Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Advancial Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,074 |
| Total Mortgage Loan Application Amount | $273,186,000 |
| Average Mortgage Loan Application Amount | $197,666 |
| Highest Mortgage Loan Application Amount | $2,113,000 |
| Average Applicant Income | $194,333 |
| Highest Applicant Income | $6,355,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 122 | $ 26,509,000 | $ 217,000 | $ 162,000 |
| Dallas County Texas | 111 | $ 24,535,000 | $ 221,000 | $ 158,000 |
| Lafayette County Louisiana | 79 | $ 10,133,000 | $ 128,000 | $ 87,000 |
| Collin County Texas | 77 | $ 16,943,000 | $ 220,000 | $ 192,000 |
| Fort Bend County Texas | 56 | $ 14,350,000 | $ 256,000 | $ 196,000 |
| Anchorage County Alaska | 53 | $ 11,877,000 | $ 224,000 | $ 195,000 |
| Oklahoma County Oklahoma | 49 | $ 9,929,000 | $ 202,000 | $ 131,000 |
| Denton County Texas | 40 | $ 9,739,000 | $ 243,000 | $ 140,000 |
| Tarrant County Texas | 30 | $ 6,011,000 | $ 200,000 | $ 134,000 |
| Montgomery County Texas | 20 | $ 6,381,000 | $ 319,000 | $ 187,000 |
| Maricopa County Arizona | 14 | $ 10,109,000 | $ 722,000 | $ 779,000 |
| Kaufman County Texas | 14 | $ 1,741,000 | $ 124,000 | $ 159,000 |
| Los Angeles County California | 13 | $ 7,686,000 | $ 591,000 | $ 580,000 |
| St. Landry County Louisiana | 13 | $ 997,000 | $ 76,000 | $ 139,000 |
| Matanuska-Susitna County Alaska | 12 | $ 2,594,000 | $ 216,000 | $ 169,000 |
| Travis County Texas | 12 | $ 6,757,000 | $ 563,000 | $ 402,000 |
| Fulton County Georgia | 11 | $ 7,788,000 | $ 708,000 | $ 928,000 |
| St. Martin County Louisiana | 11 | $ 1,000,000 | $ 90,000 | $ 63,000 |
| Rockwall County Texas | 11 | $ 1,868,000 | $ 169,000 | $ 122,000 |
| Acadia County Louisiana | 10 | $ 1,051,000 | $ 105,000 | $ 66,000 |
| Vermilion County Louisiana | 9 | $ 1,271,000 | $ 141,000 | $ 84,000 |
| Brazoria County Texas | 8 | $ 1,234,000 | $ 154,000 | $ 144,000 |
| Orange County California | 7 | $ 6,727,000 | $ 961,000 | $ 604,000 |
| Riverside County California | 7 | $ 2,070,000 | $ 295,000 | $ 533,000 |
| Iberia County Louisiana | 7 | $ 870,000 | $ 124,000 | $ 71,000 |
| Galveston County Texas | 7 | $ 1,105,000 | $ 157,000 | $ 356,000 |
| Cook County Illinois | 6 | $ 3,850,000 | $ 641,000 | $ 481,000 |
| Ellis County Texas | 6 | $ 851,000 | $ 141,000 | $ 91,000 |
| Placer County California | 5 | $ 1,884,000 | $ 376,000 | $ 316,000 |
| Cleveland County Oklahoma | 5 | $ 730,000 | $ 146,000 | $ 83,000 |
| Horry County South Carolina | 5 | $ 851,000 | $ 170,000 | $ 186,000 |
| Grayson County Texas | 5 | $ 1,756,000 | $ 351,000 | $ 382,000 |
| Summit County Utah | 5 | $ 1,793,000 | $ 358,000 | $ 288,000 |
| San Diego County California | 4 | $ 963,000 | $ 240,000 | $ 251,000 |
| Broward County Florida | 4 | $ 828,000 | $ 207,000 | $ 608,000 |
| Miami-Dade County Florida | 4 | $ 1,135,000 | $ 283,000 | $ 557,000 |
| New York County New York | 4 | $ 2,514,000 | $ 628,000 | $ 602,000 |
| Canadian County Oklahoma | 4 | $ 762,000 | $ 190,000 | $ 146,000 |
| Henderson County Texas | 4 | $ 504,000 | $ 126,000 | $ 104,000 |
| La Plata County Colorado | 3 | $ 602,000 | $ 200,000 | $ 141,000 |
| Bay County Florida | 3 | $ 362,000 | $ 120,000 | $ 113,000 |
| Honolulu County Hawaii | 3 | $ 3,657,000 | $ 1,219,000 | $ 907,000 |
| Lafourche County Louisiana | 3 | $ 452,000 | $ 150,000 | $ 78,000 |
| Clark County Nevada | 3 | $ 2,675,000 | $ 891,000 | $ 570,000 |
| Brazos County Texas | 3 | $ 505,000 | $ 168,000 | $ 165,000 |
| Cameron County Texas | 3 | $ 371,000 | $ 123,000 | $ 168,000 |
| Van Zandt County Texas | 3 | $ 284,000 | $ 94,000 | $ 59,000 |
| Baldwin County Alabama | 2 | $ 1,180,000 | $ 590,000 | $ 231,000 |
| Alameda County California | 2 | $ 1,604,000 | $ 802,000 | $ 228,000 |
| Contra Costa County California | 2 | $ 754,000 | $ 377,000 | $ 167,000 |
