 33,000
Volusia, Florida 10 $ 146,000 $ 14,600 $ 95,000
Madison, Illinois 10 $ 293,000 $ 29,300 $ 67,000
Caddo, Louisiana 10 $ 142,000 $ 14,200 $ 42,000
Livingston, Michigan 10 $ 191,000 $ 19,100 $ 93,000
Strafford, New Hampshire 10 $ 116,000 $ 11,600 $ 66,000
Orange, New York 10 $ 205,000 $ 20,500 $ 75,000
Queens, New York 10 $ 162,000 $ 16,200 $ 130,000
Lucas, Ohio 10 $ 157,000 $ 15,700 $ 90,000
Lehigh, Pennsylvania 10 $ 194,000 $ 19,400 $ 84,000
Monroe, Pennsylvania 10 $ 391,000 $ 39,100 $ 83,000
Sumner, Tennessee 10 $ 193,000 $ 19,300 $ 71,000
Bexar, Texas 10 $ 118,000 $ 11,800 $ 69,000
Snohomish, Washington 10 $ 122,000 $ 12,200 $ 64,000
Mobile, Alabama 9 $ 106,000 $ 11,777 $ 57,000
Jefferson, Arkansas 9 $ 237,000 $ 26,333 $ 56,000
Weld, Colorado 9 $ 176,000 $ 19,555 $ 108,000
Sussex, Delaware 9 $ 178,000 $ 19,777 $ 99,000
Ada, Idaho 9 $ 179,000 $ 19,888 $ 64,000
Kane, Illinois 9 $ 434,000 $ 48,222 $ 80,000
Lake, Illinois 9 $ 179,000 $ 19,888 $ 98,000
LaPorte, Indiana 9 $ 150,000 $ 16,666 $ 57,000
Clermont, Ohio 9 $ 165,000 $ 18,333 $ 77,000
Cuyahoga, Ohio 9 $ 101,000 $ 11,222 $ 55,000
Delaware, Ohio 9 $ 149,000 $ 16,555 $ 162,000
Harris, Texas 9 $ 137,000 $ 15,222 $ 67,000
St. Croix, Wisconsin 9 $ 198,000 $ 22,000 $ 112,000
Waukesha, Wisconsin 9 $ 183,000 $ 20,333 $ 78,000
Litchfield, Connecticut 8 $ 176,000 $ 22,000 $ 101,000
Polk, Florida 8 $ 352,000 $ 44,000 $ 80,000
Sarasota, Florida 8 $ 425,000 $ 53,125 $ 83,000
Paulding, Georgia 8 $ 121,000 $ 15,125 $ 69,000
Sangamon, Illinois 8 $ 120,000 $ 15,000 $ 94,000
Tazewell, Illinois 8 $ 106,000 $ 13,250 $ 81,000
Marion, Indiana 8 $ 383,000 $ 47,875 $ 141,000
Black Hawk, Iowa 8 $ 95,000 $ 11,875 $ 59,000
Terrebonne, Louisiana 8 $ 184,000 $ 23,000 $ 61,000
Androscoggin, Maine 8 $ 141,000 $ 17,625 $ 75,000
Baltimore City, Maryland 8 $ 175,000 $ 21,875 $ 69,000
Montgomery, Maryland 8 $ 157,000 $ 19,625 $ 102,000
Sanilac, Michigan 8 $ 112,000 $ 14,000 $ 54,000
Ramsey, Minnesota 8 $ 134,000 $ 16,750 $ 85,000
St. Louis City, Missouri 8 $ 117,000 $ 14,625 $ 98,000
Yellowstone, Montana 8 $ 142,000 $ 17,750 $ 96,000
Douglas, Nebraska 8 $ 131,000 $ 16,375 $ 66,000
Elko, Nevada 8 $ 149,000 $ 18,625 $ 96,000
Morris, New Jersey 8 $ 165,000 $ 20,625 $ 109,000
Lea, New Mexico 8 $ 159,000 $ 19,875 $ 164,000
Albany, New York 8 $ 167,000 $ 20,875 $ 69,000
Harnett, North Carolina 8 $ 186,000 $ 23,250 $ 70,000
Nash, North Carolina 8 $ 148,000 $ 18,500 $ 73,000
Lancaster, Pennsylvania 8 $ 151,000 $ 18,875 $ 85,000
