Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Advancial Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,488 |
| Total Mortgage Loan Application Amount | $379,686,000 |
| Average Mortgage Loan Application Amount | $182,333 |
| Highest Mortgage Loan Application Amount | $1,980,000 |
| Average Applicant Income | $128,333 |
| Highest Applicant Income | $1,577,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 254 | $ 68,655,000 | $ 270,000 | $ 146,000 |
| Harris County Texas | 189 | $ 44,528,000 | $ 235,000 | $ 156,000 |
| Lafayette County Louisiana | 177 | $ 22,486,000 | $ 127,000 | $ 81,000 |
| Collin County Texas | 136 | $ 28,407,000 | $ 208,000 | $ 140,000 |
| Anchorage County Alaska | 69 | $ 17,950,000 | $ 260,000 | $ 149,000 |
| Tarrant County Texas | 48 | $ 15,781,000 | $ 328,000 | $ 167,000 |
| Denton County Texas | 40 | $ 12,029,000 | $ 300,000 | $ 164,000 |
| Fort Bend County Texas | 38 | $ 7,114,000 | $ 187,000 | $ 132,000 |
| Kaufman County Texas | 23 | $ 3,200,000 | $ 139,000 | $ 86,000 |
| St. Martin County Louisiana | 20 | $ 1,773,000 | $ 88,000 | $ 75,000 |
| Iberia County Louisiana | 17 | $ 2,090,000 | $ 122,000 | $ 97,000 |
| Travis County Texas | 17 | $ 7,926,000 | $ 466,000 | $ 263,000 |
| St. Landry County Louisiana | 14 | $ 1,353,000 | $ 96,000 | $ 77,000 |
| Acadia County Louisiana | 13 | $ 1,472,000 | $ 113,000 | $ 88,000 |
| Denver County Colorado | 12 | $ 2,893,000 | $ 241,000 | $ 116,000 |
| Montgomery County Texas | 12 | $ 2,999,000 | $ 249,000 | $ 135,000 |
| Los Angeles County California | 11 | $ 5,336,000 | $ 485,000 | $ 162,000 |
| Vermilion County Louisiana | 10 | $ 1,250,000 | $ 125,000 | $ 82,000 |
| Ellis County Texas | 9 | $ 3,112,000 | $ 345,000 | $ 137,000 |
| Galveston County Texas | 8 | $ 1,333,000 | $ 166,000 | $ 128,000 |
| Cook County Illinois | 7 | $ 3,604,000 | $ 514,000 | $ 237,000 |
| Rockwall County Texas | 7 | $ 2,075,000 | $ 296,000 | $ 151,000 |
| Matanuska-Susitna County Alaska | 6 | $ 1,412,000 | $ 235,000 | $ 97,000 |
| Arapahoe County Colorado | 6 | $ 1,344,000 | $ 224,000 | $ 83,000 |
| Bexar County Texas | 6 | $ 4,866,000 | $ 811,000 | $ 796,000 |
| Henderson County Texas | 6 | $ 1,150,000 | $ 191,000 | $ 205,000 |
| Summit County Utah | 6 | $ 4,380,000 | $ 730,000 | $ 512,000 |
| Maricopa County Arizona | 5 | $ 519,000 | $ 103,000 | $ 199,000 |
| San Diego County California | 5 | $ 3,141,000 | $ 628,000 | $ 524,000 |
| Clark County Nevada | 5 | $ 1,858,000 | $ 371,000 | $ 180,000 |
| Westchester County New York | 5 | $ 3,326,000 | $ 665,000 | $ 443,000 |
| King County Washington | 5 | $ 1,795,000 | $ 359,000 | $ 121,000 |
| Orange County California | 4 | $ 2,232,000 | $ 558,000 | $ 219,000 |
| Jefferson County Colorado | 4 | $ 912,000 | $ 228,000 | $ 134,000 |
| Middlesex County Massachusetts | 4 | $ 2,923,000 | $ 730,000 | $ 341,000 |
| Oakland County Michigan | 4 | $ 4,239,000 | $ 1,059,000 | $ 483,000 |
| Brazoria County Texas | 4 | $ 605,000 | $ 151,000 | $ 126,000 |
| Smith County Texas | 4 | $ 1,347,000 | $ 336,000 | $ 244,000 |
| Van Zandt County Texas | 4 | $ 561,000 | $ 140,000 | $ 62,000 |
| Waller County Texas | 4 | $ 1,331,000 | $ 332,000 | $ 161,000 |
| Campbell County Wyoming | 4 | $ 704,000 | $ 176,000 | $ 96,000 |
| Fresno County California | 3 | $ 2,402,000 | $ 800,000 | $ 740,000 |
| Boulder County Colorado | 3 | $ 576,000 | $ 192,000 | $ 77,000 |
| DuPage County Illinois | 3 | $ 1,753,000 | $ 584,000 | $ 218,000 |
| Flathead County Montana | 3 | $ 839,000 | $ 279,000 | $ 216,000 |
| Hudson County New Jersey | 3 | $ 1,634,000 | $ 544,000 | $ 221,000 |
| New York County New York | 3 | $ 2,651,000 | $ 883,000 | $ 343,000 |
| Oklahoma County Oklahoma | 3 | $ 504,000 | $ 168,000 | $ 89,000 |
| Hood County Texas | 3 | $ 1,246,000 | $ 415,000 | $ 151,000 |
