Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Advancial Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,277 |
| Total Mortgage Loan Application Amount | $369,676,000 |
| Average Mortgage Loan Application Amount | $215,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $182,333 |
| Highest Applicant Income | $1,986,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 115 | $ 23,107,000 | $ 200,000 | $ 170,000 |
| Dallas County Texas | 95 | $ 22,318,000 | $ 234,000 | $ 161,000 |
| Lafayette County Louisiana | 93 | $ 12,739,000 | $ 136,000 | $ 104,000 |
| Collin County Texas | 74 | $ 12,715,000 | $ 171,000 | $ 109,000 |
| Fort Bend County Texas | 64 | $ 16,161,000 | $ 252,000 | $ 197,000 |
| Maricopa County Arizona | 38 | $ 19,444,000 | $ 511,000 | $ 322,000 |
| Los Angeles County California | 36 | $ 21,773,000 | $ 604,000 | $ 394,000 |
| Tarrant County Texas | 30 | $ 5,632,000 | $ 187,000 | $ 119,000 |
| Oklahoma County Oklahoma | 29 | $ 4,819,000 | $ 166,000 | $ 122,000 |
| Denton County Texas | 29 | $ 4,997,000 | $ 172,000 | $ 118,000 |
| Anchorage County Alaska | 28 | $ 6,949,000 | $ 248,000 | $ 151,000 |
| Cook County Illinois | 21 | $ 9,902,000 | $ 471,000 | $ 353,000 |
| Miami-Dade County Florida | 20 | $ 7,808,000 | $ 390,000 | $ 339,000 |
| Summit County Utah | 18 | $ 7,733,000 | $ 429,000 | $ 533,000 |
| Montgomery County Texas | 17 | $ 5,144,000 | $ 302,000 | $ 172,000 |
| San Diego County California | 13 | $ 5,976,000 | $ 459,000 | $ 185,000 |
| St. Martin County Louisiana | 13 | $ 1,012,000 | $ 77,000 | $ 68,000 |
| Clark County Nevada | 13 | $ 4,293,000 | $ 330,000 | $ 243,000 |
| St. Landry County Louisiana | 12 | $ 1,361,000 | $ 113,000 | $ 70,000 |
| Placer County California | 11 | $ 8,987,000 | $ 817,000 | $ 607,000 |
| Iberia County Louisiana | 11 | $ 1,044,000 | $ 94,000 | $ 73,000 |
| Broward County Florida | 10 | $ 3,500,000 | $ 350,000 | $ 157,000 |
| Acadia County Louisiana | 10 | $ 1,011,000 | $ 101,000 | $ 121,000 |
| Kings County New York | 10 | $ 4,439,000 | $ 443,000 | $ 132,000 |
| Palm Beach County Florida | 9 | $ 3,770,000 | $ 418,000 | $ 180,000 |
| Kaufman County Texas | 9 | $ 953,000 | $ 105,000 | $ 109,000 |
| Travis County Texas | 9 | $ 7,156,000 | $ 795,000 | $ 571,000 |
| Sarasota County Florida | 8 | $ 4,244,000 | $ 530,000 | $ 522,000 |
| New York County New York | 8 | $ 5,250,000 | $ 656,000 | $ 383,000 |
| Rockwall County Texas | 8 | $ 1,512,000 | $ 189,000 | $ 151,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,637,000 | $ 376,000 | $ 130,000 |
| Fulton County Georgia | 7 | $ 2,907,000 | $ 415,000 | $ 239,000 |
| Pima County Arizona | 6 | $ 3,242,000 | $ 540,000 | $ 193,000 |
| Marin County California | 6 | $ 4,224,000 | $ 704,000 | $ 497,000 |
| Mono County California | 6 | $ 1,379,000 | $ 229,000 | $ 332,000 |
| San Francisco County California | 6 | $ 3,779,000 | $ 629,000 | $ 184,000 |
| Arapahoe County Colorado | 6 | $ 1,434,000 | $ 239,000 | $ 124,000 |
| Osceola County Florida | 6 | $ 837,000 | $ 139,000 | $ 178,000 |
| Ellis County Texas | 6 | $ 675,000 | $ 112,000 | $ 71,000 |
| Matanuska-Susitna County Alaska | 5 | $ 856,000 | $ 171,000 | $ 121,000 |
| Santa Clara County California | 5 | $ 5,283,000 | $ 1,056,000 | $ 487,000 |
| Orange County Florida | 5 | $ 866,000 | $ 173,000 | $ 95,000 |
| Morris County New Jersey | 5 | $ 2,429,000 | $ 485,000 | $ 241,000 |
| Suffolk County New York | 5 | $ 3,766,000 | $ 753,000 | $ 428,000 |