Clark, Washington 8 $ 119,000 $ 14,875 $ 86,000
Madison, Alabama 7 $ 127,000 $ 18,142 $ 134,000
Navajo, Arizona 7 $ 426,000 $ 60,857 $ 82,000
Craighead, Arkansas 7 $ 66,000 $ 9,428 $ 166,000
Desha, Arkansas 7 $ 106,000 $ 15,142 $ 40,000
Napa, California 7 $ 105,000 $ 15,000 $ 105,000
San Francisco, California 7 $ 113,000 $ 16,142 $ 102,000
Alachua, Florida 7 $ 97,000 $ 13,857 $ 65,000
Indian River, Florida 7 $ 93,000 $ 13,285 $ 67,000
St. Johns, Florida 7 $ 304,000 $ 43,428 $ 121,000
McLean, Illinois 7 $ 78,000 $ 11,142 $ 69,000
Ford, Kansas 7 $ 104,000 $ 14,857 $ 42,000
Meade, Kansas 7 $ 86,000 $ 12,285 $ 69,000
Cumberland, Maine 7 $ 139,000 $ 19,857 $ 121,000
Harford, Maryland 7 $ 162,000 $ 23,142 $ 142,000
Ingham, Michigan 7 $ 76,000 $ 10,857 $ 64,000
Dakota, Minnesota 7 $ 110,000 $ 15,714 $ 115,000
Boone, Missouri 7 $ 90,000 $ 12,857 $ 74,000
Merrimack, New Hampshire 7 $ 108,000 $ 15,428 $ 68,000
Niagara, New York 7 $ 110,000 $ 15,714 $ 60,000
Ontario, New York 7 $ 123,000 $ 17,571 $ 74,000
Guilford, North Carolina 7 $ 139,000 $ 19,857 $ 130,000
Miami, Ohio 7 $ 130,000 $ 18,571 $ 128,000
Wood, Ohio 7 $ 83,000 $ 11,857 $ 60,000
Canadian, Oklahoma 7 $ 130,000 $ 18,571 $ 86,000
Berks, Pennsylvania 7 $ 116,000 $ 16,571 $ 70,000
Horry, South Carolina 7 $ 93,000 $ 13,285 $ 88,000
Henrico, Virginia 7 $ 138,000 $ 19,714 $ 86,000
Virginia Beach, Virginia 7 $ 116,000 $ 16,571 $ 130,000
Crawford, Arkansas 6 $ 75,000 $ 12,500 $ 51,000
Marion, Florida 6 $ 92,000 $ 15,333 $ 84,000
Seminole, Florida 6 $ 115,000 $ 19,166 $ 140,000
Cherokee, Georgia 6 $ 132,000 $ 22,000 $ 73,000
Clayton, Georgia 6 $ 103,000 $ 17,166 $ 48,000
Porter, Indiana 6 $ 79,000 $ 13,166 $ 65,000
Lafourche, Louisiana 6 $ 129,000 $ 21,500 $ 75,000
Berrien, Michigan 6 $ 113,000 $ 18,833 $ 49,000
Anoka, Minnesota 6 $ 112,000 $ 18,666 $ 69,000
Franklin, Missouri 6 $ 126,000 $ 21,000 $ 66,000
Platte, Missouri 6 $ 108,000 $ 18,000 $ 105,000
Cass, Nebraska 6 $ 95,000 $ 15,833 $ 76,000
Valencia, New Mexico 6 $ 112,000 $ 18,666 $ 48,000
Cabarrus, North Carolina 6 $ 106,000 $ 17,666 $ 53,000
Allen, Ohio 6 $ 94,000 $ 15,666 $ 71,000
Ross, Ohio 6 $ 106,000 $ 17,666 $ 75,000
Clearfield, Pennsylvania 6 $ 68,000 $ 11,333 $ 51,000
Bristol, Rhode Island 6 $ 1,081,000 $ 180,166 $ 84,000
Anderson, South Carolina 6 $ 106,000 $ 17,666 $ 81,000
Davidson, Tennessee 6 $ 107,000 $ 17,833 $ 87,000
Chesterfield, Virginia 6 $ 115,000 $ 19,166 $ 86,000
Laramie, Wyoming 6 $ 104,000 $ 17,333 $ 90,000