| Mono County California | 2 | $ 571,000 | $ 285,000 | $ 368,000 |
| San Francisco County California | 2 | $ 919,000 | $ 459,000 | $ 138,000 |
| Santa Clara County California | 2 | $ 849,000 | $ 424,000 | $ 247,000 |
| Boulder County Colorado | 2 | $ 608,000 | $ 304,000 | $ 137,000 |
| Delta County Colorado | 2 | $ 512,000 | $ 256,000 | $ 72,000 |
| El Paso County Colorado | 2 | $ 485,000 | $ 242,000 | $ 108,000 |
| Routt County Colorado | 2 | $ 759,000 | $ 379,000 | $ 417,000 |
| Collier County Florida | 2 | $ 1,570,000 | $ 785,000 | $ 707,000 |
| Orange County Florida | 2 | $ 540,000 | $ 270,000 | $ 245,000 |
| Pinellas County Florida | 2 | $ 192,000 | $ 96,000 | $ 277,000 |
| Walton County Florida | 2 | $ 1,543,000 | $ 771,000 | $ 1,414,000 |
| Jefferson Davis County Louisiana | 2 | $ 147,000 | $ 73,000 | $ 75,000 |
| Tangipahoa County Louisiana | 2 | $ 141,000 | $ 70,000 | $ 91,000 |
| York County Maine | 2 | $ 344,000 | $ 172,000 | $ 163,000 |
| Norfolk County Massachusetts | 2 | $ 896,000 | $ 448,000 | $ 140,000 |
| Santa Fe County New Mexico | 2 | $ 900,000 | $ 450,000 | $ 292,000 |
| Franklin County Ohio | 2 | $ 379,000 | $ 189,000 | $ 174,000 |
| Kingfisher County Oklahoma | 2 | $ 358,000 | $ 179,000 | $ 75,000 |
| Logan County Oklahoma | 2 | $ 315,000 | $ 157,000 | $ 165,000 |
| Pottawatomie County Oklahoma | 2 | $ 265,000 | $ 132,000 | $ 59,000 |
| Bradford County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 44,000 |
| Beaufort County South Carolina | 2 | $ 1,447,000 | $ 723,000 | $ 245,000 |
| Austin County Texas | 2 | $ 732,000 | $ 366,000 | $ 441,000 |
| Bexar County Texas | 2 | $ 711,000 | $ 355,000 | $ 251,000 |
| Burnet County Texas | 2 | $ 310,000 | $ 155,000 | $ 121,000 |
| El Paso County Texas | 2 | $ 776,000 | $ 388,000 | $ 191,000 |
| Hunt County Texas | 2 | $ 316,000 | $ 158,000 | $ 84,000 |
| Johnson County Texas | 2 | $ 271,000 | $ 135,000 | $ 50,000 |
| Parker County Texas | 2 | $ 654,000 | $ 327,000 | $ 142,000 |
| Wood County Texas | 2 | $ 433,000 | $ 216,000 | $ 165,000 |
| Pima County Arizona | 1 | $ 91,000 | $ 91,000 | $ 162,000 |
| Pinal County Arizona | 1 | $ 500,000 | $ 500,000 | $ 274,000 |
| Carroll County Arkansas | 1 | $ 503,000 | $ 503,000 | $ 108,000 |
| Columbia County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Logan County Arkansas | 1 | $ 158,000 | $ 158,000 | $ 89,000 |
| Sebastian County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 157,000 |
| Fresno County California | 1 | $ 588,000 | $ 588,000 | $ 874,000 |
| Kern County California | 1 | $ 153,000 | $ 153,000 | $ 110,000 |
| Napa County California | 1 | $ 950,000 | $ 950,000 | $ 966,000 |
| San Mateo County California | 1 | $ 1,116,000 | $ 1,116,000 | $ 322,000 |
| Sonoma County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 660,000 |
| Ventura County California | 1 | $ 423,000 | $ 423,000 | $ 427,000 |
| Arapahoe County Colorado | 1 | $ 181,000 | $ 181,000 | $ 59,000 |
| Clear Creek County Colorado | 1 | $ 320,000 | $ 320,000 | $ 235,000 |
| Custer County Colorado | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Denver County Colorado | 1 | $ 80,000 | $ 80,000 | $ 129,000 |
| Douglas County Colorado | 1 | $ 560,000 | $ 560,000 | $ 222,000 |
| Montrose County Colorado | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Summit County Colorado | 1 | $ 1,575,000 | $ 1,575,000 | $ 1,477,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Charlotte County Florida | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Duval County Florida | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Escambia County Florida | 1 | $ 132,000 | $ 132,000 | $ 181,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Lee County Florida | 1 | $ 232,000 | $ 232,000 | $ 339,000 |
| Manatee County Florida | 1 | $ 236,000 | $ 236,000 | $ 400,000 |
| Osceola County Florida | 1 | $ 72,000 | $ 72,000 | $ 150,000 |