| Mecklenburg County North Carolina | 5 | $ 966,000 | $ 193,000 | $ 175,000 |
| Galveston County Texas | 5 | $ 1,017,000 | $ 203,000 | $ 232,000 |
| Kern County California | 4 | $ 397,000 | $ 99,000 | $ 401,000 |
| Napa County California | 4 | $ 893,000 | $ 223,000 | $ 386,000 |
| Orange County California | 4 | $ 2,613,000 | $ 653,000 | $ 325,000 |
| Denver County Colorado | 4 | $ 1,865,000 | $ 466,000 | $ 573,000 |
| Vermilion County Louisiana | 4 | $ 290,000 | $ 72,000 | $ 95,000 |
| Queens County New York | 4 | $ 1,167,000 | $ 291,000 | $ 147,000 |
| Logan County Oklahoma | 4 | $ 394,000 | $ 98,000 | $ 62,000 |
| King County Washington | 4 | $ 1,980,000 | $ 495,000 | $ 252,000 |
| Contra Costa County California | 3 | $ 2,585,000 | $ 861,000 | $ 505,000 |
| Riverside County California | 3 | $ 1,123,000 | $ 374,000 | $ 276,000 |
| Sacramento County California | 3 | $ 1,690,000 | $ 563,000 | $ 509,000 |
| Ventura County California | 3 | $ 2,650,000 | $ 883,000 | $ 392,000 |
| Bay County Florida | 3 | $ 360,000 | $ 120,000 | $ 157,000 |
| Okaloosa County Florida | 3 | $ 884,000 | $ 294,000 | $ 220,000 |
| Pinellas County Florida | 3 | $ 511,000 | $ 170,000 | $ 163,000 |
| Walton County Florida | 3 | $ 639,000 | $ 213,000 | $ 117,000 |
| Forsyth County Georgia | 3 | $ 624,000 | $ 208,000 | $ 84,000 |
| Honolulu County Hawaii | 3 | $ 3,397,000 | $ 1,132,000 | $ 589,000 |
| Lake County Illinois | 3 | $ 1,078,000 | $ 359,000 | $ 198,000 |
| Middlesex County Massachusetts | 3 | $ 1,684,000 | $ 561,000 | $ 213,000 |
| Multnomah County Oregon | 3 | $ 748,000 | $ 249,000 | $ 193,000 |
| Richland County South Carolina | 3 | $ 452,000 | $ 150,000 | $ 263,000 |
| Cameron County Texas | 3 | $ 691,000 | $ 230,000 | $ 359,000 |
| Johnson County Texas | 3 | $ 354,000 | $ 118,000 | $ 79,000 |
| Kittitas County Washington | 3 | $ 644,000 | $ 214,000 | $ 240,000 |
| Kenai Peninsula County Alaska | 2 | $ 294,000 | $ 147,000 | $ 102,000 |
| Yavapai County Arizona | 2 | $ 1,049,000 | $ 524,000 | $ 304,000 |
| Alameda County California | 2 | $ 594,000 | $ 297,000 | $ 304,000 |
| San Bernardino County California | 2 | $ 302,000 | $ 151,000 | $ 104,000 |
| Santa Barbara County California | 2 | $ 704,000 | $ 352,000 | $ 297,000 |
| Tulare County California | 2 | $ 421,000 | $ 210,000 | $ 275,000 |
| Boulder County Colorado | 2 | $ 533,000 | $ 266,000 | $ 558,000 |
| Eagle County Colorado | 2 | $ 1,589,000 | $ 794,000 | $ 730,000 |
| Grand County Colorado | 2 | $ 302,000 | $ 151,000 | $ 232,000 |
| Summit County Colorado | 2 | $ 355,000 | $ 177,000 | $ 400,000 |
| Hartford County Connecticut | 2 | $ 886,000 | $ 443,000 | $ 144,000 |
| Hillsborough County Florida | 2 | $ 952,000 | $ 476,000 | $ 917,000 |
| Lee County Florida | 2 | $ 256,000 | $ 128,000 | $ 247,000 |
| Manatee County Florida | 2 | $ 790,000 | $ 395,000 | $ 186,000 |
| Polk County Florida | 2 | $ 356,000 | $ 178,000 | $ 168,000 |
| Seminole County Florida | 2 | $ 670,000 | $ 335,000 | $ 122,000 |
| DeKalb County Georgia | 2 | $ 248,000 | $ 124,000 | $ 110,000 |
| Gwinnett County Georgia | 2 | $ 509,000 | $ 254,000 | $ 102,000 |
| Hawaii County Hawaii | 2 | $ 1,503,000 | $ 751,000 | $ 803,000 |
| Kauai County Hawaii | 2 | $ 304,000 | $ 152,000 | $ 125,000 |
| Maui County Hawaii | 2 | $ 1,450,000 | $ 725,000 | $ 896,000 |
| DuPage County Illinois | 2 | $ 395,000 | $ 197,000 | $ 112,000 |
| Calcasieu County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 122,000 |