Natrona, Wyoming 6 $ 151,000 $ 25,166 $ 108,000
Etowah, Alabama 5 $ 73,000 $ 14,600 $ 72,000
Lee, Alabama 5 $ 65,000 $ 13,000 $ 97,000
Grant, Arkansas 5 $ 83,000 $ 16,600 $ 114,000
Greene, Arkansas 5 $ 36,000 $ 7,200 $ 46,000
Pope, Arkansas 5 $ 22,000 $ 4,400 $ 76,000
Calaveras, California 5 $ 115,000 $ 23,000 $ 100,000
Glenn, California 5 $ 103,000 $ 20,600 $ 75,000
Monterey, California 5 $ 96,000 $ 19,200 $ 87,000
Douglas, Colorado 5 $ 71,000 $ 14,200 $ 96,000
Manatee, Florida 5 $ 97,000 $ 19,400 $ 140,000
Henry, Georgia 5 $ 103,000 $ 20,600 $ 43,000
Christian, Illinois 5 $ 70,000 $ 14,000 $ 39,000
Tippecanoe, Indiana 5 $ 87,000 $ 17,400 $ 75,000
Jasper, Iowa 5 $ 97,000 $ 19,400 $ 84,000
Johnson, Iowa 5 $ 59,000 $ 11,800 $ 78,000
Warren, Iowa 5 $ 96,000 $ 19,200 $ 58,000
Russell, Kansas 5 $ 87,000 $ 17,400 $ 35,000
Sumner, Kansas 5 $ 81,000 $ 16,200 $ 58,000
Wyandotte, Kansas 5 $ 83,000 $ 16,600 $ 94,000
Hardin, Kentucky 5 $ 48,000 $ 9,600 $ 57,000
St. Tammany, Louisiana 5 $ 125,000 $ 25,000 $ 61,000
Howard, Maryland 5 $ 80,000 $ 16,000 $ 144,000
Calhoun, Michigan 5 $ 98,000 $ 19,600 $ 73,000
Jackson, Michigan 5 $ 94,000 $ 18,800 $ 38,000
Kalamazoo, Michigan 5 $ 98,000 $ 19,600 $ 58,000
Muskegon, Michigan 5 $ 44,000 $ 8,800 $ 71,000
Ottawa, Michigan 5 $ 81,000 $ 16,200 $ 57,000
Shiawassee, Michigan 5 $ 101,000 $ 20,200 $ 58,000
Custer, Nebraska 5 $ 81,000 $ 16,200 $ 59,000
Lincoln, Nebraska 5 $ 89,000 $ 17,800 $ 58,000
Cape May, New Jersey 5 $ 95,000 $ 19,000 $ 77,000
Cumberland, New Jersey 5 $ 83,000 $ 16,600 $ 71,000
Cayuga, New York 5 $ 58,000 $ 11,600 $ 30,000
Oneida, New York 5 $ 98,000 $ 19,600 $ 109,000
Rockland, New York 5 $ 91,000 $ 18,200 $ 115,000
St. Lawrence, New York 5 $ 99,000 $ 19,800 $ 87,000
Forsyth, North Carolina 5 $ 70,000 $ 14,000 $ 70,000
New Hanover, North Carolina 5 $ 76,000 $ 15,200 $ 64,000
Onslow, North Carolina 5 $ 85,000 $ 17,000 $ 89,000
Wayne, North Carolina 5 $ 118,000 $ 23,600 $ 74,000
Clark, Ohio 5 $ 76,000 $ 15,200 $ 58,000
Summit, Ohio 5 $ 83,000 $ 16,600 $ 82,000
Multnomah, Oregon 5 $ 101,000 $ 20,200 $ 59,000
Cambria, Pennsylvania 5 $ 62,000 $ 12,400 $ 39,000
Washington, Pennsylvania 5 $ 108,000 $ 21,600 $ 63,000
Pickens, South Carolina 5 $ 115,000 $ 23,000 $ 71,000
Spartanburg, South Carolina 5 $ 89,000 $ 17,800 $ 54,000
Sumter, South Carolina 5 $ 72,000 $ 14,400 $ 51,000
Fall River, South Dakota 5 $ 100,000 $ 20,000 $ 56,000
Travis, Texas 5 $ 77,000 $ 15,400 $ 76,000