| Palm Beach County Florida | 1 | $ 295,000 | $ 295,000 | $ 329,000 |
| Seminole County Florida | 1 | $ 102,000 | $ 102,000 | $ 88,000 |
| St. Johns County Florida | 1 | $ 713,000 | $ 713,000 | $ 650,000 |
| Coweta County Georgia | 1 | $ 372,000 | $ 372,000 | $ 120,000 |
| Hall County Georgia | 1 | $ 230,000 | $ 230,000 | $ 230,000 |
| Hawaii County Hawaii | 1 | $ 525,000 | $ 525,000 | $ 540,000 |
| Champaign County Illinois | 1 | $ 218,000 | $ 218,000 | $ 109,000 |
| DuPage County Illinois | 1 | $ 1,525,000 | $ 1,525,000 | $ 1,000,000 |
| Kendall County Illinois | 1 | $ 100,000 | $ 100,000 | $ 127,000 |
| Will County Illinois | 1 | $ 278,000 | $ 278,000 | $ 55,000 |
| Finney County Kansas | 1 | $ 179,000 | $ 179,000 | $ 103,000 |
| Beauregard County Louisiana | 1 | $ 79,000 | $ 79,000 | $ 137,000 |
| Caddo County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Evangeline County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 1,140,000 |
| Sabine County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| Union County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 93,000 |
| Middlesex County Massachusetts | 1 | $ 812,000 | $ 812,000 | $ 182,000 |
| Washtenaw County Michigan | 1 | $ 296,000 | $ 296,000 | $ 450,000 |
| Hennepin County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 44,000 |
| Swift County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Gallatin County Montana | 1 | $ 154,000 | $ 154,000 | $ 228,000 |
| Lyon County Nevada | 1 | $ 133,000 | $ 133,000 | $ 98,000 |
| Nye County Nevada | 1 | $ 140,000 | $ 140,000 | $ 144,000 |
| Mercer County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Morris County New Jersey | 1 | $ 282,000 | $ 282,000 | $ 115,000 |
| Somerset County New Jersey | 1 | $ 592,000 | $ 592,000 | $ 174,000 |
| Lincoln County New Mexico | 1 | $ 261,000 | $ 261,000 | $ 130,000 |
| Queens County New York | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Tioga County New York | 1 | $ 114,000 | $ 114,000 | $ 150,000 |
| Westchester County New York | 1 | $ 658,000 | $ 658,000 | $ 211,000 |
| Buncombe County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 289,000 |
| Delaware County Ohio | 1 | $ 727,000 | $ 727,000 | $ 330,000 |
| Erie County Ohio | 1 | $ 336,000 | $ 336,000 | $ 295,000 |
| Lake County Ohio | 1 | $ 198,000 | $ 198,000 | $ 100,000 |
| Summit County Ohio | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Tuscarawas County Ohio | 1 | $ 209,000 | $ 209,000 | $ 161,000 |
| Carter County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Creek County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 262,000 |
| Lincoln County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Mayes County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| McClain County Oklahoma | 1 | $ 167,000 | $ 167,000 | $ 117,000 |
| Tulsa County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 151,000 |
| Deschutes County Oregon | 1 | $ 370,000 | $ 370,000 | $ 241,000 |
| Lane County Oregon | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Centre County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 126,000 |
| Greene County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 219,000 |
| Montgomery County Pennsylvania | 1 | $ 444,000 | $ 444,000 | $ 208,000 |
| Philadelphia County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 175,000 |
| Blount County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 97,000 |
| Hamilton County Tennessee | 1 | $ 330,000 | $ 330,000 | $ 135,000 |
| Knox County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Atascosa County Texas | 1 | $ 141,000 | $ 141,000 | $ 205,000 |
| Brewster County Texas | 1 | $ 300,000 | $ 300,000 | $ 1,424,000 |
| Dimmit County Texas | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Franklin County Texas | 1 | $ 254,000 | $ 254,000 | $ 199,000 |