| Wood County Texas | 3 | $ 524,000 | $ 174,000 | $ 129,000 |
| Pima County Arizona | 2 | $ 362,000 | $ 181,000 | $ 111,000 |
| Yavapai County Arizona | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Riverside County California | 2 | $ 662,000 | $ 331,000 | $ 75,000 |
| Sacramento County California | 2 | $ 538,000 | $ 269,000 | $ 149,000 |
| Adams County Colorado | 2 | $ 357,000 | $ 178,000 | $ 78,000 |
| Eagle County Colorado | 2 | $ 1,400,000 | $ 700,000 | $ 295,000 |
| El Paso County Colorado | 2 | $ 550,000 | $ 275,000 | $ 195,000 |
| Larimer County Colorado | 2 | $ 664,000 | $ 332,000 | $ 164,000 |
| Summit County Colorado | 2 | $ 379,000 | $ 189,000 | $ 215,000 |
| Collier County Florida | 2 | $ 1,103,000 | $ 551,000 | $ 547,000 |
| Miami-Dade County Florida | 2 | $ 767,000 | $ 383,000 | $ 140,000 |
| Pinellas County Florida | 2 | $ 235,000 | $ 117,000 | $ 123,000 |
| DeKalb County Georgia | 2 | $ 376,000 | $ 188,000 | $ 125,000 |
| Fulton County Georgia | 2 | $ 775,000 | $ 387,000 | $ 53,000 |
| Honolulu County Hawaii | 2 | $ 642,000 | $ 321,000 | $ 125,000 |
| Calcasieu County Louisiana | 2 | $ 301,000 | $ 150,000 | $ 82,000 |
| Evangeline County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 133,000 |
| Jefferson Davis County Louisiana | 2 | $ 143,000 | $ 71,000 | $ 53,000 |
| Orleans County Louisiana | 2 | $ 503,000 | $ 251,000 | $ 204,000 |
| St. Mary County Louisiana | 2 | $ 236,000 | $ 118,000 | $ 105,000 |
| Prince George's County Maryland | 2 | $ 1,900,000 | $ 950,000 | $ 143,000 |
| Essex County Massachusetts | 2 | $ 1,135,000 | $ 567,000 | $ 183,000 |
| Berrien County Michigan | 2 | $ 284,000 | $ 142,000 | $ 262,000 |
| Washtenaw County Michigan | 2 | $ 1,081,000 | $ 540,000 | $ 366,000 |
| Pike County Mississippi | 2 | $ 205,000 | $ 102,000 | $ 77,000 |
| Barry County Missouri | 2 | $ 351,000 | $ 175,000 | $ 93,000 |
| Santa Fe County New Mexico | 2 | $ 660,000 | $ 330,000 | $ 91,000 |
| Tulsa County Oklahoma | 2 | $ 977,000 | $ 488,000 | $ 148,000 |
| Austin County Texas | 2 | $ 346,000 | $ 173,000 | $ 156,000 |
| Brazos County Texas | 2 | $ 243,000 | $ 121,000 | $ 143,000 |
| Burnet County Texas | 2 | $ 602,000 | $ 301,000 | $ 203,000 |
| Hidalgo County Texas | 2 | $ 9,000 | $ 4,000 | $ 30,000 |
| Hunt County Texas | 2 | $ 54,000 | $ 27,000 | $ 13,000 |
| Jefferson County Texas | 2 | $ 155,000 | $ 77,000 | $ 81,000 |
| Kendall County Texas | 2 | $ 2,588,000 | $ 1,294,000 | $ 691,000 |
| Nueces County Texas | 2 | $ 850,000 | $ 425,000 | $ 146,000 |
| Parker County Texas | 2 | $ 322,000 | $ 161,000 | $ 78,000 |
| Randall County Texas | 2 | $ 346,000 | $ 173,000 | $ 206,000 |
| Loudoun County Virginia | 2 | $ 570,000 | $ 285,000 | $ 162,000 |
| Prince William County Virginia | 2 | $ 1,055,000 | $ 527,000 | $ 165,000 |
| Mobile County Alabama | 1 | $ 130,000 | $ 130,000 | $ 199,000 |
| Kenai Peninsula County Alaska | 1 | $ 172,000 | $ 172,000 | $ 125,000 |
| Mohave County Arizona | 1 | $ 1,160,000 | $ 1,160,000 | $ 750,000 |
| Amador County California | 1 | $ 212,000 | $ 212,000 | $ 180,000 |
| Placer County California | 1 | $ 500,000 | $ 500,000 | $ 600,000 |
| San Mateo County California | 1 | $ 800,000 | $ 800,000 | $ 288,000 |
| Santa Barbara County California | 1 | $ 1,750,000 | $ 1,750,000 | $ 900,000 |
| Santa Clara County California | 1 | $ 100,000 | $ 100,000 | $ 180,000 |
| Clear Creek County Colorado | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| Douglas County Colorado | 1 | $ 1,343,000 | $ 1,343,000 | $ 564,000 |
| La Plata County Colorado | 1 | $ 110,000 | $ 110,000 | $ 940,000 |
| Pueblo County Colorado | 1 | $ 4,000 | $ 4,000 | $ 210,000 |
| Fairfield County Connecticut | 1 | $ 1,295,000 | $ 1,295,000 | $ 750,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Broward County Florida | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 117,000 |