Salt Lake, Utah 5 $ 120,000 $ 24,000 $ 61,000
Utah, Utah 5 $ 72,000 $ 14,400 $ 64,000
Weber, Utah 5 $ 66,000 $ 13,200 $ 40,000
Monroe, Wisconsin 5 $ 58,000 $ 11,600 $ 51,000
Racine, Wisconsin 5 $ 91,000 $ 18,200 $ 62,000
Conway, Arkansas 4 $ 33,000 $ 8,250 $ 72,000
Independence, Arkansas 4 $ 30,000 $ 7,500 $ 47,000
Washington, Arkansas 4 $ 40,000 $ 10,000 $ 84,000
Larimer, Colorado 4 $ 71,000 $ 17,750 $ 103,000
Rio Blanco, Colorado 4 $ 84,000 $ 21,000 $ 66,000
Lake, Florida 4 $ 77,000 $ 19,250 $ 79,000
Nassau, Florida 4 $ 63,000 $ 15,750 $ 69,000
Okaloosa, Florida 4 $ 44,000 $ 11,000 $ 53,000
Catoosa, Georgia 4 $ 84,000 $ 21,000 $ 93,000
Douglas, Georgia 4 $ 100,000 $ 25,000 $ 107,000
Fayette, Georgia 4 $ 49,000 $ 12,250 $ 66,000
Mason, Illinois 4 $ 60,000 $ 15,000 $ 50,000
Clark, Indiana 4 $ 71,000 $ 17,750 $ 87,000
Clay, Indiana 4 $ 56,000 $ 14,000 $ 39,000
Hendricks, Indiana 4 $ 89,000 $ 22,250 $ 73,000
Madison, Indiana 4 $ 40,000 $ 10,000 $ 53,000
Vanderburgh, Indiana 4 $ 67,000 $ 16,750 $ 85,000
Dallas, Iowa 4 $ 76,000 $ 19,000 $ 103,000
Harvey, Kansas 4 $ 173,000 $ 43,250 $ 49,000
McPherson, Kansas 4 $ 66,000 $ 16,500 $ 59,000
Livingston, Louisiana 4 $ 87,000 $ 21,750 $ 73,000
St. James, Louisiana 4 $ 97,000 $ 24,250 $ 164,000
Aroostook, Maine 4 $ 62,000 $ 15,500 $ 105,000
York, Maine 4 $ 135,000 $ 33,750 $ 84,000
Talbot, Maryland 4 $ 83,000 $ 20,750 $ 140,000
Clinton, Michigan 4 $ 79,000 $ 19,750 $ 41,000
Hinds, Mississippi 4 $ 56,000 $ 14,000 $ 44,000
Madison, Mississippi 4 $ 61,000 $ 15,250 $ 95,000
Rankin, Mississippi 4 $ 46,000 $ 11,500 $ 66,000
Clay, Missouri 4 $ 73,000 $ 18,250 $ 91,000
Mississippi, Missouri 4 $ 82,000 $ 20,500 $ 59,000
Box Butte, Nebraska 4 $ 73,000 $ 18,250 $ 71,000
Dodge, Nebraska 4 $ 80,000 $ 20,000 $ 67,000
Jefferson, Nebraska 4 $ 61,000 $ 15,250 $ 43,000
Scotts Bluff, Nebraska 4 $ 89,000 $ 22,250 $ 69,000
Nye, Nevada 4 $ 95,000 $ 23,750 $ 44,000
Grafton, New Hampshire 4 $ 68,000 $ 17,000 $ 68,000
Hudson, New Jersey 4 $ 81,000 $ 20,250 $ 63,000
Hunterdon, New Jersey 4 $ 69,000 $ 17,250 $ 119,000
Salem, New Jersey 4 $ 82,000 $ 20,500 $ 102,000
Santa Fe, New Mexico 4 $ 75,000 $ 18,750 $ 42,000
Dutchess, New York 4 $ 80,000 $ 20,000 $ 113,000
Oswego, New York 4 $ 68,000 $ 17,000 $ 81,000
Richmond, New York 4 $ 74,000 $ 18,500 $ 71,000
Schenectady, New York 4 $ 91,000 $ 22,750 $ 98,000
Chatham, North Carolina 4 $ 84,000 $ 21,000 $ 106,000
Franklin, North Carolina 4 $ 85,000 $ 21,250 $ 47,000
Randolph, North Carolina 4 $ 60,000 $ 15,000 $ 66,000