| East Baton Rouge County Louisiana | 2 | $ 115,000 | $ 57,000 | $ 178,000 |
| York County Maine | 2 | $ 310,000 | $ 155,000 | $ 137,000 |
| Prince George's County Maryland | 2 | $ 314,000 | $ 157,000 | $ 60,000 |
| Suffolk County Massachusetts | 2 | $ 617,000 | $ 308,000 | $ 260,000 |
| Worcester County Massachusetts | 2 | $ 311,000 | $ 155,000 | $ 42,000 |
| Macomb County Michigan | 2 | $ 337,000 | $ 168,000 | $ 79,000 |
| Hennepin County Minnesota | 2 | $ 648,000 | $ 324,000 | $ 201,000 |
| Flathead County Montana | 2 | $ 1,545,000 | $ 772,000 | $ 297,000 |
| Washoe County Nevada | 2 | $ 1,557,000 | $ 778,000 | $ 320,000 |
| Bergen County New Jersey | 2 | $ 434,000 | $ 217,000 | $ 136,000 |
| Hudson County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 125,000 |
| Santa Fe County New Mexico | 2 | $ 1,046,000 | $ 523,000 | $ 209,000 |
| Nassau County New York | 2 | $ 367,000 | $ 183,000 | $ 122,000 |
| Buncombe County North Carolina | 2 | $ 417,000 | $ 208,000 | $ 227,000 |
| New Hanover County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 142,000 |
| Canadian County Oklahoma | 2 | $ 159,000 | $ 79,000 | $ 97,000 |
| Cleveland County Oklahoma | 2 | $ 385,000 | $ 192,000 | $ 128,000 |
| Muskogee County Oklahoma | 2 | $ 48,000 | $ 24,000 | $ 46,000 |
| Delaware County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| Horry County South Carolina | 2 | $ 237,000 | $ 118,000 | $ 136,000 |
| Austin County Texas | 2 | $ 197,000 | $ 98,000 | $ 185,000 |
| Brazoria County Texas | 2 | $ 394,000 | $ 197,000 | $ 135,000 |
| Comal County Texas | 2 | $ 1,892,000 | $ 946,000 | $ 310,000 |
| Hood County Texas | 2 | $ 395,000 | $ 197,000 | $ 96,000 |
| Polk County Texas | 2 | $ 490,000 | $ 245,000 | $ 224,000 |
| Van Zandt County Texas | 2 | $ 323,000 | $ 161,000 | $ 176,000 |
| Pierce County Washington | 2 | $ 438,000 | $ 219,000 | $ 124,000 |
| Whatcom County Washington | 2 | $ 570,000 | $ 285,000 | $ 122,000 |
| Milwaukee County Wisconsin | 2 | $ 322,000 | $ 161,000 | $ 98,000 |
| Covington County Alabama | 1 | $ 367,000 | $ 367,000 | $ 185,000 |
| Yukon-Koyukuk County Alaska | 1 | $ 440,000 | $ 440,000 | $ 210,000 |
| Coconino County Arizona | 1 | $ 147,000 | $ 147,000 | $ 96,000 |
| Mohave County Arizona | 1 | $ 108,000 | $ 108,000 | $ 91,000 |
| Pinal County Arizona | 1 | $ 490,000 | $ 490,000 | $ 385,000 |
| El Dorado County California | 1 | $ 170,000 | $ 170,000 | $ 221,000 |
| Nevada County California | 1 | $ 395,000 | $ 395,000 | $ 210,000 |
| San Joaquin County California | 1 | $ 510,000 | $ 510,000 | $ 315,000 |
| San Luis Obispo County California | 1 | $ 401,000 | $ 401,000 | $ 220,000 |
| San Mateo County California | 1 | $ 1,070,000 | $ 1,070,000 | $ 280,000 |
| Santa Cruz County California | 1 | $ 639,000 | $ 639,000 | $ 188,000 |
| Solano County California | 1 | $ 113,000 | $ 113,000 | $ 175,000 |
| Adams County Colorado | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Broomfield County Colorado | 1 | $ 236,000 | $ 236,000 | $ 99,000 |
| Delta County Colorado | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 688,000 | $ 688,000 | $ 312,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Elbert County Colorado | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
| Garfield County Colorado | 1 | $ 600,000 | $ 600,000 | $ 227,000 |
| Jefferson County Colorado | 1 | $ 709,000 | $ 709,000 | $ 258,000 |