| Hillsborough County Florida | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Lee County Florida | 1 | $ 114,000 | $ 114,000 | $ 232,000 |
| Okaloosa County Florida | 1 | $ 216,000 | $ 216,000 | $ 185,000 |
| Orange County Florida | 1 | $ 500,000 | $ 500,000 | $ 120,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Gwinnett County Georgia | 1 | $ 86,000 | $ 86,000 | $ 68,000 |
| Polk County Georgia | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Rock Island County Illinois | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Ascension County Louisiana | 1 | $ 9,000 | $ 9,000 | $ 38,000 |
| East Baton Rouge County Louisiana | 1 | $ 751,000 | $ 751,000 | $ 203,000 |
| Jefferson County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| St. Charles County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 145,000 |
| Knox County Maine | 1 | $ 1,980,000 | $ 1,980,000 | $ 480,000 |
| Montgomery County Maryland | 1 | $ 960,000 | $ 960,000 | $ 240,000 |
| Barnstable County Massachusetts | 1 | $ 1,360,000 | $ 1,360,000 | $ 504,000 |
| Plymouth County Massachusetts | 1 | $ 310,000 | $ 310,000 | $ 110,000 |
| Midland County Michigan | 1 | $ 252,000 | $ 252,000 | $ 139,000 |
| Wayne County Michigan | 1 | $ 134,000 | $ 134,000 | $ 142,000 |
| Dakota County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 56,000 |
| Ramsey County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 120,000 |
| Lander County Nevada | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Nye County Nevada | 1 | $ 7,000 | $ 7,000 | $ 94,000 |
| Washoe County Nevada | 1 | $ 158,000 | $ 158,000 | $ 150,000 |
| Rockingham County New Hampshire | 1 | $ 291,000 | $ 291,000 | $ 221,000 |
| Burlington County New Jersey | 1 | $ 229,000 | $ 229,000 | $ 212,000 |
| Middlesex County New Jersey | 1 | $ 613,000 | $ 613,000 | $ 238,000 |
| Morris County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 210,000 |
| Passaic County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Bernalillo County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 138,000 |
| Kings County New York | 1 | $ 473,000 | $ 473,000 | $ 144,000 |
| Washington County New York | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Delaware County Ohio | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Clackamas County Oregon | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Chester County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Washington County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Lexington County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 240,000 |
| Richland County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 121,000 |
| Fall River County South Dakota | 1 | $ 11,000 | $ 11,000 | $ 60,000 |
| Monroe County Tennessee | 1 | $ 925,000 | $ 925,000 | $ 600,000 |
| Williamson County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Bastrop County Texas | 1 | $ 112,000 | $ 112,000 | $ 190,000 |
| Bosque County Texas | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Brown County Texas | 1 | $ 120,000 | $ 120,000 | $ 157,000 |
| Burleson County Texas | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Cameron County Texas | 1 | $ 1,120,000 | $ 1,120,000 | $ 534,000 |
| Comal County Texas | 1 | $ 120,000 | $ 120,000 | $ 156,000 |
| Cooke County Texas | 1 | $ 124,000 | $ 124,000 | $ 290,000 |
| Crane County Texas | 1 | $ 7,000 | $ 7,000 | $ 51,000 |
| Crosby County Texas | 1 | $ 108,000 | $ 108,000 | $ 74,000 |
| El Paso County Texas | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Fayette County Texas | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Grayson County Texas | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Gregg County Texas | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Johnson County Texas | 1 | $ 144,000 | $ 144,000 | $ 81,000 |