Robeson, North Carolina 4 $ 76,000 $ 19,000 $ 33,000
Burleigh, North Dakota 4 $ 68,000 $ 17,000 $ 96,000
Champaign, Ohio 4 $ 83,000 $ 20,750 $ 61,000
Columbiana, Ohio 4 $ 42,000 $ 10,500 $ 62,000
Greene, Ohio 4 $ 60,000 $ 15,000 $ 97,000
Madison, Ohio 4 $ 83,000 $ 20,750 $ 95,000
Stark, Ohio 4 $ 83,000 $ 20,750 $ 42,000
Trumbull, Ohio 4 $ 62,000 $ 15,500 $ 57,000
Clackamas, Oregon 4 $ 72,000 $ 18,000 $ 93,000
Jackson, Oregon 4 $ 83,000 $ 20,750 $ 114,000
Bedford, Pennsylvania 4 $ 54,000 $ 13,500 $ 29,000
Blair, Pennsylvania 4 $ 105,000 $ 26,250 $ 153,000
Bradford, Pennsylvania 4 $ 76,000 $ 19,000 $ 109,000
Centre, Pennsylvania 4 $ 43,000 $ 10,750 $ 53,000
Greenville, South Carolina 4 $ 71,000 $ 17,750 $ 66,000
Orangeburg, South Carolina 4 $ 50,000 $ 12,500 $ 88,000
Cumberland, Tennessee 4 $ 81,000 $ 20,250 $ 80,000
Hickman, Tennessee 4 $ 59,000 $ 14,750 $ 55,000
Loudon, Tennessee 4 $ 93,000 $ 23,250 $ 91,000
Tipton, Tennessee 4 $ 76,000 $ 19,000 $ 73,000
Johnson, Texas 4 $ 50,000 $ 12,500 $ 215,000
Nacogdoches, Texas 4 $ 29,000 $ 7,250 $ 97,000
Nueces, Texas 4 $ 66,000 $ 16,500 $ 75,000
Washington, Utah 4 $ 74,000 $ 18,500 $ 127,000
Chesapeake, Virginia 4 $ 66,000 $ 16,500 $ 120,000
Loudoun, Virginia 4 $ 86,000 $ 21,500 $ 190,000
Roanoke, Virginia 4 $ 65,000 $ 16,250 $ 96,000
Wood, West Virginia 4 $ 80,000 $ 20,000 $ 66,000
Baldwin, Alabama 3 $ 54,000 $ 18,000 $ 46,000
Clarke, Alabama 3 $ 20,000 $ 6,666 $ 87,000
Limestone, Alabama 3 $ 53,000 $ 17,666 $ 36,000
Morgan, Alabama 3 $ 66,000 $ 22,000 $ 92,000
Shelby, Alabama 3 $ 21,000 $ 7,000 $ 60,000
Apache, Arizona 3 $ 63,000 $ 21,000 $ 114,000
Yuma, Arizona 3 $ 65,000 $ 21,666 $ 46,000
Crittenden, Arkansas 3 $ 35,000 $ 11,666 $ 104,000
Garland, Arkansas 3 $ 56,000 $ 18,666 $ 43,000
Lawrence, Arkansas 3 $ 17,000 $ 5,666 $ 44,000
Humboldt, California 3 $ 70,000 $ 23,333 $ 103,000
Marin, California 3 $ 50,000 $ 16,666 $ 159,000
Santa Cruz, California 3 $ 59,000 $ 19,666 $ 140,000
Phillips, Colorado 3 $ 36,000 $ 12,000 $ 56,000
Charlotte, Florida 3 $ 51,000 $ 17,000 $ 60,000
Flagler, Florida 3 $ 230,000 $ 76,666 $ 164,000
Bartow, Georgia 3 $ 44,000 $ 14,666 $ 78,000
Bibb, Georgia 3 $ 56,000 $ 18,666 $ 59,000
Columbia, Georgia 3 $ 69,000 $ 23,000 $ 147,000
Harris, Georgia 3 $ 72,000 $ 24,000 $ 69,000
Oglethorpe, Georgia 3 $ 54,000 $ 18,000 $ 94,000
Richmond, Georgia 3 $ 75,000 $ 25,000 $ 109,000
Walker, Georgia 3 $ 40,000 $ 13,333 $ 83,000
Twin Falls, Idaho 3 $ 59,000 $ 19,666 $ 78,000