| Pitkin County Colorado | 1 | $ 160,000 | $ 160,000 | $ 361,000 |
| Routt County Colorado | 1 | $ 314,000 | $ 314,000 | $ 500,000 |
| Weld County Colorado | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| Fairfield County Connecticut | 1 | $ 1,364,000 | $ 1,364,000 | $ 542,000 |
| Collier County Florida | 1 | $ 320,000 | $ 320,000 | $ 675,000 |
| Duval County Florida | 1 | $ 196,000 | $ 196,000 | $ 109,000 |
| Escambia County Florida | 1 | $ 120,000 | $ 120,000 | $ 210,000 |
| Indian River County Florida | 1 | $ 626,000 | $ 626,000 | $ 704,000 |
| Martin County Florida | 1 | $ 70,000 | $ 70,000 | $ 1,096,000 |
| Monroe County Florida | 1 | $ 270,000 | $ 270,000 | $ 135,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 143,000 |
| Cobb County Georgia | 1 | $ 244,000 | $ 244,000 | $ 150,000 |
| Coweta County Georgia | 1 | $ 113,000 | $ 113,000 | $ 134,000 |
| Greene County Georgia | 1 | $ 1,290,000 | $ 1,290,000 | $ 1,685,000 |
| Putnam County Georgia | 1 | $ 212,000 | $ 212,000 | $ 135,000 |
| Ada County Idaho | 1 | $ 195,000 | $ 195,000 | $ 214,000 |
| Kane County Illinois | 1 | $ 413,000 | $ 413,000 | $ 136,000 |
| Will County Illinois | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Dearborn County Indiana | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Hamilton County Indiana | 1 | $ 220,000 | $ 220,000 | $ 79,000 |
| Harvey County Kansas | 1 | $ 60,000 | $ 60,000 | $ 183,000 |
| Ascension County Louisiana | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
| Bossier County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 118,000 |
| Cameron County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Concordia County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Evangeline County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Jackson County Louisiana | 1 | $ 280,000 | $ 280,000 | $ 370,000 |
| Orleans County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Ouachita County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Sabine County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| St. Charles County Louisiana | 1 | $ 234,000 | $ 234,000 | $ 126,000 |
| St. Mary County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 137,000 |
| St. Tammany County Louisiana | 1 | $ 308,000 | $ 308,000 | $ 226,000 |
| Terrebonne County Louisiana | 1 | $ 410,000 | $ 410,000 | $ 115,000 |
| Montgomery County Maryland | 1 | $ 582,000 | $ 582,000 | $ 440,000 |
| Barnstable County Massachusetts | 1 | $ 1,470,000 | $ 1,470,000 | $ 1,238,000 |
| Nantucket County Massachusetts | 1 | $ 251,000 | $ 251,000 | $ 59,000 |
| Norfolk County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 260,000 |
| Livingston County Michigan | 1 | $ 530,000 | $ 530,000 | $ 169,000 |
| Itasca County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Hancock County Mississippi | 1 | $ 202,000 | $ 202,000 | $ 121,000 |
| Pearl River County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Pike County Mississippi | 1 | $ 231,000 | $ 231,000 | $ 116,000 |
| Lake County Montana | 1 | $ 187,000 | $ 187,000 | $ 174,000 |
| Nye County Nevada | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Essex County New Jersey | 1 | $ 264,000 | $ 264,000 | $ 130,000 |
| Monmouth County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 237,000 |
| Somerset County New Jersey | 1 | $ 540,000 | $ 540,000 | $ 200,000 |
| San Juan County New Mexico | 1 | $ 392,000 | $ 392,000 | $ 218,000 |