| Knox County Texas | 1 | $ 84,000 | $ 84,000 | $ 67,000 |
| Llano County Texas | 1 | $ 1,855,000 | $ 1,855,000 | $ 1,030,000 |
| McLennan County Texas | 1 | $ 137,000 | $ 137,000 | $ 50,000 |
| Midland County Texas | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Navarro County Texas | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Ochiltree County Texas | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Polk County Texas | 1 | $ 161,000 | $ 161,000 | $ 272,000 |
| Stephens County Texas | 1 | $ 5,000 | $ 5,000 | $ 101,000 |
| Wharton County Texas | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Salt Lake County Utah | 1 | $ 417,000 | $ 417,000 | $ 86,000 |
| Arlington County Virginia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Clark County Washington | 1 | $ 580,000 | $ 580,000 | $ 200,000 |
| Island County Washington | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Kitsap County Washington | 1 | $ 330,000 | $ 330,000 | $ 134,000 |
| Pierce County Washington | 1 | $ 301,000 | $ 301,000 | $ 110,000 |
| Spokane County Washington | 1 | $ 224,000 | $ 224,000 | $ 128,000 |
| Stevens County Washington | 1 | $ 5,000 | $ 5,000 | $ 183,000 |
| Whatcom County Washington | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Putnam County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 85,000 |
| Weston County Wyoming | 1 | $ 283,000 | $ 283,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 749 | $182,149,000 | $243,000 | $1,980,000 | $136,000 | $1,200,000 |
| Refinancing | 669 | $196,779,000 | $294,000 | $1,980,000 | $175,000 | $1,577,000 |
| Home Improvement | 70 | $758,000 | $10,000 | $96,000 | $74,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 801 | $213,460,000 | $266,000 | $1,980,000 | $160,000 | $1,577,000 |
| Not Provided | 487 | $126,840,000 | $260,000 | $1,980,000 | $156,000 | $1,187,000 |
| Hispanic | 76 | $15,044,000 | $197,000 | $1,425,000 | $108,000 | $598,000 |
| Black or African American | 72 | $12,437,000 | $172,000 | $1,280,000 | $82,000 | $386,000 |
| Asian | 38 | $7,573,000 | $199,000 | $568,000 | $121,000 | $332,000 |
| American Indian or Alaskan Native | 11 | $3,489,000 | $317,000 | $985,000 | $138,000 | $355,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $843,000 | $281,000 | $399,000 | $149,000 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,392 | $367,002,000 | $263,000 | $1,980,000 | $157,000 | $1,577,000 |
| FHA-insured (Federal Housing Administration) | 95 | $12,564,000 | $132,000 | $334,000 | $58,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $120,000 | $120,000 | $120,000 | $54,000 | $54,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 781 | $205,926,000 | $263,000 | $1,980,000 | $155,000 | $1,200,000 |
| Application Denied By Financial Institution | 355 | $83,128,000 | $234,000 | $1,980,000 | $125,000 | $1,577,000 |
| Loan Originated | 270 | $71,163,000 | $263,000 | $1,855,000 | $178,000 | $1,450,000 |
| File Closed For Incompleteness | 78 | $17,369,000 | $222,000 | $1,127,000 | $124,000 | $732,000 |
| Application Approved But Not Accepted | 4 | $2,100,000 | $525,000 | $1,407,000 | $301,000 | $775,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $3,042,000 | $138,000 | $355,000 | $80,000 | $250,000 |
| Mortgage Insurance Denied | 10 | $2,708,000 | $270,000 | $798,000 | $149,000 | $425,000 |
| Debt-To-Income Ratio | 7 | $1,052,000 | $150,000 | $233,000 | $48,000 | $78,000 |
| Other | 2 | $1,450,000 | $725,000 | $1,000,000 | $534,000 | $965,000 |
| Collateral | 1 | $148,000 | $148,000 | $148,000 | $55,000 | $55,000 |
| Employment History | 1 | $1,280,000 | $1,280,000 | $1,280,000 | $386,000 | $386,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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