Boone, Illinois 3 $ 75,000 $ 25,000 $ 50,000
De Witt, Illinois 3 $ 23,000 $ 7,666 $ 38,000
LaSalle, Illinois 3 $ 63,000 $ 21,000 $ 69,000
Kosciusko, Indiana 3 $ 55,000 $ 18,333 $ 42,000
Noble, Indiana 3 $ 64,000 $ 21,333 $ 34,000
Vermillion, Indiana 3 $ 47,000 $ 15,666 $ 45,000
Hamilton, Iowa 3 $ 48,000 $ 16,000 $ 44,000
Mills, Iowa 3 $ 56,000 $ 18,666 $ 100,000
Story, Iowa 3 $ 62,000 $ 20,666 $ 98,000
Clay, Kansas 3 $ 51,000 $ 17,000 $ 108,000
Cowley, Kansas 3 $ 63,000 $ 21,000 $ 72,000
Finney, Kansas 3 $ 48,000 $ 16,000 $ 53,000
Spencer, Kentucky 3 $ 48,000 $ 16,000 $ 54,000
Bienville, Louisiana 3 $ 55,000 $ 18,333 $ 63,000
Bossier, Louisiana 3 $ 46,000 $ 15,333 $ 33,000
Rapides, Louisiana 3 $ 74,000 $ 24,666 $ 55,000
St. Bernard, Louisiana 3 $ 74,000 $ 24,666 $ 62,000
Tangipahoa, Louisiana 3 $ 75,000 $ 25,000 $ 113,000
Somerset, Maine 3 $ 56,000 $ 18,666 $ 71,000
Carroll, Maryland 3 $ 50,000 $ 16,666 $ 95,000
Charles, Maryland 3 $ 61,000 $ 20,333 $ 79,000
St. Mary's, Maryland 3 $ 55,000 $ 18,333 $ 81,000
Bay, Michigan 3 $ 46,000 $ 15,333 $ 37,000
Cass, Michigan 3 $ 46,000 $ 15,333 $ 42,000
Gladwin, Michigan 3 $ 50,000 $ 16,666 $ 23,000
Lenawee, Michigan 3 $ 38,000 $ 12,666 $ 69,000
Kanabec, Minnesota 3 $ 40,000 $ 13,333 $ 55,000
Scott, Minnesota 3 $ 30,000 $ 10,000 $ 88,000
Wright, Minnesota 3 $ 55,000 $ 18,333 $ 95,000
Buchanan, Missouri 3 $ 65,000 $ 21,666 $ 103,000
Cape Girardeau, Missouri 3 $ 57,000 $ 19,000 $ 97,000
Henry, Missouri 3 $ 30,000 $ 10,000 $ 59,000
Jasper, Missouri 3 $ 55,000 $ 18,333 $ 35,000
Lincoln, Missouri 3 $ 62,000 $ 20,666 $ 109,000
Randolph, Missouri 3 $ 65,000 $ 21,666 $ 106,000
Blaine, Montana 3 $ 37,000 $ 12,333 $ 54,000
Adams, Nebraska 3 $ 68,000 $ 22,666 $ 26,000
Dawson, Nebraska 3 $ 39,000 $ 13,000 $ 71,000
Hall, Nebraska 3 $ 52,000 $ 17,333 $ 70,000
Red Willow, Nebraska 3 $ 44,000 $ 14,666 $ 60,000
Lyon, Nevada 3 $ 453,000 $ 151,000 $ 104,000
Coos, New Hampshire 3 $ 52,000 $ 17,333 $ 193,000
Sullivan, New Hampshire 3 $ 59,000 $ 19,666 $ 54,000
Sussex, New Jersey 3 $ 69,000 $ 23,000 $ 124,000
Chaves, New Mexico 3 $ 61,000 $ 20,333 $ 48,000
Fulton, New York 3 $ 75,000 $ 25,000 $ 88,000
Madison, New York 3 $ 46,000 $ 15,333 $ 61,000
Rensselaer, New York 3 $ 58,000 $ 19,333 $ 64,000
Seneca, New York 3 $ 55,000 $ 18,333 $ 67,000
Steuben, New York 3 $ 65,000 $ 21,666 $ 25,000
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Mortgage Loan Application Detail Totals for Admirals Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 8,839 $169,199,000 $19,000 $2,200,000 $87,000 $1,804,000