| Taos County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 212,000 |
| Niagara County New York | 1 | $ 171,000 | $ 171,000 | $ 108,000 |
| Orange County New York | 1 | $ 220,000 | $ 220,000 | $ 163,000 |
| Rockland County New York | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
| Ulster County New York | 1 | $ 496,000 | $ 496,000 | $ 210,000 |
| Craven County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 179,000 |
| Currituck County North Carolina | 1 | $ 560,000 | $ 560,000 | $ 512,000 |
| Dare County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 626,000 |
| Durham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
| Forsyth County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Orange County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 160,000 |
| Wake County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 92,000 |
| Cuyahoga County Ohio | 1 | $ 114,000 | $ 114,000 | $ 54,000 |
| Summit County Ohio | 1 | $ 139,000 | $ 139,000 | $ 100,000 |
| Custer County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Garfield County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 78,000 |
| Grady County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 115,000 |
| Rogers County Oklahoma | 1 | $ 342,000 | $ 342,000 | $ 169,000 |
| Woods County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Deschutes County Oregon | 1 | $ 198,000 | $ 198,000 | $ 539,000 |
| Washington County Oregon | 1 | $ 363,000 | $ 363,000 | $ 96,000 |
| Allegheny County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 201,000 |
| Montgomery County Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 396,000 |
| Philadelphia County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 144,000 |
| Charleston County South Carolina | 1 | $ 1,080,000 | $ 1,080,000 | $ 700,000 |
| Lawrence County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 128,000 |
| Cheatham County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 94,000 |
| Hamilton County Tennessee | 1 | $ 334,000 | $ 334,000 | $ 255,000 |
| Rutherford County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 89,000 |
| Williamson County Tennessee | 1 | $ 608,000 | $ 608,000 | $ 262,000 |
| Wilson County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
| Bastrop County Texas | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Bell County Texas | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Bexar County Texas | 1 | $ 267,000 | $ 267,000 | $ 116,000 |
| Ector County Texas | 1 | $ 277,000 | $ 277,000 | $ 264,000 |
| Grayson County Texas | 1 | $ 154,000 | $ 154,000 | $ 88,000 |
| Harrison County Texas | 1 | $ 272,000 | $ 272,000 | $ 138,000 |
| Hunt County Texas | 1 | $ 89,000 | $ 89,000 | $ 149,000 |
| Jasper County Texas | 1 | $ 194,000 | $ 194,000 | $ 210,000 |
| Knox County Texas | 1 | $ 74,000 | $ 74,000 | $ 182,000 |
| Llano County Texas | 1 | $ 401,000 | $ 401,000 | $ 238,000 |
| Nacogdoches County Texas | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Nueces County Texas | 1 | $ 280,000 | $ 280,000 | $ 374,000 |
| San Jacinto County Texas | 1 | $ 190,000 | $ 190,000 | $ 237,000 |
| Throckmorton County Texas | 1 | $ 60,000 | $ 60,000 | $ 200,000 |
| Titus County Texas | 1 | $ 148,000 | $ 148,000 | $ 153,000 |
| Waller County Texas | 1 | $ 291,000 | $ 291,000 | $ 200,000 |
| Williamson County Texas | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Young County Texas | 1 | $ 31,000 | $ 31,000 | $ 112,000 |