| Harrison County Texas | 1 | $ 149,000 | $ 149,000 | $ 137,000 |
| Hays County Texas | 1 | $ 396,000 | $ 396,000 | $ 390,000 |
| Hood County Texas | 1 | $ 5,000 | $ 5,000 | $ 98,000 |
| Jeff Davis County Texas | 1 | $ 203,000 | $ 203,000 | $ 268,000 |
| Jefferson County Texas | 1 | $ 94,000 | $ 94,000 | $ 171,000 |
| Kendall County Texas | 1 | $ 798,000 | $ 798,000 | $ 576,000 |
| Matagorda County Texas | 1 | $ 100,000 | $ 100,000 | $ 176,000 |
| Midland County Texas | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Nacogdoches County Texas | 1 | $ 144,000 | $ 144,000 | $ 130,000 |
| Palo Pinto County Texas | 1 | $ 103,000 | $ 103,000 | $ 112,000 |
| Panola County Texas | 1 | $ 332,000 | $ 332,000 | $ 304,000 |
| San Jacinto County Texas | 1 | $ 53,000 | $ 53,000 | $ 110,000 |
| Smith County Texas | 1 | $ 254,000 | $ 254,000 | $ 269,000 |
| Uvalde County Texas | 1 | $ 170,000 | $ 170,000 | $ 215,000 |
| Walker County Texas | 1 | $ 288,000 | $ 288,000 | $ 180,000 |
| Waller County Texas | 1 | $ 234,000 | $ 234,000 | $ 242,000 |
| Williamson County Texas | 1 | $ 273,000 | $ 273,000 | $ 135,000 |
| Salt Lake County Utah | 1 | $ 290,000 | $ 290,000 | $ 150,000 |
| Virginia Beach County Virginia | 1 | $ 659,000 | $ 659,000 | $ 540,000 |
| King County Washington | 1 | $ 207,000 | $ 207,000 | $ 91,000 |
| Kittitas County Washington | 1 | $ 188,000 | $ 188,000 | $ 236,000 |
| Spokane County Washington | 1 | $ 261,000 | $ 261,000 | $ 107,000 |
| Whatcom County Washington | 1 | $ 298,000 | $ 298,000 | $ 108,000 |
| Randolph County West Virginia | 1 | $ 154,000 | $ 154,000 | $ 80,000 |
| Wood County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 114,000 |
| Waukesha County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
| Campbell County Wyoming | 1 | $ 158,000 | $ 158,000 | $ 92,000 |
| Teton County Wyoming | 1 | $ 280,000 | $ 280,000 | $ 342,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 615 | $159,546,000 | $259,000 | $2,000,000 | $193,000 | $6,355,000 |
| Home Purchase | 390 | $110,032,000 | $282,000 | $2,113,000 | $242,000 | $3,625,000 |
| Home Improvement | 69 | $3,608,000 | $52,000 | $400,000 | $148,000 | $957,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 639 | $173,376,000 | $271,000 | $2,113,000 | $224,000 | $6,355,000 |
| Not Provided | 284 | $67,271,000 | $236,000 | $2,000,000 | $171,000 | $3,441,000 |
| Hispanic | 57 | $12,558,000 | $220,000 | $1,282,000 | $199,000 | $2,000,000 |
| Asian | 50 | $13,544,000 | $270,000 | $1,428,000 | $218,000 | $3,105,000 |
| Black or African American | 26 | $3,098,000 | $119,000 | $450,000 | $205,000 | $1,825,000 |
| American Indian or Alaskan Native | 17 | $3,207,000 | $188,000 | $514,000 | $228,000 | $1,424,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $132,000 | $132,000 | $132,000 | $90,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,069 | $272,201,000 | $254,000 | $2,113,000 | $209,000 | $6,355,000 |
| FHA-insured (Federal Housing Administration) | 5 | $985,000 | $197,000 | $278,000 | $92,000 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 670 | $166,756,000 | $248,000 | $2,113,000 | $221,000 | $6,355,000 |
| Application Denied By Financial Institution | 234 | $57,302,000 | $244,000 | $1,920,000 | $161,000 | $1,208,000 |
| Application Withdrawn By Applicant | 123 | $39,910,000 | $324,000 | $1,990,000 | $240,000 | $1,830,000 |
| File Closed For Incompleteness | 33 | $8,315,000 | $251,000 | $1,120,000 | $188,000 | $577,000 |
| Application Approved But Not Accepted | 14 | $903,000 | $64,000 | $300,000 | $133,000 | $350,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $91,000 | $30,000 | $50,000 | $68,000 | $120,000 |
| Collateral | 1 | $96,000 | $96,000 | $96,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 1 | $122,000 | $122,000 | $122,000 | $83,000 | $83,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.