Refinancing 269 $62,227,000 $231,000 $1,025,000 $102,000 $700,000
Home Purchase 123 $22,339,000 $181,000 $560,000 $91,000 $1,620,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,848 $192,425,000 $28,000 $1,025,000 $90,000 $1,620,000
Black or African American 890 $19,100,000 $21,000 $488,000 $76,000 $1,804,000
Hispanic 752 $16,720,000 $22,000 $339,000 $84,000 $1,200,000
Not Provided 281 $6,908,000 $24,000 $385,000 $91,000 $1,612,000
Asian 268 $6,909,000 $25,000 $349,000 $105,000 $700,000
American Indian or Alaskan Native 80 $1,458,000 $18,000 $40,000 $88,000 $271,000
Not applicable 76 $9,495,000 $124,000 $2,200,000 $0 $0
Native Hawaiian or Other Pacific Islander 36 $750,000 $20,000 $25,000 $81,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 8,208 $170,067,000 $20,000 $440,000 $85,000 $1,804,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,013 $81,083,000 $80,000 $2,200,000 $108,000 $1,620,000
VA-guaranteed (Veterans Administration) 9 $2,391,000 $265,000 $449,000 $77,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $224,000 $224,000 $224,000 $54,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,506 $104,739,000 $29,000 $560,000 $95,000 $532,000
Application Denied By Financial Institution 2,922 $77,254,000 $26,000 $1,025,000 $77,000 $1,804,000
Application Withdrawn By Applicant 2,301 $45,521,000 $19,000 $675,000 $91,000 $1,440,000
File Closed For Incompleteness 246 $12,714,000 $51,000 $845,000 $99,000 $617,000
Application Approved But Not Accepted 180 $4,042,000 $22,000 $375,000 $97,000 $350,000
Loan Purchased By The Institution 76 $9,495,000 $124,000 $2,200,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,280 $24,674,000 $19,000 $385,000 $80,000 $1,804,000
Debt-To-Income Ratio 1,216 $25,784,000 $21,000 $805,000 $63,000 $500,000
Collateral 162 $11,721,000 $72,000 $695,000 $119,000 $924,000
Credit Application Incomplete 150 $11,467,000 $76,000 $1,025,000 $117,000 $1,620,000
Other 91 $2,421,000 $26,000 $302,000 $99,000 $290,000
Unverifiable Information 9 $636,000 $70,000 $288,000 $47,000 $103,000
Employment History 8 $436,000 $54,000 $280,000 $52,000 $120,000
Mortgage Insurance Denied 5 $98,000 $19,000 $25,000 $98,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 1 $17,000 $17,000 $17,000 $35,000 $35,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

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