| Wasatch County Utah | 1 | $ 265,000 | $ 265,000 | $ 142,000 |
| Washington County Utah | 1 | $ 324,000 | $ 324,000 | $ 165,000 |
| Weber County Utah | 1 | $ 51,000 | $ 51,000 | $ 198,000 |
| Chittenden County Vermont | 1 | $ 394,000 | $ 394,000 | $ 288,000 |
| Washington County Vermont | 1 | $ 67,000 | $ 67,000 | $ 476,000 |
| Windham County Vermont | 1 | $ 568,000 | $ 568,000 | $ 919,000 |
| Fauquier County Virginia | 1 | $ 624,000 | $ 624,000 | $ 260,000 |
| Loudoun County Virginia | 1 | $ 439,000 | $ 439,000 | $ 260,000 |
| Prince William County Virginia | 1 | $ 266,000 | $ 266,000 | $ 58,000 |
| Okanogan County Washington | 1 | $ 274,000 | $ 274,000 | $ 568,000 |
| Snohomish County Washington | 1 | $ 133,000 | $ 133,000 | $ 165,000 |
| Brooke County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Wayne County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Dane County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 116,000 |
| Oneida County Wisconsin | 1 | $ 750,000 | $ 750,000 | $ 1,513,000 |
| Ozaukee County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Rock County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 637 | $219,874,000 | $345,000 | $3,000,000 | $248,000 | $1,986,000 |
| Refinancing | 557 | $146,509,000 | $263,000 | $3,000,000 | $177,000 | $1,726,000 |
| Home Improvement | 83 | $3,293,000 | $39,000 | $288,000 | $122,000 | $442,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 693 | $238,612,000 | $344,000 | $3,000,000 | $250,000 | $1,986,000 |
| Not Provided | 438 | $92,971,000 | $212,000 | $2,000,000 | $147,000 | $1,217,000 |
| Asian | 58 | $17,626,000 | $303,000 | $1,422,000 | $255,000 | $1,200,000 |
| Hispanic | 52 | $14,701,000 | $282,000 | $840,000 | $179,000 | $934,000 |
| Black or African American | 33 | $4,854,000 | $147,000 | $560,000 | $106,000 | $490,000 |
| American Indian or Alaskan Native | 2 | $215,000 | $107,000 | $120,000 | $125,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $697,000 | $697,000 | $697,000 | $305,000 | $305,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,277 | $369,676,000 | $289,000 | $3,000,000 | $209,000 | $1,986,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 952 | $304,979,000 | $320,000 | $3,000,000 | $229,000 | $1,986,000 |
| Application Withdrawn By Applicant | 168 | $37,970,000 | $226,000 | $1,620,000 | $168,000 | $1,592,000 |
| Application Denied By Financial Institution | 104 | $19,779,000 | $190,000 | $1,313,000 | $119,000 | $1,096,000 |
| Application Approved But Not Accepted | 30 | $2,235,000 | $74,000 | $288,000 | $124,000 | $279,000 |
| File Closed For Incompleteness | 23 | $4,713,000 | $204,000 | $630,000 | $152,000 | $385,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $4,434,000 | $119,000 | $840,000 | $86,000 | $280,000 |
| Debt-To-Income Ratio | 15 | $2,266,000 | $151,000 | $305,000 | $76,000 | $192,000 |
| Other | 15 | $6,053,000 | $403,000 | $1,313,000 | $275,000 | $1,096,000 |
| Collateral | 13 | $2,436,000 | $187,000 | $410,000 | $98,000 | $175,000 |
| Unverifiable Information | 4 | $1,281,000 | $320,000 | $422,000 | $166,000 | $321,000 |
| Employment History | 2 | $200,000 | $100,000 | $100,000 | $164,000 | $273,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $473,000 | $236,000 | $326,000 | $102,000 | $135,000 |
| Mortgage Insurance Denied | 2 | $507,000 | $253,000 | $363,000 | $86,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.